Bemidji, Minnesota

Area Profile

15,569 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Bemidji, in Beltrami County.

48out of 100
Area Score
Bottom 13% of 4,196 profiles measured

How we calculate this

How this area ranks

Data updated · 14 sources
Opportunity4,080th of 4,199 cities measured24
Schools2,559th of 4,162 cities measured41
Growth2,159th of 4,224 cities measured50
Housing affordabilityTop 21% of 4,218 cities measured77
Climate4,212th of 4,225 cities measured45
Physical resilienceTop 39% of 4,226 cities measured68
Access4,180th of 4,226 cities measured34
Economic stability3,442nd of 4,226 cities measured38
The quick read

Employment conditions sit below most comparable cities measured: unemployment is 6.0% and the Opportunity signal places Bemidji in the bottom 3%. The unemployment rate is published for Beltrami County, MN, which contains Bemidji, rather than for Bemidji alone.

In the public schools here, 52% of students met the state standard in mathematics, with 14.4 students for every teacher.

Rent takes 28% of renter income here, below the 30% threshold conventionally called cost-burdened, and the median home is 2.6 times what its owners earn.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
15,569
2024 ACS 5-Year
Median household income
$55,405
Bottom 32% nationally
Density
893/sq mi
17.4 sq mi of land
Median age
30.0
2024 ACS 5-Year
County
Minnesota
Micro area
Nearest major airport
FAR
99 mi · Hector Intl
Median home value
$198,300
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Beltrami County, MN, which contains Bemidji, is 6.0% — higher than in all but 7% of the 4,226 measured US cities.

Employment across Beltrami County, MN, which contains Bemidji, fell 2.4% over the past year, to 21,503 employed residents.

32% of adults hold a four-year degree, higher than 73% of measured US cities.

MetricValueCompared nationallySource period
Income of new arrivalsBeltrami County, MN’s figurefiling years 2022–2023$58,77623rd percentileof 4,101filing years 2022–2023
Income of those who leftBeltrami County, MN’s figurefiling years 2022–2023$56,53018th percentileof 4,101filing years 2022–2023
Median household income ±$4,6662024 ACS 5-Year$55,405Bottom 32%of 29,2232024 ACS 5-Year
Per capita income ±$2,4622024 ACS 5-Year$31,542Bottom 42%of 31,4202024 ACS 5-Year
Poverty rate ±5%2024 ACS 5-Year18.6%Bottom 25%of 31,7732024 ACS 5-Year
Average commute ±2.0 min2024 ACS 5-Year18.1 minTop 12%of 31,5432024 ACS 5-Year
Bachelor's degree or higher ±4%2024 ACS 5-Year32.5%Top 27%of 31,9192024 ACS 5-Year
Drove alone to work ±4%2024 ACS 5-Year76.3%47th percentileof 31,4332024 ACS 5-Year
EmploymentBeltrami County, MN’s figureJuly 202621,503Bottom 25%of 4,226July 2026
Employment change (3 years)Beltrami County, MN’s figureJuly 2026−3.3%Bottom 11%of 4,226July 2026
Employment change (year over year)Beltrami County, MN’s figureJuly 2026−2.4%Bottom 14%of 4,226July 2026
Labor forceBeltrami County, MN’s figureJuly 202622,88126th percentileof 4,226July 2026
Labor force participation ±3%2024 ACS 5-Year76.2%Bottom 43%of 31,5132024 ACS 5-Year
Public transit to work ±0.7%2024 ACS 5-Year0.8%82nd percentileof 31,4332024 ACS 5-Year
Unemployment change (year over year)Beltrami County, MN’s figureJuly 2026+0.8%Bottom 6%of 4,226July 2026
Unemployment rateBeltrami County, MN’s figureJuly 20266.0%Bottom 7%of 4,226July 2026
Worked from home ±2%2024 ACS 5-Year5.9%41st percentileof 31,4332024 ACS 5-Year

Median household income, successive ACS releases

202120222023202455k42k
Each point is a separate five-year estimate, most recently $55,405 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Beltrami County, MN, which contains this city.

52% of students met the state standard in mathematics and 55% in reading, across the schools here that reported results.

There are 14.4 students for every full-time teacher across 16 public schools, fewer than in most measured places.

Public schools
22
2024-25 school year
Students per teacher
14.4
across 16 of them
Math proficiency
52.1%
Bottom 38% in Minnesota
Reading proficiency
55.0%
Bottom 31% in Minnesota
The 12 largest of 22 public schools, by enrollment.
SchoolDistrictStudentsPer teacherMathReading
Bemidji Senior HighBemidji Public School District1,53720.053%55%
Bemidji MiddleBemidji Public School District96715.954%61%
Gene Dillon Elementary SchoolBemidji Public School District66714.845%51%
Lincoln ElementaryBemidji Public School District32013.962%52%
Horace May ElementaryBemidji Public School District30012.062%57%
Northern ElementaryBemidji Public School District28214.872%62%
J.W. Smith ElementaryBemidji Public School District23811.955%45%
Schoolcraft Learning Community · charterSCHOOLCRAFT LEARNING COMMUNITY CHTR19210.152%57%
Treknorth High School · charterTREKNORTH HIGH SCHOOL14416.035%65%
Aurora Waasakone Community of Learn · charterAurora Waasakone Community of Learn13310.2——
Paul Bunyan CenterBemidji Public School District1187.4——
Trek North Middle School · charterTREKNORTH HIGH SCHOOL10913.642%62%

44.5% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Minnesota’s own standard, so it is ranked within state. How to read school figures.

The Federal Housing Finance Agency’s house price index for the non-metropolitan parts of Minnesota is up 43% over five years, and up 3.8% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $2,300 a year in real estate taxes, about 1.16% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,135, close to the $1,067 tenants already here pay.

At HUD’s Fair Market Rent of $1,135 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $45,400 a year, about 82% of the median household income here of $55,405.

The typical renter household here spends 28% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,067 a month.

A median home at $198,300 costs 2.6 times the median income of its owner-occupied households, $76,778, close to the historic benchmark for an affordable market.

Rent as a share of income
28.2%
Below the 30% cost-burdened threshold
Home price to income
2.6×
median home value ÷ owner household income
Market rent, two bedroom
$1,135
what a new lease costs · FY2026
Median gross rent
$1,067
what tenants now pay · 2024 ACS 5-Year
Median home value
$198,300
2024 ACS 5-Year

The figures above are measured against Bemidji’s median household income of $55,405, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Home price change (1 year)the non-metropolitan parts of Minnesota’s figure2026 Q2+3.8%63rd percentileof 4,1542026 Q2
Home price change (5 years)the non-metropolitan parts of Minnesota’s figure2026 Q2+42.5%49th percentileof 4,1542026 Q2
Home price change (10 years)the non-metropolitan parts of Minnesota’s figure2026 Q2+88.5%44th percentileof 4,1542026 Q2
Home price to income ±0.52024 ACS 5-Year2.6Bottom 47%of 26,8152024 ACS 5-Year
Homeownership rate ±3%2024 ACS 5-Year43.1%5th percentileof 31,7172024 ACS 5-Year
Housing units ±2952024 ACS 5-Year7,23292nd percentileof 32,1772024 ACS 5-Year
Market rent, one bedroomFY2026$876Top 13%of 4,072FY2026
Market rent, three bedroomFY2026$1,361Top 11%of 4,072FY2026
Market rent, two bedroomFY2026$1,135Top 16%of 4,072FY2026
Median gross rent ±$302024 ACS 5-Year$1,067Bottom 42%of 23,1202024 ACS 5-Year
Median home value ±$22,3792024 ACS 5-Year$198,30053rd percentileof 29,1112024 ACS 5-Year
Median property taxes ±$2012024 ACS 5-Year$2,30062nd percentileof 26,4402024 ACS 5-Year
Owner household income ±$11,4602024 ACS 5-Year$76,778Bottom 47%of 27,5482024 ACS 5-Year
Property tax rate ±0.17%2024 ACS 5-Year1.16%61st percentileof 20,5432024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year28.2%Top 49%of 22,9502024 ACS 5-Year
Seasonal and second homes ±762024 ACS 5-Year9589th percentileof 32,3302024 ACS 5-Year
Second homes2024 ACS 5-Year1.3%64th percentileof 31,8952024 ACS 5-Year
Vacancy rate2024 ACS 5-Year6.9%50th percentileof 31,7692024 ACS 5-Year
Vacant housing units ±2072024 ACS 5-Year59691st percentileof 32,3302024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures.

Development Momentum

50/ 100
Ranks 2,159 of 4,224 published city profiles
The most recent move in permitting was upward, in a series running from 2022 to 2025. That is the direction of the recent run. The chart below compares the first year with the last, which can point the other way.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 2% since 2020, reaching 15,733 in 2024.

Permitting has turned upward after moving the other way the year before: 22 units authorized in 2025, against 10 the year before.

70% of the 43 units permitted over the past twelve months are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

Federal tax returns show Beltrami County, which contains Bemidji, lost about 0.2% of its residents through moves within the US in the most recent year, counting those who arrived against those who left. Households that moved in reported an average income of $58,776, close to the $56,530 of households that moved out.

At 2.8 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
43
12 months ending July 2026
Per 1,000 residents
2.8
Top 48% nationally
Year over year
+105%
vs the prior twelve months
Multifamily share
69.8%
units in 5+ unit buildings

Population, annual estimates

2020202120222023202416k15k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been holding roughly steady, over a series running from 2020 to 2024.

People moving in and out

Net migration
−0.2%
of residents, in a year
Arrivals from another state
37%
of people moving in
Income of arrivals
$58,776
average per tax return
Income of those who left
$56,530
average per tax return

Where newcomers came from

  1. Hubbard County, MN 178 people · 10% of arrivals
  2. Cass County, MN 111 people · 6.5% of arrivals
  3. Clearwater County, MN 107 people · 6.3% of arrivals
  4. Hennepin County, MN 66 people · 3.9% of arrivals
  5. Polk County, MN 51 people · 3.0% of arrivals

Where people who left went

  1. Hubbard County, MN 196 people · 11% of departures
  2. Cass County, MN 137 people · 7.6% of departures
  3. Hennepin County, MN 109 people · 6.1% of departures
  4. Clearwater County, MN 98 people · 5.5% of departures
  5. St. Louis County, MN 67 people · 3.7% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Beltrami County, MN. IRS Statistics of Income, filing years 2022–2023.

Housing units permitted per year

20222023202420256410
Annual totals from the Census Building Permits Survey. Permitting in 2025 was higher than 2022 (+22%).

Weather & climate

4 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 79°F and January a low of -4°F.

Normal annual precipitation is 26.5 inches, including 48.9 inches of snow.

Air quality measures a median index of 36, in the Good band, and about 4 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

-10°10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CASS LAKE, 14.4 miles from this location.

Precipitation

JFMAMJJASOND4.1"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year552024 calendar year
Annual precipitation1991-2020 Normals26.5"1991-2020 Normals
Annual snowfall1991-2020 Normals48.9"1991-2020 Normals
Average January low1991-2020 Normals-4°F1991-2020 Normals
Average July high1991-2020 Normals79°F1991-2020 Normals
Comfortable months1991-2020 Normals41991-2020 Normals
Days above AQI 1002024 calendar year42024 calendar year
Median air quality index2024 calendar year362024 calendar year
Seasonal temperature swing1991-2020 Normals61°F1991-2020 Normals

Air quality

Median air quality index
36
Good on a typical day
Worst tenth of days
55
90th percentile index
Days above 100
4
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

68 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, cold wave and tornado, with inland flooding alone responsible for 67% of it. Cold wave is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

Winter weatherModerate
WildfireModerate
Inland floodingModerate
DroughtModerate
TornadoModerate

Low or minimal exposure: cold wave, landslide, hail, strong wind, lightning, heat wave, ice storm, earthquake, avalanche, coastal flooding, hurricane, tsunami, volcanic activity.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Violent crime
727
per 100,000 residents · 2025 calendar year
Property crime
4,515
per 100,000 residents · 2025 calendar year

Below these are deaths rather than offenses, published for the county. The two measure different things and are not comparable with each other.

Bemidji's police department reported 727 violent offenses per 100,000 residents, higher than most places with a department reporting. Property crime runs at 4,515.

Beltrami County has a modeled homicide rate of about 2.4 per 100,000 residents a year, because the CDC suppresses counts this small, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at about 11.9 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.

Drug overdose deaths run at 21.4 per 100,000 residents in Beltrami County.

Homicide
2.4
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
11.9
per 100,000 residents · modeled, not measured
Drug overdose
21.4
per 100,000 residents
Suicide
16.5
per 100,000 residents · modeled, not measured

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Offenses are reported to the FBI by Bemidji’s own police department and shown only where it reported every month of the year; a partial year is withheld rather than scaled up. Reported crime is what police recorded, which is not the same as what happened. Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around Bemidji (Beltrami County) rather than Bemidji itself. Neither is part of the Area Score. How to read crime rates and death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Cost of living
Price parities are published for metropolitan areas, and this place lies outside one.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. Cost of living is published where the Bureau of Economic Analysis measures it, though not for this place. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

1 major airport lies within 100 miles, the nearest Hector Intl at 99 miles.

MetricValueCompared nationallySource period
Broadband access ±2%2024 ACS 5-Year90.8%Top 45%of 31,5882024 ACS 5-Year
Distance to major airportNASR current cycle99 miBottom 1%of 4,226NASR current cycle
Major airports within 100 milesNASR current cycle1Bottom 1%of 4,226NASR current cycle
No internet access ±2%2024 ACS 5-Year6.5%Top 45%of 31,5882024 ACS 5-Year
AirportCodeDistanceLongest runway
Hector IntlFAR99 mi9,001 ft
Duluth IntlDLH134 mi10,591 ft
Minneapolis-St Paul Intl/Wold-ChamberlainMSP197 mi11,006 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
48
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
SafetyFederal Bureau of Investigation, Crime Data Explorer
Summarized offense counts by law enforcement agency
2025 calendar year
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

ZIP codes in Bemidji

1 ZIP area

Every ZIP area in Bemidji with census figures of its own, largest first.

ZIPPopulationMedian household incomeMedian home valueArea Score
5660134,784$72,262$260,90049