Kokomo, IN

Metro Area Profile

83,752 residents. Jobs, income, development, climate and physical risk across the Kokomo, IN metropolitan area.

58out of 100
Area Score
Top 48% of 834 profiles measured

How we calculate this

How this area ranks

Data updated · 12 sources
Opportunity668th of 835 metro and micro areas measured36
Schools532nd of 695 metro and micro areas measured29
GrowthTop 42% of 834 metro and micro areas measured55
Housing affordability521st of 835 metro and micro areas measured71
Climate588th of 835 metro and micro areas measured61
Physical resilienceTop 5% of 835 metro and micro areas measured89
AccessTop 9% of 835 metro and micro areas measured97
Economic stability497th of 835 metro and micro areas measured43
The quick read

Employment conditions sit below most comparable metro and micro areas measured: unemployment is 4.9% and the Opportunity signal places Kokomo in the bottom 20%.

In the public schools here, 39% of students met the state standard in mathematics, with 15.1 students for every teacher.

Rent takes 31% of renter income here, above the 30% threshold conventionally called cost-burdened, and the median home is 2.1 times what its owners earn.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
83,752
2024 ACS 5-Year
Median household income
$64,027
Bottom 40% nationally
Density
286/sq mi
293.1 sq mi of land
Median age
40.7
2024 ACS 5-Year
Area type
Metropolitan area
Indiana
Nearest major airport
GUS
12 mi · Grissom ARB
Median home value
$165,000
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.9% — higher than in all but 26% of the 835 measured US metro and micro areas.

Employment fell 0.5% over the past year, to 33,789 employed residents.

MetricValueCompared nationallySource period
Median household income ±$2,1062024 ACS 5-Year$64,027Bottom 40%of 9352024 ACS 5-Year
Per capita income ±$1,2952024 ACS 5-Year$35,963Top 47%of 9352024 ACS 5-Year
Poverty rate ±1%2024 ACS 5-Year12.9%Bottom 49%of 9352024 ACS 5-Year
Average commute ±0.8 min2024 ACS 5-Year22.3 minTop 31%of 9352024 ACS 5-Year
Bachelor's degree or higher ±1%2024 ACS 5-Year20.8%Bottom 30%of 9352024 ACS 5-Year
Drove alone to work ±2%2024 ACS 5-Year79.8%71st percentileof 9352024 ACS 5-Year
EmploymentJuly 202633,789Bottom 46%of 835July 2026
Employment change (3 years)July 2026−1.8%Bottom 30%of 835July 2026
Employment change (year over year)July 2026−0.5%Top 46%of 835July 2026
Labor forceJuly 202635,52246th percentileof 835July 2026
Labor force participation ±1%2024 ACS 5-Year76.0%Bottom 47%of 9352024 ACS 5-Year
Mean annual wage2025 OEWS$59,480Bottom 42%of 3922025 OEWS
Median annual wage2025 OEWS$48,980Top 36%of 3922025 OEWS
Metro employment2025 OEWS35,5004th percentileof 3922025 OEWS
Public transit to work ±0.2%2024 ACS 5-Year0.3%40th percentileof 9352024 ACS 5-Year
Unemployment change (year over year)July 2026−2.2%Top 1%of 835July 2026
Unemployment rateJuly 20264.9%Bottom 26%of 835July 2026
Worked from home ±1%2024 ACS 5-Year6.0%21st percentileof 9352024 ACS 5-Year

Unemployment rate

2021/072022/072023/072024/072025/072026/077.93.9
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 4.9% in July 2026. It has been falling, over a series running from 2020-01 to 2026-07. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.

Largest occupations — Kokomo, IN

OccupationPeople employedMedian annual wage
Fast Food and Counter Workers1,540$29,130
Retail Salespersons1,290$31,580
Cashiers980$29,570
Registered Nurses740$83,370
Electricians730$91,290
Home Health and Personal Care Aides710$35,650

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

39% of students met the state standard in mathematics and 47% in reading, across the schools here that reported results.

There are 15.1 students for every full-time teacher across 27 public schools, more than in most measured places.

Public schools
28
2024-25 school year
Students per teacher
15.1
across 27 of them
Math proficiency
39.1%
Bottom 25% in Indiana
Reading proficiency
46.8%
Bottom 25% in Indiana
The 12 largest of 28 public schools, by enrollment.
SchoolDistrictStudentsPer teacherMathReading
Kokomo High SchoolKokomo School Corporation1,39313.115%46%
Western High SchoolWestern School Corporation80415.847%67%
Eastern Elementary SchoolEastern Howard School Corporation72718.248%38%
Northwestern Elementary SchoolNorthwestern School Corp66517.547%50%
Western Intermediate SchoolWestern School Corporation62215.667%53%
Western Middle SchoolWestern School Corporation58915.557%64%
Northwestern Senior High SchoolNorthwestern School Corp54113.937%77%
Lafayette Park Elementary SchoolKokomo School Corporation52711.044%36%
Western Primary SchoolWestern School Corporation52715.1——
Eastern High SchoolEastern Howard School Corporation49717.847%77%
Taylor Elementary SchoolTaylor Community School Corp49417.628%23%
Central Middle SchoolKokomo School Corporation45115.031%42%

48.7% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Indiana’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 10% below the national average — the Bureau of Economic Analysis index reads 89.6, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for this area is up 54% over five years, and up 7.2% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $1,189 a year in real estate taxes, about 0.72% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,123, some 20% above the $937 tenants already here pay.

At HUD’s Fair Market Rent of $1,123 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $44,900 a year, about 70% of the median household income here of $64,027.

The typical renter household here spends 31% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $937 a month.

A median home at $165,000 costs 2.1 times the median income of its owner-occupied households, $78,766, close to the historic benchmark for an affordable market.

Cost of living
89.6

Prices here run about 10% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Price level for all consumption in this metropolitan area against a national average of 100. Housing dominates the spread between places; goods vary far less.

Rent as a share of income
30.7%
Above the 30% cost-burdened threshold
Home price to income
2.1×
median home value ÷ owner household income
Market rent, two bedroom
$1,123
what a new lease costs · FY2026
Median gross rent
$937
what tenants now pay · 2024 ACS 5-Year
Median home value
$165,000
2024 ACS 5-Year

The figures above are measured against Kokomo’s median household income of $64,027, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living index202389.6Top 23%of 3862023
Home price change (1 year)2026 Q2+7.2%90th percentileof 3722026 Q2
Home price change (5 years)2026 Q2+53.6%81st percentileof 3722026 Q2
Home price change (10 years)2026 Q2+111.7%76th percentileof 3722026 Q2
Home price to income ±0.12024 ACS 5-Year2.1Top 17%of 9352024 ACS 5-Year
Homeownership rate ±2%2024 ACS 5-Year70.6%54th percentileof 9352024 ACS 5-Year
Housing units ±702024 ACS 5-Year39,87653rd percentileof 9352024 ACS 5-Year
Market rent, one bedroomFY2026$890Top 49%of 818FY2026
Market rent, three bedroomFY2026$1,388Top 44%of 818FY2026
Market rent, two bedroomFY2026$1,123Bottom 48%of 818FY2026
Median gross rent ±$192024 ACS 5-Year$937Top 43%of 9352024 ACS 5-Year
Median home value ±$5,4762024 ACS 5-Year$165,00026th percentileof 9352024 ACS 5-Year
Median property taxes ±$472024 ACS 5-Year$1,18920th percentileof 9332024 ACS 5-Year
Owner household income ±$3,5872024 ACS 5-Year$78,766Bottom 43%of 9352024 ACS 5-Year
Property tax rate ±0.04%2024 ACS 5-Year0.72%40th percentileof 9322024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year30.7%Bottom 27%of 9352024 ACS 5-Year
Seasonal and second homes ±1502024 ACS 5-Year20316th percentileof 9352024 ACS 5-Year
Second homes2024 ACS 5-Year0.5%9th percentileof 9352024 ACS 5-Year
Vacancy rate2024 ACS 5-Year10.2%74th percentileof 9352024 ACS 5-Year
Vacant housing units ±5132024 ACS 5-Year4,28347th percentileof 9352024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

55/ 100
Top 42% of 834 published metro profiles
The most recent move in permitting was downward, in a series running from 2024 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 1% since 2020, reaching 84,082 in 2024.

At 2.8 permitted units per 1,000 residents, building activity is above the median for measured US metro and micro areas.

Units permitted
234
12 months ending July 2026
Per 1,000 residents
2.8
Top 47% nationally
Year over year
+79%
vs the prior twelve months
Multifamily share
59.0%
units in 5+ unit buildings

Population, annual estimates

2020202120222023202484k84k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been holding roughly steady, over a series running from 2020 to 2024.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 84°F and January a low of 17°F.

Normal annual precipitation is 44.4 inches, including 34.1 inches of snow.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station KOKOMO 3 WSW, 3.7 miles from this location.

Precipitation

JFMAMJJASOND5.2"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals44.4"1991-2020 Normals
Annual snowfall1991-2020 Normals34.1"1991-2020 Normals
Average January low1991-2020 Normals17°F1991-2020 Normals
Average July high1991-2020 Normals84°F1991-2020 Normals
Comfortable months1991-2020 Normals51991-2020 Normals
Seasonal temperature swing1991-2020 Normals48°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

89 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and cold wave, with inland flooding alone responsible for 45% of it. Inland flooding and cold wave are independently rated low or minimal nationally, so this describes how the loss is composed, not how large those hazards are.

Overall hazard risk is lower than 95% of measured US metro and micro areas.

TornadoElevated
HailModerate
EarthquakeHigh
Heat waveModerate
DroughtModerate
LightningModerate

Low or minimal exposure: strong wind, winter weather, cold wave, inland flooding, ice storm, landslide, hurricane, wildfire, coastal flooding, avalanche, tsunami, volcanic activity.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. This value is the population-weighted mean of all component counties; expected annual loss is their sum. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. City profiles inside this area carry their own figure where their department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Death-certificate rates
The CDC publishes these rates by county, so a metropolitan area carries none of its own. The county profiles inside it do.
Air quality
The EPA publishes an air-quality index by county, and only where a monitor sits, so a metropolitan area carries none of its own. The county profiles inside it show it where one exists.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

4 major airports lie within 100 miles, the nearest Grissom ARB at 12 miles.

MetricValueCompared nationallySource period
Broadband access ±1%2024 ACS 5-Year89.0%Top 45%of 9352024 ACS 5-Year
Distance to major airportNASR current cycle12 miTop 15%of 835NASR current cycle
Major airports within 100 milesNASR current cycle4Top 43%of 835NASR current cycle
No internet access ±1%2024 ACS 5-Year8.4%Top 49%of 9352024 ACS 5-Year
AirportCodeDistanceLongest runway
Grissom ARBGUS12 mi12,501 ft
Indianapolis IntlIND54 mi11,200 ft
South Bend IntlSBN85 mi8,412 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
58
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

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