60041 — Fox Lake, Illinois

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 60041. Its median household income runs 32% above Fox Lake as a whole, which is why this ZIP carries a profile of its own.

68out of 100
Area Score
Top 17% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 15 sources
OpportunityTop 20% of 3,116 ZIP areas measured70
SchoolsTop 46% of 3,047 ZIP areas measured54
GrowthTop 10% of 3,124 ZIP areas measured73
Housing affordability2,046th of 3,112 ZIP areas measured61
Climate2,661st of 3,127 ZIP areas measured60
Physical resilienceTop 21% of 3,127 ZIP areas measured80
Access2,210th of 3,127 ZIP areas measured84
Economic stabilityTop 20% of 3,127 ZIP areas measured72
The quick read

60041 ranks in the top 20% of ZIP areas measured for employment opportunity, with unemployment at 3.6% and median household income of $93,396. The unemployment rate is published for Fox Lake, IL, which contains 60041, rather than for 60041 alone.

In the public schools here, 31% of students met the state standard in mathematics, with 13.4 students for every teacher.

Development activity is both elevated and accelerating — 96 housing units permitted over the past twelve months, against 2 the year before. The permit count and 1 other measure here are published for Fox Lake, IL, which contains 60041, rather than for 60041 alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
9,024
2024 ACS 5-Year
Median household income
$93,396
Top 23% nationally
Density
945/sq mi
9.6 sq mi of land
Median age
39.8
2024 ACS 5-Year
City
Fox Lake
Illinois
Nearest major airport
ORD
30 mi · Chicago O'Hare Intl
Median home value
$245,300
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Fox Lake, IL, which contains 60041, is 3.6%, lower than in 78% of the 3,127 measured US ZIP areas.

Employment across Fox Lake, IL, which contains 60041, grew 0.5% over the past year, to 358,403 employed residents.

MetricValueCompared nationallySource period
Income of new arrivalsLake County, IL’s figurefiling years 2022–2023$134,75297th percentileof 2,996filing years 2022–2023
Income of those who leftLake County, IL’s figurefiling years 2022–2023$119,98195th percentileof 2,996filing years 2022–2023
Median household income ±$11,3652024 ACS 5-Year$93,396Top 23%of 31,0492024 ACS 5-Year
Per capita income ±$8,6662024 ACS 5-Year$44,833Top 28%of 32,8222024 ACS 5-Year
Poverty rate ±7%2024 ACS 5-Year9.9%Top 48%of 32,8462024 ACS 5-Year
Average commute ±3.6 min2024 ACS 5-Year35.8 minBottom 15%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±7%2024 ACS 5-Year26.0%Top 43%of 33,1932024 ACS 5-Year
Drove alone to work ±8%2024 ACS 5-Year78.9%61st percentileof 32,7982024 ACS 5-Year
EmploymentFox Lake, IL’s figureJuly 2026358,403Top 12%of 3,127July 2026
Employment change (3 years)Fox Lake, IL’s figureJuly 20260.0%Top 49%of 3,127July 2026
Employment change (year over year)Fox Lake, IL’s figureJuly 2026+0.5%Top 26%of 3,127July 2026
Labor forceFox Lake, IL’s figureJuly 2026371,89387th percentileof 3,127July 2026
Labor force participation ±5%2024 ACS 5-Year88.7%Top 9%of 32,8832024 ACS 5-Year
Mean annual wageChicago-Naperville-Elgin, IL-IN Metro Area’s figure2025 OEWS$73,380Top 24%of 2,7602025 OEWS
Median annual wageChicago-Naperville-Elgin, IL-IN Metro Area’s figure2025 OEWS$54,720Top 27%of 2,7602025 OEWS
Public transit to work ±3%2024 ACS 5-Year3.4%91st percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Fox Lake, IL’s figureJuly 2026−0.9%Top 13%of 3,127July 2026
Unemployment rateFox Lake, IL’s figureJuly 20263.6%Top 22%of 3,127July 2026
Worked from home ±3%2024 ACS 5-Year8.8%46th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202493k76k
Each point is a separate five-year estimate, most recently $93,396 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Chicago-Naperville-Elgin, IL-IN

OccupationPeople employedMedian annual wage
Laborers and Freight, Stock, and Material Movers, Hand157,920$40,550
General and Operations Managers122,930$109,390
Home Health and Personal Care Aides108,520$38,180
Registered Nurses100,240$100,490
Cashiers99,240$35,010
Fast Food and Counter Workers97,280$34,630

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Fox Lake, IL, the city containing this ZIP code.

31% of students met the state standard in mathematics and 33% in reading, across the schools here that reported results.

There are 13.4 students for every full-time teacher across 5 public schools, fewer than in most measured places.

Public schools
5
2024-25 school year
Students per teacher
13.4
across all schools here
Math proficiency
30.7%
Top 50% in Illinois
Reading proficiency
32.9%
Bottom 44% in Illinois
All 5 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Big Hollow Middle SchoolBig Hollow SD 3874413.828%35%
Big Hollow Elem SchoolBig Hollow SD 3852212.743%28%
Gavin Central Elementary SchoolGavin SD 3746715.132%37%
Big Hollow Primary SchoolBig Hollow SD 3838712.1——
Gavin South Middle SchoolGavin SD 3732513.015%30%

40.7% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Illinois’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 2% above the national average — the Bureau of Economic Analysis index reads 102.5, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Lake County, IL Metropolitan Division is up 52% over five years, and up 5.2% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $5,698 a year in real estate taxes, about 2.32% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,320, some 36% above the $970 tenants already here pay.

At HUD’s Fair Market Rent of $1,320 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $52,800 a year, about 57% of the median household income here of $93,396.

The typical renter household here spends 37% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $970 a month.

A median home at $245,300 costs 2.3 times the median income of its owner-occupied households, $105,288, close to the historic benchmark for an affordable market.

Cost of living
102.5

Prices here run about 2% above the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Chicago-Naperville-Elgin, IL-IN Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
36.5%
Above the 30% cost-burdened threshold
Home price to income
2.3×
median home value ÷ owner household income
Market rent, two bedroom
$1,320
what a new lease costs · FY2026
Median gross rent
$970
what tenants now pay · 2024 ACS 5-Year
Median home value
$245,300
2024 ACS 5-Year

The figures above are measured against 60041’s median household income of $93,396, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Chicago-Naperville-Elgin, IL-IN Metro Area’s figure2023102.5Bottom 35%of 2,7372023
Home price change (1 year)the Lake County, IL Metropolitan Division’s figure2026 Q2+5.2%82nd percentileof 3,0712026 Q2
Home price change (5 years)the Lake County, IL Metropolitan Division’s figure2026 Q2+51.8%81st percentileof 3,0712026 Q2
Home price change (10 years)the Lake County, IL Metropolitan Division’s figure2026 Q2+74.2%17th percentileof 3,0712026 Q2
Home price to income ±0.42024 ACS 5-Year2.3Top 35%of 29,2752024 ACS 5-Year
Homeownership rate ±3%2024 ACS 5-Year78.9%50th percentileof 32,7502024 ACS 5-Year
Housing units ±4942024 ACS 5-Year3,87268th percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$1,170Top 43%of 3,031FY2026
Market rent, three bedroomFY2026$1,700Top 37%of 3,031FY2026
Market rent, two bedroomFY2026$1,320Top 37%of 3,031FY2026
Median gross rent ±$2532024 ACS 5-Year$970Top 46%of 26,3962024 ACS 5-Year
Median home value ±$14,6842024 ACS 5-Year$245,30057th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$4212024 ACS 5-Year$5,69891st percentileof 28,9352024 ACS 5-Year
Owner household income ±$17,7762024 ACS 5-Year$105,288Top 25%of 29,8022024 ACS 5-Year
Property tax rate ±0.22%2024 ACS 5-Year2.32%97th percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±35%2024 ACS 5-Year36.5%Bottom 14%of 26,2472024 ACS 5-Year
Seasonal and second homes ±692024 ACS 5-Year4460th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year1.1%51st percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year3.2%22nd percentileof 32,7882024 ACS 5-Year
Vacant housing units ±1272024 ACS 5-Year16650th percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

73/ 100
Top 10% of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

98% of the 96 units permitted over the past twelve months are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses. The multifamily share is published for Fox Lake, IL, which contains 60041, rather than for 60041 alone.

At 8.6 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas. The permit rate is published for Fox Lake, IL, which contains 60041, rather than for 60041 alone.

Units permitted
96
12 months ending July 2026
Per 1,000 residents
8.6
Top 16% nationally
Year over year
+4700%
vs the prior twelve months
Multifamily share
97.9%
units in 5+ unit buildings

People moving in and out

Net migration
−0.5%
of residents, in a year
Arrivals from another state
41%
of people moving in
Income of arrivals
$134,752
average per tax return
Income of those who left
$119,981
average per tax return

Where newcomers came from

  1. Cook County, IL 11,713 people · 45% of arrivals
  2. McHenry County, IL 1,531 people · 5.9% of arrivals
  3. Kenosha County, WI 872 people · 3.3% of arrivals
  4. DuPage County, IL 848 people · 3.2% of arrivals
  5. Kane County, IL 373 people · 1.4% of arrivals

Where people who left went

  1. Cook County, IL 7,323 people · 25% of departures
  2. McHenry County, IL 2,134 people · 7.3% of departures
  3. Kenosha County, WI 1,572 people · 5.4% of departures
  4. DuPage County, IL 616 people · 2.1% of departures
  5. Maricopa County, AZ 518 people · 1.8% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Lake County, IL. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Fox Lake, IL, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 81°F and January a low of 16°F.

Normal annual precipitation is 35.3 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CHICAGO WAUKEGAN RGNL AP, 15.0 miles from this location.

Precipitation

JFMAMJJASOND4.5"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year672024 calendar year
Annual precipitation1991-2020 Normals35.3"1991-2020 Normals
Average January low1991-2020 Normals16°F1991-2020 Normals
Average July high1991-2020 Normals81°F1991-2020 Normals
Comfortable months1991-2020 Normals51991-2020 Normals
Days above AQI 1002024 calendar year72024 calendar year
Median air quality index2024 calendar year402024 calendar year
Seasonal temperature swing1991-2020 Normals48°F1991-2020 Normals

Air quality

Median air quality index
40
Good on a typical day
Worst tenth of days
67
90th percentile index
Days above 100
7
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

80 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and cold wave, with inland flooding alone responsible for 58% of it. Cold wave is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

Overall hazard risk is lower than 79% of measured US ZIP areas.

TornadoModerate
Inland floodingModerate
LightningModerate
Heat waveModerate

Low or minimal exposure: cold wave, strong wind, hail, earthquake, ice storm, winter weather, landslide, wildfire, drought, coastal flooding, hurricane, avalanche, tsunami, volcanic activity.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
2.1
per 100,000 residents
Firearm deaths, all intents
5.2
per 100,000 residents
Drug overdose
9.6
per 100,000 residents
Suicide
7.2
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 60041 (Lake County) rather than 60041 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Fox Lake carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

3 major airports lie within 100 miles, the nearest Chicago O'Hare Intl at 30 miles.

MetricValueCompared nationallySource period
Broadband access ±17%2024 ACS 5-Year92.4%Top 34%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle30 miBottom 29%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle3Bottom 21%of 3,127NASR current cycle
No internet access ±5%2024 ACS 5-Year7.5%Top 48%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Chicago O'Hare IntlORD30 mi11,245 ft
Gary/Chicago IntlGYY64 mi8,859 ft
Dane County Rgnl/Truax FldMSN80 mi9,006 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
68
Your Score
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

60041 vs Fox Lake

How this ZIP area compares with Fox Lake as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

60041
Fox Lake
Median household income: 60041 is the more favorable of the two.
Median household income
$93,396
vs
$70,819
Per capita income: 60041 is the more favorable of the two.
Per capita income
$44,833
vs
$42,203
Population density
945/sq mi
vs
1,421/sq mi
Median home value
$245,300
vs
$228,100
Median gross rent: 60041 is the more favorable of the two.
Median gross rent
$970
vs
$1,047
Homeownership rate
78.9%
vs
67.9%
Bachelor's degree or higher: 60041 is the more favorable of the two.
Bachelor's degree or higher
26.0%
vs
25.7%
Poverty rate: 60041 is the more favorable of the two.
Poverty rate
9.9%
vs
12.9%
Median age
39.8
vs
42.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.