81326 — Durango, Colorado

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 81326. Its median home value runs 16% below Durango as a whole, which is why this ZIP carries a profile of its own.

50out of 100
Area Score
Bottom 22% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 13 sources
OpportunityTop 37% of 3,116 ZIP areas measured60
SchoolsTop 33% of 3,047 ZIP areas measured63
Growth2,480th of 3,124 ZIP areas measured33
Housing affordability2,289th of 3,112 ZIP areas measured56
Climate3,080th of 3,127 ZIP areas measured52
Physical resilience2,739th of 3,127 ZIP areas measured20
Access1,766th of 3,127 ZIP areas measured90
Economic stabilityTop 29% of 3,127 ZIP areas measured66
The quick read

Unemployment is 3.6% and median household income $80,089, putting employment conditions in the middle range of ZIP areas measured. The unemployment rate is published for Durango, CO, which contains 81326, rather than for 81326 alone.

In the public schools here, 34% of students met the state standard in mathematics, with 13.1 students for every teacher. Math proficiency and 1 other measure here are published for Durango, CO, which contains 81326, rather than for 81326 alone.

Residential permitting has slowed: 51 units authorized over the past twelve months, 80% below the prior year. The permit count and 1 other measure here are published for Durango, CO, which contains 81326, rather than for 81326 alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
2,621
2024 ACS 5-Year
Median household income
$80,089
Top 38% nationally
Density
6/sq mi
411.1 sq mi of land
Median age
52.2
2024 ACS 5-Year
City
Durango
Colorado
Micro area
Nearest major airport
DRO
20 mi · Durango-La Plata County
Median home value
$558,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Durango, CO, which contains 81326, is 3.6%, lower than in 78% of the 3,127 measured US ZIP areas.

Employment across Durango, CO, which contains 81326, fell 1.2% over the past year, to 27,713 employed residents.

45% of adults hold a four-year degree, higher than 84% of measured US ZIP areas.

MetricValueCompared nationallySource period
Income of new arrivalsLa Plata County, CO’s figurefiling years 2022–2023$88,65977th percentileof 2,996filing years 2022–2023
Income of those who leftLa Plata County, CO’s figurefiling years 2022–2023$75,34064th percentileof 2,996filing years 2022–2023
Median household income ±$21,0772024 ACS 5-Year$80,089Top 38%of 31,0492024 ACS 5-Year
Per capita income ±$9,7752024 ACS 5-Year$52,533Top 17%of 32,8222024 ACS 5-Year
Poverty rate ±3%2024 ACS 5-Year6.2%Top 27%of 32,8462024 ACS 5-Year
Average commute ±2.4 min2024 ACS 5-Year34.7 minBottom 19%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±6%2024 ACS 5-Year44.8%Top 16%of 33,1932024 ACS 5-Year
Drove alone to work ±9%2024 ACS 5-Year67.7%25th percentileof 32,7982024 ACS 5-Year
EmploymentDurango, CO’s figureJuly 202627,713Bottom 30%of 3,127July 2026
Employment change (3 years)Durango, CO’s figureJuly 2026−1.9%Bottom 26%of 3,127July 2026
Employment change (year over year)Durango, CO’s figureJuly 2026−1.2%Bottom 38%of 3,127July 2026
Labor forceDurango, CO’s figureJuly 202628,74529th percentileof 3,127July 2026
Labor force participation ±4%2024 ACS 5-Year80.0%Top 42%of 32,8832024 ACS 5-Year
Public transit to work ±0.8%2024 ACS 5-Year0.3%69th percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Durango, CO’s figureJuly 2026+0.1%Bottom 39%of 3,127July 2026
Unemployment rateDurango, CO’s figureJuly 20263.6%Top 22%of 3,127July 2026
Worked from home ±6%2024 ACS 5-Year18.3%80th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202483k60k
Each point is a separate five-year estimate, most recently $80,089 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Durango, CO, the city containing this ZIP code.

34% of students met the state standard in mathematics and 57% in reading, across the schools here that reported results. Math proficiency and 1 other measure here are published for Durango, CO, which contains 81326, rather than for 81326 alone.

There are 13.1 students for every full-time teacher across 1 public school, fewer than in most measured places. The student-teacher ratio is published for Durango, CO, which contains 81326, rather than for 81326 alone.

Public schools
1
2024-25 school year
Students per teacher
13.1
across all schools here
Math proficiency
34.4%
Top 46% in Colorado
Reading proficiency
56.6%
Top 37% in Colorado

The proficiency and staffing figures above are for Durango, CO: too few schools in 81326 reported a usable figure on their own to weight one honestly. The schools listed below are this place’s own.

The one public school on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Fort Lewis Mesa Elementary SchoolDurango School District No. 9-R11610.525%45%

50.9% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Colorado’s own standard, so it is ranked within state. How to read school figures.

The Federal Housing Finance Agency’s house price index for the non-metropolitan parts of Colorado is up 46% over five years, and up 2.8% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $1,288 a year in real estate taxes, about 0.23% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,589, some 19% above the $1,332 tenants already here pay.

At HUD’s Fair Market Rent of $1,589 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $63,600 a year, about 79% of the median household income here of $80,089.

The typical renter household here spends 24% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,332 a month.

A median home at $558,600 costs 6.6 times the median income of its owner-occupied households, $85,179, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
23.7%
Below the 30% cost-burdened threshold
Home price to income
6.6×
median home value ÷ owner household income
Market rent, two bedroom
$1,589
what a new lease costs · FY2026
Median gross rent
$1,332
what tenants now pay · 2024 ACS 5-Year
Median home value
$558,600
2024 ACS 5-Year

The figures above are measured against 81326’s median household income of $80,089, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Home price change (1 year)the non-metropolitan parts of Colorado’s figure2026 Q2+2.8%44th percentileof 3,0712026 Q2
Home price change (5 years)the non-metropolitan parts of Colorado’s figure2026 Q2+46.4%65th percentileof 3,0712026 Q2
Home price change (10 years)the non-metropolitan parts of Colorado’s figure2026 Q2+114.4%79th percentileof 3,0712026 Q2
Home price to income ±22024 ACS 5-Year6.6Bottom 3%of 29,2752024 ACS 5-Year
Homeownership rate ±8%2024 ACS 5-Year86.1%71st percentileof 32,7502024 ACS 5-Year
Housing units ±1882024 ACS 5-Year1,36751st percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$1,211Top 46%of 3,031FY2026
Market rent, three bedroomFY2026$1,942Top 48%of 3,031FY2026
Market rent, two bedroomFY2026$1,589Bottom 47%of 3,031FY2026
Median gross rent ±$2872024 ACS 5-Year$1,332Bottom 28%of 26,3962024 ACS 5-Year
Median home value ±$91,6982024 ACS 5-Year$558,60090th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$1572024 ACS 5-Year$1,28829th percentileof 28,9352024 ACS 5-Year
Owner household income ±$26,5202024 ACS 5-Year$85,179Top 47%of 29,8022024 ACS 5-Year
Property tax rate ±0.05%2024 ACS 5-Year0.23%1st percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±18%2024 ACS 5-Year23.7%Top 26%of 26,2472024 ACS 5-Year
Seasonal and second homes ±902024 ACS 5-Year16082nd percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year11.7%83rd percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year4.4%32nd percentileof 32,7882024 ACS 5-Year
Vacant housing units ±902024 ACS 5-Year22056th percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures.

Development Momentum

33/ 100
Ranks 2,480 of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 51 units permitted over the past twelve months, none were in buildings of five or more homes. The multifamily share is published for Durango, CO, which contains 81326, rather than for 81326 alone.

At 2.6 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas. The permit rate is published for Durango, CO, which contains 81326, rather than for 81326 alone.

Units permitted
51
12 months ending July 2026
Per 1,000 residents
2.6
Bottom 45% nationally
Year over year
−80%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

People moving in and out

Net migration
+0.2%
of residents, in a year
Arrivals from another state
71%
of people moving in
Income of arrivals
$88,659
average per tax return
Income of those who left
$75,340
average per tax return

Where newcomers came from

  1. San Juan County, NM 205 people · 6.8% of arrivals
  2. Maricopa County, AZ 134 people · 4.4% of arrivals
  3. Montezuma County, CO 90 people · 3.0% of arrivals
  4. Denver County, CO 76 people · 2.5% of arrivals
  5. Archuleta County, CO 74 people · 2.5% of arrivals

Where people who left went

  1. San Juan County, NM 288 people · 9.8% of departures
  2. Montezuma County, CO 147 people · 5.0% of departures
  3. Maricopa County, AZ 135 people · 4.6% of departures
  4. Larimer County, CO 76 people · 2.6% of departures
  5. Denver County, CO 75 people · 2.6% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for La Plata County, CO. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Durango, CO, the city containing this ZIP code.

Weather & climate

4 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 87°F and January a low of 10°F.

Normal annual precipitation is 13.5 inches.

0°20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station DURANGO LA PLATA CO AP, 19.7 miles from this location.

Precipitation

JFMAMJJASOND2.0"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year742024 calendar year
Annual precipitation1991-2020 Normals13.5"1991-2020 Normals
Average January low1991-2020 Normals10°F1991-2020 Normals
Average July high1991-2020 Normals87°F1991-2020 Normals
Comfortable months1991-2020 Normals41991-2020 Normals
Days above AQI 1002024 calendar year22024 calendar year
Median air quality index2024 calendar year462024 calendar year
Seasonal temperature swing1991-2020 Normals46°F1991-2020 Normals

Air quality

Median air quality index
46
Good on a typical day
Worst tenth of days
74
90th percentile index
Days above 100
2
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

20 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, wildfire and avalanche, with inland flooding alone responsible for 62% of it.

WildfireHigh
AvalancheElevated
Inland floodingElevated
EarthquakeModerate

Low or minimal exposure: landslide, lightning, winter weather, drought, ice storm, tornado, strong wind, heat wave, hail, cold wave, tsunami, volcanic activity, coastal flooding, hurricane.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
7.8
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
21.3
per 100,000 residents
Drug overdose
19.5
per 100,000 residents
Suicide
28.4
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 81326 (La Plata County) rather than 81326 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Durango carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Cost of living
Price parities are published for metropolitan areas, and this place lies outside one.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. Cost of living is published where the Bureau of Economic Analysis measures it, though not for this place. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

3 major airports lie within 100 miles, the nearest Durango-La Plata County at 20 miles.

MetricValueCompared nationallySource period
Broadband access ±7%2024 ACS 5-Year89.2%Bottom 49%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle20 miBottom 45%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle3Bottom 21%of 3,127NASR current cycle
No internet access ±3%2024 ACS 5-Year10.7%Bottom 35%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Durango-La Plata CountyDRO20 mi9,201 ft
Stevens FldPSO59 mi8,100 ft
Montrose RgnlMTJ95 mi10,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

81326 vs Durango

How this ZIP area compares with Durango as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

81326
Durango
Median household income: 81326 is the more favorable of the two.
Median household income
$80,089
vs
$78,602
Per capita income: 81326 is the more favorable of the two.
Per capita income
$52,533
vs
$48,642
Population density
6/sq mi
vs
1,098/sq mi
Median home value
$558,600
vs
$668,400
Median gross rent: 81326 is the more favorable of the two.
Median gross rent
$1,332
vs
$1,636
Homeownership rate
86.1%
vs
53.0%
Bachelor's degree or higher: Durango is the more favorable of the two.
Bachelor's degree or higher
44.8%
vs
60.4%
Poverty rate: 81326 is the more favorable of the two.
Poverty rate
6.2%
vs
10.5%
Median age
52.2
vs
38.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.