Cottonwood, Arizona

Area Profile

12,580 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Cottonwood, in Yavapai County.

40out of 100
Area Score
Bottom 3% of 4,196 profiles measured

How we calculate this

How this area ranks

Data updated · 16 sources
Opportunity4,145th of 4,199 cities measured20
Schools3,825th of 4,162 cities measured16
GrowthTop 7% of 4,224 cities measured76
Housing affordability3,389th of 4,218 cities measured49
Climate2,380th of 4,225 cities measured68
Physical resilience3,774th of 4,226 cities measured16
Access3,023rd of 4,226 cities measured85
Economic stability3,559th of 4,226 cities measured36
The quick read

Employment conditions sit below most comparable cities measured: unemployment is 5.7% and the Opportunity signal places Cottonwood in the bottom 1%. The unemployment rate is published for Yavapai County, AZ, which contains Cottonwood, rather than for Cottonwood alone.

In the public schools here, 33% of students met the state standard in mathematics, with 20.4 students for every teacher.

Development activity is both elevated and accelerating — 138 housing units permitted over the past twelve months, up 103% on the prior year.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
12,580
2024 ACS 5-Year
Median household income
$48,448
Bottom 20% nationally
Density
447/sq mi
28.2 sq mi of land
Median age
54.7
2024 ACS 5-Year
County
Arizona
Nearest major airport
FLG
32 mi · Flagstaff Pulliam
Median home value
$324,100
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Yavapai County, AZ, which contains Cottonwood, is 5.7% — higher than in all but 10% of the 4,226 measured US cities.

Employment across Yavapai County, AZ, which contains Cottonwood, fell 4.5% over the past year, to 97,912 employed residents.

Median household income of $48,448 is lower than in 80% of measured US cities.

MetricValueCompared nationallySource period
Income of new arrivalsYavapai County, AZ’s figurefiling years 2022–2023$89,65974th percentileof 4,101filing years 2022–2023
Income of those who leftYavapai County, AZ’s figurefiling years 2022–2023$68,75442nd percentileof 4,101filing years 2022–2023
Median household income ±$7,6052024 ACS 5-Year$48,448Bottom 20%of 29,2232024 ACS 5-Year
Per capita income ±$3,0352024 ACS 5-Year$33,999Top 49%of 31,4202024 ACS 5-Year
Poverty rate ±4%2024 ACS 5-Year18.6%Bottom 25%of 31,7732024 ACS 5-Year
Average commute ±2.4 min2024 ACS 5-Year20.9 minTop 21%of 31,5432024 ACS 5-Year
Bachelor's degree or higher ±4%2024 ACS 5-Year27.5%Top 35%of 31,9192024 ACS 5-Year
Drove alone to work ±7%2024 ACS 5-Year65.8%20th percentileof 31,4332024 ACS 5-Year
EmploymentYavapai County, AZ’s figureJuly 202697,912Top 43%of 4,226July 2026
Employment change (3 years)Yavapai County, AZ’s figureJuly 2026−2.7%Bottom 16%of 4,226July 2026
Employment change (year over year)Yavapai County, AZ’s figureJuly 2026−4.5%Bottom 2%of 4,226July 2026
Labor forceYavapai County, AZ’s figureJuly 2026103,80857th percentileof 4,226July 2026
Labor force participation ±5%2024 ACS 5-Year73.9%Bottom 36%of 31,5132024 ACS 5-Year
Mean annual wagePrescott Valley-Prescott, AZ Metro Area’s figure2025 OEWS$58,700Bottom 11%of 3,7292025 OEWS
Median annual wagePrescott Valley-Prescott, AZ Metro Area’s figure2025 OEWS$46,330Bottom 11%of 3,7292025 OEWS
Public transit to work ±1%2024 ACS 5-Year1.0%84th percentileof 31,4332024 ACS 5-Year
Unemployment change (year over year)Yavapai County, AZ’s figureJuly 2026+1.1%Bottom 2%of 4,226July 2026
Unemployment rateYavapai County, AZ’s figureJuly 20265.7%Bottom 10%of 4,226July 2026
Worked from home ±5%2024 ACS 5-Year8.4%53rd percentileof 31,4332024 ACS 5-Year

Median household income, successive ACS releases

202120222023202448k39k
Each point is a separate five-year estimate, most recently $48,448 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Prescott Valley-Prescott, AZ

OccupationPeople employedMedian annual wage
General and Operations Managers2,890$78,400
Retail Salespersons2,570$35,290
Cashiers2,470$34,350
Fast Food and Counter Workers2,080$33,350
Waiters and Waitresses1,840$36,670
Office Clerks, General1,660$45,760

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Yavapai County, AZ, which contains this city.

33% of students met the state standard in mathematics and 36% in reading, across the schools here that reported results.

There are 20.4 students for every full-time teacher across 7 public schools, more than in most measured places.

Public schools
11
2024-25 school year
Students per teacher
20.4
across 7 of them
Math proficiency
33.4%
Bottom 15% in Arizona
Reading proficiency
35.6%
Bottom 19% in Arizona
All 11 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Mingus Union High SchoolMingus Union High School District (4488)1,16520.842%37%
Dr Daniel Bright Elementary SchoolCottonwood-Oak Creek Elementary District (4487)58518.322%33%
Cottonwood Community SchoolCottonwood-Oak Creek Elementary District (4487)43023.915%18%
Mountain View Preparatory SchoolCottonwood-Oak Creek Elementary District (4487)42622.442%52%
American Heritage Academy - Cottonwood · charterEdkey Inc. dba American Heritage Academy (6365)24014.137%37%
Cottonwood Education ServicesCottonwood-Oak Creek Elementary District (4487)8628.7——
Liberty Leadership Academy · charterLiberty Leadership Academy (1001520)8127.0——
VACTE - Valley Academy for Career and Technology EducationValley Academy for Career and Technology Education (79397)71.850%70%
VACTE - Mingus Union High SchoolValley Academy for Career and Technology Education (79397)1—47%37%
VACTE - Clarkdale Jerome School DistrictValley Academy for Career and Technology Education (79397)0———
VACTE - Cottonwood-Oak Creek Unified School DistrictValley Academy for Career and Technology Education (79397)0———

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Arizona’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 4% below the national average — the Bureau of Economic Analysis index reads 95.6, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Prescott Valley-Prescott, AZ Metro Area is up 35% over five years, but down 0.7% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $1,075 a year in real estate taxes, about 0.33% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,637, some 46% above the $1,120 tenants already here pay.

At HUD’s Fair Market Rent of $1,637 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $65,500 a year, about 135% of the median household income here of $48,448.

The typical renter household here spends 29% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,120 a month.

A median home at $324,100 costs 5.6 times the median income of its owner-occupied households, $57,466, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Cost of living
95.6

Prices here run about 4% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Prescott Valley-Prescott, AZ Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
28.9%
Below the 30% cost-burdened threshold
Home price to income
5.6×
median home value ÷ owner household income
Market rent, two bedroom
$1,637
what a new lease costs · FY2026
Median gross rent
$1,120
what tenants now pay · 2024 ACS 5-Year
Median home value
$324,100
2024 ACS 5-Year

The figures above are measured against Cottonwood’s median household income of $48,448, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Prescott Valley-Prescott, AZ Metro Area’s figure202395.6Top 29%of 3,7002023
Home price change (1 year)the Prescott Valley-Prescott, AZ Metro Area’s figure2026 Q2−0.7%3rd percentileof 4,1542026 Q2
Home price change (5 years)the Prescott Valley-Prescott, AZ Metro Area’s figure2026 Q2+34.5%28th percentileof 4,1542026 Q2
Home price change (10 years)the Prescott Valley-Prescott, AZ Metro Area’s figure2026 Q2+112.4%80th percentileof 4,1542026 Q2
Home price to income ±12024 ACS 5-Year5.6Bottom 6%of 26,8152024 ACS 5-Year
Homeownership rate ±5%2024 ACS 5-Year53.6%12th percentileof 31,7172024 ACS 5-Year
Housing units ±4432024 ACS 5-Year7,23792nd percentileof 32,1772024 ACS 5-Year
Market rent, one bedroomFY2026$1,309Top 45%of 4,072FY2026
Market rent, three bedroomFY2026$2,277Bottom 45%of 4,072FY2026
Market rent, two bedroomFY2026$1,637Top 47%of 4,072FY2026
Median gross rent ±$982024 ACS 5-Year$1,120Bottom 37%of 23,1202024 ACS 5-Year
Median home value ±$35,2762024 ACS 5-Year$324,10075th percentileof 29,1112024 ACS 5-Year
Median property taxes ±$1752024 ACS 5-Year$1,07526th percentileof 26,4402024 ACS 5-Year
Owner household income ±$9,8132024 ACS 5-Year$57,466Bottom 20%of 27,5482024 ACS 5-Year
Property tax rate ±0.06%2024 ACS 5-Year0.33%3rd percentileof 20,5432024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year28.9%Bottom 47%of 22,9502024 ACS 5-Year
Seasonal and second homes ±1522024 ACS 5-Year16493rd percentileof 32,3302024 ACS 5-Year
Second homes2024 ACS 5-Year2.3%71st percentileof 31,8952024 ACS 5-Year
Vacancy rate2024 ACS 5-Year6.6%48th percentileof 31,7692024 ACS 5-Year
Vacant housing units ±2462024 ACS 5-Year64592nd percentileof 32,3302024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

76/ 100
Top 7% of 4,224 published city profiles
The most recent move in permitting was upward, in a series running from 2022 to 2025. That is the direction of the recent run. The chart below compares the first year with the last, which can point the other way.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 7% since 2020, reaching 12,939 in 2024.

Permitting has turned upward after moving the other way the year before: 82 units authorized in 2025, up 34% on the prior year.

Population is still rising but the pace is easing: 12,939 residents in 2024, up 0.4% over the year, a smaller gain than the year before.

Federal tax returns show Yavapai County, which contains Cottonwood, gained about 1.7% of its residents through moves within the US in the most recent year, counting those who arrived against those who left. Households that moved in reported an average income of $89,659, above the $68,754 of households that moved out.

At 11.0 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
138
12 months ending July 2026
Per 1,000 residents
11.0
Top 10% nationally
Year over year
+103%
vs the prior twelve months
Multifamily share
39.9%
units in 5+ unit buildings

Population, annual estimates

2020202120222023202413k12k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been rising for the last 4 years, over a series running from 2020 to 2024.

People moving in and out

Net migration
+1.7%
of residents, in a year
Arrivals from another state
58%
of people moving in
Income of arrivals
$89,659
average per tax return
Income of those who left
$68,754
average per tax return

Where newcomers came from

  1. Maricopa County, AZ 3,909 people · 28% of arrivals
  2. Coconino County, AZ 665 people · 4.7% of arrivals
  3. Los Angeles County, CA 524 people · 3.7% of arrivals
  4. San Diego County, CA 461 people · 3.3% of arrivals
  5. Orange County, CA 405 people · 2.9% of arrivals

Where people who left went

  1. Maricopa County, AZ 2,783 people · 26% of departures
  2. Coconino County, AZ 521 people · 4.9% of departures
  3. Pima County, AZ 408 people · 3.8% of departures
  4. Pinal County, AZ 275 people · 2.6% of departures
  5. Mohave County, AZ 162 people · 1.5% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Yavapai County, AZ. IRS Statistics of Income, filing years 2022–2023.

Housing units permitted per year

202220232024202511861
Annual totals from the Census Building Permits Survey. Permitting in 2025 was lower than 2022 (−31%).

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 90°F and January a low of 26°F.

Normal annual precipitation is 12.8 inches.

Air quality measures a median index of 47, in the Good band, and about 2 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station PRESCOTT LOVE FLD, 25.7 miles from this location.

Precipitation

JFMAMJJASOND2.5"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year802024 calendar year
Annual precipitation1991-2020 Normals12.8"1991-2020 Normals
Average January low1991-2020 Normals26°F1991-2020 Normals
Average July high1991-2020 Normals90°F1991-2020 Normals
Comfortable months1991-2020 Normals61991-2020 Normals
Days above AQI 1002024 calendar year22024 calendar year
Median air quality index2024 calendar year472024 calendar year
Seasonal temperature swing1991-2020 Normals38°F1991-2020 Normals

Air quality

Median air quality index
47
Good on a typical day
Worst tenth of days
80
90th percentile index
Days above 100
2
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

16 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, wildfire and lightning, with inland flooding alone responsible for 65% of it. Lightning is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

WildfireHigh
Inland floodingElevated
EarthquakeModerate
Heat waveModerate
AvalancheModerate

Low or minimal exposure: lightning, winter weather, hail, landslide, volcanic activity, strong wind, tornado, drought, cold wave, ice storm, hurricane, coastal flooding, tsunami.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Violent crime
152
per 100,000 residents · 2025 calendar year
Property crime
851
per 100,000 residents · 2025 calendar year

Below these are deaths rather than offenses, published for the county. The two measure different things and are not comparable with each other.

Cottonwood's police department reported 152 violent offenses per 100,000 residents, near the middle of places with a department reporting. Property crime runs at 851.

Yavapai County has a modeled homicide rate of about 2.8 per 100,000 residents a year, because the CDC suppresses counts this small, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 25.7 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.

Drug overdose deaths run at 22.1 per 100,000 residents in Yavapai County.

Homicide
2.8
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
25.7
per 100,000 residents
Drug overdose
22.1
per 100,000 residents
Suicide
39.7
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Offenses are reported to the FBI by Cottonwood’s own police department and shown only where it reported every month of the year; a partial year is withheld rather than scaled up. Reported crime is what police recorded, which is not the same as what happened. Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around Cottonwood (Yavapai County) rather than Cottonwood itself. Neither is part of the Area Score. How to read crime rates and death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

6 major airports lie within 100 miles, the nearest Flagstaff Pulliam at 32 miles.

MetricValueCompared nationallySource period
Broadband access ±1%2024 ACS 5-Year88.7%Bottom 45%of 31,5882024 ACS 5-Year
Distance to major airportNASR current cycle32 miBottom 25%of 4,226NASR current cycle
Major airports within 100 milesNASR current cycle6Top 27%of 4,226NASR current cycle
No internet access ±3%2024 ACS 5-Year8.8%Bottom 43%of 31,5882024 ACS 5-Year
AirportCodeDistanceLongest runway
Flagstaff PulliamFLG32 mi8,800 ft
Phoenix Deer ValleyDVT74 mi8,196 ft
ScottsdaleSDL78 mi8,249 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Other cities in Prescott Valley-Prescott, AZ

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
Prescott ValleyYavapai County49,17945Prescott Valley vs Cottonwood
PrescottYavapai County47,40045Prescott vs Cottonwood
Chino ValleyYavapai County13,60241Chino Valley vs Cottonwood
Camp VerdeYavapai County12,52135
Verde VillageYavapai County11,93042

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Compare

Put Cottonwood side by side with a similar place.

Cottonwood vs Bullhead CityCottonwood vs Fortuna Foothills

Moving to Cottonwood from somewhere else?

You get the difference in prices, rent and weather, and the income that would keep pace.

Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
SafetyFederal Bureau of Investigation, Crime Data Explorer
Summarized offense counts by law enforcement agency
2025 calendar year
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

ZIP codes in Cottonwood

1 ZIP area

Every ZIP area in Cottonwood with census figures of its own, largest first.

ZIPPopulationMedian household incomeMedian home valueArea Score
8632624,852$57,378$345,30041