75090 — Sherman, Texas

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 75090. Its median home value runs 23% below Sherman as a whole, which is why this ZIP carries a profile of its own.

62out of 100
Area Score
Top 37% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 14 sources
Opportunity1,638th of 3,116 ZIP areas measured53
Schools1,745th of 3,047 ZIP areas measured45
GrowthTop 9% of 3,124 ZIP areas measured74
Housing affordability1,849th of 3,112 ZIP areas measured64
Climate2,071st of 3,127 ZIP areas measured65
Physical resilienceTop 26% of 3,127 ZIP areas measured76
Access2,572nd of 3,127 ZIP areas measured76
Economic stability2,396th of 3,127 ZIP areas measured37
The quick read

Unemployment is 4.3% and median household income $55,543, putting employment conditions in the middle range of ZIP areas measured. The unemployment rate is published for Sherman, TX, which contains 75090, rather than for 75090 alone.

In the public schools here, 43% of students met the state standard in mathematics, with 12.3 students for every teacher.

950 housing units were authorized over the past twelve months, within 13% of the prior year — steady rather than turning. The permit count and 1 other measure here are published for Sherman, TX, which contains 75090, rather than for 75090 alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
26,594
2024 ACS 5-Year
Median household income
$55,543
Bottom 22% nationally
Density
339/sq mi
78.5 sq mi of land
Median age
33.8
2024 ACS 5-Year
City
Sherman
Texas
Nearest major airport
GVT
46 mi · Majors
Median home value
$188,000
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Sherman, TX, which contains 75090, is 4.3%, lower than in 54% of the 3,127 measured US ZIP areas.

Employment across Sherman, TX, which contains 75090, grew 0.3% over the past year, to 24,188 employed residents.

Median household income of $55,543 is lower than in 78% of measured US ZIP areas.

MetricValueCompared nationallySource period
Income of new arrivalsGrayson County, TX’s figurefiling years 2022–2023$78,40767th percentileof 2,996filing years 2022–2023
Income of those who leftGrayson County, TX’s figurefiling years 2022–2023$63,15438th percentileof 2,996filing years 2022–2023
Median household income ±$7,1502024 ACS 5-Year$55,543Bottom 22%of 31,0492024 ACS 5-Year
Per capita income ±$2,4542024 ACS 5-Year$27,442Bottom 19%of 32,8222024 ACS 5-Year
Poverty rate ±3%2024 ACS 5-Year14.7%Bottom 31%of 32,8462024 ACS 5-Year
Average commute ±1.9 min2024 ACS 5-Year24.3 minTop 31%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±3%2024 ACS 5-Year14.0%Bottom 22%of 33,1932024 ACS 5-Year
Drove alone to work ±5%2024 ACS 5-Year75.0%47th percentileof 32,7982024 ACS 5-Year
EmploymentSherman, TX’s figureJuly 202624,188Bottom 25%of 3,127July 2026
Employment change (3 years)Sherman, TX’s figureJuly 2026+8.4%Top 1%of 3,127July 2026
Employment change (year over year)Sherman, TX’s figureJuly 2026+0.3%Top 30%of 3,127July 2026
Labor forceSherman, TX’s figureJuly 202625,28325th percentileof 3,127July 2026
Labor force participation ±4%2024 ACS 5-Year73.5%Bottom 33%of 32,8832024 ACS 5-Year
Mean annual wageSherman-Denison, TX Metro Area’s figure2025 OEWS$55,960Bottom 10%of 2,7602025 OEWS
Median annual wageSherman-Denison, TX Metro Area’s figure2025 OEWS$44,610Bottom 9%of 2,7602025 OEWS
Public transit to work ±0.4%2024 ACS 5-Year0.3%67th percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Sherman, TX’s figureJuly 2026+0.5%Bottom 22%of 3,127July 2026
Unemployment rateSherman, TX’s figureJuly 20264.3%Top 46%of 3,127July 2026
Worked from home ±3%2024 ACS 5-Year9.5%49th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202459k50k
Each point is a separate five-year estimate, most recently $55,543 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Sherman-Denison, TX

OccupationPeople employedMedian annual wage
Fast Food and Counter Workers2,110$27,340
Registered Nurses1,580$83,700
General and Operations Managers1,500$89,940
Janitors and Cleaners, Except Maids and Housekeeping Cleaners1,490$31,360
Retail Salespersons1,430$30,670
Home Health and Personal Care Aides1,250$26,980

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Sherman, TX, the city containing this ZIP code.

43% of students met the state standard in mathematics and 42% in reading, across the schools here that reported results.

There are 12.3 students for every full-time teacher across 8 public schools, fewer than in most measured places.

Public schools
8
2024-25 school year
Students per teacher
12.3
across all schools here
Math proficiency
43.4%
Bottom 30% in Texas
Reading proficiency
41.7%
Bottom 38% in Texas
All 8 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Sherman MiddleSHERMAN ISD86912.6——
Piner MiddleSHERMAN ISD83112.645%46%
Dillingham ElSHERMAN ISD71014.2——
Washington ElSHERMAN ISD46413.667%57%
Percy W Neblett ElSHERMAN ISD4629.632%32%
Crutchfield ElSHERMAN ISD42412.137%27%
Fairview ElSHERMAN ISD38210.632%42%
Fred Douglass Early Childhood CenterSHERMAN ISD22414.0——

76.8% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Texas’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 8% below the national average — the Bureau of Economic Analysis index reads 92.4, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Sherman-Denison, TX Metro Area is up 40% over five years, but down 2.4% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $2,344 a year in real estate taxes, about 1.25% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,351, close to the $1,347 tenants already here pay.

At HUD’s Fair Market Rent of $1,351 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $54,000 a year, about 97% of the median household income here of $55,543.

The typical renter household here spends 35% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,347 a month.

A median home at $188,000 costs 2.7 times the median income of its owner-occupied households, $69,139, close to the historic benchmark for an affordable market.

Cost of living
92.4

Prices here run about 8% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Sherman-Denison, TX Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
34.7%
Above the 30% cost-burdened threshold
Home price to income
2.7×
median home value ÷ owner household income
Market rent, two bedroom
$1,351
what a new lease costs · FY2026
Median gross rent
$1,347
what tenants now pay · 2024 ACS 5-Year
Median home value
$188,000
2024 ACS 5-Year

The figures above are measured against 75090’s median household income of $55,543, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Sherman-Denison, TX Metro Area’s figure202392.4Top 23%of 2,7372023
Home price change (1 year)the Sherman-Denison, TX Metro Area’s figure2026 Q2−2.4%1st percentileof 3,0712026 Q2
Home price change (5 years)the Sherman-Denison, TX Metro Area’s figure2026 Q2+40.3%39th percentileof 3,0712026 Q2
Home price change (10 years)the Sherman-Denison, TX Metro Area’s figure2026 Q2+111.6%75th percentileof 3,0712026 Q2
Home price to income ±0.32024 ACS 5-Year2.7Top 50%of 29,2752024 ACS 5-Year
Homeownership rate ±5%2024 ACS 5-Year57.2%13th percentileof 32,7502024 ACS 5-Year
Housing units ±5282024 ACS 5-Year9,98984th percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$1,089Top 36%of 3,031FY2026
Market rent, three bedroomFY2026$1,879Top 45%of 3,031FY2026
Market rent, two bedroomFY2026$1,351Top 41%of 3,031FY2026
Median gross rent ±$842024 ACS 5-Year$1,347Bottom 27%of 26,3962024 ACS 5-Year
Median home value ±$18,1562024 ACS 5-Year$188,00041st percentileof 30,8122024 ACS 5-Year
Median property taxes ±$4012024 ACS 5-Year$2,34458th percentileof 28,9352024 ACS 5-Year
Owner household income ±$5,3322024 ACS 5-Year$69,139Bottom 29%of 29,8022024 ACS 5-Year
Property tax rate ±0.24%2024 ACS 5-Year1.25%72nd percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±3%2024 ACS 5-Year34.7%Bottom 19%of 26,2472024 ACS 5-Year
Seasonal and second homes ±792024 ACS 5-Year8272nd percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year0.8%47th percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year6.8%49th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±2462024 ACS 5-Year75882nd percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

74/ 100
Top 9% of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 20.5 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas. The permit rate is published for Sherman, TX, which contains 75090, rather than for 75090 alone.

Units permitted
950
12 months ending July 2026
Per 1,000 residents
20.5
Top 2% nationally
Year over year
−13%
vs the prior twelve months
Multifamily share
32.8%
units in 5+ unit buildings

People moving in and out

Net migration
+1.9%
of residents, in a year
Arrivals from another state
26%
of people moving in
Income of arrivals
$78,407
average per tax return
Income of those who left
$63,154
average per tax return

Where newcomers came from

  1. Collin County, TX 2,670 people · 28% of arrivals
  2. Denton County, TX 1,140 people · 12% of arrivals
  3. Dallas County, TX 680 people · 7.1% of arrivals
  4. Fannin County, TX 395 people · 4.1% of arrivals
  5. Cooke County, TX 352 people · 3.7% of arrivals

Where people who left went

  1. Collin County, TX 1,370 people · 19% of departures
  2. Bryan County, OK 584 people · 8.0% of departures
  3. Denton County, TX 517 people · 7.1% of departures
  4. Fannin County, TX 460 people · 6.3% of departures
  5. Dallas County, TX 347 people · 4.7% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Grayson County, TX. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Sherman, TX, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 95°F and January a low of 34°F.

Normal annual precipitation is 38.3 inches.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MCKINNEY MUNI AP, 29.4 miles from this location.

Precipitation

JFMAMJJASOND4.8"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals38.3"1991-2020 Normals
Average January low1991-2020 Normals34°F1991-2020 Normals
Average July high1991-2020 Normals95°F1991-2020 Normals
Comfortable months1991-2020 Normals51991-2020 Normals
Seasonal temperature swing1991-2020 Normals40°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

76 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and cold wave, with inland flooding alone responsible for 45% of it. Inland flooding and tornado are independently rated low or minimal nationally, so this describes how the loss is composed, not how large those hazards are.

Overall hazard risk is lower than 74% of measured US ZIP areas.

HailElevated
Ice stormModerate
WildfireModerate
Cold waveModerate
LandslideModerate
Winter weatherModerate
LightningModerate

Low or minimal exposure: tornado, heat wave, inland flooding, earthquake, strong wind, hurricane, drought, avalanche, tsunami, volcanic activity, coastal flooding.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
3.1
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
11.6
per 100,000 residents
Drug overdose
18.4
per 100,000 residents
Suicide
17.0
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 75090 (Grayson County) rather than 75090 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Sherman carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

5 major airports lie within 100 miles, the nearest Majors at 46 miles.

MetricValueCompared nationallySource period
Broadband access ±4%2024 ACS 5-Year88.3%Bottom 45%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle46 miBottom 16%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle5Top 44%of 3,127NASR current cycle
No internet access ±3%2024 ACS 5-Year8.6%Bottom 46%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
MajorsGVT46 mi8,030 ft
Dallas Love FldDAL55 mi8,800 ft
Ardmore MuniADM55 mi9,002 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
62
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

75090 vs Sherman

How this ZIP area compares with Sherman as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

75090
Sherman
Median household income: Sherman is the more favorable of the two.
Median household income
$55,543
vs
$58,859
Per capita income: Sherman is the more favorable of the two.
Per capita income
$27,442
vs
$33,342
Population density
339/sq mi
vs
999/sq mi
Median home value
$188,000
vs
$243,500
Median gross rent: Sherman is the more favorable of the two.
Median gross rent
$1,347
vs
$1,324
Homeownership rate
57.2%
vs
52.7%
Bachelor's degree or higher: Sherman is the more favorable of the two.
Bachelor's degree or higher
14.0%
vs
24.2%
Poverty rate: Sherman is the more favorable of the two.
Poverty rate
14.7%
vs
12.5%
Median age
33.8
vs
35.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.