37110 — McMinnville, Tennessee

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 37110. Its median household income runs 12% above McMinnville as a whole, which is why this ZIP carries a profile of its own.

54out of 100
Area Score
Bottom 36% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 12 sources
Opportunity1,751st of 3,116 ZIP areas measured51
Schools2,839th of 3,047 ZIP areas measured15
GrowthTop 18% of 3,124 ZIP areas measured67
Housing affordabilityTop 34% of 3,112 ZIP areas measured73
ClimateTop 21% of 3,127 ZIP areas measured78
Physical resilience1,846th of 3,127 ZIP areas measured49
Access2,684th of 3,127 ZIP areas measured72
Economic stability2,841st of 3,127 ZIP areas measured25
The quick read

Unemployment is 4.1% and median household income $52,932, putting employment conditions in the middle range of ZIP areas measured. The unemployment rate is published for McMinnville, TN, which contains 37110, rather than for 37110 alone.

Development activity is both elevated and accelerating — 75 housing units permitted over the past twelve months, up 19% on the prior year. The permit count and 1 other measure here are published for McMinnville, TN, which contains 37110, rather than for 37110 alone.

Rent takes 29% of renter income here, below the 30% threshold conventionally called cost-burdened, and the median home is 3.2 times what its owners earn.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
34,296
2024 ACS 5-Year
Median household income
$52,932
Bottom 19% nationally
Density
92/sq mi
373.7 sq mi of land
Median age
39.5
2024 ACS 5-Year
City
McMinnville
Tennessee
Micro area
Nearest major airport
MQY
50 mi · Smyrna
Median home value
$198,000
2024 ACS 5-Year

Jobs & opportunity

Unemployment across McMinnville, TN, which contains 37110, is 4.1%, lower than in 61% of the 3,127 measured US ZIP areas.

Employment across McMinnville, TN, which contains 37110, grew 0.8% over the past year, to 16,825 employed residents.

Median household income of $52,932 is lower than in 81% of measured US ZIP areas.

MetricValueCompared nationallySource period
Income of new arrivalsWarren County, TN’s figurefiling years 2022–2023$62,21038th percentileof 2,996filing years 2022–2023
Income of those who leftWarren County, TN’s figurefiling years 2022–2023$42,3831st percentileof 2,996filing years 2022–2023
Median household income ±$3,0952024 ACS 5-Year$52,932Bottom 19%of 31,0492024 ACS 5-Year
Per capita income ±$1,7772024 ACS 5-Year$28,909Bottom 23%of 32,8222024 ACS 5-Year
Poverty rate ±3%2024 ACS 5-Year17.3%Bottom 23%of 32,8462024 ACS 5-Year
Average commute ±1.7 min2024 ACS 5-Year29.6 minBottom 40%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±2%2024 ACS 5-Year13.9%Bottom 22%of 33,1932024 ACS 5-Year
Drove alone to work ±4%2024 ACS 5-Year76.3%52nd percentileof 32,7982024 ACS 5-Year
EmploymentMcMinnville, TN’s figureJuly 202616,825Bottom 14%of 3,127July 2026
Employment change (3 years)McMinnville, TN’s figureJuly 2026+0.9%Top 35%of 3,127July 2026
Employment change (year over year)McMinnville, TN’s figureJuly 2026+0.8%Top 20%of 3,127July 2026
Labor forceMcMinnville, TN’s figureJuly 202617,54413th percentileof 3,127July 2026
Labor force participation ±2%2024 ACS 5-Year70.4%Bottom 25%of 32,8832024 ACS 5-Year
Public transit to work ±0.1%2024 ACS 5-Year0.1%62nd percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)McMinnville, TN’s figureJuly 2026−0.5%Top 25%of 3,127July 2026
Unemployment rateMcMinnville, TN’s figureJuly 20264.1%Top 39%of 3,127July 2026
Worked from home ±2%2024 ACS 5-Year7.1%36th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202453k46k
Each point is a separate five-year estimate, most recently $52,932 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for McMinnville, TN, the city containing this ZIP code.

27% of students met the state standard in mathematics and 30% in reading, across the schools here that reported results.

Public schools
9
2024-25 school year
Students per teacher
—
Math proficiency
27.2%
Bottom 13% in Tennessee
Reading proficiency
30.3%
Bottom 17% in Tennessee
All 9 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Warren County High SchoolWarren County1,689—18%36%
Warren County Middle SchoolWarren County807—23%29%
Hickory Creek SchoolWarren County603—50%38%
Centertown ElementaryWarren County566—43%34%
Bobby Ray MemorialWarren County520—19%15%
West ElementaryWarren County479—25%20%
Dibrell ElementaryWarren County389—27%27%
Irving College ElementaryWarren County301—32%27%
Warren County Alternative AcademyWarren County41———

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Tennessee’s own standard, so it is ranked within state. How to read school figures.

The Federal Housing Finance Agency’s house price index for the non-metropolitan parts of Tennessee is up 58% over five years, and up 3.6% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $847 a year in real estate taxes, about 0.43% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $970, some 17% above the $832 tenants already here pay.

At HUD’s Fair Market Rent of $970 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $38,800 a year, about 73% of the median household income here of $52,932.

The typical renter household here spends 29% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $832 a month.

A median home at $198,000 costs 3.2 times the median income of its owner-occupied households, $61,100, above the historic benchmark of about 3 times income.

Rent as a share of income
28.6%
Below the 30% cost-burdened threshold
Home price to income
3.2×
median home value ÷ owner household income
Market rent, two bedroom
$970
what a new lease costs · FY2026
Median gross rent
$832
what tenants now pay · 2024 ACS 5-Year
Median home value
$198,000
2024 ACS 5-Year

The figures above are measured against 37110’s median household income of $52,932, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Home price change (1 year)the non-metropolitan parts of Tennessee’s figure2026 Q2+3.6%61st percentileof 3,0712026 Q2
Home price change (5 years)the non-metropolitan parts of Tennessee’s figure2026 Q2+58.3%93rd percentileof 3,0712026 Q2
Home price change (10 years)the non-metropolitan parts of Tennessee’s figure2026 Q2+130.8%95th percentileof 3,0712026 Q2
Home price to income ±0.32024 ACS 5-Year3.2Bottom 33%of 29,2752024 ACS 5-Year
Homeownership rate ±2%2024 ACS 5-Year71.5%32nd percentileof 32,7502024 ACS 5-Year
Housing units ±3372024 ACS 5-Year15,35492nd percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$740Top 4%of 3,031FY2026
Market rent, three bedroomFY2026$1,170Top 3%of 3,031FY2026
Market rent, two bedroomFY2026$970Top 6%of 3,031FY2026
Median gross rent ±$512024 ACS 5-Year$832Top 28%of 26,3962024 ACS 5-Year
Median home value ±$14,0062024 ACS 5-Year$198,00044th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$522024 ACS 5-Year$84714th percentileof 28,9352024 ACS 5-Year
Owner household income ±$4,4302024 ACS 5-Year$61,100Bottom 18%of 29,8022024 ACS 5-Year
Property tax rate ±0.04%2024 ACS 5-Year0.43%7th percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±4%2024 ACS 5-Year28.6%Bottom 48%of 26,2472024 ACS 5-Year
Seasonal and second homes ±962024 ACS 5-Year19385th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year1.3%52nd percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year11.8%74th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±4162024 ACS 5-Year2,00596th percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures.

Development Momentum

67/ 100
Top 18% of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 75 units permitted over the past twelve months, only 19% are in buildings of five or more homes. The multifamily share is published for McMinnville, TN, which contains 37110, rather than for 37110 alone.

At 5.4 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas. The permit rate is published for McMinnville, TN, which contains 37110, rather than for 37110 alone.

Units permitted
75
12 months ending July 2026
Per 1,000 residents
5.4
Top 30% nationally
Year over year
+19%
vs the prior twelve months
Multifamily share
18.7%
units in 5+ unit buildings

People moving in and out

Net migration
+1.7%
of residents, in a year
Arrivals from another state
34%
of people moving in
Income of arrivals
$62,210
average per tax return
Income of those who left
$42,383
average per tax return

Where newcomers came from

  1. Rutherford County, TN 313 people · 15% of arrivals
  2. Coffee County, TN 209 people · 10% of arrivals
  3. DeKalb County, TN 126 people · 6.1% of arrivals
  4. Cannon County, TN 103 people · 5.0% of arrivals
  5. Davidson County, TN 85 people · 4.1% of arrivals

Where people who left went

  1. Rutherford County, TN 192 people · 13% of departures
  2. Coffee County, TN 188 people · 13% of departures
  3. Cannon County, TN 104 people · 7.1% of departures
  4. White County, TN 102 people · 6.9% of departures
  5. DeKalb County, TN 100 people · 6.8% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Warren County, TN. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for McMinnville, TN, the city containing this ZIP code.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 89°F and January a low of 31°F.

Normal annual precipitation is 54.4 inches, including 4.1 inches of snow.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MC MINNVILLE, 2.9 miles from this location.

Precipitation

JFMAMJJASOND5.5"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals54.4"1991-2020 Normals
Annual snowfall1991-2020 Normals4.1"1991-2020 Normals
Average January low1991-2020 Normals31°F1991-2020 Normals
Average July high1991-2020 Normals89°F1991-2020 Normals
Comfortable months1991-2020 Normals71991-2020 Normals
Seasonal temperature swing1991-2020 Normals37°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

49 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and cold wave, with inland flooding alone responsible for 35% of it.

TornadoModerate
Cold waveModerate
EarthquakeElevated
DroughtModerate
Strong windModerate
LightningModerate
Inland floodingModerate

Low or minimal exposure: winter weather, hurricane, hail, ice storm, landslide, wildfire, heat wave, coastal flooding, tsunami, avalanche, volcanic activity.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
5.9
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
28.1
per 100,000 residents
Suicide
32.8
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 37110 (Warren County) rather than 37110 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. McMinnville carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Cost of living
Price parities are published for metropolitan areas, and this place lies outside one.
Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. Cost of living is published where the Bureau of Economic Analysis measures it, though not for this place. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

4 major airports lie within 100 miles, the nearest Smyrna at 50 miles.

MetricValueCompared nationallySource period
Broadband access ±2%2024 ACS 5-Year87.4%Bottom 40%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle50 miBottom 13%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle4Bottom 40%of 3,127NASR current cycle
No internet access ±2%2024 ACS 5-Year10.0%Bottom 39%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
SmyrnaMQY50 mi8,038 ft
Nashville IntlBNA62 mi11,030 ft
Huntsville Intl-Carl T Jones FldHSV91 mi10,001 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

Customize your score

What matters to you?

Choose what you weight most heavily. Nothing is saved to an account — your preferences stay in this browser, and the Area Score never changes.

Area Score
54
Your Score
—

Select one or more priorities to see how this location scores against them.

Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

37110 vs McMinnville

How this ZIP area compares with McMinnville as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

37110
McMinnville
Median household income: 37110 is the more favorable of the two.
Median household income
$52,932
vs
$47,179
Per capita income: 37110 is the more favorable of the two.
Per capita income
$28,909
vs
$25,507
Population density
92/sq mi
vs
1,252/sq mi
Median home value
$198,000
vs
$182,200
Median gross rent: McMinnville is the more favorable of the two.
Median gross rent
$832
vs
$791
Homeownership rate
71.5%
vs
49.7%
Bachelor's degree or higher: 37110 is the more favorable of the two.
Bachelor's degree or higher
13.9%
vs
11.7%
Poverty rate: 37110 is the more favorable of the two.
Poverty rate
17.3%
vs
20.7%
Median age
39.5
vs
37.0

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.