38237 — Martin, Tennessee

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 38237. Its median household income runs 19% above Martin as a whole, which is why this ZIP carries a profile of its own.

45out of 100
Area Score
Bottom 10% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 12 sources
Opportunity2,995th of 3,116 ZIP areas measured23
Schools1,596th of 3,047 ZIP areas measured49
Growth2,998th of 3,124 ZIP areas measured18
Housing affordabilityTop 27% of 3,112 ZIP areas measured75
ClimateTop 39% of 3,127 ZIP areas measured73
Physical resilience1,886th of 3,127 ZIP areas measured49
Access2,928th of 3,127 ZIP areas measured60
Economic stability2,631st of 3,127 ZIP areas measured31
The quick read

Employment conditions sit below most comparable ZIP areas measured: unemployment is 5.3% and the Opportunity signal places 38237 in the bottom 4%. The unemployment rate is published for Martin, TN, which contains 38237, rather than for 38237 alone.

Residential permitting has slowed: 5 units authorized over the past twelve months, 78% below the prior year. The permit count and 1 other measure here are published for Martin, TN, which contains 38237, rather than for 38237 alone.

Rent takes 29% of renter income here, below the 30% threshold conventionally called cost-burdened, and the median home is 2.7 times what its owners earn.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
15,627
2024 ACS 5-Year
Median household income
$51,670
Bottom 17% nationally
Density
113/sq mi
138.1 sq mi of land
Median age
31.4
2024 ACS 5-Year
City
Martin
Tennessee
Micro area
Nearest major airport
BYH
68 mi · Arkansas Intl
Median home value
$200,900
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Martin, TN, which contains 38237, is 5.3% — higher than in all but 19% of the 3,127 measured US ZIP areas.

Employment across Martin, TN, which contains 38237, fell 2.9% over the past year, to 12,797 employed residents.

Median household income of $51,670 is lower than in 83% of measured US ZIP areas.

MetricValueCompared nationallySource period
Income of new arrivalsWeakley County, TN’s figurefiling years 2022–2023$45,4254th percentileof 2,996filing years 2022–2023
Income of those who leftWeakley County, TN’s figurefiling years 2022–2023$40,2311st percentileof 2,996filing years 2022–2023
Median household income ±$4,4092024 ACS 5-Year$51,670Bottom 17%of 31,0492024 ACS 5-Year
Per capita income ±$1,5792024 ACS 5-Year$27,909Bottom 20%of 32,8222024 ACS 5-Year
Poverty rate ±4%2024 ACS 5-Year16.9%Bottom 24%of 32,8462024 ACS 5-Year
Average commute ±1.3 min2024 ACS 5-Year17.0 minTop 7%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±3%2024 ACS 5-Year29.0%Top 36%of 33,1932024 ACS 5-Year
Drove alone to work ±6%2024 ACS 5-Year71.7%35th percentileof 32,7982024 ACS 5-Year
EmploymentMartin, TN’s figureJuly 202612,797Bottom 6%of 3,127July 2026
Employment change (3 years)Martin, TN’s figureJuly 2026−2.8%Bottom 15%of 3,127July 2026
Employment change (year over year)Martin, TN’s figureJuly 2026−2.9%Bottom 9%of 3,127July 2026
Labor forceMartin, TN’s figureJuly 202613,5106th percentileof 3,127July 2026
Labor force participation ±3%2024 ACS 5-Year74.6%Bottom 36%of 32,8832024 ACS 5-Year
Public transit to work ±0.4%2024 ACS 5-Year0.2%66th percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Martin, TN’s figureJuly 2026−2.3%Top 1%of 3,127July 2026
Unemployment rateMartin, TN’s figureJuly 20265.3%Bottom 19%of 3,127July 2026
Worked from home ±3%2024 ACS 5-Year7.9%40th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202452k45k
Each point is a separate five-year estimate, most recently $51,670 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Martin, TN, the city containing this ZIP code.

31% of students met the state standard in mathematics and 48% in reading, across the schools here that reported results.

Public schools
4
2024-25 school year
Students per teacher
—
Math proficiency
31.5%
Bottom 22% in Tennessee
Reading proficiency
48.2%
Top 17% in Tennessee
All 4 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Westview High SchoolWeakley County611—12%57%
Martin PrimaryWeakley County470———
Martin Middle SchoolWeakley County408—40%37%
Martin ElementaryWeakley County391—53%46%

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Tennessee’s own standard, so it is ranked within state. How to read school figures.

The Federal Housing Finance Agency’s house price index for the non-metropolitan parts of Tennessee is up 58% over five years, and up 3.6% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $844 a year in real estate taxes, about 0.42% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $925, some 8% above the $853 tenants already here pay.

At HUD’s Fair Market Rent of $925 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $37,000 a year, about 72% of the median household income here of $51,670.

The typical renter household here spends 29% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $853 a month.

A median home at $200,900 costs 2.7 times the median income of its owner-occupied households, $75,505, close to the historic benchmark for an affordable market.

Rent as a share of income
28.8%
Below the 30% cost-burdened threshold
Home price to income
2.7×
median home value ÷ owner household income
Market rent, two bedroom
$925
what a new lease costs · FY2026
Median gross rent
$853
what tenants now pay · 2024 ACS 5-Year
Median home value
$200,900
2024 ACS 5-Year

The figures above are measured against 38237’s median household income of $51,670, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Home price change (1 year)the non-metropolitan parts of Tennessee’s figure2026 Q2+3.6%61st percentileof 3,0712026 Q2
Home price change (5 years)the non-metropolitan parts of Tennessee’s figure2026 Q2+58.3%93rd percentileof 3,0712026 Q2
Home price change (10 years)the non-metropolitan parts of Tennessee’s figure2026 Q2+130.8%95th percentileof 3,0712026 Q2
Home price to income ±0.42024 ACS 5-Year2.7Top 48%of 29,2752024 ACS 5-Year
Homeownership rate ±3%2024 ACS 5-Year55.4%12th percentileof 32,7502024 ACS 5-Year
Housing units ±2872024 ACS 5-Year6,95277th percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$710Top 2%of 3,031FY2026
Market rent, three bedroomFY2026$1,119Top 1%of 3,031FY2026
Market rent, two bedroomFY2026$925Top 3%of 3,031FY2026
Median gross rent ±$512024 ACS 5-Year$853Top 31%of 26,3962024 ACS 5-Year
Median home value ±$19,3202024 ACS 5-Year$200,90044th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$792024 ACS 5-Year$84414th percentileof 28,9352024 ACS 5-Year
Owner household income ±$7,4962024 ACS 5-Year$75,505Bottom 39%of 29,8022024 ACS 5-Year
Property tax rate ±0.06%2024 ACS 5-Year0.42%7th percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±4%2024 ACS 5-Year28.8%Bottom 47%of 26,2472024 ACS 5-Year
Seasonal and second homes ±312024 ACS 5-Year2852nd percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year0.4%39th percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year10.3%68th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±2342024 ACS 5-Year74782nd percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures.

Development Momentum

18/ 100
Ranks 2,998 of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 5 units permitted over the past twelve months, none were in buildings of five or more homes. The multifamily share is published for Martin, TN, which contains 38237, rather than for 38237 alone.

At 0.5 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas. The permit rate is published for Martin, TN, which contains 38237, rather than for 38237 alone.

Units permitted
5
12 months ending July 2026
Per 1,000 residents
0.5
Bottom 12% nationally
Year over year
−78%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

People moving in and out

Net migration
+0.5%
of residents, in a year
Arrivals from another state
36%
of people moving in
Income of arrivals
$45,425
average per tax return
Income of those who left
$40,231
average per tax return

Where newcomers came from

  1. Obion County, TN 240 people · 17% of arrivals
  2. Carroll County, TN 123 people · 8.6% of arrivals
  3. Gibson County, TN 107 people · 7.5% of arrivals
  4. Henry County, TN 85 people · 6.0% of arrivals
  5. Shelby County, TN 49 people · 3.4% of arrivals

Where people who left went

  1. Obion County, TN 229 people · 18% of departures
  2. Carroll County, TN 110 people · 8.5% of departures
  3. Gibson County, TN 96 people · 7.4% of departures
  4. Henry County, TN 93 people · 7.2% of departures
  5. Madison County, TN 46 people · 3.5% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Weakley County, TN. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Martin, TN, the city containing this ZIP code.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 90°F and January a low of 27°F.

Normal annual precipitation is 54.7 inches, including 3.1 inches of snow.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MARTIN U OF T BRANCH E, 2.1 miles from this location.

Precipitation

JFMAMJJASOND5.7"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals54.7"1991-2020 Normals
Annual snowfall1991-2020 Normals3.1"1991-2020 Normals
Average January low1991-2020 Normals27°F1991-2020 Normals
Average July high1991-2020 Normals90°F1991-2020 Normals
Comfortable months1991-2020 Normals71991-2020 Normals
Seasonal temperature swing1991-2020 Normals44°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

49 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, cold wave and tornado, with earthquake alone responsible for 53% of it.

EarthquakeModerate
Cold waveModerate
Ice stormModerate
TornadoModerate
Winter weatherModerate
Strong windModerate
DroughtModerate
LandslideModerate

Low or minimal exposure: lightning, heat wave, hurricane, inland flooding, wildfire, hail, avalanche, tsunami, volcanic activity, coastal flooding.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
5.2
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
21.5
per 100,000 residents · modeled, not measured
Drug overdose
11.2
per 100,000 residents · modeled, not measured
Suicide
20.9
per 100,000 residents · modeled, not measured

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 38237 (Weakley County) rather than 38237 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Martin carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Cost of living
Price parities are published for metropolitan areas, and this place lies outside one.
Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. Cost of living is published where the Bureau of Economic Analysis measures it, though not for this place. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

3 major airports lie within 100 miles, the nearest Arkansas Intl at 68 miles.

MetricValueCompared nationallySource period
Broadband access ±3%2024 ACS 5-Year86.7%Bottom 37%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle68 miBottom 6%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle3Bottom 21%of 3,127NASR current cycle
No internet access ±3%2024 ACS 5-Year9.9%Bottom 39%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Arkansas IntlBYH68 mi11,602 ft
Millington/MemphisNQA91 mi8,001 ft
Veterans Airport of Southern IllinoisMWA97 mi8,012 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
45
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—

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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

38237 vs Martin

How this ZIP area compares with Martin as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

38237
Martin
Median household income: 38237 is the more favorable of the two.
Median household income
$51,670
vs
$43,381
Per capita income: 38237 is the more favorable of the two.
Per capita income
$27,909
vs
$24,910
Population density
113/sq mi
vs
880/sq mi
Median home value
$200,900
vs
$198,300
Median gross rent: 38237 is the more favorable of the two.
Median gross rent
$853
vs
$859
Homeownership rate
55.4%
vs
42.4%
Bachelor's degree or higher: Martin is the more favorable of the two.
Bachelor's degree or higher
29.0%
vs
30.4%
Poverty rate: 38237 is the more favorable of the two.
Poverty rate
16.9%
vs
21.2%
Median age
31.4
vs
24.5

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.