38237Martin, Tennessee

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 38237.

49out of 100
Area Score
Bottom 14% of 5,298 profiles measured

How we calculate this

How this area ranks
Opportunity5784th of 6,210 ZIP areas measured28
SchoolsTop 44% of 4,422 ZIP areas measured56
Growth5048th of 5,428 ZIP areas measured20
Housing affordabilityTop 41% of 6,685 ZIP areas measured86
ClimateTop 37% of 6,789 ZIP areas measured73
Physical resilience4028th of 6,709 ZIP areas measured49
Access6346th of 6,791 ZIP areas measured60
Economic stability5984th of 6,742 ZIP areas measured33
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 4.9% and the Opportunity signal places 38237 in the bottom 7%.

Residential permitting has slowed: 5 units authorized over the past twelve months, 78% below the prior year.

Rent takes 20% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 3.9 times that income.

At a glance

Population
15,627
2024 ACS 5-Year
Median household income
$51,670
Bottom 17% nationally
Density
113/sq mi
138.1 sq mi of land
Median age
31.4
2024 ACS 5-Year
City
Martin
Tennessee
Metro area
Martin, TN
Nearest major airport
BYH
68 mi · Arkansas Intl
Median home value
$200,900
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.9% is lower than 31% of the 6,544 measured US ZIP areas.

Employment fell 2.6% over the past year, to 12,993 employed residents.

Median household income of $51,670 is below 83% of measured US ZIP areas.

MetricValueCompared nationallySource period
Median household income ±$4,409$51,670Bottom 17%of 31,2952024 ACS 5-Year
Per capita income ±$1,579$27,909Bottom 20%of 32,8222024 ACS 5-Year
Poverty rate20.8%Top 17%of 32,9702024 ACS 5-Year
Average commute17.0 minBottom 7%of 32,8872024 ACS 5-Year
Bachelor's degree or higher29.0%Top 36%of 33,1932024 ACS 5-Year
Employment12,993Bottom 6%of 6,544June 2026
Employment change (3 years)-2.0%Bottom 20%of 6,542June 2026
Employment change (year over year)-2.6%Bottom 12%of 6,544June 2026
Labor force13,665Bottom 6%of 6,544June 2026
Labor force participation57.2%Bottom 38%of 33,2522024 ACS 5-Year
Unemployment change (year over year)0.1%Top 45%of 6,544June 2026
Unemployment rate4.9%Top 31%of 6,544June 2026
Median household income, successive ACS releases
202120222023202452k45k
Each point is a separate five-year estimate, most recently $51,670 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Martin, TN, the city containing this ZIP code.

33% of students met the state standard in mathematics and 36% in reading, across the schools here that reported results.

Public schools
4
2024-25 school year
Students per teacher
Math proficiency
33.4%
Bottom 48% in Tennessee
Reading proficiency
35.9%
Top 33% in Tennessee
SchoolDistrictStudentsPer teacherMathReading
Westview High SchoolWeakley County611
Martin PrimaryWeakley County470
Martin Middle SchoolWeakley County40827%27%
Martin ElementaryWeakley County39140%45%

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Tennessee’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $853 takes 20% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.9 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
19.8%
Below the 30% cost-burdened threshold
Home price to income
3.9×
median home value ÷ median income
Median gross rent
$853
2024 ACS 5-Year
Median home value
$200,900
2024 ACS 5-Year
MetricValueCompared nationallySource period
Home price to income3.89Top 31%of 30,4042024 ACS 5-Year
Homeownership rate55.4%Bottom 12%of 32,9102024 ACS 5-Year
Housing units ±2876,952Top 22%of 33,7722024 ACS 5-Year
Median gross rent ±$51$853Bottom 31%of 26,6182024 ACS 5-Year
Median home value ±$19,320$200,900Bottom 44%of 30,9412024 ACS 5-Year
Rent as a share of income19.8%Top 36%of 26,4702024 ACS 5-Year
Vacancy rate10.7%Bottom 49%of 33,0282024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
20/ 100
Ranks 5048 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 0.5 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
5
12 months ending July 2026
Per 1,000 residents
0.5
Bottom 15% nationally
Year over year
−78%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Martin, TN, the city containing this ZIP code.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 90°F and January a low of 27°F.

Normal annual precipitation is 54.7 inches, including 3.1 inches of snow.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MARTIN U OF T BRANCH E, 2.1 miles from this location.
Precipitation
JFMAMJJASOND5.7"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation54.7"1991-2020 Normals
Annual snowfall3.1"1991-2020 Normals
Average January low27°F1991-2020 Normals
Average July high90°F1991-2020 Normals
Comfortable months71991-2020 Normals
Seasonal temperature swing44°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

49 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, cold wave and tornado.

EarthquakeModerate
Cold waveModerate
Ice stormModerate
TornadoModerate
Winter weatherModerate
Strong windModerate
DroughtModerate
LandslideModerate

Low or minimal exposure: lightning, heat wave, hurricane, inland flooding, wildfire, hail.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Weakley County records 4.8 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 21.4 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 11.0 per 100,000 residents in Weakley County.

Homicide
4.8
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
21.4
per 100,000 residents · under 10 deaths
Drug overdose
11.0
per 100,000 residents · under 10 deaths
Suicide
20.4
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Weakley County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 38237 rather than 38237 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

3 major airports lie within 100 miles, the nearest 68 miles away.

AirportCodeDistanceLongest runway
Arkansas IntlBYH68 mi11,602 ft
Millington/MemphisNQA91 mi8,001 ft
Veterans Airport of Southern IllinoisMWA97 mi8,012 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

Customize your score

What matters to you?

Choose what you weight most heavily. Nothing is saved to an account — your preferences stay in this browser, and the Area Score never changes.

Area Score
49
Your Score

Select one or more priorities to see how this location scores against them.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

38237 vs Martin

How this ZIP area compares with Martin as a whole. Both figures come from the same ACS release, so the comparison is like for like.

38237
Martin
Median household income
$51,670
vs
$43,381
Per capita income
$27,909
vs
$24,910
Population density
113/sq mi
vs
880/sq mi
Median home value
$200,900
vs
$198,300
Median gross rent
$853
vs
$859
Homeownership rate
55.4%
vs
42.4%
Bachelor's degree or higher
29.0%
vs
30.4%
Poverty rate
20.8%
vs
26.3%
Median age
31.4
vs
24.5

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.