00727Caguas, Puerto Rico

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 00727.

Area Score unavailable

Missing required signals: opportunity, growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Housing affordability5342nd of 6,685 published ZIP areas58
ClimateTop 8% of 6,789 published ZIP areas86
Physical resilience6636th of 6,709 published ZIP areas4
AccessTop 50% of 6,791 published ZIP areas93
Economic stability6497th of 6,742 published ZIP areas22
The quick read

Rent takes 28% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 4.6 times that income.

Physical-risk exposure is above the national median, driven mainly by hurricane, earthquake and inland flooding.

A major airport is 16 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
55,191
2024 ACS 5-Year
Median household income
$34,094
Bottom 3% nationally
Density
2,446/sq mi
22.6 sq mi of land
Median age
43.9
2024 ACS 5-Year
City
Caguas
Puerto Rico
Metro area
Nearest major airport
SJU
16 mi · Luis Munoz Marin Intl
Median home value
$157,000
2024 ACS 5-Year

Jobs & opportunity

39% of adults hold a four-year degree, higher than 78% of measured US ZIP areas.

Median household income of $34,094 is below 97% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$2,349$34,094Bottom 3%2024 ACS 5-Year
Per capita income ±$1,856$23,020Bottom 9%2024 ACS 5-Year
Poverty rate31.6%Top 6%2024 ACS 5-Year
Average commute32.1 minTop 28%2024 ACS 5-Year
Bachelor's degree or higher38.6%Top 22%2024 ACS 5-Year
Labor force participation50.9%Bottom 21%2024 ACS 5-Year
Median household income, successive ACS releases
202120222023202434k31k
Each point is a separate five-year estimate, most recently $34,094 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Housing & affordability

How it’s calculated →

Median rent of $808 takes 28% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.6 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
28.4%
Below the 30% cost-burdened threshold
Home price to income
4.6×
median home value ÷ median income
Median gross rent
$808
2024 ACS 5-Year
Median home value
$157,000
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income4.60Top 20%2024 ACS 5-Year
Homeownership rate71.3%Bottom 32%2024 ACS 5-Year
Housing units ±74624,082Top 2%2024 ACS 5-Year
Median gross rent ±$46$808Bottom 25%2024 ACS 5-Year
Median home value ±$5,503$157,000Bottom 29%2024 ACS 5-Year
Rent as a share of income28.4%Top 7%2024 ACS 5-Year
Vacancy rate11.0%Top 50%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

9 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 90°F and January a low of 62°F.

Normal annual precipitation is 64.8 inches.

50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station GURABO SUBSTN, 6.2 miles from this location.
Precipitation
JFMAMJJASOND8.7"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation64.8"1991-2020 Normals
Annual snowfall0.0"1991-2020 Normals
Average January low62°F1991-2020 Normals
Average July high90°F1991-2020 Normals
Comfortable months91991-2020 Normals
Seasonal temperature swing8°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

4 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, earthquake and inland flooding.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

3 major airports lie within 100 miles, the nearest 16 miles away.

AirportCodeDistanceLongest runway
Luis Munoz Marin IntlSJU16 mi10,400 ft
MerceditaPSE35 mi8,002 ft
Henry E RohlsenSTX91 mi10,002 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

00727 vs Caguas

How this ZIP area compares with Caguas as a whole. Both figures come from the same ACS release, so the comparison is like for like.

00727
Caguas
Median household income
$34,094
vs
$27,054
Per capita income
$23,020
vs
$17,468
Population density
2,446/sq mi
vs
6,692/sq mi
Median home value
$157,000
vs
$137,400
Median gross rent
$808
vs
$644
Homeownership rate
71.3%
vs
59.5%
Bachelor's degree or higher
38.6%
vs
32.5%
Poverty rate
31.6%
vs
39.8%
Median age
43.9
vs
44.6

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.