00985 — Carolina, Puerto Rico
Area Profile
Income, jobs, climate, physical risk and development data for ZIP code 00985.
Missing required signals: opportunity, growth. AreaProfile withholds a score rather than inferring the missing dimensions.
Rent takes 21% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 4.4 times that income.
Physical-risk exposure is above the national median, driven mainly by hurricane, earthquake and landslide.
A major airport is 4 miles away, giving the area unusually direct access to the national air network.
These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.
At a glance
Jobs & opportunity
Median household income of $33,863 is below 97% of measured US ZIP areas.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Median household income ±$3,601 | $33,863 | Bottom 3%of 31,197 | 2024 ACS 5-Year |
| Per capita income ±$1,168 | $19,235 | Bottom 5%of 32,822 | 2024 ACS 5-Year |
| Poverty rate | 28.3% | Top 8%of 32,970 | 2024 ACS 5-Year |
| Average commute | 33.9 min | Top 21%of 32,887 | 2024 ACS 5-Year |
| Bachelor's degree or higher | 29.1% | Top 36%of 33,193 | 2024 ACS 5-Year |
| Labor force participation | 48.0% | Bottom 16%of 33,252 | 2024 ACS 5-Year |
Housing & affordability
How it’s calculated →A new two-bedroom lease runs about $663, some 10% above the $601 tenants already here pay — the market has moved faster than sitting tenancies have.
Median rent of $601 takes 21% of median household income, below the 30% threshold at which a household is considered cost-burdened.
A median home costs 4.4 times median household income here, above the historic benchmark of about three times income.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Home price to income | 4.39 | Top 22%of 30,081 | 2024 ACS 5-Year |
| Homeownership rate | 65.0% | Bottom 21%of 32,750 | 2024 ACS 5-Year |
| Housing units ±691 | 15,342 | Top 8%of 33,460 | 2024 ACS 5-Year |
| Market rent, one bedroom | $572 | Bottom 1%of 6,478 | FY2026 |
| Market rent, three bedroom | $868 | Bottom 1%of 6,478 | FY2026 |
| Market rent, two bedroom | $663 | Bottom 1%of 6,478 | FY2026 |
| Median gross rent ±$77 | $601 | Bottom 5%of 26,533 | 2024 ACS 5-Year |
| Median home value ±$4,299 | $148,800 | Bottom 26%of 30,941 | 2024 ACS 5-Year |
| Rent as a share of income | 21.3% | Top 28%of 26,176 | 2024 ACS 5-Year |
| Vacancy rate | 16.1% | Top 35%of 32,851 | 2024 ACS 5-Year |
Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.
Growth & development
How it’s calculated →No building-permit activity is published for this location by the Census Building Permits Survey.
Weather & climate
6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 88°F and January a low of 70°F.
Normal annual precipitation is 65.2 inches.
| Metric | Value | Source period |
|---|---|---|
| Annual precipitation | 65.2" | 1991-2020 Normals |
| Average January low | 70°F | 1991-2020 Normals |
| Average July high | 88°F | 1991-2020 Normals |
| Comfortable months | 6 | 1991-2020 Normals |
| Seasonal temperature swing | 6°F | 1991-2020 Normals |
Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.
Physical risk
The hazards accounting for most of this area's expected annual loss are hurricane, earthquake and landslide.
Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.
What this profile does not cover
Some things people look for are not on this page, and each is absent for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.
- Reported crime
- Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. Any cities listed on this page carry their own figure where their department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
- Taxes
- Taxes are not published: no source covers them nationally with a method open enough to check. Cost of living now is — the index above is the Bureau of Economic Analysis price parity for this area — but it is a price level for all consumption rather than a budget for a household, its spread is driven mostly by housing, and it excludes taxes. Housing affordability is computed separately from rent, price and income, because that answers a narrower and more actionable question. Nothing here is individualized tax advice.
- Anything about a specific address
- Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighborhood all vary within the places measured here.
Access
3 major airports lie within 100 miles, the nearest 4 miles away.
| Airport | Code | Distance | Longest runway |
|---|---|---|---|
| Luis Munoz Marin Intl | SJU | 4 mi | 10,400 ft |
| Mercedita | PSE | 49 mi | 8,002 ft |
| Henry E Rohlsen | STX | 90 mi | 10,002 ft |
Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.
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Similar places
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Data & methodology
| Used for | Source | Source period | Updated |
|---|---|---|---|
| Access | Federal Aviation Administration Airports (NASR) — Aeronautical Data Delivery Service | NASR current cycle | 28-day NASR cycle |
| Physical risk | Federal Emergency Management Agency National Risk Index | National Risk Index December 2025 (v1.20.0) | Periodic dataset versions (v1.20.0 current) |
| Climate | NOAA National Centers for Environmental Information U.S. Climate Normals 1991–2020 (Monthly) | 1991-2020 Normals | Every ten years (next release follows the 2001–2030 period) |
| Demographics, Housing, Income, Jobs | U.S. Census Bureau American Community Survey 5-Year Estimates (Table-Based Summary File) | 2024 ACS 5-Year | Annual (5-year estimates released each December) |
| Housing | U.S. Department of Housing and Urban Development, Office of Policy Development and Research Fair Market Rents | FY2026 | Annually, each October for the coming fiscal year |
Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.
00985 vs Carolina
How this ZIP area compares with Carolina as a whole. Both figures come from the same ACS release, so the comparison is like for like.
Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.