00985Carolina, Puerto Rico

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 00985.

Area Score unavailable

Missing required signals: opportunity, growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Data updated · 5 sources
Housing affordability3,661st of 6,580 ZIP areas measured77
ClimateTop 24% of 6,789 ZIP areas measured77
Physical resilience6,420th of 6,709 ZIP areas measured10
AccessTop 32% of 6,791 ZIP areas measured97
Economic stability6,605th of 6,742 ZIP areas measured18
The quick read

Rent takes 21% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 4.4 times that income.

Physical-risk exposure is above the national median, driven mainly by hurricane, earthquake and landslide.

A major airport is 4 miles away, giving the area unusually direct access to the national air network.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
30,497
2024 ACS 5-Year
Median household income
$33,863
Bottom 3% nationally
Density
3,302/sq mi
9.2 sq mi of land
Median age
48.9
2024 ACS 5-Year
City
Carolina
Puerto Rico
Metro area
Nearest major airport
SJU
4 mi · Luis Munoz Marin Intl
Median home value
$148,800
2024 ACS 5-Year

Jobs & opportunity

Median household income of $33,863 is below 97% of measured US ZIP areas.

MetricValueCompared nationallySource period
Median household income ±$3,601$33,863Bottom 3%of 31,1972024 ACS 5-Year
Per capita income ±$1,168$19,235Bottom 5%of 32,8222024 ACS 5-Year
Poverty rate28.3%Top 8%of 32,9702024 ACS 5-Year
Average commute33.9 minTop 21%of 32,8872024 ACS 5-Year
Bachelor's degree or higher29.1%Top 36%of 33,1932024 ACS 5-Year
Labor force participation48.0%Bottom 16%of 33,2522024 ACS 5-Year
Median household income, successive ACS releases
202120222023202435k30k
Each point is a separate five-year estimate, most recently $33,863 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Housing & affordability

How it’s calculated →

A new two-bedroom lease runs about $663, some 10% above the $601 tenants already here pay — the market has moved faster than sitting tenancies have.

Median rent of $601 takes 21% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.4 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
21.3%
Below the 30% cost-burdened threshold
Home price to income
4.4×
median home value ÷ median income
Market rent, two bedroom
$663
what a new lease costs · FY2026
Median gross rent
$601
what tenants now pay · 2024 ACS 5-Year
Median home value
$148,800
2024 ACS 5-Year
MetricValueCompared nationallySource period
Home price to income4.39Top 22%of 30,0812024 ACS 5-Year
Homeownership rate65.0%Bottom 21%of 32,7502024 ACS 5-Year
Housing units ±69115,342Top 8%of 33,4602024 ACS 5-Year
Market rent, one bedroom$572Bottom 1%of 6,478FY2026
Market rent, three bedroom$868Bottom 1%of 6,478FY2026
Market rent, two bedroom$663Bottom 1%of 6,478FY2026
Median gross rent ±$77$601Bottom 5%of 26,5332024 ACS 5-Year
Median home value ±$4,299$148,800Bottom 26%of 30,9412024 ACS 5-Year
Rent as a share of income21.3%Top 28%of 26,1762024 ACS 5-Year
Vacancy rate16.1%Top 35%of 32,8512024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 88°F and January a low of 70°F.

Normal annual precipitation is 65.2 inches.

60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station WFO SAN JUAN, 3.2 miles from this location.
Precipitation
JFMAMJJASOND7.9"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation65.2"1991-2020 Normals
Average January low70°F1991-2020 Normals
Average July high88°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing6°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

10 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, earthquake and landslide.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Some things people look for are not on this page, and each is absent for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. Any cities listed on this page carry their own figure where their department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Taxes are not published: no source covers them nationally with a method open enough to check. Cost of living now is — the index above is the Bureau of Economic Analysis price parity for this area — but it is a price level for all consumption rather than a budget for a household, its spread is driven mostly by housing, and it excludes taxes. Housing affordability is computed separately from rent, price and income, because that answers a narrower and more actionable question. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighborhood all vary within the places measured here.

Access

3 major airports lie within 100 miles, the nearest 4 miles away.

AirportCodeDistanceLongest runway
Luis Munoz Marin IntlSJU4 mi10,400 ft
MerceditaPSE49 mi8,002 ft
Henry E RohlsenSTX90 mi10,002 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026Annually, each October for the coming fiscal year

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

00985 vs Carolina

How this ZIP area compares with Carolina as a whole. Both figures come from the same ACS release, so the comparison is like for like.

00985
Carolina
Median household income: Carolina is the more favorable of the two.
Median household income
$33,863
vs
$37,726
Per capita income: Carolina is the more favorable of the two.
Per capita income
$19,235
vs
$22,436
Population density
3,302/sq mi
vs
6,693/sq mi
Median home value
$148,800
vs
$158,400
Median gross rent: 00985 is the more favorable of the two.
Median gross rent
$601
vs
$677
Homeownership rate
65.0%
vs
67.3%
Bachelor's degree or higher: Carolina is the more favorable of the two.
Bachelor's degree or higher
29.1%
vs
37.0%
Poverty rate: Carolina is the more favorable of the two.
Poverty rate
28.3%
vs
27.4%
Median age
48.9
vs
45.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.