AreaProfile

45248Mack, Ohio

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 45248.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
OpportunityTop 14% of 6,210 published ZIP areas74
SchoolsTop 24% of 4,422 published ZIP areas72
Housing affordabilityTop 9% of 6,685 published ZIP areas100
Climate3616th of 6,789 published ZIP areas69
Physical resilienceTop 11% of 6,709 published ZIP areas89
AccessTop 15% of 6,791 published ZIP areas99
Economic stabilityTop 22% of 6,742 published ZIP areas74
The quick read

45248 ranks in the top 14% of published ZIP profiles for employment opportunity, with unemployment at 3.7% and median household income of $84,510.

Housing is more affordable relative to local incomes than in most published city profiles: rent takes 15% of median household income and the median home is 2.6 times it.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 45248 in the top 11% for physical resilience.

At a glance

Population
22,576
2024 ACS 5-Year
Median household income
$84,510
Top 32% nationally
Density
1,982/sq mi
11.4 sq mi of land
Median age
44.1
2024 ACS 5-Year
City
Mack
Ohio
Metro area
Cincinnati, OH-KY-IN
Nearest major airport
CVG
8 mi · Cincinnati/Northern Kentucky Intl
Median home value
$217,100
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.7% is lower than 78% of the 6,544 measured US ZIP areas.

Employment grew 0.8% over the past year, to 421,006 employed residents.

35% of adults hold a four-year degree, higher than 74% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$5,520$84,510Top 32%2024 ACS 5-Year
Per capita income ±$3,014$44,124Top 29%2024 ACS 5-Year
Poverty rate5.0%Bottom 19%2024 ACS 5-Year
Average commute26.5 minBottom 43%2024 ACS 5-Year
Bachelor's degree or higher35.2%Top 26%2024 ACS 5-Year
Employment421,006Top 14%June 2026
Employment change (3 years)0.9%Top 38%June 2026
Employment change (year over year)0.8%Top 15%June 2026
Labor force437,021Top 14%June 2026
Labor force participation62.0%Top 45%2024 ACS 5-Year
Mean annual wage$67,370Top 49%2025 OEWS
Median annual wage$50,170Bottom 49%2025 OEWS
Unemployment change (year over year)-1.2%Bottom 5%June 2026
Unemployment rate3.7%Bottom 22%June 2026
Median household income, successive ACS releases
202120222023202485k75k
Each point is a separate five-year estimate, most recently $84,510 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Cincinnati, OH-KY-IN
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers30,950$29,720
General and Operations Managers29,330$100,670
Retail Salespersons28,670$30,810
Registered Nurses28,520$83,650
Stockers and Order Fillers26,870$37,810
Laborers and Freight, Stock, and Material Movers, Hand22,910$40,240

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Mack, OH, the city containing this ZIP code.

79% of students met the state standard in mathematics and 74% in reading, across the schools here that reported results.

There are 23.8 students for every full-time teacher, more than in most measured places.

Public schools
4
2024-25 school year
Students per teacher
23.8
across all schools here
Math proficiency
79.3%
Top 8% in Ohio
Reading proficiency
73.8%
Top 13% in Ohio
SchoolDistrictStudentsPer teacherMathReading
Oak Hills High SchoolOak Hills Local2,25525.1
John Foster Dulles Elementary SchoolOak Hills Local81224.680%75%
Oakdale Elementary SchoolOak Hills Local71020.375%67%
Charles W Springmyer Elementary SchoolOak Hills Local43723.085%82%

34.5% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Ohio’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,048 takes 15% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.6 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
14.9%
Below the 30% cost-burdened threshold
Home price to income
2.6×
median home value ÷ median income
Median gross rent
$1,048
2024 ACS 5-Year
Median home value
$217,100
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.57Bottom 32%2024 ACS 5-Year
Homeownership rate90.3%Top 18%2024 ACS 5-Year
Housing units ±5759,663Top 17%2024 ACS 5-Year
Median gross rent ±$76$1,048Top 47%2024 ACS 5-Year
Median home value ±$8,982$217,100Bottom 49%2024 ACS 5-Year
Rent as a share of income14.9%Bottom 29%2024 ACS 5-Year
Vacancy rate1.9%Bottom 8%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 86°F and January a low of 23°F.

Normal annual precipitation is 45.3 inches, including 23.3 inches of snow.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CINCINNATI NORTHERN KY AP, 8.4 miles from this location.
Precipitation
JFMAMJJASOND4.8"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation45.3"1991-2020 Normals
Annual snowfall23.3"1991-2020 Normals
Average January low23°F1991-2020 Normals
Average July high86°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing45°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

89 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado and strong wind.

TornadoElevated
Strong windModerate

Low or minimal exposure: heat wave, cold wave, inland flooding, lightning, landslide, hail, winter weather, earthquake, ice storm, wildfire, hurricane, drought.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

5 major airports lie within 100 miles, the nearest 8 miles away.

AirportCodeDistanceLongest runway
Cincinnati/Northern Kentucky IntlCVG8 mi10,000 ft
Wilmington Air ParkILN50 mi10,701 ft
James M Cox Dayton IntlDAY56 mi8,502 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

45248 vs Mack

How this ZIP area compares with Mack as a whole. Both figures come from the same ACS release, so the comparison is like for like.

45248
Mack
Median household income
$84,510
vs
$121,609
Per capita income
$44,124
vs
$49,004
Population density
1,982/sq mi
vs
1,293/sq mi
Median home value
$217,100
vs
$314,400
Homeownership rate
90.3%
vs
94.4%
Bachelor's degree or higher
35.2%
vs
39.8%
Poverty rate
5.0%
vs
5.2%
Median age
44.1
vs
45.8

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.