AreaProfile

Centerville, Ohio

Area Profile

25,205 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Centerville, in Montgomery County.

79
Area Score
Top 2% of 2,944 published profiles

How we calculate this

How this area ranks
OpportunityTop 4% of 3,904 published cities83
SchoolsTop 33% of 2,668 published cities65
GrowthTop 13% of 2,973 published cities73
Housing affordabilityTop 17% of 4,223 published cities96
Climate2440th of 4,223 published cities68
Physical resilienceTop 15% of 4,182 published cities86
AccessTop 45% of 4,226 published cities93
Economic stabilityTop 45% of 4,226 published cities63
The quick read

Centerville ranks in the top 4% of published city profiles for employment opportunity, with unemployment at 3.5% and median household income of $85,492.

Housing is more affordable relative to local incomes than in most published city profiles, with rent taking 18% of median household income.

Natural-hazard exposure is lower than in most comparable published city profiles, placing Centerville in the top 15% for physical resilience.

At a glance

Population
25,205
2024 ACS 5-Year
Median household income
$85,492
Top 29% nationally
Density
2,297/sq mi
11.0 sq mi of land
Median age
46.4
2024 ACS 5-Year
County
Montgomery County
Ohio
Metro area
Dayton-Kettering-Beavercreek, OH
Nearest major airport
DAY
19 mi · James M Cox Dayton Intl
Median home value
$287,200
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.5% is lower than 84% of the 3,904 measured US cities.

Employment grew 0.8% over the past year, to 12,375 employed residents.

47% of adults hold a four-year degree, higher than 87% of measured US cities.

MetricValueCompared with peersSource period
Median household income ±$7,617$85,492Top 29%2024 ACS 5-Year
Per capita income ±$2,828$50,775Top 17%2024 ACS 5-Year
Poverty rate8.6%Bottom 40%2024 ACS 5-Year
Average commute21.9 minBottom 25%2024 ACS 5-Year
Bachelor's degree or higher47.3%Top 13%2024 ACS 5-Year
Employment12,375Bottom 7%June 2026
Employment change (3 years)4.0%Top 9%June 2026
Employment change (year over year)0.8%Top 15%June 2026
Labor force12,818Bottom 7%June 2026
Labor force participation61.2%Top 48%2024 ACS 5-Year
Mean annual wage$65,730Bottom 35%2025 OEWS
Median annual wage$49,980Bottom 40%2025 OEWS
Unemployment change (year over year)-0.9%Bottom 7%June 2026
Unemployment rate3.5%Bottom 16%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/065.42.9
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 3.5% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Median household income, successive ACS releases
202120222023202485k77k
Each point is a separate five-year estimate, most recently $85,492 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Dayton-Kettering-Beavercreek, OH
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers11,860$27,680
Registered Nurses11,640$82,510
General and Operations Managers10,180$98,030
Retail Salespersons9,170$30,360
Stockers and Order Fillers8,770$36,750
Cashiers7,300$28,750

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

67% of students met the state standard in mathematics and 70% in reading, across the schools here that reported results.

There are 19.2 students for every full-time teacher, more than in most measured places.

Public schools
12
2024-25 school year
Students per teacher
19.2
across all schools here
Math proficiency
67.3%
Top 25% in Ohio
Reading proficiency
70.2%
Top 21% in Ohio
SchoolDistrictStudentsPer teacherMathReading
Centerville High SchoolCenterville City2,72019.7
Five PointsSpringboro Community City97918.182%79%
Hadley E Watts Middle SchoolCenterville City77717.757%72%
Centerville Primary Village SouthCenterville City67921.9
Tower Heights Middle SchoolCenterville City57117.862%62%
Magsig Middle SchoolCenterville City57117.857%67%
Centerville Primary Village NorthCenterville City54522.7
Weller Elementary SchoolCenterville City53321.376%74%
Normandy Elementary SchoolCenterville City49519.066%64%
W O Cline Elementary SchoolCenterville City43418.161%62%
Dr John Hole Elementary SchoolCenterville City37617.979%75%
Stingley Elementary SchoolCenterville City28017.557%69%

25.4% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Ohio’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,270 takes 18% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.4 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
17.8%
Below the 30% cost-burdened threshold
Home price to income
3.4×
median home value ÷ median income
Median gross rent
$1,270
2024 ACS 5-Year
Median home value
$287,200
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.36Top 39%2024 ACS 5-Year
Homeownership rate67.0%Bottom 32%2024 ACS 5-Year
Housing units ±48012,143Top 5%2024 ACS 5-Year
Median gross rent ±$74$1,270Top 29%2024 ACS 5-Year
Median home value ±$11,870$287,200Top 30%2024 ACS 5-Year
Rent as a share of income17.8%Bottom 45%2024 ACS 5-Year
Vacancy rate2.6%Bottom 18%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
73/ 100
Top 13% of 2,973 published city profiles
Permitting is increasing, measured from 2022 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 9% since 2020, reaching 26,311 in 2024.

Permitting has turned upward after moving the other way the year before.

Population is still rising, but more slowly than in the preceding year.

94% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 11.2 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
283
12 months ending July 2026
Per 1,000 residents
11.2
Top 11% nationally
Year over year
−11%
vs the prior twelve months
Multifamily share
94.3%
units in 5+ unit buildings
Population, annual estimates
2020202120222023202426k24k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
2022202320242025364267
Annual totals from the Census Building Permits Survey. Permitting in 2025 was lower than 2022 (−14%).

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 86°F and January a low of 22°F.

Normal annual precipitation is 41.0 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station DAYTON WRIGHT BROS AP, 5.1 miles from this location.
Precipitation
JFMAMJJASOND4.9"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation41.0"1991-2020 Normals
Average January low22°F1991-2020 Normals
Average July high86°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing45°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

86 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, strong wind and hail.

Strong windModerate
Ice stormModerate
HailModerate
EarthquakeModerate
Heat waveModerate

Low or minimal exposure: cold wave, inland flooding, lightning, tornado, winter weather, landslide, hurricane, wildfire, drought.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

5 major airports lie within 100 miles, the nearest 19 miles away.

AirportCodeDistanceLongest runway
James M Cox Dayton IntlDAY19 mi8,502 ft
Wilmington Air ParkILN24 mi10,701 ft
Cincinnati/Northern Kentucky IntlCVG49 mi10,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
79
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Other cities in Dayton-Kettering-Beavercreek, OH

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
DaytonMontgomery County136,57960vs Centerville
KetteringMontgomery County57,20671vs Centerville
BeavercreekGreene County47,126vs Centerville
Huber HeightsMontgomery County43,455vs Centerville
FairbornGreene County34,53475vs Centerville
TroyMiami County26,842vs Centerville
XeniaGreene County25,68973vs Centerville
RiversideMontgomery County24,435vs Centerville
TrotwoodMontgomery County23,041vs Centerville
PiquaMiami County20,646vs Centerville
MiamisburgMontgomery County19,94874vs Centerville
VandaliaMontgomery County15,05374vs Centerville

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Centerville

2 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
4545838,712$110,15082
4545928,553$89,59279