58203 — Grand Forks, North Dakota

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 58203. Its median home value runs 17% below Grand Forks as a whole, which is why this ZIP carries a profile of its own.

66out of 100
Area Score
Top 25% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 14 sources
OpportunityTop 11% of 3,116 ZIP areas measured77
GrowthTop 33% of 3,124 ZIP areas measured59
Housing affordabilityTop 28% of 3,112 ZIP areas measured75
Climate3,118th of 3,127 ZIP areas measured45
Physical resilienceTop 32% of 3,127 ZIP areas measured72
Access3,028th of 3,127 ZIP areas measured50
Economic stability1,565th of 3,127 ZIP areas measured54
The quick read

58203 ranks in the top 11% of ZIP areas measured for employment opportunity, with unemployment at 1.9% and median household income of $60,474. The unemployment rate is published for Grand Forks, ND, which contains 58203, rather than for 58203 alone.

135 housing units were authorized over the past twelve months, within 13% of the prior year — steady rather than turning. The permit count and 1 other measure here are published for Grand Forks, ND, which contains 58203, rather than for 58203 alone.

Rent takes 29% of renter income here, below the 30% threshold conventionally called cost-burdened, and the median home is 2.6 times what its owners earn.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
16,478
2024 ACS 5-Year
Median household income
$60,474
Bottom 30% nationally
Density
240/sq mi
68.7 sq mi of land
Median age
29.0
2024 ACS 5-Year
City
Grand Forks
North Dakota
Nearest major airport
FAR
74 mi · Hector Intl
Median home value
$207,100
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Grand Forks, ND, which contains 58203, is 1.9%, lower than in 99% of the 3,127 measured US ZIP areas.

Employment across Grand Forks, ND, which contains 58203, grew 0.9% over the past year, to 34,113 employed residents.

37% of adults hold a four-year degree, higher than 76% of measured US ZIP areas.

MetricValueCompared nationallySource period
Income of new arrivalsGrand Forks County, ND’s figurefiling years 2022–2023$51,89913th percentileof 2,996filing years 2022–2023
Income of those who leftGrand Forks County, ND’s figurefiling years 2022–2023$58,44128th percentileof 2,996filing years 2022–2023
Median household income ±$4,8682024 ACS 5-Year$60,474Bottom 30%of 31,0492024 ACS 5-Year
Per capita income ±$2,6782024 ACS 5-Year$32,251Bottom 35%of 32,8222024 ACS 5-Year
Poverty rate ±5%2024 ACS 5-Year11.1%Bottom 46%of 32,8462024 ACS 5-Year
Average commute ±1.1 min2024 ACS 5-Year15.9 minTop 5%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±5%2024 ACS 5-Year37.3%Top 24%of 33,1932024 ACS 5-Year
Drove alone to work ±4%2024 ACS 5-Year72.9%39th percentileof 32,7982024 ACS 5-Year
EmploymentGrand Forks, ND’s figureJuly 202634,113Bottom 37%of 3,127July 2026
Employment change (3 years)Grand Forks, ND’s figureJuly 2026+3.5%Top 12%of 3,127July 2026
Employment change (year over year)Grand Forks, ND’s figureJuly 2026+0.9%Top 19%of 3,127July 2026
Labor forceGrand Forks, ND’s figureJuly 202634,76036th percentileof 3,127July 2026
Labor force participation ±3%2024 ACS 5-Year85.1%Top 20%of 32,8832024 ACS 5-Year
Mean annual wageGrand Forks, ND-MN Metro Area’s figure2025 OEWS$61,980Bottom 32%of 2,7602025 OEWS
Median annual wageGrand Forks, ND-MN Metro Area’s figure2025 OEWS$49,760Top 50%of 2,7602025 OEWS
Public transit to work ±3%2024 ACS 5-Year3.6%92nd percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Grand Forks, ND’s figureJuly 2026−0.2%Top 45%of 3,127July 2026
Unemployment rateGrand Forks, ND’s figureJuly 20261.9%Top 1%of 3,127July 2026
Worked from home ±2%2024 ACS 5-Year8.1%41st percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202460k48k
Each point is a separate five-year estimate, most recently $60,474 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Grand Forks, ND-MN

OccupationPeople employedMedian annual wage
Retail Salespersons1,620$34,440
Fast Food and Counter Workers1,490$29,540
Home Health and Personal Care Aides1,350$41,080
Registered Nurses1,280$79,070
Cashiers1,280$30,980
General and Operations Managers1,220$85,420

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Grand Forks, ND, the city containing this ZIP code.

32% of students met the state standard in mathematics and 38% in reading, across the schools here that reported results.

There are 11.6 students for every full-time teacher across 6 public schools, fewer than in most measured places.

Public schools
7
2024-25 school year
Students per teacher
11.6
across 6 of them
Math proficiency
32.1%
2018-19 school year
Reading proficiency
38.2%
2018-19 school year
All 7 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Central High SchoolGRAND FORKS 11,11513.632%42%
Valley Middle SchoolGRAND FORKS 15089.634%34%
Lake Agassiz Elementary SchoolGRAND FORKS 146412.932%37%
Winship Elementary SchoolGRAND FORKS 12129.227%37%
Wilder Elementary SchoolGRAND FORKS 118410.242%42%
Community Alternative High SchoolGRAND FORKS 1738.110%10%
School for the BlindND VISION SERVICES/SCHOOL FOR THE BLIND0———

47.5% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against North Dakota’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 14% below the national average — the Bureau of Economic Analysis index reads 85.9, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Grand Forks, ND-MN Metro Area is up 35% over five years, and up 7.2% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $2,456 a year in real estate taxes, about 1.19% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,089, some 15% above the $950 tenants already here pay.

At HUD’s Fair Market Rent of $1,089 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $43,600 a year, about 72% of the median household income here of $60,474.

The typical renter household here spends 29% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $950 a month.

A median home at $207,100 costs 2.6 times the median income of its owner-occupied households, $80,478, close to the historic benchmark for an affordable market.

Cost of living
85.9

Prices here run about 14% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Grand Forks, ND-MN Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
28.9%
Below the 30% cost-burdened threshold
Home price to income
2.6×
median home value ÷ owner household income
Market rent, two bedroom
$1,089
what a new lease costs · FY2026
Median gross rent
$950
what tenants now pay · 2024 ACS 5-Year
Median home value
$207,100
2024 ACS 5-Year

The figures above are measured against 58203’s median household income of $60,474, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Grand Forks, ND-MN Metro Area’s figure202385.9Top 1%of 2,7372023
Home price change (1 year)the Grand Forks, ND-MN Metro Area’s figure2026 Q2+7.2%96th percentileof 3,0712026 Q2
Home price change (5 years)the Grand Forks, ND-MN Metro Area’s figure2026 Q2+35.0%24th percentileof 3,0712026 Q2
Home price change (10 years)the Grand Forks, ND-MN Metro Area’s figure2026 Q2+51.5%3rd percentileof 3,0712026 Q2
Home price to income ±0.22024 ACS 5-Year2.6Top 45%of 29,2752024 ACS 5-Year
Homeownership rate ±5%2024 ACS 5-Year44.8%7th percentileof 32,7502024 ACS 5-Year
Housing units ±5072024 ACS 5-Year8,35380th percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$868Top 15%of 3,031FY2026
Market rent, three bedroomFY2026$1,515Top 24%of 3,031FY2026
Market rent, two bedroomFY2026$1,089Top 16%of 3,031FY2026
Median gross rent ±$802024 ACS 5-Year$950Top 43%of 26,3962024 ACS 5-Year
Median home value ±$11,8122024 ACS 5-Year$207,10046th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$1562024 ACS 5-Year$2,45660th percentileof 28,9352024 ACS 5-Year
Owner household income ±$2,7752024 ACS 5-Year$80,478Bottom 46%of 29,8022024 ACS 5-Year
Property tax rate ±0.10%2024 ACS 5-Year1.19%68th percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year28.9%Bottom 46%of 26,2472024 ACS 5-Year
Seasonal and second homes ±1242024 ACS 5-Year12078th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year1.4%54th percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year10.4%68th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±2862024 ACS 5-Year98887th percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

59/ 100
Top 33% of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 135 units permitted over the past twelve months, none were in buildings of five or more homes. The multifamily share is published for Grand Forks, ND, which contains 58203, rather than for 58203 alone.

At 2.3 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas. The permit rate is published for Grand Forks, ND, which contains 58203, rather than for 58203 alone.

Units permitted
135
12 months ending July 2026
Per 1,000 residents
2.3
Bottom 41% nationally
Year over year
+13%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

People moving in and out

Net migration
−0.7%
of residents, in a year
Arrivals from another state
73%
of people moving in
Income of arrivals
$51,899
average per tax return
Income of those who left
$58,441
average per tax return

Where newcomers came from

  1. Polk County, MN 367 people · 9.9% of arrivals
  2. Cass County, ND 269 people · 7.3% of arrivals
  3. Walsh County, ND 115 people · 3.1% of arrivals
  4. Traill County, ND 82 people · 2.2% of arrivals
  5. Burleigh County, ND 60 people · 1.6% of arrivals

Where people who left went

  1. Cass County, ND 416 people · 10% of departures
  2. Polk County, MN 249 people · 6.1% of departures
  3. Hennepin County, MN 139 people · 3.4% of departures
  4. Traill County, ND 78 people · 1.9% of departures
  5. Maricopa County, AZ 70 people · 1.7% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Grand Forks County, ND. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Grand Forks, ND, the city containing this ZIP code.

Weather & climate

4 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 81°F and January a low of -3°F.

Normal annual precipitation is 21.7 inches, including 48.4 inches of snow.

-10°10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station GRAND FORKS INTL AP, 2.1 miles from this location.

Precipitation

JFMAMJJASOND3.8"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals21.7"1991-2020 Normals
Annual snowfall1991-2020 Normals48.4"1991-2020 Normals
Average January low1991-2020 Normals-3°F1991-2020 Normals
Average July high1991-2020 Normals81°F1991-2020 Normals
Comfortable months1991-2020 Normals41991-2020 Normals
Seasonal temperature swing1991-2020 Normals62°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

72 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, cold wave and tornado, with inland flooding alone responsible for 49% of it. Inland flooding is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

Winter weatherElevated
Ice stormElevated
HailElevated
Strong windElevated
Cold waveHigh
TornadoHigh
Heat waveModerate

Low or minimal exposure: inland flooding, wildfire, lightning, landslide, drought, earthquake, avalanche, tsunami, volcanic activity, hurricane, coastal flooding.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
2.2
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
12.5
per 100,000 residents · modeled, not measured
Drug overdose
7.5
per 100,000 residents · modeled, not measured
Suicide
16.5
per 100,000 residents · modeled, not measured

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 58203 (Grand Forks County) rather than 58203 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Grand Forks carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

1 major airport lies within 100 miles, the nearest Hector Intl at 74 miles.

MetricValueCompared nationallySource period
Broadband access ±2%2024 ACS 5-Year84.0%Bottom 27%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle74 miBottom 4%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle1Bottom 1%of 3,127NASR current cycle
No internet access ±4%2024 ACS 5-Year9.2%Bottom 42%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Hector IntlFAR74 mi9,001 ft
Duluth IntlDLH245 mi10,591 ft
Minneapolis-St Paul Intl/Wold-ChamberlainMSP284 mi11,006 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
66
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

58203 vs Grand Forks

How this ZIP area compares with Grand Forks as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

58203
Grand Forks
Median household income: Grand Forks is the more favorable of the two.
Median household income
$60,474
vs
$63,627
Per capita income: Grand Forks is the more favorable of the two.
Per capita income
$32,251
vs
$39,857
Population density
240/sq mi
vs
2,028/sq mi
Median home value
$207,100
vs
$249,900
Median gross rent: 58203 is the more favorable of the two.
Median gross rent
$950
vs
$980
Homeownership rate
44.8%
vs
46.4%
Bachelor's degree or higher: Grand Forks is the more favorable of the two.
Bachelor's degree or higher
37.3%
vs
40.0%
Poverty rate: Grand Forks is the more favorable of the two.
Poverty rate
11.1%
vs
9.7%
Median age
29.0
vs
29.6

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.