58503 — Bismarck, North Dakota

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 58503. Its median home value runs 31% above Bismarck as a whole, which is why this ZIP carries a profile of its own.

65out of 100
Area Score
Top 28% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 15 sources
OpportunityTop 3% of 3,116 ZIP areas measured84
GrowthTop 30% of 3,124 ZIP areas measured61
Housing affordabilityTop 5% of 3,112 ZIP areas measured85
Climate3,095th of 3,127 ZIP areas measured50
Physical resilience1,757th of 3,127 ZIP areas measured51
Access3,119th of 3,127 ZIP areas measured0
Economic stabilityTop 4% of 3,127 ZIP areas measured83
The quick read

58503 ranks in the top 3% of ZIP areas measured for employment opportunity, with unemployment at 2.0% and median household income of $102,333. The unemployment rate is published for Bismarck, ND, which contains 58503, rather than for 58503 alone.

273 housing units were authorized over the past twelve months, within 6% of the prior year — steady rather than turning. The permit count and 1 other measure here are published for Bismarck, ND, which contains 58503, rather than for 58503 alone.

Housing is more affordable relative to local incomes than in most ZIP areas measured: rent takes 24% of renter income and the median home is 3.1 times what its owners earn.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
37,683
2024 ACS 5-Year
Median household income
$102,333
Top 17% nationally
Density
278/sq mi
135.6 sq mi of land
Median age
39.8
2024 ACS 5-Year
City
Bismarck
North Dakota
Metro area
Nearest major airport
FAR
186 mi · Hector Intl
Median home value
$393,700
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Bismarck, ND, which contains 58503, is 2.0%, lower than in 99% of the 3,127 measured US ZIP areas.

Employment across Bismarck, ND, which contains 58503, held steady over the past year, at 40,288 employed residents.

48% of adults hold a four-year degree, higher than 86% of measured US ZIP areas.

MetricValueCompared nationallySource period
Income of new arrivalsBurleigh County, ND’s figurefiling years 2022–2023$61,36236th percentileof 2,996filing years 2022–2023
Income of those who leftBurleigh County, ND’s figurefiling years 2022–2023$63,42139th percentileof 2,996filing years 2022–2023
Median household income ±$7,4942024 ACS 5-Year$102,333Top 17%of 31,0492024 ACS 5-Year
Per capita income ±$3,5792024 ACS 5-Year$52,843Top 16%of 32,8222024 ACS 5-Year
Poverty rate ±0.9%2024 ACS 5-Year3.8%Top 14%of 32,8462024 ACS 5-Year
Average commute ±1.3 min2024 ACS 5-Year19.4 minTop 11%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±3%2024 ACS 5-Year48.4%Top 14%of 33,1932024 ACS 5-Year
Drove alone to work ±2%2024 ACS 5-Year80.4%68th percentileof 32,7982024 ACS 5-Year
EmploymentBismarck, ND’s figureJuly 202640,288Bottom 43%of 3,127July 2026
Employment change (3 years)Bismarck, ND’s figureJuly 2026+2.4%Top 19%of 3,127July 2026
Employment change (year over year)Bismarck, ND’s figureJuly 20260.0%Top 36%of 3,127July 2026
Labor forceBismarck, ND’s figureJuly 202641,09142nd percentileof 3,127July 2026
Labor force participation ±2%2024 ACS 5-Year86.3%Top 15%of 32,8832024 ACS 5-Year
Mean annual wageBismarck, ND Metro Area’s figure2025 OEWS$64,630Bottom 40%of 2,7602025 OEWS
Median annual wageBismarck, ND Metro Area’s figure2025 OEWS$52,560Top 30%of 2,7602025 OEWS
Public transit to work ±0.3%2024 ACS 5-Year0.2%66th percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Bismarck, ND’s figureJuly 2026−0.6%Top 22%of 3,127July 2026
Unemployment rateBismarck, ND’s figureJuly 20262.0%Top 1%of 3,127July 2026
Worked from home ±2%2024 ACS 5-Year10.9%56th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

2021202220232024105k93k
Each point is a separate five-year estimate, most recently $102,333 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Bismarck, ND

OccupationPeople employedMedian annual wage
Registered Nurses2,400$81,120
Retail Salespersons2,280$36,730
Fast Food and Counter Workers2,180$29,940
General and Operations Managers1,740$93,540
Home Health and Personal Care Aides1,680$38,850
Office Clerks, General1,470$50,400

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Bismarck, ND, the city containing this ZIP code.

42% of students met the state standard in mathematics and 52% in reading, across the schools here that reported results.

There are 16.0 students for every full-time teacher across 9 public schools, more than in most measured places.

Public schools
9
2024-25 school year
Students per teacher
16.0
across all schools here
Math proficiency
42.1%
2018-19 school year
Reading proficiency
52.3%
2018-19 school year
All 9 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Legacy High SchoolBISMARCK 11,41916.921%41%
Century High SchoolBISMARCK 11,40616.541%57%
Horizon Middle SchoolBISMARCK 11,12415.445%56%
Elk Ridge Elementary SchoolBISMARCK 151017.6——
Liberty Elementary SchoolBISMARCK 147016.261%48%
Sunrise Elementary SchoolBISMARCK 144514.466%62%
Centennial Elementary SchoolBISMARCK 139013.464%60%
Silver Ranch Elementary SchoolBISMARCK 138616.8——
Naughton Elementary SchoolNAUGHTON 25165.3——

14.1% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against North Dakota’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 11% below the national average — the Bureau of Economic Analysis index reads 89.4, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Bismarck, ND Metro Area is up 34% over five years, and up 6.2% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $3,540 a year in real estate taxes, about 0.90% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,175, close to the $1,132 tenants already here pay.

At HUD’s Fair Market Rent of $1,175 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $47,000 a year, about 46% of the median household income here of $102,333.

The typical renter household here spends 24% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,132 a month.

A median home at $393,700 costs 3.1 times the median income of its owner-occupied households, $126,205, above the historic benchmark of about 3 times income.

Cost of living
89.4

Prices here run about 11% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Bismarck, ND Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
23.8%
Below the 30% cost-burdened threshold
Home price to income
3.1×
median home value ÷ owner household income
Market rent, two bedroom
$1,175
what a new lease costs · FY2026
Median gross rent
$1,132
what tenants now pay · 2024 ACS 5-Year
Median home value
$393,700
2024 ACS 5-Year

The figures above are measured against 58503’s median household income of $102,333, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Bismarck, ND Metro Area’s figure202389.4Top 9%of 2,7372023
Home price change (1 year)the Bismarck, ND Metro Area’s figure2026 Q2+6.2%92nd percentileof 3,0712026 Q2
Home price change (5 years)the Bismarck, ND Metro Area’s figure2026 Q2+33.8%21st percentileof 3,0712026 Q2
Home price change (10 years)the Bismarck, ND Metro Area’s figure2026 Q2+49.0%3rd percentileof 3,0712026 Q2
Home price to income ±0.32024 ACS 5-Year3.1Bottom 36%of 29,2752024 ACS 5-Year
Homeownership rate ±2%2024 ACS 5-Year74.3%38th percentileof 32,7502024 ACS 5-Year
Housing units ±5102024 ACS 5-Year16,09593rd percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$1,030Top 32%of 3,031FY2026
Market rent, three bedroomFY2026$1,634Top 33%of 3,031FY2026
Market rent, two bedroomFY2026$1,175Top 25%of 3,031FY2026
Median gross rent ±$512024 ACS 5-Year$1,132Bottom 40%of 26,3962024 ACS 5-Year
Median home value ±$15,9712024 ACS 5-Year$393,70079th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$1302024 ACS 5-Year$3,54076th percentileof 28,9352024 ACS 5-Year
Owner household income ±$11,0302024 ACS 5-Year$126,205Top 13%of 29,8022024 ACS 5-Year
Property tax rate ±0.05%2024 ACS 5-Year0.90%49th percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year23.8%Top 27%of 26,2472024 ACS 5-Year
Seasonal and second homes ±1322024 ACS 5-Year13780th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year0.9%47th percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year3.7%26th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±2612024 ACS 5-Year73782nd percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

61/ 100
Top 30% of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 273 units permitted over the past twelve months, none were in buildings of five or more homes. The multifamily share is published for Bismarck, ND, which contains 58503, rather than for 58503 alone.

At 3.6 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas. The permit rate is published for Bismarck, ND, which contains 58503, rather than for 58503 alone.

Units permitted
273
12 months ending July 2026
Per 1,000 residents
3.6
Top 44% nationally
Year over year
+6%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

People moving in and out

Net migration
+0.1%
of residents, in a year
Arrivals from another state
42%
of people moving in
Income of arrivals
$61,362
average per tax return
Income of those who left
$63,421
average per tax return

Where newcomers came from

  1. Morton County, ND 1,070 people · 25% of arrivals
  2. Cass County, ND 216 people · 5.1% of arrivals
  3. Ward County, ND 148 people · 3.5% of arrivals
  4. Stark County, ND 134 people · 3.2% of arrivals
  5. McLean County, ND 88 people · 2.1% of arrivals

Where people who left went

  1. Morton County, ND 989 people · 24% of departures
  2. Cass County, ND 309 people · 7.5% of departures
  3. Maricopa County, AZ 104 people · 2.5% of departures
  4. Stark County, ND 85 people · 2.1% of departures
  5. Ward County, ND 75 people · 1.8% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Burleigh County, ND. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Bismarck, ND, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 2°F.

Normal annual precipitation is 19.1 inches, including 50.5 inches of snow.

-10°10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station BISMARCK, 9.4 miles from this location.

Precipitation

JFMAMJJASOND3.4"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year632024 calendar year
Annual precipitation1991-2020 Normals19.1"1991-2020 Normals
Annual snowfall1991-2020 Normals50.5"1991-2020 Normals
Average January low1991-2020 Normals2°F1991-2020 Normals
Average July high1991-2020 Normals85°F1991-2020 Normals
Comfortable months1991-2020 Normals51991-2020 Normals
Days above AQI 1002024 calendar year102024 calendar year
Median air quality index2024 calendar year392024 calendar year
Seasonal temperature swing1991-2020 Normals59°F1991-2020 Normals

Air quality

Median air quality index
39
Good on a typical day
Worst tenth of days
63
90th percentile index
Days above 100
10
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

51 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, cold wave and hail, with inland flooding alone responsible for 31% of it.

Winter weatherModerate
HailHigh
Cold waveModerate
Ice stormModerate
WildfireModerate
Inland floodingElevated
Strong windModerate

Low or minimal exposure: tornado, heat wave, lightning, landslide, drought, earthquake, coastal flooding, avalanche, tsunami, volcanic activity, hurricane.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
3.2
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
11.0
per 100,000 residents
Drug overdose
11.0
per 100,000 residents
Suicide
20.0
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 58503 (Burleigh County) rather than 58503 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Bismarck carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

No airport meeting the AreaProfile major-airport definition lies within 100 miles; the nearest is 186 miles away.

MetricValueCompared nationallySource period
Broadband access ±2%2024 ACS 5-Year90.7%Top 43%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle186 miBottom 1%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle0Bottom 1%of 3,127NASR current cycle
No internet access ±2%2024 ACS 5-Year6.2%Top 40%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Hector IntlFAR186 mi9,001 ft
Rapid City RgnlRAP227 mi8,701 ft
Joe Foss FldFSD301 mi9,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

Customize your score

What matters to you?

Choose what you weight most heavily. Nothing is saved to an account — your preferences stay in this browser, and the Area Score never changes.

Area Score
65
Your Score
—

Select one or more priorities to see how this location scores against them.

Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

58503 vs Bismarck

How this ZIP area compares with Bismarck as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

58503
Bismarck
Median household income: 58503 is the more favorable of the two.
Median household income
$102,333
vs
$78,387
Per capita income: 58503 is the more favorable of the two.
Per capita income
$52,843
vs
$45,788
Population density
278/sq mi
vs
2,178/sq mi
Median home value
$393,700
vs
$300,300
Median gross rent: Bismarck is the more favorable of the two.
Median gross rent
$1,132
vs
$999
Homeownership rate
74.3%
vs
65.5%
Bachelor's degree or higher: 58503 is the more favorable of the two.
Bachelor's degree or higher
48.4%
vs
39.2%
Poverty rate: 58503 is the more favorable of the two.
Poverty rate
3.8%
vs
8.5%
Median age
39.8
vs
38.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.