97701Bend, Oregon

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 97701.

62out of 100
Area Score
Top 41% of 5,298 published profiles

How we calculate this

How this area ranks
OpportunityTop 27% of 6,210 published ZIP areas66
SchoolsTop 27% of 4,422 published ZIP areas70
GrowthTop 5% of 5,428 published ZIP areas79
Housing affordability5819th of 6,685 published ZIP areas51
Climate4784th of 6,789 published ZIP areas63
Physical resilienceTop 45% of 6,709 published ZIP areas63
Access6745th of 6,791 published ZIP areas7
Economic stabilityTop 39% of 6,742 published ZIP areas65
The quick read

Development activity is both elevated and accelerating — 1,580 housing units permitted over the past twelve months, up 28% on the prior year.

Buying strains local incomes far more than renting does — the median home is 7.1 times median household income, against a historic benchmark near three — while rent takes 25% of it.

The nearest major airport is 108 miles away, which is farther than most measured US ZIP areas.

At a glance

Population
43,293
2024 ACS 5-Year
Median household income
$87,739
Top 29% nationally
Density
139/sq mi
311.8 sq mi of land
Median age
38.5
2024 ACS 5-Year
City
Bend
Oregon
Metro area
Bend, OR
Nearest major airport
EUG
108 mi · Mahlon Sweet Fld
Median home value
$626,100
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.4% is lower than 52% of the 6,544 measured US ZIP areas.

Employment fell 0.5% over the past year, to 58,063 employed residents.

44% of adults hold a four-year degree, higher than 83% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$6,783$87,739Top 29%2024 ACS 5-Year
Per capita income ±$2,616$46,919Top 24%2024 ACS 5-Year
Poverty rate10.8%Top 49%2024 ACS 5-Year
Average commute17.4 minBottom 7%2024 ACS 5-Year
Bachelor's degree or higher44.0%Top 17%2024 ACS 5-Year
Employment58,063Top 48%June 2026
Employment change (3 years)2.7%Top 18%June 2026
Employment change (year over year)-0.5%Top 41%June 2026
Labor force60,728Top 48%June 2026
Labor force participation68.1%Top 21%2024 ACS 5-Year
Mean annual wage$69,260Top 42%2025 OEWS
Median annual wage$54,570Top 34%2025 OEWS
Unemployment change (year over year)0.2%Top 43%June 2026
Unemployment rate4.4%Bottom 48%June 2026
Median household income, successive ACS releases
202120222023202488k68k
Each point is a separate five-year estimate, most recently $87,739 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Bend, OR
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers3,680$35,460
Retail Salespersons3,190$37,720
Registered Nurses2,500$135,010
Cashiers2,390$36,290
General and Operations Managers2,260$93,660
Office Clerks, General1,990$48,420

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Bend, OR, the city containing this ZIP code.

50% of students met the state standard in mathematics and 66% in reading, across the schools here that reported results.

There are 20.8 students for every full-time teacher, more than in most measured places.

Public schools
20
2024-25 school year
Students per teacher
20.8
across all schools here
Math proficiency
50.4%
Top 18% in Oregon
Reading proficiency
65.6%
Top 13% in Oregon
SchoolDistrictStudentsPer teacherMathReading
Summit High SchoolBend-LaPine Administrative SD 11,28226.2
Bend Senior High SchoolBend-LaPine Administrative SD 11,20422.7
Mountain View Senior High SchoolBend-LaPine Administrative SD 11,16122.8
Sky View Middle SchoolBend-LaPine Administrative SD 159822.137%
Pilot Butte Middle SchoolBend-LaPine Administrative SD 158920.327%
Pacific Crest Middle SchoolBend-LaPine Administrative SD 158525.452%
William E Miller ElementaryBend-LaPine Administrative SD 150120.082%72%
Ponderosa ElementaryBend-LaPine Administrative SD 146420.242%45%
Juniper Elementary SchoolBend-LaPine Administrative SD 143218.052%45%
High Lakes Elementary SchoolBend-LaPine Administrative SD 141519.862%77%
Lava Ridge Elementary SchoolBend-LaPine Administrative SD 140419.247%75%
Highland School at Kenwood Elementary SchoolBend-LaPine Administrative SD 138421.385%85%

50.6% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Oregon’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,794 takes 25% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 7.1 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
24.5%
Below the 30% cost-burdened threshold
Home price to income
7.1×
median home value ÷ median income
Median gross rent
$1,794
2024 ACS 5-Year
Median home value
$626,100
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income7.14Top 6%2024 ACS 5-Year
Homeownership rate54.0%Bottom 11%2024 ACS 5-Year
Housing units ±85219,440Top 4%2024 ACS 5-Year
Median gross rent ±$61$1,794Top 13%2024 ACS 5-Year
Median home value ±$17,655$626,100Top 8%2024 ACS 5-Year
Rent as a share of income24.5%Top 16%2024 ACS 5-Year
Vacancy rate6.0%Bottom 28%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
79/ 100
Top 5% of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 15.3 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
1,580
12 months ending July 2026
Per 1,000 residents
15.3
Top 5% nationally
Year over year
+28%
vs the prior twelve months
Multifamily share
48.3%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Bend, OR, the city containing this ZIP code.

Weather & climate

4 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 88°F and January a low of 25°F.

Normal annual precipitation is 8.5 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station REDMOND ROBERTS FLD, 18.6 miles from this location.
Precipitation
JFMAMJJASOND1.2"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation8.5"1991-2020 Normals
Average January low25°F1991-2020 Normals
Average July high88°F1991-2020 Normals
Comfortable months41991-2020 Normals
Seasonal temperature swing35°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

63 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are wildfire, earthquake and lightning.

WildfireHigh
Volcanic activityModerate
LightningModerate
EarthquakeModerate
LandslideModerate

Low or minimal exposure: avalanche, winter weather, inland flooding, hail, cold wave, ice storm, heat wave, strong wind, drought, tornado.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Deschutes County records 3.1 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 14.4 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 8.6 per 100,000 residents in Deschutes County.

Homicide
3.1
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
14.4
per 100,000 residents · under 10 deaths
Drug overdose
8.6
per 100,000 residents · under 10 deaths
Suicide
25.4
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Deschutes County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 97701 rather than 97701 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

No airport meeting the AreaProfile major-airport definition lies within 100 miles; the nearest is 108 miles away.

AirportCodeDistanceLongest runway
Mahlon Sweet FldEUG108 mi8,009 ft
Portland IntlPDX134 mi11,000 ft
Rogue Valley Intl/MedfordMFR145 mi8,800 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
62
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

97701 vs Bend

How this ZIP area compares with Bend as a whole. Both figures come from the same ACS release, so the comparison is like for like.

97701
Bend
Median household income
$87,739
vs
$96,394
Per capita income
$46,919
vs
$58,652
Population density
139/sq mi
vs
2,940/sq mi
Median home value
$626,100
vs
$718,400
Median gross rent
$1,794
vs
$1,883
Homeownership rate
54.0%
vs
61.7%
Bachelor's degree or higher
44.0%
vs
52.9%
Poverty rate
10.8%
vs
8.8%
Median age
38.5
vs
40.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.