Fernley, Nevada

Unemployment of 4.2%, lower than in 55% of the 4,226 measured US cities.

Employment grew 0.2% over the past year, to 12,611 employed residents.

The Federal Housing Finance Agency’s house price index for the non-metropolitan parts of Nevada is up 37% over five years, and up 4.7% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $1,964 a year in real estate taxes, about 0.54% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,421, below the $1,570 tenants already here pay.

At HUD’s Fair Market Rent of $1,421 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $56,800 a year, about 63% of the median household income here of $89,517.

The typical renter household here spends 28% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,570 a month.

A median home at $366,700 costs 3.7 times the median income of its owner-occupied households, $99,801, above the historic benchmark of about 3 times income.

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures.

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 96°F and January a low of 22°F.

Normal annual precipitation is 4.9 inches.

Air quality measures a median index of 44, in the Good band, and one day a year passes 100, the threshold at which the air is unhealthy for sensitive groups.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime

Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. Either no municipal department reports for this place — many smaller communities are policed by the county — or its department did not report every month of the year. Either way there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.

Cost of living

Price parities are published for metropolitan areas, and this place lies outside one.

Taxes

Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. Cost of living is published where the Bureau of Economic Analysis measures it, though not for this place. Nothing here is individualized tax advice.

Anything about a specific address

Every figure describes an area, not a street or a house.

Put Fernley side by side with a similar place.

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

Every ZIP area in Fernley with census figures of its own, largest first. The ones linked below diverge enough from the city as a whole to carry a full profile; the rest track Fernley closely, so their figures are here rather than on a page that would repeat this one. An Area Score is calculated for published profiles only, which is why it is blank on those rows.