59401 — Great Falls, Montana
Area Profile
Income, jobs, climate, physical risk and development data for ZIP code 59401. Its median home value runs 13% below Great Falls as a whole, which is why this ZIP carries a profile of its own.
How this area ranks
Data updated · 14 sourcesUnemployment is 3.0% and median household income $55,299, putting employment conditions in the middle range of ZIP areas measured. The unemployment rate is published for Great Falls, MT, which contains 59401, rather than for 59401 alone.
Rent takes 31% of renter income here, above the 30% threshold conventionally called cost-burdened, and the median home is 2.9 times what its owners earn.
Great Falls Intl is 5 miles away, closer than 93% of measured US ZIP areas.
These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.
At a glance
Jobs & opportunity
Unemployment across Great Falls, MT, which contains 59401, is 3.0%, lower than in 94% of the 3,127 measured US ZIP areas.
Employment across Great Falls, MT, which contains 59401, fell 0.8% over the past year, to 27,629 employed residents.
Median household income of $55,299 is lower than in 78% of measured US ZIP areas.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Income of new arrivalsCascade County, MT’s figurefiling years 2022–2023 | $60,472 | 34th percentileof 2,996 | filing years 2022–2023 |
| Income of those who leftCascade County, MT’s figurefiling years 2022–2023 | $59,008 | 29th percentileof 2,996 | filing years 2022–2023 |
| Median household income ±$5,0742024 ACS 5-Year | $55,299 | Bottom 22%of 31,049 | 2024 ACS 5-Year |
| Per capita income ±$3,4142024 ACS 5-Year | $36,499 | Top 50%of 32,822 | 2024 ACS 5-Year |
| Poverty rate ±3%2024 ACS 5-Year | 16.7% | Bottom 25%of 32,846 | 2024 ACS 5-Year |
| Average commute ±1.4 min2024 ACS 5-Year | 15.5 min | Top 5%of 32,887 | 2024 ACS 5-Year |
| Bachelor's degree or higher ±4%2024 ACS 5-Year | 27.8% | Top 39%of 33,193 | 2024 ACS 5-Year |
| Drove alone to work ±3%2024 ACS 5-Year | 74.5% | 45th percentileof 32,798 | 2024 ACS 5-Year |
| EmploymentGreat Falls, MT’s figureJuly 2026 | 27,629 | Bottom 30%of 3,127 | July 2026 |
| Employment change (3 years)Great Falls, MT’s figureJuly 2026 | −2.9% | Bottom 15%of 3,127 | July 2026 |
| Employment change (year over year)Great Falls, MT’s figureJuly 2026 | −0.8% | Bottom 47%of 3,127 | July 2026 |
| Labor forceGreat Falls, MT’s figureJuly 2026 | 28,481 | 29th percentileof 3,127 | July 2026 |
| Labor force participation ±3%2024 ACS 5-Year | 78.5% | Top 49%of 32,883 | 2024 ACS 5-Year |
| Mean annual wageGreat Falls, MT Metro Area’s figure2025 OEWS | $59,170 | Bottom 19%of 2,760 | 2025 OEWS |
| Median annual wageGreat Falls, MT Metro Area’s figure2025 OEWS | $46,510 | Bottom 17%of 2,760 | 2025 OEWS |
| Public transit to work ±0.7%2024 ACS 5-Year | 0.9% | 79th percentileof 32,798 | 2024 ACS 5-Year |
| Unemployment change (year over year)Great Falls, MT’s figureJuly 2026 | −0.2% | Top 45%of 3,127 | July 2026 |
| Unemployment rateGreat Falls, MT’s figureJuly 2026 | 3.0% | Top 6%of 3,127 | July 2026 |
| Worked from home ±3%2024 ACS 5-Year | 9.5% | 49th percentileof 32,798 | 2024 ACS 5-Year |
Median household income, successive ACS releases
Largest occupations — Great Falls, MT
| Occupation | People employed | Median annual wage |
|---|---|---|
| Fast Food and Counter Workers | 1,340 | $28,200 |
| Retail Salespersons | 1,130 | $35,000 |
| Home Health and Personal Care Aides | 990 | $34,540 |
| Registered Nurses | 880 | $78,290 |
| Stockers and Order Fillers | 790 | $36,760 |
| Cashiers | 760 | $31,320 |
Searches the 40 largest occupations here that have a published wage.
Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.
The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Great Falls, MT, the city containing this ZIP code.
24% of students met the state standard in mathematics and 33% in reading, across the schools here that reported results.
There are 13.4 students for every full-time teacher across 2 public schools, fewer than in most measured places.
| School | District | Students | Per teacher | Math | Reading |
|---|---|---|---|---|---|
| Giant Springs Elementary | Great Falls Elem | 431 | 14.9 | 29% | 38% |
| Whittier School | Great Falls Elem | 187 | 11.0 | 12% | 22% |
82.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.
Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Montana’s own standard, so it is ranked within state. How to read school figures.
Housing & affordability
How it’s calculated — housing affordability →Prices for everything a household buys run about 7% below the national average — the Bureau of Economic Analysis index reads 93.4, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.
The Federal Housing Finance Agency’s house price index for the Great Falls, MT Metro Area is up 55% over five years, and up 6.0% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.
Homeowners here who pay a tax bill pay a median of $2,209 a year in real estate taxes, about 0.99% of the median home value.
HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,284, some 56% above the $824 tenants already here pay.
At HUD’s Fair Market Rent of $1,284 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $51,400 a year, about 93% of the median household income here of $55,299.
The typical renter household here spends 31% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $824 a month.
A median home at $223,200 costs 2.9 times the median income of its owner-occupied households, $78,004, close to the historic benchmark for an affordable market.
Prices here run about 7% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.
Published for the Great Falls, MT Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.
The figures above are measured against 59401’s median household income of $55,299, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Cost of living indexthe Great Falls, MT Metro Area’s figure2023 | 93.4 | Top 29%of 2,737 | 2023 |
| Home price change (1 year)the Great Falls, MT Metro Area’s figure2026 Q2 | +6.0% | 90th percentileof 3,071 | 2026 Q2 |
| Home price change (5 years)the Great Falls, MT Metro Area’s figure2026 Q2 | +54.5% | 86th percentileof 3,071 | 2026 Q2 |
| Home price change (10 years)the Great Falls, MT Metro Area’s figure2026 Q2 | +98.4% | 53rd percentileof 3,071 | 2026 Q2 |
| Home price to income ±0.42024 ACS 5-Year | 2.9 | Bottom 44%of 29,275 | 2024 ACS 5-Year |
| Homeownership rate ±4%2024 ACS 5-Year | 55.4% | 12th percentileof 32,750 | 2024 ACS 5-Year |
| Housing units ±4032024 ACS 5-Year | 6,941 | 77th percentileof 33,460 | 2024 ACS 5-Year |
| Market rent, one bedroomFY2026 | $979 | Top 27%of 3,031 | FY2026 |
| Market rent, three bedroomFY2026 | $1,786 | Top 42%of 3,031 | FY2026 |
| Market rent, two bedroomFY2026 | $1,284 | Top 35%of 3,031 | FY2026 |
| Median gross rent ±$492024 ACS 5-Year | $824 | Top 27%of 26,396 | 2024 ACS 5-Year |
| Median home value ±$14,0242024 ACS 5-Year | $223,200 | 51st percentileof 30,812 | 2024 ACS 5-Year |
| Median property taxes ±$1222024 ACS 5-Year | $2,209 | 55th percentileof 28,935 | 2024 ACS 5-Year |
| Owner household income ±$9,1072024 ACS 5-Year | $78,004 | Bottom 43%of 29,802 | 2024 ACS 5-Year |
| Property tax rate ±0.08%2024 ACS 5-Year | 0.99% | 56th percentileof 24,099 | 2024 ACS 5-Year |
| Rent as a share of income ±3%2024 ACS 5-Year | 31.2% | Bottom 34%of 26,247 | 2024 ACS 5-Year |
| Seasonal and second homes ±982024 ACS 5-Year | 125 | 79th percentileof 33,772 | 2024 ACS 5-Year |
| Second homes2024 ACS 5-Year | 1.8% | 57th percentileof 32,961 | 2024 ACS 5-Year |
| Vacancy rate2024 ACS 5-Year | 7.6% | 54th percentileof 32,788 | 2024 ACS 5-Year |
| Vacant housing units ±1732024 ACS 5-Year | 651 | 79th percentileof 33,772 | 2024 ACS 5-Year |
These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.
Growth & development
How it’s calculated — growth →Development Momentum
An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.
At 2.4 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas. The permit rate is published for Great Falls, MT, which contains 59401, rather than for 59401 alone.
People moving in and out
Where newcomers came from
- Lewis and Clark County, MT 167 people · 3.9% of arrivals
- Gallatin County, MT 150 people · 3.5% of arrivals
- Missoula County, MT 150 people · 3.5% of arrivals
- Teton County, MT 113 people · 2.6% of arrivals
- Yellowstone County, MT 106 people · 2.5% of arrivals
Where people who left went
- Lewis and Clark County, MT 139 people · 3.1% of departures
- Yellowstone County, MT 135 people · 3.0% of departures
- Missoula County, MT 125 people · 2.8% of departures
- Gallatin County, MT 106 people · 2.4% of departures
- Teton County, MT 95 people · 2.1% of departures
Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Cascade County, MT. IRS Statistics of Income, filing years 2022–2023.
The Building Permits Survey is not published for ZIP areas. This is the figure for Great Falls, MT, the city containing this ZIP code.
Weather & climate
4 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 84°F and January a low of 15°F.
Normal annual precipitation is 14.8 inches, including 66.1 inches of snow.
Precipitation
| Metric | Value | Source period |
|---|---|---|
| Annual precipitation1991-2020 Normals | 14.8" | 1991-2020 Normals |
| Annual snowfall1991-2020 Normals | 66.1" | 1991-2020 Normals |
| Average January low1991-2020 Normals | 15°F | 1991-2020 Normals |
| Average July high1991-2020 Normals | 84°F | 1991-2020 Normals |
| Comfortable months1991-2020 Normals | 4 | 1991-2020 Normals |
| Seasonal temperature swing1991-2020 Normals | 43°F | 1991-2020 Normals |
Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.
Physical risk
The hazards accounting for most of this area's expected annual loss are inland flooding, cold wave and winter weather, with inland flooding alone responsible for 46% of it. Winter weather is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.
Low or minimal exposure: winter weather, avalanche, lightning, strong wind, hail, drought, ice storm, tornado, tsunami, volcanic activity, hurricane, coastal flooding.
Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.
These are deaths, not offenses — they say nothing about burglary, theft or assault.
Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.
Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 59401 (Cascade County) rather than 59401 itself. They are shown and not scored. How to read death rates.
What this profile does not cover
Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.
- Reported crime
- Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Great Falls carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
- Air quality
- The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
- Taxes
- Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
- Anything about a specific address
- Every figure describes an area, not a street or a house.
Access
2 major airports lie within 100 miles, the nearest Great Falls Intl at 5 miles.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Broadband access ±2%2024 ACS 5-Year | 90.9% | Top 42%of 32,663 | 2024 ACS 5-Year |
| Distance to major airportNASR current cycle | 5 mi | Top 7%of 3,127 | NASR current cycle |
| Major airports within 100 milesNASR current cycle | 2 | Bottom 9%of 3,127 | NASR current cycle |
| No internet access ±2%2024 ACS 5-Year | 6.7% | Top 43%of 32,663 | 2024 ACS 5-Year |
| Airport | Code | Distance | Longest runway |
|---|---|---|---|
| Great Falls Intl | GTF | 5 mi | 10,502 ft |
| Helena Rgnl | HLN | 71 mi | 9,000 ft |
| Bozeman Yellowstone Intl | BZN | 120 mi | 8,994 ft |
Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.
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Similar places
Matched on AreaProfile signals, not geographyData & methodology
| Used for | Source | Source period |
|---|---|---|
| Access | Federal Aviation Administration Airports (NASR) — Aeronautical Data Delivery Service | NASR current cycle |
| Physical risk | Federal Emergency Management Agency National Risk Index | National Risk Index December 2025 (v1.20.0) |
| Demographics, Income | Internal Revenue Service, Statistics of Income Division U.S. Population Migration Data (county to county) | filing years 2022–2023 |
| Climate | NOAA National Centers for Environmental Information U.S. Climate Normals 1991–2020 (Monthly) | 1991-2020 Normals |
| Housing | U.S. Bureau of Economic Analysis Regional price parities and county personal income | 2023 |
| Jobs | U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics | 2025 OEWS |
| Jobs | U.S. Bureau of Labor Statistics Local Area Unemployment Statistics | July 2026 |
| Access, Demographics, Housing, Income, Jobs | U.S. Census Bureau American Community Survey 5-Year Estimates (Table-Based Summary File) | 2024 ACS 5-Year |
| Development | U.S. Census Bureau Building Permits Survey | 12 months ending July 2026 |
| Demographics | U.S. Census Bureau Population Estimates Program | July 1, 2024 estimate |
| Safety | U.S. Centers for Disease Control and Prevention, National Center for Health Statistics Provisional county-level mortality by intent | March 2025 to February 2026; May 2025 to April 2026 |
| Schools | U.S. Department of Education, National Center for Education Statistics Common Core of Data and EDFacts assessments | 2018-19 school year; 2024-25 school year |
| Housing | U.S. Department of Housing and Urban Development, Office of Policy Development and Research Fair Market Rents | FY2026 |
| Housing | U.S. Federal Housing Finance Agency House Price Index (traditional, all-transactions) | 2026 Q2 |
| Current conditions | NOAA National Weather Service National Weather Service current conditions | Live observation, read when the page opens |
Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.
59401 vs Great Falls
How this ZIP area compares with Great Falls as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.
Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.