63703Cape Girardeau, Missouri

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 63703.

54out of 100
Area Score
Bottom 30% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity4095th of 6,210 published ZIP areas47
Growth3095th of 5,428 published ZIP areas46
Housing affordability3825th of 6,685 published ZIP areas75
ClimateTop 36% of 6,789 published ZIP areas74
Physical resilience4512th of 6,709 published ZIP areas42
Access5828th of 6,791 published ZIP areas73
Economic stability6619th of 6,742 published ZIP areas18
The quick read

Unemployment is 4.0% and median household income $38,695, putting employment conditions in the middle range of published ZIP profiles.

45 housing units were authorized over the past twelve months, essentially level with the prior year — steady rather than turning.

Rent takes 28% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 3.2 times that income.

At a glance

Population
8,201
2024 ACS 5-Year
Median household income
$38,695
Bottom 5% nationally
Density
635/sq mi
12.9 sq mi of land
Median age
40.7
2024 ACS 5-Year
City
Cape Girardeau
Missouri
Metro area
Cape Girardeau, MO-IL
Nearest major airport
MWA
44 mi · Veterans Airport of Southern Illinois
Median home value
$122,200
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.0% is lower than 68% of the 6,544 measured US ZIP areas.

Employment fell 1.0% over the past year, to 20,288 employed residents.

Median household income of $38,695 is below 95% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$4,872$38,695Bottom 5%2024 ACS 5-Year
Per capita income ±$3,213$24,901Bottom 13%2024 ACS 5-Year
Poverty rate30.0%Top 7%2024 ACS 5-Year
Average commute14.9 minBottom 4%2024 ACS 5-Year
Bachelor's degree or higher22.0%Bottom 46%2024 ACS 5-Year
Employment20,288Bottom 19%June 2026
Employment change (3 years)1.2%Top 34%June 2026
Employment change (year over year)-1.0%Bottom 45%June 2026
Labor force21,139Bottom 20%June 2026
Labor force participation45.9%Bottom 14%2024 ACS 5-Year
Mean annual wage$56,640Bottom 9%2025 OEWS
Median annual wage$44,470Bottom 6%2025 OEWS
Unemployment change (year over year)-0.7%Bottom 11%June 2026
Unemployment rate4.0%Bottom 32%June 2026
Median household income, successive ACS releases
202120222023202439k34k
Each point is a separate five-year estimate, most recently $38,695 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Cape Girardeau, MO-IL
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides1,540$33,940
Registered Nurses1,470$82,640
Retail Salespersons1,460$30,250
General and Operations Managers1,450$74,790
Cashiers1,270$29,350
Cooks, Fast Food1,070$28,820

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Cape Girardeau, MO, the city containing this ZIP code.

There are 12.9 students for every full-time teacher, fewer than in most measured places.

Public schools
4
2024-25 school year
Students per teacher
12.9
across all schools here
Math proficiency
Reading proficiency
SchoolDistrictStudentsPer teacherMathReading
CENTRAL HIGHCAPE GIRARDEAU 631,27814.4
JEFFERSON ELEM.CAPE GIRARDEAU 6349411.07%13%
PARKVIEW SCHOOLMO SCHLS FOR THE SEV DISABLED255.0
CAPE GIRARDEAU CAR TECH CTR.CAPE GIRARDEAU 630

99.4% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Missouri’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $902 takes 28% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.2 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
28.0%
Below the 30% cost-burdened threshold
Home price to income
3.2×
median home value ÷ median income
Median gross rent
$902
2024 ACS 5-Year
Median home value
$122,200
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.16Top 48%2024 ACS 5-Year
Homeownership rate42.6%Bottom 6%2024 ACS 5-Year
Housing units ±3203,951Top 31%2024 ACS 5-Year
Median gross rent ±$94$902Bottom 37%2024 ACS 5-Year
Median home value ±$14,216$122,200Bottom 18%2024 ACS 5-Year
Rent as a share of income28.0%Top 8%2024 ACS 5-Year
Vacancy rate13.8%Top 41%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
46/ 100
Ranks 3095 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 1.1 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
45
12 months ending July 2026
Per 1,000 residents
1.1
Bottom 28% nationally
Year over year
0%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Cape Girardeau, MO, the city containing this ZIP code.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 89°F and January a low of 26°F.

Normal annual precipitation is 47.9 inches.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CAPE GIRARDEAU MUNI AP, 3.8 miles from this location.
Precipitation
JFMAMJJASOND5.3"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation47.9"1991-2020 Normals
Average January low26°F1991-2020 Normals
Average July high89°F1991-2020 Normals
Comfortable months71991-2020 Normals
Seasonal temperature swing45°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

42 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, inland flooding and tornado.

EarthquakeElevated
Ice stormModerate
Winter weatherModerate
LandslideModerate
Cold waveModerate
Inland floodingModerate
TornadoElevated
Strong windModerate
HailModerate

Low or minimal exposure: heat wave, lightning, drought, hurricane, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Cape Girardeau County records 4.3 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 16.9 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 14.5 per 100,000 residents in Cape Girardeau County.

Homicide
4.3
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
16.9
per 100,000 residents · under 10 deaths
Drug overdose
14.5
per 100,000 residents · under 10 deaths
Suicide
16.9
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Cape Girardeau County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 63703 rather than 63703 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

2 major airports lie within 100 miles, the nearest 44 miles away.

AirportCodeDistanceLongest runway
Veterans Airport of Southern IllinoisMWA44 mi8,012 ft
Arkansas IntlBYH93 mi11,602 ft
St Louis Lambert IntlSTL111 mi11,020 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

Customize your score

What matters to you?

Choose what you weight most heavily. Nothing is saved to an account — your preferences stay in this browser, and the Area Score never changes.

Area Score
54
Your Score

Select one or more priorities to see how this location scores against them.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

63703 vs Cape Girardeau

How this ZIP area compares with Cape Girardeau as a whole. Both figures come from the same ACS release, so the comparison is like for like.

63703
Cape Girardeau
Median household income
$38,695
vs
$55,658
Per capita income
$24,901
vs
$32,930
Population density
635/sq mi
vs
1,379/sq mi
Median home value
$122,200
vs
$196,300
Median gross rent
$902
vs
$876
Homeownership rate
42.6%
vs
54.0%
Bachelor's degree or higher
22.0%
vs
34.9%
Poverty rate
30.0%
vs
20.8%
Median age
40.7
vs
34.5

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.