Cape Girardeau, MO-IL

Metro Area Profile

98,169 residents. Jobs, income, development, climate and physical risk across the Cape Girardeau, MO-IL metropolitan area.

61out of 100
Area Score
Bottom 36% of 379 published profiles

How we calculate this

How this area ranks
OpportunityTop 42% of 379 published metros60
Growth570th of 821 published metros38
Housing affordabilityTop 34% of 822 published metros99
ClimateTop 26% of 822 published metros74
Physical resilience590th of 822 published metros39
Access528th of 822 published metros69
Economic stabilityTop 47% of 822 published metros53
The quick read

Unemployment is 3.7% and median household income $66,759, putting employment conditions in the middle range of published metro profiles.

79 housing units were authorized over the past twelve months, within 4% of the prior year — steady rather than turning.

Physical-risk exposure is above the national median, driven mainly by earthquake, inland flooding and tornado.

At a glance

Population
98,169
2024 ACS 5-Year
Median household income
$66,759
Top 50% nationally
Density
69/sq mi
1431.8 sq mi of land
Median age
38.0
2024 ACS 5-Year
County
Metro area
Cape Girardeau, MO-IL
Nearest major airport
MWA
51 mi · Veterans Airport of Southern Illinois
Median home value
$208,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.7% is lower than 75% of the 379 measured US metros.

Employment fell 1.0% over the past year, to 48,305 employed residents.

MetricValueCompared with peersSource period
Median household income ±$2,991$66,759Top 50%2024 ACS 5-Year
Per capita income ±$1,216$34,681Bottom 44%2024 ACS 5-Year
Poverty rate14.2%Top 45%2024 ACS 5-Year
Average commute22.7 minBottom 35%2024 ACS 5-Year
Bachelor's degree or higher29.8%Top 34%2024 ACS 5-Year
Employment48,305Bottom 11%June 2026
Employment change (3 years)1.0%Top 40%June 2026
Employment change (year over year)-1.0%Bottom 41%June 2026
Labor force50,150Bottom 11%June 2026
Labor force participation63.4%Top 27%2024 ACS 5-Year
Mean annual wage$56,640Bottom 26%2025 OEWS
Median annual wage$44,470Bottom 17%2025 OEWS
Metro employment44,680Bottom 11%2025 OEWS
Unemployment change (year over year)-0.5%Bottom 16%June 2026
Unemployment rate3.7%Bottom 25%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/064.22.0
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 3.7% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Largest occupations — Cape Girardeau, MO-IL
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides1,540$33,940
Registered Nurses1,470$82,640
Retail Salespersons1,460$30,250
General and Operations Managers1,450$74,790
Cashiers1,270$29,350
Cooks, Fast Food1,070$28,820

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

Housing & affordability

How it’s calculated →

Median rent of $864 takes 16% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.1 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
15.5%
Below the 30% cost-burdened threshold
Home price to income
3.1×
median home value ÷ median income
Median gross rent
$864
2024 ACS 5-Year
Median home value
$208,400
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.12Bottom 45%2024 ACS 5-Year
Homeownership rate68.9%Bottom 44%2024 ACS 5-Year
Housing units ±10144,070Top 44%2024 ACS 5-Year
Median gross rent ±$33$864Bottom 27%2024 ACS 5-Year
Median home value ±$6,850$208,400Bottom 48%2024 ACS 5-Year
Rent as a share of income15.5%Bottom 15%2024 ACS 5-Year
Vacancy rate13.1%Top 39%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
38/ 100
Ranks 570 of 821 published city profiles
Permitting is increasing, measured from 2024 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 1% since 2020, reaching 98,862 in 2024.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 0.8 permitted units per 1,000 residents, building activity is below the median for measured US metros.

Units permitted
79
12 months ending July 2026
Per 1,000 residents
0.8
Bottom 14% nationally
Year over year
−4%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings
Population, annual estimates
2020202120222023202499k98k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 89°F and January a low of 26°F.

Normal annual precipitation is 47.9 inches.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CAPE GIRARDEAU MUNI AP, 12.6 miles from this location.
Precipitation
JFMAMJJASOND5.3"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation47.9"1991-2020 Normals
Average January low26°F1991-2020 Normals
Average July high89°F1991-2020 Normals
Comfortable months71991-2020 Normals
Seasonal temperature swing45°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

39 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, inland flooding and tornado.

EarthquakeElevated
Ice stormModerate
Winter weatherModerate
LandslideModerate
TornadoElevated
Cold waveModerate
Strong windModerate
Inland floodingElevated
HailModerate

Low or minimal exposure: heat wave, drought, lightning, hurricane, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. This value is the population-weighted mean of all component counties; expected annual loss is their sum. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

2 major airports lie within 100 miles, the nearest 51 miles away.

AirportCodeDistanceLongest runway
Veterans Airport of Southern IllinoisMWA51 mi8,012 ft
Arkansas IntlBYH95 mi11,602 ft
St Louis Lambert IntlSTL104 mi11,020 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
61
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.