Cape Girardeau, MO-IL

Metro Area Profile

98,169 residents. Jobs, income, development, climate and physical risk across the Cape Girardeau, MO-IL metropolitan area.

61out of 100
Area Score
Top 36% of 834 profiles measured

How we calculate this

How this area ranks

Data updated · 12 sources
OpportunityTop 23% of 835 metro and micro areas measured65
SchoolsTop 19% of 695 metro and micro areas measured74
Growth551st of 834 metro and micro areas measured41
Housing affordabilityTop 32% of 835 metro and micro areas measured77
ClimateTop 26% of 835 metro and micro areas measured74
Physical resilience594th of 835 metro and micro areas measured39
Access524th of 835 metro and micro areas measured71
Economic stability422nd of 835 metro and micro areas measured51
The quick read

Cape Girardeau ranks in the top 23% of metro and micro areas measured for employment opportunity, with unemployment at 4.0% and median household income of $66,759.

Public schools test above most of the state: 41% of students met the mathematics standard, placing the area in the top 19% of published profiles for schools.

79 housing units were authorized over the past twelve months, within 4% of the prior year — steady rather than turning.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
98,169
2024 ACS 5-Year
Median household income
$66,759
Top 50% nationally
Density
69/sq mi
1,431.8 sq mi of land
Median age
38.0
2024 ACS 5-Year
Area type
Metropolitan area
Missouri and Illinois
Nearest major airport
MWA
51 mi · Veterans Airport of Southern Illinois
Median home value
$208,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.0%, lower than in 56% of the 835 measured US metro and micro areas.

Employment grew 1.2% over the past year, to 47,141 employed residents.

MetricValueCompared nationallySource period
Median household income ±$2,9912024 ACS 5-Year$66,759Top 50%of 9352024 ACS 5-Year
Per capita income ±$1,2162024 ACS 5-Year$34,681Bottom 44%of 9352024 ACS 5-Year
Poverty rate ±1%2024 ACS 5-Year12.6%Top 48%of 9352024 ACS 5-Year
Average commute ±0.7 min2024 ACS 5-Year22.7 minTop 35%of 9352024 ACS 5-Year
Bachelor's degree or higher ±2%2024 ACS 5-Year29.8%Top 34%of 9352024 ACS 5-Year
Drove alone to work ±2%2024 ACS 5-Year80.7%78th percentileof 9352024 ACS 5-Year
EmploymentJuly 202647,141Top 45%of 835July 2026
Employment change (3 years)July 2026+1.8%Top 25%of 835July 2026
Employment change (year over year)July 2026+1.2%Top 15%of 835July 2026
Labor forceJuly 202649,09055th percentileof 835July 2026
Labor force participation ±1%2024 ACS 5-Year79.4%Top 31%of 9352024 ACS 5-Year
Mean annual wage2025 OEWS$56,640Bottom 26%of 3922025 OEWS
Median annual wage2025 OEWS$44,470Bottom 18%of 3922025 OEWS
Metro employment2025 OEWS44,68011th percentileof 3922025 OEWS
Public transit to work ±0.2%2024 ACS 5-Year0.2%34th percentileof 9352024 ACS 5-Year
Unemployment change (year over year)July 2026−0.5%Top 30%of 835July 2026
Unemployment rateJuly 20264.0%Top 44%of 835July 2026
Worked from home ±1%2024 ACS 5-Year9.1%53rd percentileof 9352024 ACS 5-Year

Unemployment rate

2021/072022/072023/072024/072025/072026/074.62.0
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 4.0% in July 2026. It has been rising for the last 3 months, over a series running from 2020-01 to 2026-07. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.

Largest occupations — Cape Girardeau, MO-IL

OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides1,540$33,940
Registered Nurses1,470$82,640
Retail Salespersons1,460$30,250
General and Operations Managers1,450$74,790
Cashiers1,270$29,350
Cooks, Fast Food1,070$28,820

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

41% of students met the state standard in mathematics and 48% in reading, across the schools here that reported results.

There are 13.1 students for every full-time teacher across 38 public schools, fewer than in most measured places.

Public schools
40
2024-25 school year
Students per teacher
13.1
across 38 of them
Math proficiency
40.9%
Top 25% in Missouri
Reading proficiency
48.3%
Top 29% in Missouri
The 12 largest of 40 public schools, by enrollment.
SchoolDistrictStudentsPer teacherMathReading
Jackson Sr. HighJACKSON R-II1,83016.966%61%
Central HighCAPE GIRARDEAU 631,27814.433%58%
Russell Hawkins Jr. HighJACKSON R-II86714.756%50%
Jackson MiddleJACKSON R-II85014.735%45%
East ElementaryJACKSON R-II72615.142%47%
Central Jr. HighCAPE GIRARDEAU 6363311.733%42%
Central MiddleCAPE GIRARDEAU 6362313.347%52%
Jefferson Elem.CAPE GIRARDEAU 6349411.022%27%
South Elem.JACKSON R-II43314.442%47%
Orchard Drive Elem.JACKSON R-II40414.432%52%
West Lane Elem.JACKSON R-II38913.047%62%
Clippard Elem.CAPE GIRARDEAU 6338310.427%32%

63.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against each state’s own standard, so it is ranked within state — here, within Missouri, the first state in this area’s name. How to read school figures.

Prices for everything a household buys run about 14% below the national average — the Bureau of Economic Analysis index reads 86.1, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for this area is up 39% over five years, and up 4.7% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $1,358 a year in real estate taxes, about 0.65% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $992, some 15% above the $864 tenants already here pay.

At HUD’s Fair Market Rent of $992 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $39,700 a year, about 59% of the median household income here of $66,759.

The typical renter household here spends 28% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $864 a month.

A median home at $208,400 costs 2.5 times the median income of its owner-occupied households, $83,226, close to the historic benchmark for an affordable market.

Cost of living
86.1

Prices here run about 14% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Price level for all consumption in this metropolitan area against a national average of 100. Housing dominates the spread between places; goods vary far less.

Rent as a share of income
28.0%
Below the 30% cost-burdened threshold
Home price to income
2.5×
median home value ÷ owner household income
Market rent, two bedroom
$992
what a new lease costs · FY2026
Median gross rent
$864
what tenants now pay · 2024 ACS 5-Year
Median home value
$208,400
2024 ACS 5-Year

The figures above are measured against Cape Girardeau’s median household income of $66,759, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living index202386.1Top 4%of 3862023
Home price change (1 year)2026 Q2+4.7%69th percentileof 3722026 Q2
Home price change (5 years)2026 Q2+39.0%33rd percentileof 3722026 Q2
Home price change (10 years)2026 Q2+67.0%14th percentileof 3722026 Q2
Home price to income ±0.12024 ACS 5-Year2.5Top 44%of 9352024 ACS 5-Year
Homeownership rate ±1%2024 ACS 5-Year68.9%44th percentileof 9352024 ACS 5-Year
Housing units ±1012024 ACS 5-Year44,07056th percentileof 9352024 ACS 5-Year
Market rent, one bedroomFY2026$807Top 31%of 818FY2026
Market rent, three bedroomFY2026$1,380Top 43%of 818FY2026
Market rent, two bedroomFY2026$992Top 29%of 818FY2026
Median gross rent ±$332024 ACS 5-Year$864Top 27%of 9352024 ACS 5-Year
Median home value ±$6,8502024 ACS 5-Year$208,40048th percentileof 9352024 ACS 5-Year
Median property taxes ±$352024 ACS 5-Year$1,35827th percentileof 9332024 ACS 5-Year
Owner household income ±$3,1082024 ACS 5-Year$83,226Top 47%of 9352024 ACS 5-Year
Property tax rate ±0.03%2024 ACS 5-Year0.65%31st percentileof 9322024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year28.0%Top 37%of 9352024 ACS 5-Year
Seasonal and second homes ±2792024 ACS 5-Year1,25356th percentileof 9352024 ACS 5-Year
Second homes2024 ACS 5-Year2.8%62nd percentileof 9352024 ACS 5-Year
Vacancy rate2024 ACS 5-Year10.3%74th percentileof 9352024 ACS 5-Year
Vacant housing units ±5252024 ACS 5-Year5,77157th percentileof 9352024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

41/ 100
Ranks 551 of 834 published metro profiles
The most recent move in permitting was upward, in a series running from 2024 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 1% since 2020, reaching 98,862 in 2024.

New construction is predominantly single-family: of 79 units permitted over the past twelve months, none were in buildings of five or more homes.

At 0.8 permitted units per 1,000 residents, building activity is below the median for measured US metro and micro areas.

Units permitted
79
12 months ending July 2026
Per 1,000 residents
0.8
Bottom 14% nationally
Year over year
−4%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

Population, annual estimates

2020202120222023202499k98k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been rising for the last 4 years, over a series running from 2020 to 2024.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 89°F and January a low of 26°F.

Normal annual precipitation is 47.9 inches.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CAPE GIRARDEAU MUNI AP, 12.6 miles from this location.

Precipitation

JFMAMJJASOND5.3"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals47.9"1991-2020 Normals
Average January low1991-2020 Normals26°F1991-2020 Normals
Average July high1991-2020 Normals89°F1991-2020 Normals
Comfortable months1991-2020 Normals71991-2020 Normals
Seasonal temperature swing1991-2020 Normals45°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

39 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, inland flooding and tornado, with earthquake alone responsible for 40% of it.

EarthquakeElevated
Ice stormModerate
Winter weatherModerate
LandslideModerate
TornadoElevated
Cold waveModerate
Strong windModerate
Inland floodingElevated
HailModerate

Low or minimal exposure: heat wave, drought, lightning, hurricane, wildfire, coastal flooding, tsunami, volcanic activity, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. This value is the population-weighted mean of all component counties; expected annual loss is their sum. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. City profiles inside this area carry their own figure where their department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Death-certificate rates
The CDC publishes these rates by county, so a metropolitan area carries none of its own. The county profiles inside it do.
Air quality
The EPA publishes an air-quality index by county, and only where a monitor sits, so a metropolitan area carries none of its own. The county profiles inside it show it where one exists.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

3 major airports lie within 100 miles, the nearest Veterans Airport of Southern Illinois at 51 miles.

MetricValueCompared nationallySource period
Broadband access ±1%2024 ACS 5-Year87.3%Bottom 37%of 9352024 ACS 5-Year
Distance to major airportNASR current cycle51 miBottom 37%of 835NASR current cycle
Major airports within 100 milesNASR current cycle3Bottom 35%of 835NASR current cycle
No internet access ±1%2024 ACS 5-Year9.7%Bottom 37%of 9352024 ACS 5-Year
AirportCodeDistanceLongest runway
Veterans Airport of Southern IllinoisMWA51 mi8,012 ft
Scott AFB/Midamerica St LouisBLV84 mi10,000 ft
Arkansas IntlBYH95 mi11,602 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
61
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.