55303Ramsey, Minnesota

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 55303.

59out of 100
Area Score
Bottom 46% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity4206th of 6,210 published ZIP areas46
Schools2725th of 4,422 published ZIP areas43
GrowthTop 48% of 5,428 published ZIP areas51
Housing affordabilityTop 20% of 6,685 published ZIP areas95
Climate6580th of 6,789 published ZIP areas54
Physical resilience3493rd of 6,709 published ZIP areas56
Access5194th of 6,791 published ZIP areas82
Economic stabilityTop 10% of 6,742 published ZIP areas81
The quick read

Unemployment is 4.7% and median household income $102,986, putting employment conditions in the middle range of published ZIP profiles.

In the public schools here, 45% of students met the state standard in mathematics, with 16.6 students for every teacher.

Residential permitting has slowed: 123 units authorized over the past twelve months, 44% below the prior year.

At a glance

Population
52,614
2024 ACS 5-Year
Median household income
$102,986
Top 17% nationally
Density
817/sq mi
64.4 sq mi of land
Median age
39.2
2024 ACS 5-Year
City
Ramsey
Minnesota
Metro area
Minneapolis-St. Paul-Bloomington, MN-WI
Nearest major airport
MSP
30 mi · Minneapolis-St Paul Intl/Wold-Chamberlain
Median home value
$353,900
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.7% is lower than 40% of the 6,544 measured US ZIP areas.

Employment fell 2.0% over the past year, to 15,033 employed residents.

MetricValueCompared with peersSource period
Median household income ±$6,016$102,986Top 17%2024 ACS 5-Year
Per capita income ±$1,693$45,562Top 26%2024 ACS 5-Year
Poverty rate5.4%Bottom 21%2024 ACS 5-Year
Average commute28.8 minTop 44%2024 ACS 5-Year
Bachelor's degree or higher31.6%Top 32%2024 ACS 5-Year
Employment15,033Bottom 10%June 2026
Employment change (3 years)-1.4%Bottom 28%June 2026
Employment change (year over year)-2.0%Bottom 18%June 2026
Labor force15,769Bottom 11%June 2026
Labor force participation67.8%Top 22%2024 ACS 5-Year
Mean annual wage$74,580Top 25%2025 OEWS
Median annual wage$59,320Top 19%2025 OEWS
Unemployment change (year over year)0.7%Top 21%June 2026
Unemployment rate4.7%Top 40%June 2026
Median household income, successive ACS releases
2021202220232024103k92k
Each point is a separate five-year estimate, most recently $102,986 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Minneapolis-St. Paul-Bloomington, MN-WI
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides93,560$38,860
Retail Salespersons51,180$36,670
General and Operations Managers44,890$103,570
Registered Nurses43,600$103,040
Customer Service Representatives38,630$49,480
Fast Food and Counter Workers37,920$33,040

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Ramsey, MN, the city containing this ZIP code.

45% of students met the state standard in mathematics and 48% in reading, across the schools here that reported results.

There are 16.6 students for every full-time teacher, more than in most measured places.

Public schools
14
2024-25 school year
Students per teacher
16.6
across all schools here
Math proficiency
45.3%
Bottom 45% in Minnesota
Reading proficiency
47.8%
Bottom 40% in Minnesota
SchoolDistrictStudentsPer teacherMathReading
Anoka High SchoolAnoka-Hennepin School District2,34818.5
Anoka Middle School for the ArtsAnoka-Hennepin School District1,58717.439%43%
Early Childhood/Special EducationAnoka-Hennepin School District1,04825.0
Ramsey ElementaryAnoka-Hennepin School District91013.855%59%
Brookside ElementaryAnoka-Hennepin School District77915.664%59%
PACT CHARTER SECONDARY · charterPACT CHARTER SCHOOL73019.235%35%
PACT Charter Elementary · charterPACT CHARTER SCHOOL67317.748%48%
Wilson ElementaryAnoka-Hennepin School District57614.437%48%
Lincoln Elementary School for ArtsAnoka-Hennepin School District43214.939%43%
Anoka-Hennepin Tech High SchoolAnoka-Hennepin School District13113.1
Secondary Technical Ed Prog S.T.E.PAnoka-Hennepin School District833.1
Crossroads SchoolSt. Francis Area Schools164.0

39.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Minnesota’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,434 takes 17% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.4 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
16.7%
Below the 30% cost-burdened threshold
Home price to income
3.4×
median home value ÷ median income
Median gross rent
$1,434
2024 ACS 5-Year
Median home value
$353,900
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.44Top 41%2024 ACS 5-Year
Homeownership rate75.8%Bottom 42%2024 ACS 5-Year
Housing units ±53520,684Top 3%2024 ACS 5-Year
Median gross rent ±$76$1,434Top 24%2024 ACS 5-Year
Median home value ±$6,630$353,900Top 26%2024 ACS 5-Year
Rent as a share of income16.7%Bottom 43%2024 ACS 5-Year
Vacancy rate2.7%Bottom 11%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
51/ 100
Top 48% of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 4.3 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
123
12 months ending July 2026
Per 1,000 residents
4.3
Top 36% nationally
Year over year
−44%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Ramsey, MN, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 83°F and January a low of 7°F.

Normal annual precipitation is 30.7 inches.

Air quality measures a median index of 41, in the Good band, and one day a year passes 100, the threshold at which the air is unhealthy for sensitive groups.

0°20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MPLS CRYSTAL AP, 16.1 miles from this location.
Precipitation
JFMAMJJASOND4.4"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index58.02024 calendar year
Annual precipitation30.7"1991-2020 Normals
Average January low7°F1991-2020 Normals
Average July high83°F1991-2020 Normals
Comfortable months51991-2020 Normals
Days above AQI 10012024 calendar year
Median air quality index41.02024 calendar year
Seasonal temperature swing57°F1991-2020 Normals
Air quality
Median air quality index
41
Good on a typical day
Worst tenth of days
58
90th percentile index
Days above 100
1
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

56 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, strong wind and hail.

Strong windElevated
HailElevated
Inland floodingElevated

Low or minimal exposure: lightning, tornado, heat wave, winter weather, wildfire, ice storm, cold wave, landslide, drought, earthquake.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Anoka County records 3.0 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 10.5 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 13.7 per 100,000 residents in Anoka County.

Homicide
3.0
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
10.5
per 100,000 residents · under 10 deaths
Drug overdose
13.7
per 100,000 residents · under 10 deaths
Suicide
15.6
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Anoka County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 55303 rather than 55303 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

2 major airports lie within 100 miles, the nearest 30 miles away.

AirportCodeDistanceLongest runway
Minneapolis-St Paul Intl/Wold-ChamberlainMSP30 mi11,006 ft
Chippewa Valley RgnlEAU99 mi8,101 ft
Rochester IntlRST106 mi9,034 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

55303 vs Ramsey

How this ZIP area compares with Ramsey as a whole. Both figures come from the same ACS release, so the comparison is like for like.

55303
Ramsey
Median household income
$102,986
vs
$116,415
Per capita income
$45,562
vs
$47,941
Population density
817/sq mi
vs
985/sq mi
Median home value
$353,900
vs
$359,600
Median gross rent
$1,434
vs
$1,826
Homeownership rate
75.8%
vs
85.0%
Bachelor's degree or higher
31.6%
vs
34.4%
Poverty rate
5.4%
vs
4.1%
Median age
39.2
vs
36.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.