48867Owosso, Michigan

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 48867.

53out of 100
Area Score
Bottom 26% of 5,298 profiles measured

How we calculate this

How this area ranks
Opportunity5974th of 6,210 ZIP areas measured23
Schools2934th of 4,422 ZIP areas measured39
Growth5303rd of 5,428 ZIP areas measured11
Housing affordabilityTop 9% of 6,685 ZIP areas measured100
Climate5732nd of 6,789 ZIP areas measured60
Physical resilienceTop 16% of 6,709 ZIP areas measured85
Access4183rd of 6,791 ZIP areas measured89
Economic stability4880th of 6,742 ZIP areas measured46
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 4.8% and the Opportunity signal places 48867 in the bottom 4%.

Housing is more affordable relative to local incomes than in most published city profiles: rent takes 17% of median household income and the median home is 2.6 times it.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 48867 in the top 16% for physical resilience.

At a glance

Population
27,500
2024 ACS 5-Year
Median household income
$59,825
Bottom 29% nationally
Density
202/sq mi
136.0 sq mi of land
Median age
42.7
2024 ACS 5-Year
City
Owosso
Michigan
Metro area
Owosso, MI
Nearest major airport
LAN
26 mi · Capital Region Intl
Median home value
$154,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.8% is lower than 35% of the 6,544 measured US ZIP areas.

Employment fell 6.9% over the past year, to 30,213 employed residents.

MetricValueCompared nationallySource period
Median household income ±$3,621$59,825Bottom 29%of 31,2952024 ACS 5-Year
Per capita income ±$3,634$35,234Bottom 45%of 32,8222024 ACS 5-Year
Poverty rate14.7%Top 33%of 32,9702024 ACS 5-Year
Average commute25.4 minBottom 37%of 32,8872024 ACS 5-Year
Bachelor's degree or higher20.9%Bottom 43%of 33,1932024 ACS 5-Year
Employment30,213Bottom 32%of 6,544June 2026
Employment change (3 years)-7.0%Bottom 1%of 6,542June 2026
Employment change (year over year)-6.9%Bottom 1%of 6,544June 2026
Labor force31,735Bottom 32%of 6,544June 2026
Labor force participation60.5%Bottom 49%of 33,2522024 ACS 5-Year
Unemployment change (year over year)-0.7%Bottom 11%of 6,544June 2026
Unemployment rate4.8%Top 35%of 6,544June 2026
Median household income, successive ACS releases
202120222023202460k51k
Each point is a separate five-year estimate, most recently $59,825 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Owosso, MI, the city containing this ZIP code.

24% of students met the state standard in mathematics and 37% in reading, across the schools here that reported results.

There are 16.5 students for every full-time teacher, more than in most measured places.

Public schools
7
2024-25 school year
Students per teacher
16.5
across all schools here
Math proficiency
24.2%
Bottom 41% in Michigan
Reading proficiency
36.6%
Bottom 34% in Michigan
SchoolDistrictStudentsPer teacherMathReading
Owosso High SchoolOwosso Public Schools80517.5
Owosso Middle SchoolOwosso Public Schools64119.422%57%
Bryant SchoolOwosso Public Schools43115.419%14%
Emerson SchoolOwosso Public Schools42115.625%25%
Central SchoolOwosso Public Schools40917.032%41%
Shiawassee RESD Student Learning Center WestShiawassee Regional ESD1598.4
Lincoln Alternative High SchoolOwosso Public Schools13126.2

51.5% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Michigan’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $828 takes 17% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.6 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
16.6%
Below the 30% cost-burdened threshold
Home price to income
2.6×
median home value ÷ median income
Median gross rent
$828
2024 ACS 5-Year
Median home value
$154,400
2024 ACS 5-Year
MetricValueCompared nationallySource period
Home price to income2.58Bottom 33%of 30,4042024 ACS 5-Year
Homeownership rate76.0%Bottom 43%of 32,9102024 ACS 5-Year
Housing units ±34512,339Top 12%of 33,7722024 ACS 5-Year
Median gross rent ±$67$828Bottom 27%of 26,6182024 ACS 5-Year
Median home value ±$6,443$154,400Bottom 28%of 30,9412024 ACS 5-Year
Rent as a share of income16.6%Bottom 42%of 26,4702024 ACS 5-Year
Vacancy rate7.9%Bottom 37%of 33,0282024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
11/ 100
Ranks 5303 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 0.1 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
2
12 months ending July 2026
Per 1,000 residents
0.1
Bottom 7% nationally
Year over year
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Owosso, MI, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 82°F and January a low of 16°F.

Normal annual precipitation is 32.0 inches, including 52.1 inches of snow.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station FLINT BISHOP INTL AP, 22.3 miles from this location.
Precipitation
JFMAMJJASOND3.7"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation32.0"1991-2020 Normals
Annual snowfall52.1"1991-2020 Normals
Average January low16°F1991-2020 Normals
Average July high82°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing48°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

85 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, strong wind and heat wave.

Strong windHigh
TornadoModerate
Ice stormModerate
HailModerate
Heat waveModerate

Low or minimal exposure: cold wave, inland flooding, landslide, hurricane, earthquake, lightning, winter weather, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences — they say nothing about burglary, theft or assault.

Shiawassee County records 0.0 homicide deaths per 100,000 residents a year, lower than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 10.6 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 16.2 per 100,000 residents in Shiawassee County.

Homicide
0.0
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
10.6
per 100,000 residents · under 10 deaths
Drug overdose
16.2
per 100,000 residents · under 10 deaths
Suicide
17.6
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Shiawassee County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 48867 rather than 48867 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
Offences reported to police are published by department rather than by town, and only where a department reported every month of the year. No municipal department reports for this place — many smaller communities are policed by the county — so there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Taxes are not published: no source covers them nationally with a method open enough to check. Cost of living now is — the index above is the Bureau of Economic Analysis price parity for this area — but it is a price level for all consumption rather than a budget for a household, its spread is driven mostly by housing, and it excludes taxes. Housing affordability is computed separately from rent, price and income, because that answers a narrower and more actionable question. Nothing here is individualised tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighbourhood all vary within the places measured here.

Access

6 major airports lie within 100 miles, the nearest 26 miles away.

AirportCodeDistanceLongest runway
Capital Region IntlLAN26 mi8,506 ft
Mbs IntlMBS37 mi8,002 ft
Gerald R Ford IntlGRR68 mi10,001 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

48867 vs Owosso

How this ZIP area compares with Owosso as a whole. Both figures come from the same ACS release, so the comparison is like for like.

48867
Owosso
Median household income
$59,825
vs
$54,229
Per capita income
$35,234
vs
$34,428
Population density
202/sq mi
vs
2,788/sq mi
Median home value
$154,400
vs
$132,600
Median gross rent
$828
vs
$784
Homeownership rate
76.0%
vs
68.3%
Bachelor's degree or higher
20.9%
vs
21.1%
Poverty rate
14.7%
vs
17.2%
Median age
42.7
vs
38.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.