49423 — Holland, Michigan
Area Profile
Income, jobs, climate, physical risk and development data for ZIP code 49423. Its median home value runs 10% above Holland as a whole, which is why this ZIP carries a profile of its own.
How this area ranks
Data updated · 13 sourcesUnemployment is 2.5% and median household income $81,858, putting employment conditions in the middle range of ZIP areas measured. The unemployment rate is published for Holland, MI, which contains 49423, rather than for 49423 alone.
In the public schools here, 40% of students met the state standard in mathematics, with 14.2 students for every teacher.
Residential permitting has slowed: 18 units authorized over the past twelve months, 90% below the prior year. The permit count and 1 other measure here are published for Holland, MI, which contains 49423, rather than for 49423 alone.
These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.
At a glance
Jobs & opportunity
Unemployment across Holland, MI, which contains 49423, is 2.5%, lower than in 98% of the 3,127 measured US ZIP areas.
Employment across Holland, MI, which contains 49423, fell 6.0% over the past year, to 18,106 employed residents.
38% of adults hold a four-year degree, higher than 77% of measured US ZIP areas.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Income of new arrivalsAllegan County, MI’s figurefiling years 2022–2023 | $78,608 | 67th percentileof 2,996 | filing years 2022–2023 |
| Income of those who leftAllegan County, MI’s figurefiling years 2022–2023 | $68,786 | 49th percentileof 2,996 | filing years 2022–2023 |
| Median household income ±$4,5492024 ACS 5-Year | $81,858 | Top 35%of 31,049 | 2024 ACS 5-Year |
| Per capita income ±$1,8192024 ACS 5-Year | $40,803 | Top 37%of 32,822 | 2024 ACS 5-Year |
| Poverty rate ±2%2024 ACS 5-Year | 7.8% | Top 36%of 32,846 | 2024 ACS 5-Year |
| Average commute ±0.7 min2024 ACS 5-Year | 19.1 min | Top 11%of 32,887 | 2024 ACS 5-Year |
| Bachelor's degree or higher ±2%2024 ACS 5-Year | 37.6% | Top 23%of 33,193 | 2024 ACS 5-Year |
| Drove alone to work ±3%2024 ACS 5-Year | 72.0% | 36th percentileof 32,798 | 2024 ACS 5-Year |
| EmploymentHolland, MI’s figureJuly 2026 | 18,106 | Bottom 16%of 3,127 | July 2026 |
| Employment change (3 years)Holland, MI’s figureJuly 2026 | −5.8% | Bottom 3%of 3,127 | July 2026 |
| Employment change (year over year)Holland, MI’s figureJuly 2026 | −6.0% | Bottom 1%of 3,127 | July 2026 |
| Labor forceHolland, MI’s figureJuly 2026 | 18,564 | 15th percentileof 3,127 | July 2026 |
| Labor force participation ±2%2024 ACS 5-Year | 84.4% | Top 23%of 32,883 | 2024 ACS 5-Year |
| Public transit to work ±0.2%2024 ACS 5-Year | 0.3% | 68th percentileof 32,798 | 2024 ACS 5-Year |
| Unemployment change (year over year)Holland, MI’s figureJuly 2026 | −0.4% | Top 32%of 3,127 | July 2026 |
| Unemployment rateHolland, MI’s figureJuly 2026 | 2.5% | Top 2%of 3,127 | July 2026 |
| Worked from home ±1%2024 ACS 5-Year | 9.0% | 46th percentileof 32,798 | 2024 ACS 5-Year |
Median household income, successive ACS releases
The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Holland, MI, the city containing this ZIP code.
40% of students met the state standard in mathematics and 52% in reading, across the schools here that reported results.
There are 14.2 students for every full-time teacher across 10 public schools, fewer than in most measured places.
| School | District | Students | Per teacher | Math | Reading |
|---|---|---|---|---|---|
| Holland High School | Holland City School District | 967 | 17.0 | 33% | 50% |
| Holland Middle School | Holland City School District | 605 | 15.5 | 29% | 42% |
| Black River Public School MiddleHigh · charter | Black River Public School | 569 | 15.0 | 56% | 71% |
| West | Holland City School District | 413 | 9.6 | 40% | 57% |
| Vanderbilt Charter Academy · charter | Vanderbilt Charter Academy | 401 | 12.9 | 51% | 54% |
| Black River Public School Elementary · charter | Black River Public School | 395 | 19.8 | 42% | 67% |
| Holland Language Academy at Van Raalte | Holland City School District | 307 | 14.6 | 37% | 37% |
| Jefferson | Holland City School District | 254 | 10.2 | 37% | 52% |
| Holland Heights | Holland City School District | 247 | 12.3 | 32% | 32% |
| Blue Star Elementary School | Hamilton Community Schools | 202 | 15.5 | 62% | 57% |
| Holland Virtual Tech High School | Holland City School District | 48 | 48.0 | 10% | 10% |
53.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.
Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Michigan’s own standard, so it is ranked within state. How to read school figures.
Housing & affordability
How it’s calculated — housing affordability →The Federal Housing Finance Agency’s house price index for the non-metropolitan parts of Michigan is up 58% over five years, and up 5.6% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.
Homeowners here who pay a tax bill pay a median of $3,213 a year in real estate taxes, about 1.16% of the median home value.
HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,267, close to the $1,197 tenants already here pay.
At HUD’s Fair Market Rent of $1,267 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $50,700 a year, about 62% of the median household income here of $81,858.
The typical renter household here spends 29% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,197 a month.
A median home at $278,000 costs 3.0 times the median income of its owner-occupied households, $91,344, above the historic benchmark of about 3 times income.
The figures above are measured against 49423’s median household income of $81,858, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Home price change (1 year)the non-metropolitan parts of Michigan’s figure2026 Q2 | +5.6% | 86th percentileof 3,071 | 2026 Q2 |
| Home price change (5 years)the non-metropolitan parts of Michigan’s figure2026 Q2 | +57.9% | 92nd percentileof 3,071 | 2026 Q2 |
| Home price change (10 years)the non-metropolitan parts of Michigan’s figure2026 Q2 | +119.4% | 85th percentileof 3,071 | 2026 Q2 |
| Home price to income ±0.22024 ACS 5-Year | 3.0 | Bottom 39%of 29,275 | 2024 ACS 5-Year |
| Homeownership rate ±3%2024 ACS 5-Year | 74.6% | 39th percentileof 32,750 | 2024 ACS 5-Year |
| Housing units ±6252024 ACS 5-Year | 19,417 | 96th percentileof 33,460 | 2024 ACS 5-Year |
| Market rent, one bedroomFY2026 | $966 | Top 25%of 3,031 | FY2026 |
| Market rent, three bedroomFY2026 | $1,583 | Top 29%of 3,031 | FY2026 |
| Market rent, two bedroomFY2026 | $1,267 | Top 33%of 3,031 | FY2026 |
| Median gross rent ±$352024 ACS 5-Year | $1,197 | Bottom 35%of 26,396 | 2024 ACS 5-Year |
| Median home value ±$7,4512024 ACS 5-Year | $278,000 | 64th percentileof 30,812 | 2024 ACS 5-Year |
| Median property taxes ±$1542024 ACS 5-Year | $3,213 | 72nd percentileof 28,935 | 2024 ACS 5-Year |
| Owner household income ±$3,8532024 ACS 5-Year | $91,344 | Top 39%of 29,802 | 2024 ACS 5-Year |
| Property tax rate ±0.06%2024 ACS 5-Year | 1.16% | 66th percentileof 24,099 | 2024 ACS 5-Year |
| Rent as a share of income ±4%2024 ACS 5-Year | 29.1% | Bottom 45%of 26,247 | 2024 ACS 5-Year |
| Seasonal and second homes ±2072024 ACS 5-Year | 551 | 95th percentileof 33,772 | 2024 ACS 5-Year |
| Second homes2024 ACS 5-Year | 2.8% | 64th percentileof 32,961 | 2024 ACS 5-Year |
| Vacancy rate2024 ACS 5-Year | 4.8% | 35th percentileof 32,788 | 2024 ACS 5-Year |
| Vacant housing units ±3102024 ACS 5-Year | 1,478 | 93rd percentileof 33,772 | 2024 ACS 5-Year |
These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures.
Growth & development
How it’s calculated — growth →Development Momentum
An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.
New construction is predominantly single-family: of 18 units permitted over the past twelve months, none were in buildings of five or more homes. The multifamily share is published for Holland, MI, which contains 49423, rather than for 49423 alone.
At 0.5 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas. The permit rate is published for Holland, MI, which contains 49423, rather than for 49423 alone.
People moving in and out
Where newcomers came from
- Ottawa County, MI 1,618 people · 26% of arrivals
- Kent County, MI 1,226 people · 20% of arrivals
- Kalamazoo County, MI 632 people · 10% of arrivals
- Van Buren County, MI 365 people · 5.9% of arrivals
- Barry County, MI 320 people · 5.2% of arrivals
Where people who left went
- Ottawa County, MI 1,244 people · 23% of departures
- Kent County, MI 909 people · 17% of departures
- Kalamazoo County, MI 637 people · 12% of departures
- Van Buren County, MI 427 people · 7.8% of departures
- Barry County, MI 369 people · 6.7% of departures
Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Allegan County, MI. IRS Statistics of Income, filing years 2022–2023.
The Building Permits Survey is not published for ZIP areas. This is the figure for Holland, MI, the city containing this ZIP code.
Weather & climate
5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 82°F and January a low of 20°F.
Normal annual precipitation is 34.8 inches.
Precipitation
| Metric | Value | Source period |
|---|---|---|
| 90th percentile air quality index2024 calendar year | 66 | 2024 calendar year |
| Annual precipitation1991-2020 Normals | 34.8" | 1991-2020 Normals |
| Average January low1991-2020 Normals | 20°F | 1991-2020 Normals |
| Average July high1991-2020 Normals | 82°F | 1991-2020 Normals |
| Comfortable months1991-2020 Normals | 5 | 1991-2020 Normals |
| Days above AQI 1002024 calendar year | 4 | 2024 calendar year |
| Median air quality index2024 calendar year | 46 | 2024 calendar year |
| Seasonal temperature swing1991-2020 Normals | 46°F | 1991-2020 Normals |
Air quality
A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.
Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.
Physical risk
The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and strong wind, with inland flooding alone responsible for 69% of it. Inland flooding is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.
Overall hazard risk is lower than 92% of measured US ZIP areas.
Low or minimal exposure: inland flooding, ice storm, winter weather, landslide, lightning, earthquake, hurricane, wildfire, coastal flooding, drought, tsunami, volcanic activity, avalanche.
Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.
These are deaths, not offenses — they say nothing about burglary, theft or assault.
Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.
Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 49423 (Allegan County) rather than 49423 itself. They are shown and not scored. How to read death rates.
What this profile does not cover
Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.
- Reported crime
- Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Holland carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
- Cost of living
- Price parities are published for metropolitan areas, and this place lies outside one.
- Taxes
- Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. Cost of living is published where the Bureau of Economic Analysis measures it, though not for this place. Nothing here is individualized tax advice.
- Anything about a specific address
- Every figure describes an area, not a street or a house.
Access
4 major airports lie within 100 miles, the nearest Gerald R Ford Intl at 30 miles.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Broadband access ±0.9%2024 ACS 5-Year | 92.2% | Top 35%of 32,663 | 2024 ACS 5-Year |
| Distance to major airportNASR current cycle | 30 mi | Bottom 29%of 3,127 | NASR current cycle |
| Major airports within 100 milesNASR current cycle | 4 | Bottom 40%of 3,127 | NASR current cycle |
| No internet access ±2%2024 ACS 5-Year | 5.1% | Top 33%of 32,663 | 2024 ACS 5-Year |
| Airport | Code | Distance | Longest runway |
|---|---|---|---|
| Gerald R Ford Intl | GRR | 30 mi | 10,001 ft |
| Battle Creek Exec At Kellogg Fld | BTL | 52 mi | 10,004 ft |
| South Bend Intl | SBN | 72 mi | 8,412 ft |
Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.
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Similar places
Matched on AreaProfile signals, not geographyData & methodology
| Used for | Source | Source period |
|---|---|---|
| Access | Federal Aviation Administration Airports (NASR) — Aeronautical Data Delivery Service | NASR current cycle |
| Physical risk | Federal Emergency Management Agency National Risk Index | National Risk Index December 2025 (v1.20.0) |
| Demographics, Income | Internal Revenue Service, Statistics of Income Division U.S. Population Migration Data (county to county) | filing years 2022–2023 |
| Climate | NOAA National Centers for Environmental Information U.S. Climate Normals 1991–2020 (Monthly) | 1991-2020 Normals |
| Jobs | U.S. Bureau of Labor Statistics Local Area Unemployment Statistics | July 2026 |
| Development | U.S. Census Bureau Building Permits Survey | 12 months ending July 2026 |
| Access, Demographics, Housing, Income, Jobs | U.S. Census Bureau American Community Survey 5-Year Estimates (Table-Based Summary File) | 2024 ACS 5-Year |
| Demographics | U.S. Census Bureau Population Estimates Program | July 1, 2024 estimate |
| Safety | U.S. Centers for Disease Control and Prevention, National Center for Health Statistics Provisional county-level mortality by intent | March 2025 to February 2026; May 2025 to April 2026 |
| Schools | U.S. Department of Education, National Center for Education Statistics Common Core of Data and EDFacts assessments | 2018-19 school year; 2024-25 school year |
| Housing | U.S. Department of Housing and Urban Development, Office of Policy Development and Research Fair Market Rents | FY2026 |
| Climate | U.S. Environmental Protection Agency, Air Quality System Daily Air Quality Index by county | 2024 calendar year |
| Housing | U.S. Federal Housing Finance Agency House Price Index (traditional, all-transactions) | 2026 Q2 |
| Current conditions | NOAA National Weather Service National Weather Service current conditions | Live observation, read when the page opens |
Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.
49423 vs Holland
How this ZIP area compares with Holland as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.
Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.