49417Grand Haven, Michigan

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 49417.

69out of 100
Area Score
Top 21% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity4432nd of 6,210 published ZIP areas45
SchoolsTop 12% of 4,422 published ZIP areas81
Growth3323rd of 5,428 published ZIP areas43
Housing affordabilityTop 30% of 6,685 published ZIP areas91
Climate4650th of 6,789 published ZIP areas64
Physical resilienceTop 4% of 6,709 published ZIP areas95
Access5017th of 6,791 published ZIP areas84
Economic stabilityTop 47% of 6,742 published ZIP areas62
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 4.1% and the Opportunity signal places 49417 in the bottom 29%.

Rent takes 16% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 3.8 times that income.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 49417 in the top 4% for physical resilience.

At a glance

Population
33,878
2024 ACS 5-Year
Median household income
$83,405
Top 34% nationally
Density
723/sq mi
46.9 sq mi of land
Median age
42.8
2024 ACS 5-Year
City
Grand Haven
Michigan
Metro area
Grand Rapids-Wyoming-Kentwood, MI
Nearest major airport
GRR
33 mi · Gerald R Ford Intl
Median home value
$316,300
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.1% is lower than 65% of the 6,544 measured US ZIP areas.

Employment fell 7.4% over the past year, to 146,901 employed residents.

40% of adults hold a four-year degree, higher than 79% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$5,482$83,405Top 34%2024 ACS 5-Year
Per capita income ±$4,007$45,026Top 27%2024 ACS 5-Year
Poverty rate8.0%Bottom 36%2024 ACS 5-Year
Average commute21.5 minBottom 18%2024 ACS 5-Year
Bachelor's degree or higher39.9%Top 21%2024 ACS 5-Year
Employment146,901Top 28%June 2026
Employment change (3 years)-8.3%Bottom 1%June 2026
Employment change (year over year)-7.4%Bottom 1%June 2026
Labor force153,185Top 28%June 2026
Labor force participation61.4%Top 47%2024 ACS 5-Year
Mean annual wage$60,660Bottom 21%2025 OEWS
Median annual wage$47,570Bottom 24%2025 OEWS
Unemployment change (year over year)-0.6%Bottom 14%June 2026
Unemployment rate4.1%Bottom 35%June 2026
Median household income, successive ACS releases
202120222023202484k74k
Each point is a separate five-year estimate, most recently $83,405 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Grand Rapids-Wyoming-Kentwood, MI
OccupationPeople employedMedian annual wage
Miscellaneous Assemblers and Fabricators19,540$39,120
Laborers and Freight, Stock, and Material Movers, Hand18,840$36,130
Registered Nurses13,740$83,920
Fast Food and Counter Workers13,190$28,240
Retail Salespersons12,600$34,800
Janitors and Cleaners, Except Maids and Housekeeping Cleaners11,490$35,890

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Grand Haven, MI, the city containing this ZIP code.

54% of students met the state standard in mathematics and 70% in reading, across the schools here that reported results.

There are 15.5 students for every full-time teacher, fewer than in most measured places.

Public schools
11
2024-25 school year
Students per teacher
15.5
across all schools here
Math proficiency
54.2%
Top 13% in Michigan
Reading proficiency
70.3%
Top 10% in Michigan
SchoolDistrictStudentsPer teacherMathReading
Grand Haven High SchoolGrand Haven Area Public Schools1,63018.5
White Pines Intermediate SchoolGrand Haven Area Public Schools74015.443%66%
Lakeshore Middle SchoolGrand Haven Area Public Schools73315.951%83%
Peach Plains SchoolGrand Haven Area Public Schools32814.365%65%
Griffin Elementary SchoolGrand Haven Area Public Schools30814.050%65%
Mary A White SchoolGrand Haven Area Public Schools26013.755%65%
Rosy Mound SchoolGrand Haven Area Public Schools24316.284%85%
Ferry SchoolGrand Haven Area Public Schools23211.045%46%
Robinson SchoolGrand Haven Area Public Schools22312.470%75%
Central High SchoolGrand Haven Area Public Schools8911.1
Career Development SchoolGrand Haven Area Public Schools6

35.9% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Michigan’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,111 takes 16% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.8 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
16.0%
Below the 30% cost-burdened threshold
Home price to income
3.8×
median home value ÷ median income
Median gross rent
$1,111
2024 ACS 5-Year
Median home value
$316,300
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.79Top 32%2024 ACS 5-Year
Homeownership rate78.9%Top 50%2024 ACS 5-Year
Housing units ±53014,970Top 8%2024 ACS 5-Year
Median gross rent ±$83$1,111Top 42%2024 ACS 5-Year
Median home value ±$15,386$316,300Top 31%2024 ACS 5-Year
Rent as a share of income16.0%Bottom 38%2024 ACS 5-Year
Vacancy rate6.4%Bottom 30%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
43/ 100
Ranks 3323 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 2.7 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
30
12 months ending July 2026
Per 1,000 residents
2.7
Bottom 49% nationally
Year over year
+15%
vs the prior twelve months
Multifamily share
33.3%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Grand Haven, MI, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 82°F and January a low of 21°F.

Normal annual precipitation is 35.1 inches, including 87.2 inches of snow.

Air quality measures a median index of 41, in the Good band, and one day a year passes 100, the threshold at which the air is unhealthy for sensitive groups.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MUSKEGON CO AP, 12.0 miles from this location.
Precipitation
JFMAMJJASOND3.8"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index63.02024 calendar year
Annual precipitation35.1"1991-2020 Normals
Annual snowfall87.2"1991-2020 Normals
Average January low21°F1991-2020 Normals
Average July high82°F1991-2020 Normals
Comfortable months51991-2020 Normals
Days above AQI 10012024 calendar year
Median air quality index41.02024 calendar year
Seasonal temperature swing45°F1991-2020 Normals
Air quality
Median air quality index
41
Good on a typical day
Worst tenth of days
63
90th percentile index
Days above 100
1
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

95 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are strong wind, cold wave and heat wave.

Strong windModerate
LightningModerate
Cold waveModerate
Heat waveModerate

Low or minimal exposure: inland flooding, tornado, hail, winter weather, ice storm, earthquake, landslide, coastal flooding, wildfire, hurricane.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Ottawa County records 2.2 homicide deaths per 100,000 residents a year, lower than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 7.9 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 4.9 per 100,000 residents in Ottawa County.

Homicide
2.2
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
7.9
per 100,000 residents · under 10 deaths
Drug overdose
4.9
per 100,000 residents · under 10 deaths
Suicide
10.9
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Ottawa County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 49417 rather than 49417 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

4 major airports lie within 100 miles, the nearest 33 miles away.

AirportCodeDistanceLongest runway
Gerald R Ford IntlGRR33 mi10,001 ft
Battle Creek Exec At Kellogg FldBTL67 mi10,004 ft
Capital Region IntlLAN81 mi8,506 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
69
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

49417 vs Grand Haven

How this ZIP area compares with Grand Haven as a whole. Both figures come from the same ACS release, so the comparison is like for like.

49417
Grand Haven
Median household income
$83,405
vs
$60,669
Per capita income
$45,026
vs
$40,528
Population density
723/sq mi
vs
1,921/sq mi
Median home value
$316,300
vs
$250,100
Median gross rent
$1,111
vs
$939
Homeownership rate
78.9%
vs
68.3%
Bachelor's degree or higher
39.9%
vs
36.7%
Poverty rate
8.0%
vs
14.5%
Median age
42.8
vs
46.8

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.