Olympia-Lacey-Tumwater, WA

Metro Area Profile

299,067 residents. Jobs, income, development, climate and physical risk across the Olympia-Lacey-Tumwater, WA metropolitan area.

66out of 100
Area Score
Top 20% of 834 profiles measured

How we calculate this

How this area ranks

Data updated · 12 sources
OpportunityTop 4% of 835 metro and micro areas measured82
SchoolsTop 18% of 695 metro and micro areas measured75
GrowthTop 14% of 834 metro and micro areas measured72
Housing affordability741st of 835 metro and micro areas measured55
ClimateTop 42% of 835 metro and micro areas measured69
Physical resilience651st of 835 metro and micro areas measured32
Access440th of 835 metro and micro areas measured76
Economic stabilityTop 16% of 835 metro and micro areas measured79
The quick read

Olympia-Lacey-Tumwater ranks in the top 4% of metro and micro areas measured for employment opportunity, with unemployment at 3.5% and median household income of $96,563.

Public schools test above most of the state: 54% of students met the mathematics standard, placing the area in the top 18% of published profiles for schools.

1,788 housing units were authorized over the past twelve months, within 12% of the prior year — steady rather than turning.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
299,067
2024 ACS 5-Year
Median household income
$96,563
Top 5% nationally
Density
414/sq mi
722.5 sq mi of land
Median age
40.0
2024 ACS 5-Year
Area type
Metropolitan area
Washington
Nearest major airport
SEA
43 mi · Seattle-Tacoma Intl
Median home value
$480,300
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.5%, lower than in 77% of the 835 measured US metro and micro areas.

Employment grew 0.6% over the past year, to 137,144 employed residents.

38% of adults hold a four-year degree, higher than 87% of measured US metro and micro areas.

Median household income of $96,563 is higher than in 95% of measured US metro and micro areas.

MetricValueCompared nationallySource period
Median household income ±$1,9452024 ACS 5-Year$96,563Top 5%of 9352024 ACS 5-Year
Per capita income ±$8652024 ACS 5-Year$46,136Top 11%of 9352024 ACS 5-Year
Poverty rate ±0.7%2024 ACS 5-Year9.4%Top 16%of 9352024 ACS 5-Year
Average commute ±0.5 min2024 ACS 5-Year27.8 minBottom 18%of 9352024 ACS 5-Year
Bachelor's degree or higher ±1.0%2024 ACS 5-Year38.5%Top 13%of 9352024 ACS 5-Year
Drove alone to work ±1%2024 ACS 5-Year66.9%7th percentileof 9352024 ACS 5-Year
EmploymentJuly 2026137,144Top 21%of 835July 2026
Employment change (3 years)July 2026+1.9%Top 24%of 835July 2026
Employment change (year over year)July 2026+0.6%Top 23%of 835July 2026
Labor forceJuly 2026142,13379th percentileof 835July 2026
Labor force participation ±0.9%2024 ACS 5-Year78.2%Top 37%of 9352024 ACS 5-Year
Mean annual wage2025 OEWS$75,470Top 6%of 3922025 OEWS
Median annual wage2025 OEWS$61,960Top 3%of 3922025 OEWS
Metro employment2025 OEWS130,30057th percentileof 3922025 OEWS
Public transit to work ±0.3%2024 ACS 5-Year1.0%82nd percentileof 9352024 ACS 5-Year
Unemployment change (year over year)July 2026−0.9%Top 13%of 835July 2026
Unemployment rateJuly 20263.5%Top 23%of 835July 2026
Worked from home ±1.0%2024 ACS 5-Year20.5%98th percentileof 9352024 ACS 5-Year

Unemployment rate

2021/072022/072023/072024/072025/072026/075.03.4
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 3.5% in July 2026. It has been falling for the last 3 months, over a series running from 2020-01 to 2026-07. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.

Largest occupations — Olympia-Lacey-Tumwater, WA

OccupationPeople employedMedian annual wage
Fast Food and Counter Workers3,910$36,110
General and Operations Managers3,670$122,210
Home Health and Personal Care Aides3,370$44,060
Retail Salespersons3,180$37,350
Management Analysts2,770$88,790
Cashiers2,470$37,340

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

54% of students met the state standard in mathematics and 68% in reading, across the schools here that reported results.

There are 18.4 students for every full-time teacher across 76 public schools, more than in most measured places.

Public schools
80
2024-25 school year
Students per teacher
18.4
across 76 of them
Math proficiency
53.9%
Top 11% in Washington
Reading proficiency
68.1%
Top 5% in Washington
The 12 largest of 80 public schools, by enrollment.
SchoolDistrictStudentsPer teacherMathReading
Olympia High SchoolOlympia School District1,90123.274%93%
Yelm High School 12Yelm School District1,69324.935%72%
River Ridge High SchoolNorth Thurston Public Schools1,54720.442%79%
Timberline High SchoolNorth Thurston Public Schools1,40121.234%80%
North Thurston High SchoolNorth Thurston Public Schools1,37821.548%77%
Capital High SchoolOlympia School District1,32221.361%81%
Tumwater High SchoolTumwater School District1,11721.553%82%
Nisqually Middle SchoolNorth Thurston Public Schools78918.341%51%
Mountain View ElementaryNorth Thurston Public Schools77616.256%58%
Meadows ElementaryNorth Thurston Public Schools76517.068%69%
George Bush Middle SchoolTumwater School District76218.153%63%
A G West Black Hills High SchoolTumwater School District75322.844%80%

43.4% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Washington’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 6% above the national average — the Bureau of Economic Analysis index reads 106.4, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for this area is up 32% over five years, and up 3.0% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $4,209 a year in real estate taxes, about 0.88% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,960, some 13% above the $1,736 tenants already here pay.

At HUD’s Fair Market Rent of $1,960 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $78,400 a year, about 81% of the median household income here of $96,563.

The typical renter household here spends 32% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,736 a month.

A median home at $480,300 costs 4.2 times the median income of its owner-occupied households, $114,954, above the historic benchmark of about 3 times income.

Cost of living
106.4

Prices here run about 6% above the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Price level for all consumption in this metropolitan area against a national average of 100. Housing dominates the spread between places; goods vary far less.

Rent as a share of income
32.3%
Above the 30% cost-burdened threshold
Home price to income
4.2×
median home value ÷ owner household income
Market rent, two bedroom
$1,960
what a new lease costs · FY2026
Median gross rent
$1,736
what tenants now pay · 2024 ACS 5-Year
Median home value
$480,300
2024 ACS 5-Year

The figures above are measured against Olympia-Lacey-Tumwater’s median household income of $96,563, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living index2023106.4Bottom 8%of 3862023
Home price change (1 year)2026 Q2+3.0%44th percentileof 3722026 Q2
Home price change (5 years)2026 Q2+31.8%16th percentileof 3722026 Q2
Home price change (10 years)2026 Q2+117.3%84th percentileof 3722026 Q2
Home price to income ±0.12024 ACS 5-Year4.2Bottom 13%of 9352024 ACS 5-Year
Homeownership rate ±1%2024 ACS 5-Year67.7%36th percentileof 9352024 ACS 5-Year
Housing units ±922024 ACS 5-Year125,16381st percentileof 9352024 ACS 5-Year
Market rent, one bedroomFY2026$1,682Bottom 4%of 818FY2026
Market rent, three bedroomFY2026$2,613Bottom 4%of 818FY2026
Market rent, two bedroomFY2026$1,960Bottom 5%of 818FY2026
Median gross rent ±$302024 ACS 5-Year$1,736Bottom 4%of 9352024 ACS 5-Year
Median home value ±$4,5652024 ACS 5-Year$480,30093rd percentileof 9352024 ACS 5-Year
Median property taxes ±$602024 ACS 5-Year$4,20992nd percentileof 9332024 ACS 5-Year
Owner household income ±$2,4252024 ACS 5-Year$114,954Top 6%of 9352024 ACS 5-Year
Property tax rate ±0.02%2024 ACS 5-Year0.88%56th percentileof 9322024 ACS 5-Year
Rent as a share of income ±1%2024 ACS 5-Year32.3%Bottom 14%of 9352024 ACS 5-Year
Seasonal and second homes ±3192024 ACS 5-Year1,07352nd percentileof 9352024 ACS 5-Year
Second homes2024 ACS 5-Year0.9%22nd percentileof 9352024 ACS 5-Year
Vacancy rate2024 ACS 5-Year4.1%7th percentileof 9352024 ACS 5-Year
Vacant housing units ±7992024 ACS 5-Year6,26460th percentileof 9352024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

72/ 100
Top 14% of 834 published metro profiles
The most recent move in permitting was upward, in a series running from 2024 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 2% since 2020, reaching 302,912 in 2024.

At 6.0 permitted units per 1,000 residents, building activity is above the median for measured US metro and micro areas.

Units permitted
1,788
12 months ending July 2026
Per 1,000 residents
6.0
Top 20% nationally
Year over year
+12%
vs the prior twelve months
Multifamily share
56.0%
units in 5+ unit buildings

Population, annual estimates

20202021202220232024303k296k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been rising for the last 4 years, over a series running from 2020 to 2024.

Weather & climate

4 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 78°F and January a low of 33°F.

Normal annual precipitation is 50.6 inches, including 3.9 inches of snow.

20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station OLYMPIA AP, 4.3 miles from this location.

Precipitation

JFMAMJJASOND8.2"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals50.6"1991-2020 Normals
Annual snowfall1991-2020 Normals3.9"1991-2020 Normals
Average January low1991-2020 Normals33°F1991-2020 Normals
Average July high1991-2020 Normals78°F1991-2020 Normals
Comfortable months1991-2020 Normals41991-2020 Normals
Seasonal temperature swing1991-2020 Normals25°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

32 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, inland flooding and heat wave, with earthquake alone responsible for 70% of it. Inland flooding is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

LandslideModerate
EarthquakeElevated
Volcanic activityModerate
Heat waveModerate

Low or minimal exposure: inland flooding, ice storm, coastal flooding, wildfire, winter weather, lightning, strong wind, tornado, tsunami, drought, hail, avalanche, cold wave, hurricane.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. This value is the population-weighted mean of all component counties; expected annual loss is their sum. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. City profiles inside this area carry their own figure where their department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Death-certificate rates
The CDC publishes these rates by county, so a metropolitan area carries none of its own. The county profiles inside it do.
Air quality
The EPA publishes an air-quality index by county, and only where a monitor sits, so a metropolitan area carries none of its own. The county profiles inside it show it where one exists.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

3 major airports lie within 100 miles, the nearest Seattle-Tacoma Intl at 43 miles.

MetricValueCompared nationallySource period
Broadband access ±0.6%2024 ACS 5-Year94.5%Top 2%of 9352024 ACS 5-Year
Distance to major airportNASR current cycle43 miBottom 47%of 835NASR current cycle
Major airports within 100 milesNASR current cycle3Bottom 35%of 835NASR current cycle
No internet access ±0.5%2024 ACS 5-Year3.8%Top 4%of 9352024 ACS 5-Year
AirportCodeDistanceLongest runway
Seattle-Tacoma IntlSEA43 mi11,901 ft
Boeing Fld/King County IntlBFI48 mi10,007 ft
Portland IntlPDX94 mi11,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
66
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.