AreaProfile

Bloomington, IL

Metro Area Profile

171,556 residents. Jobs, income, development, climate and physical risk across the Bloomington, IL metropolitan area.

71
Area Score
Top 22% of 379 published profiles

How we calculate this

How this area ranks
OpportunityTop 49% of 379 published metros56
GrowthTop 37% of 821 published metros58
Housing affordabilityTop 27% of 822 published metros100
Climate617th of 822 published metros60
Physical resilienceTop 14% of 822 published metros81
AccessTop 12% of 822 published metros97
Economic stabilityTop 22% of 822 published metros72
The quick read

Development activity is both elevated and accelerating — 667 housing units permitted over the past twelve months, up 132% on the prior year.

Natural-hazard exposure is lower than in most comparable published metro profiles, placing Bloomington in the top 14% for physical resilience.

A major airport is 4 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
171,556
2024 ACS 5-Year
Median household income
$79,905
Top 18% nationally
Density
145/sq mi
1183.2 sq mi of land
Median age
34.3
2024 ACS 5-Year
County
Metro area
Bloomington, IL
Nearest major airport
BMI
4 mi · Central Il Rgnl/Bloomington-Normal
Median home value
$208,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.0% is lower than 60% of the 379 measured US metros.

Employment fell 1.7% over the past year, to 87,025 employed residents.

47% of adults hold a four-year degree, higher than 96% of measured US metros.

MetricValueCompared with peersSource period
Median household income ±$2,544$79,905Top 18%2024 ACS 5-Year
Per capita income ±$1,318$43,372Top 17%2024 ACS 5-Year
Poverty rate12.9%Bottom 43%2024 ACS 5-Year
Average commute19.7 minBottom 11%2024 ACS 5-Year
Bachelor's degree or higher47.2%Top 4%2024 ACS 5-Year
Employment87,025Bottom 39%June 2026
Employment change (3 years)-2.3%Bottom 16%June 2026
Employment change (year over year)-1.7%Bottom 24%June 2026
Labor force90,692Bottom 39%June 2026
Labor force participation64.8%Top 20%2024 ACS 5-Year
Mean annual wage$70,010Top 15%2025 OEWS
Median annual wage$53,140Top 16%2025 OEWS
Metro employment88,110Bottom 43%2025 OEWS
Unemployment change (year over year)0.2%Top 37%June 2026
Unemployment rate4.0%Bottom 40%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/065.23.1
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 4.0% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Largest occupations — Bloomington, IL
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers2,430$31,200
Registered Nurses1,990$79,970
Cashiers1,980$31,200
Retail Salespersons1,910$31,670
General and Operations Managers1,900$93,250
Software Developers1,570$123,320

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

Housing & affordability

How it’s calculated →

Median rent of $1,009 takes 15% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.6 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
15.2%
Below the 30% cost-burdened threshold
Home price to income
2.6×
median home value ÷ median income
Median gross rent
$1,009
2024 ACS 5-Year
Median home value
$208,400
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.61Bottom 19%2024 ACS 5-Year
Homeownership rate65.1%Bottom 23%2024 ACS 5-Year
Housing units ±12575,305Top 29%2024 ACS 5-Year
Median gross rent ±$30$1,009Top 44%2024 ACS 5-Year
Median home value ±$3,688$208,400Bottom 48%2024 ACS 5-Year
Rent as a share of income15.2%Bottom 10%2024 ACS 5-Year
Vacancy rate6.8%Bottom 13%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
58/ 100
Top 37% of 821 published city profiles
Permitting is increasing, measured from 2024 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has been broadly flat since 2020, at 172,069 in 2024.

68% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 3.9 permitted units per 1,000 residents, building activity is above the median for measured US metros.

Units permitted
667
12 months ending July 2026
Per 1,000 residents
3.9
Top 34% nationally
Year over year
+132%
vs the prior twelve months
Multifamily share
68.2%
units in 5+ unit buildings
Population, annual estimates
20202021202220232024172k171k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 86°F and January a low of 16°F.

Normal annual precipitation is 39.4 inches, including 20.1 inches of snow.

0°20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station NORMAL 4NE, 6.7 miles from this location.
Precipitation
JFMAMJJASOND4.8"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation39.4"1991-2020 Normals
Annual snowfall20.1"1991-2020 Normals
Average January low16°F1991-2020 Normals
Average July high86°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing50°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

81 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and earthquake.

DroughtModerate
TornadoHigh
HailModerate
Heat waveModerate
Inland floodingModerate
EarthquakeModerate
Strong windModerate

Low or minimal exposure: cold wave, winter weather, ice storm, lightning, landslide, hurricane, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. This value is the population-weighted mean of all component counties; expected annual loss is their sum. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

3 major airports lie within 100 miles, the nearest 4 miles away.

AirportCodeDistanceLongest runway
Central Il Rgnl/Bloomington-NormalBMI4 mi8,000 ft
General Downing - Peoria IntlPIA46 mi10,104 ft
Abraham Lincoln CapitalSPI63 mi8,001 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.