Amherst Town-Northampton, MA

Metro Area Profile

162,028 residents. Jobs, income, development, climate and physical risk across the Amherst Town-Northampton, MA metropolitan area.

74out of 100
Area Score
Top 13% of 379 published profiles

How we calculate this

How this area ranks
OpportunityTop 20% of 379 published metros72
GrowthTop 22% of 821 published metros68
Housing affordability649th of 822 published metros81
Climate619th of 822 published metros60
Physical resilienceTop 12% of 822 published metros82
AccessTop 7% of 822 published metros98
Economic stabilityTop 24% of 822 published metros71
The quick read

Amherst Town-Northampton ranks in the top 20% of published metro profiles for employment opportunity, with unemployment at 3.6% and median household income of $87,001.

Natural-hazard exposure is lower than in most comparable published metro profiles, placing Amherst Town-Northampton in the top 12% for physical resilience.

A major airport is 13 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
162,028
2024 ACS 5-Year
Median household income
$87,001
Top 10% nationally
Density
307/sq mi
527.2 sq mi of land
Median age
37.4
2024 ACS 5-Year
County
Metro area
Amherst Town-Northampton, MA
Nearest major airport
BAF
13 mi · Westfield-Barnes Rgnl
Median home value
$390,300
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.6% is lower than 80% of the 379 measured US metros.

Employment fell 1.5% over the past year, to 82,355 employed residents.

52% of adults hold a four-year degree, higher than 98% of measured US metros.

Household income is higher than at least 90% of measured US metros.

MetricValueCompared with peersSource period
Median household income ±$3,028$87,001Top 10%2024 ACS 5-Year
Per capita income ±$1,512$45,568Top 13%2024 ACS 5-Year
Poverty rate11.3%Bottom 27%2024 ACS 5-Year
Average commute24.8 minTop 42%2024 ACS 5-Year
Bachelor's degree or higher51.6%Top 2%2024 ACS 5-Year
Employment82,355Bottom 37%June 2026
Employment change (3 years)1.3%Top 37%June 2026
Employment change (year over year)-1.5%Bottom 29%June 2026
Labor force85,451Bottom 36%June 2026
Labor force participation61.5%Top 41%2024 ACS 5-Year
Mean annual wage$70,730Top 13%2025 OEWS
Median annual wage$57,030Top 9%2025 OEWS
Metro employment65,670Bottom 30%2025 OEWS
Unemployment change (year over year)-0.4%Bottom 22%June 2026
Unemployment rate3.6%Bottom 20%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/065.43.1
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 3.6% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Largest occupations — Amherst Town-Northampton, MA
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides2,350$41,700
Fast Food and Counter Workers2,080$34,350
Retail Salespersons1,790$36,630
General and Operations Managers1,600$98,200
Office Clerks, General1,400$52,190
Secretaries and Administrative Assistants, Except Legal, Medical, and Executive1,250$51,100

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

Housing & affordability

How it’s calculated →

Median rent of $1,388 takes 19% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.5 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
19.1%
Below the 30% cost-burdened threshold
Home price to income
4.5×
median home value ÷ median income
Median gross rent
$1,388
2024 ACS 5-Year
Median home value
$390,300
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income4.49Top 19%2024 ACS 5-Year
Homeownership rate67.8%Bottom 37%2024 ACS 5-Year
Housing units ±11566,786Top 32%2024 ACS 5-Year
Median gross rent ±$32$1,388Top 13%2024 ACS 5-Year
Median home value ±$6,175$390,300Top 13%2024 ACS 5-Year
Rent as a share of income19.1%Top 38%2024 ACS 5-Year
Vacancy rate7.0%Bottom 16%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
68/ 100
Top 22% of 821 published city profiles
Permitting is decreasing, measured from 2024 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 11% since 2020, reaching 165,399 in 2024.

68% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 2.5 permitted units per 1,000 residents, building activity is below the median for measured US metros.

Units permitted
398
12 months ending July 2026
Per 1,000 residents
2.5
Bottom 47% nationally
Year over year
+22%
vs the prior twelve months
Multifamily share
67.6%
units in 5+ unit buildings
Population, annual estimates
20202021202220232024166k149k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 16°F.

Normal annual precipitation is 45.2 inches.

0°20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station WESTFIELD BARNES MUNI AP, 12.8 miles from this location.
Precipitation
JFMAMJJASOND4.7"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation45.2"1991-2020 Normals
Average January low16°F1991-2020 Normals
Average July high85°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing48°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

82 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, tornado and earthquake.

HurricaneElevated
Ice stormModerate
LandslideModerate
EarthquakeModerate
LightningModerate
DroughtModerate
Heat waveModerate
TornadoModerate

Low or minimal exposure: inland flooding, strong wind, cold wave, hail, winter weather, wildfire, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. This value is the population-weighted mean of all component counties; expected annual loss is their sum. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

7 major airports lie within 100 miles, the nearest 13 miles away.

AirportCodeDistanceLongest runway
Westfield-Barnes RgnlBAF13 mi9,000 ft
Bradley IntlBDL28 mi9,510 ft
Albany IntlALB64 mi8,500 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.