AreaProfile

Cedar Rapids, IA

Metro Area Profile

276,624 residents. Jobs, income, development, climate and physical risk across the Cedar Rapids, IA metropolitan area.

70
Area Score
Top 26% of 379 published profiles

How we calculate this

How this area ranks
OpportunityTop 37% of 379 published metros62
Growth540th of 821 published metros41
Housing affordabilityTop 27% of 822 published metros100
Climate683rd of 822 published metros57
Physical resilienceTop 16% of 822 published metros79
AccessTop 17% of 822 published metros94
Economic stabilityTop 7% of 822 published metros87
The quick read

Residential permitting has slowed: 901 units authorized over the past twelve months, 19% below the prior year.

Natural-hazard exposure is lower than in most comparable published metro profiles, placing Cedar Rapids in the top 16% for physical resilience.

A major airport is 15 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
276,624
2024 ACS 5-Year
Median household income
$78,080
Top 21% nationally
Density
138/sq mi
2008.7 sq mi of land
Median age
39.7
2024 ACS 5-Year
County
Metro area
Cedar Rapids, IA
Nearest major airport
CID
15 mi · The Eastern Iowa
Median home value
$211,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.2% is lower than 92% of the 379 measured US metros.

Employment fell 1.8% over the past year, to 140,877 employed residents.

33% of adults hold a four-year degree, higher than 76% of measured US metros.

MetricValueCompared with peersSource period
Median household income ±$2,070$78,080Top 21%2024 ACS 5-Year
Per capita income ±$971$43,062Top 18%2024 ACS 5-Year
Poverty rate9.4%Bottom 12%2024 ACS 5-Year
Average commute21.7 minBottom 26%2024 ACS 5-Year
Bachelor's degree or higher32.9%Top 24%2024 ACS 5-Year
Employment140,877Top 43%June 2026
Employment change (3 years)-2.1%Bottom 19%June 2026
Employment change (year over year)-1.8%Bottom 21%June 2026
Labor force145,578Top 43%June 2026
Labor force participation66.9%Top 10%2024 ACS 5-Year
Mean annual wage$60,700Bottom 49%2025 OEWS
Median annual wage$49,360Top 33%2025 OEWS
Metro employment139,260Top 41%2025 OEWS
Unemployment change (year over year)-0.5%Bottom 16%June 2026
Unemployment rate3.2%Bottom 8%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/065.32.9
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 3.2% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Largest occupations — Cedar Rapids, IA
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers3,590$28,280
Retail Salespersons3,410$33,430
Customer Service Representatives3,130$45,510
Cashiers3,090$29,270
Heavy and Tractor-Trailer Truck Drivers3,030$58,900
Registered Nurses2,880$78,370

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

Housing & affordability

How it’s calculated →

Median rent of $928 takes 14% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.7 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
14.3%
Below the 30% cost-burdened threshold
Home price to income
2.7×
median home value ÷ median income
Median gross rent
$928
2024 ACS 5-Year
Median home value
$211,500
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.71Bottom 24%2024 ACS 5-Year
Homeownership rate75.0%Top 19%2024 ACS 5-Year
Housing units ±96123,107Top 20%2024 ACS 5-Year
Median gross rent ±$35$928Bottom 40%2024 ACS 5-Year
Median home value ±$4,190$211,500Top 50%2024 ACS 5-Year
Rent as a share of income14.3%Bottom 4%2024 ACS 5-Year
Vacancy rate7.4%Bottom 20%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
41/ 100
Ranks 540 of 821 published city profiles
Permitting is decreasing, measured from 2024 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 1% since 2020, reaching 278,677 in 2024.

At 3.3 permitted units per 1,000 residents, building activity is above the median for measured US metros.

Units permitted
901
12 months ending July 2026
Per 1,000 residents
3.3
Top 40% nationally
Year over year
−19%
vs the prior twelve months
Multifamily share
24.3%
units in 5+ unit buildings
Population, annual estimates
20202021202220232024279k276k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 83°F and January a low of 11°F.

Normal annual precipitation is 35.9 inches.

0°20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CEDAR RAPIDS MUNI AP, 14.7 miles from this location.
Precipitation
JFMAMJJASOND5.6"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation35.9"1991-2020 Normals
Average January low11°F1991-2020 Normals
Average July high83°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing53°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

79 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, hail and drought.

HailElevated
TornadoHigh
DroughtModerate
Heat waveModerate

Low or minimal exposure: strong wind, winter weather, inland flooding, ice storm, cold wave, lightning, landslide, earthquake, wildfire, hurricane.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. This value is the population-weighted mean of all component counties; expected annual loss is their sum. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

3 major airports lie within 100 miles, the nearest 15 miles away.

AirportCodeDistanceLongest runway
The Eastern IowaCID15 mi8,600 ft
Waterloo RgnlALO51 mi8,399 ft
Quad Cities IntlMLI73 mi10,002 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
70
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.