Ames, IA

Metro Area Profile

127,134 residents. Jobs, income, development, climate and physical risk across the Ames, IA metropolitan area.

66out of 100
Area Score
Top 39% of 379 published profiles

How we calculate this

How this area ranks
OpportunityTop 27% of 379 published metros67
Growth528th of 821 published metros42
Housing affordabilityTop 45% of 822 published metros96
Climate692nd of 822 published metros57
Physical resilienceTop 38% of 822 published metros64
AccessTop 46% of 822 published metros79
Economic stabilityTop 33% of 822 published metros65
The quick read

Unemployment is 3.2% and median household income $73,127, putting employment conditions in the middle range of published metro profiles.

Residential permitting has slowed: 249 units authorized over the past twelve months, 42% below the prior year.

Rent takes 16% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 3.4 times that income.

At a glance

Population
127,134
2024 ACS 5-Year
Median household income
$73,127
Top 32% nationally
Density
111/sq mi
1143.0 sq mi of land
Median age
29.9
2024 ACS 5-Year
County
Metro area
Ames, IA
Nearest major airport
DSM
35 mi · Des Moines Intl
Median home value
$246,300
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.2% is lower than 92% of the 379 measured US metros.

Employment fell 1.7% over the past year, to 64,779 employed residents.

48% of adults hold a four-year degree, higher than 96% of measured US metros.

MetricValueCompared with peersSource period
Median household income ±$2,402$73,127Top 32%2024 ACS 5-Year
Per capita income ±$1,338$39,347Top 30%2024 ACS 5-Year
Poverty rate15.5%Top 36%2024 ACS 5-Year
Average commute20.3 minBottom 15%2024 ACS 5-Year
Bachelor's degree or higher47.9%Top 4%2024 ACS 5-Year
Employment64,779Bottom 24%June 2026
Employment change (3 years)0.1%Bottom 48%June 2026
Employment change (year over year)-1.7%Bottom 24%June 2026
Labor force66,916Bottom 23%June 2026
Labor force participation66.7%Top 11%2024 ACS 5-Year
Mean annual wage$61,910Top 41%2025 OEWS
Median annual wage$50,220Top 25%2025 OEWS
Metro employment55,890Bottom 22%2025 OEWS
Unemployment change (year over year)0.1%Top 44%June 2026
Unemployment rate3.2%Bottom 8%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/064.02.1
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 3.2% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Largest occupations — Ames, IA
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers1,620$29,220
Cashiers1,470$29,230
Retail Salespersons1,460$32,460
Stockers and Order Fillers1,110$36,240
Registered Nurses1,070$77,160
General and Operations Managers1,040$97,700

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

Housing & affordability

How it’s calculated →

Median rent of $1,000 takes 16% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.4 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
16.4%
Below the 30% cost-burdened threshold
Home price to income
3.4×
median home value ÷ median income
Median gross rent
$1,000
2024 ACS 5-Year
Median home value
$246,300
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.37Top 44%2024 ACS 5-Year
Homeownership rate60.9%Bottom 9%2024 ACS 5-Year
Housing units ±9253,928Top 38%2024 ACS 5-Year
Median gross rent ±$30$1,000Top 46%2024 ACS 5-Year
Median home value ±$5,617$246,300Top 37%2024 ACS 5-Year
Rent as a share of income16.4%Bottom 24%2024 ACS 5-Year
Vacancy rate7.6%Bottom 21%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
42/ 100
Ranks 528 of 821 published city profiles
Permitting is increasing, measured from 2024 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 3% since 2020, reaching 129,227 in 2024.

Population is still rising, but more slowly than in the preceding year.

New construction is predominantly single-family: only 10% of permitted units are in buildings of five or more homes.

At 2.0 permitted units per 1,000 residents, building activity is below the median for measured US metros.

Units permitted
249
12 months ending July 2026
Per 1,000 residents
2.0
Bottom 38% nationally
Year over year
−42%
vs the prior twelve months
Multifamily share
10.0%
units in 5+ unit buildings
Population, annual estimates
20202021202220232024129k125k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 84°F and January a low of 11°F.

Normal annual precipitation is 35.9 inches.

0°20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station AMES MUNI AP, 5.0 miles from this location.
Precipitation
JFMAMJJASOND5.2"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation35.9"1991-2020 Normals
Average January low11°F1991-2020 Normals
Average July high84°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing54°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

64 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, drought and cold wave.

Overall hazard risk is lower than 71% of measured US metros.

DroughtElevated
TornadoHigh
Strong windModerate
LightningModerate
Cold waveElevated
Heat waveModerate

Low or minimal exposure: winter weather, hail, inland flooding, ice storm, landslide, earthquake, wildfire, hurricane.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. This value is the population-weighted mean of all component counties; expected annual loss is their sum. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

2 major airports lie within 100 miles, the nearest 35 miles away.

AirportCodeDistanceLongest runway
Des Moines IntlDSM35 mi9,004 ft
Waterloo RgnlALO75 mi8,399 ft
The Eastern IowaCID103 mi8,600 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.