AreaProfile

02746New Bedford, Massachusetts

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 02746.

44
Area Score
Bottom 4% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity6091st of 6,210 published ZIP areas19
Schools2996th of 4,422 published ZIP areas38
Growth5125th of 5,428 published ZIP areas17
Housing affordability6618th of 6,685 published ZIP areas23
Climate4650th of 6,789 published ZIP areas64
Physical resilienceTop 12% of 6,709 published ZIP areas89
Access4220th of 6,791 published ZIP areas89
Economic stability5784th of 6,742 published ZIP areas36
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 5.9% and the Opportunity signal places 02746 in the bottom 2%.

Residential permitting has slowed: 0 units authorized over the past twelve months, 100% below the prior year.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 02746 in the top 12% for physical resilience.

At a glance

Population
17,531
2024 ACS 5-Year
Median household income
$41,917
Bottom 7% nationally
Density
6,153/sq mi
2.8 sq mi of land
Median age
31.2
2024 ACS 5-Year
City
New Bedford
Massachusetts
Metro area
Providence-Warwick, RI-MA
Nearest major airport
PVD
25 mi · Rhode Island TF Green Intl
Median home value
$358,700
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.9% is lower than 9% of the 6,544 measured US ZIP areas.

Employment fell 2.1% over the past year, to 45,738 employed residents.

Median household income of $41,917 is below 93% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$5,833$41,917Bottom 7%2024 ACS 5-Year
Per capita income ±$1,934$23,007Bottom 9%2024 ACS 5-Year
Poverty rate35.2%Top 5%2024 ACS 5-Year
Average commute28.4 minTop 46%2024 ACS 5-Year
Bachelor's degree or higher9.6%Bottom 11%2024 ACS 5-Year
Employment45,738Bottom 45%June 2026
Employment change (3 years)1.0%Top 36%June 2026
Employment change (year over year)-2.1%Bottom 17%June 2026
Labor force48,584Bottom 45%June 2026
Labor force participation60.0%Bottom 47%2024 ACS 5-Year
Mean annual wage$69,290Top 42%2025 OEWS
Median annual wage$53,680Top 36%2025 OEWS
Unemployment change (year over year)-0.1%Bottom 45%June 2026
Unemployment rate5.9%Top 9%June 2026
Median household income, successive ACS releases
202120222023202442k38k
Each point is a separate five-year estimate, most recently $41,917 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Providence-Warwick, RI-MA
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers21,530$33,700
Retail Salespersons20,910$35,230
Home Health and Personal Care Aides15,670$40,890
Registered Nurses15,180$99,880
Cashiers14,440$34,540
General and Operations Managers14,110$110,360

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for New Bedford, MA, the city containing this ZIP code.

15% of students met the state standard in mathematics and 32% in reading, across the schools here that reported results.

There are 11.3 students for every full-time teacher, fewer than in most measured places.

Public schools
4
2024-25 school year
Students per teacher
11.3
across all schools here
Math proficiency
14.8%
Bottom 19% in Massachusetts
Reading proficiency
32.4%
Bottom 30% in Massachusetts
SchoolDistrictStudentsPer teacherMathReading
Alma del Mar Charter School · charterAlma del Mar Charter School1,04211.226%48%
Hayden/McFaddenNew Bedford74812.74%15%
Global Learning Charter Public School · charterGlobal Learning Charter Public50810.67%30%
Carlos PachecoNew Bedford2429.717%25%

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Massachusetts’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,179 takes 34% of median household income, above the 30% threshold at which a household is considered cost-burdened.

A median home costs 8.6 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
33.8%
Above the 30% cost-burdened threshold
Home price to income
8.6×
median home value ÷ median income
Median gross rent
$1,179
2024 ACS 5-Year
Median home value
$358,700
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income8.56Top 3%2024 ACS 5-Year
Homeownership rate17.3%Bottom 2%2024 ACS 5-Year
Housing units ±3827,548Top 21%2024 ACS 5-Year
Median gross rent ±$51$1,179Top 37%2024 ACS 5-Year
Median home value ±$19,084$358,700Top 25%2024 ACS 5-Year
Rent as a share of income33.8%Top 3%2024 ACS 5-Year
Vacancy rate6.5%Bottom 31%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
17/ 100
Ranks 5125 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 0.0 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
0
12 months ending July 2026
Per 1,000 residents
0.0
Bottom 1% nationally
Year over year
−100%
vs the prior twelve months
Multifamily share
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for New Bedford, MA, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 83°F and January a low of 21°F.

Normal annual precipitation is 45.9 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station NEW BEDFORD MUNI AP, 1.0 miles from this location.
Precipitation
JFMAMJJASOND4.8"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation45.9"1991-2020 Normals
Average January low21°F1991-2020 Normals
Average July high83°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing42°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

89 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, earthquake and heat wave.

HurricaneElevated
EarthquakeModerate
Heat waveModerate
Coastal floodingModerate
DroughtModerate

Low or minimal exposure: inland flooding, strong wind, ice storm, lightning, cold wave, tornado, landslide, winter weather, wildfire, hail.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

5 major airports lie within 100 miles, the nearest 25 miles away.

AirportCodeDistanceLongest runway
Rhode Island TF Green IntlPVD25 mi8,700 ft
General Edward Lawrence Logan IntlBOS48 mi10,083 ft
Manchester Boston RgnlMHT91 mi9,250 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

02746 vs New Bedford

How this ZIP area compares with New Bedford as a whole. Both figures come from the same ACS release, so the comparison is like for like.

02746
New Bedford
Median household income
$41,917
vs
$56,981
Per capita income
$23,007
vs
$30,556
Population density
6,153/sq mi
vs
5,049/sq mi
Median home value
$358,700
vs
$357,300
Median gross rent
$1,179
vs
$1,137
Homeownership rate
17.3%
vs
40.3%
Bachelor's degree or higher
9.6%
vs
17.0%
Poverty rate
35.2%
vs
20.6%
Median age
31.2
vs
37.0

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.