Annapolis, Maryland

Area Profile

40,720 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Annapolis, in Anne Arundel County.

75out of 100
Area Score
Top 4% of 4,196 profiles measured

How we calculate this

How this area ranks

Data updated · 16 sources
OpportunityTop 25% of 4,199 cities measured69
SchoolsTop 30% of 4,162 cities measured66
GrowthTop 17% of 4,224 cities measured68
Housing affordability2,183rd of 4,218 cities measured66
ClimateTop 22% of 4,225 cities measured78
Physical resilienceTop 5% of 4,226 cities measured94
AccessTop 40% of 4,226 cities measured95
Economic stabilityTop 35% of 4,226 cities measured65
The quick read

Unemployment is 3.7% and median household income $113,860, putting employment conditions in the middle range of cities measured.

In the public schools here, 43% of students met the state standard in mathematics, with 14.2 students for every teacher. Math proficiency and 1 other measure here are published for Anne Arundel County, MD, which contains Annapolis, rather than for Annapolis alone.

Development activity is both elevated and accelerating — 258 housing units permitted over the past twelve months, against 34 the year before.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
40,720
2024 ACS 5-Year
Median household income
$113,860
Top 12% nationally
Density
5,651/sq mi
7.2 sq mi of land
Median age
43.0
2024 ACS 5-Year
County
Maryland
Nearest major airport
BWI
17 mi · Baltimore/Washington Intl Thurgood Marshall
Median home value
$548,900
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.7%, lower than in 74% of the 4,226 measured US cities.

Employment fell 0.4% over the past year, to 21,352 employed residents.

54% of adults hold a four-year degree, higher than 91% of measured US cities.

Median household income of $113,860 is higher than in 88% of measured US cities.

MetricValueCompared nationallySource period
Income of new arrivalsAnne Arundel County, MD’s figurefiling years 2022–2023$84,16565th percentileof 4,101filing years 2022–2023
Income of those who leftAnne Arundel County, MD’s figurefiling years 2022–2023$87,47174th percentileof 4,101filing years 2022–2023
Median household income ±$6,1682024 ACS 5-Year$113,860Top 12%of 29,2232024 ACS 5-Year
Per capita income ±$3,9642024 ACS 5-Year$69,520Top 6%of 31,4202024 ACS 5-Year
Poverty rate ±2%2024 ACS 5-Year7.3%Top 35%of 31,7732024 ACS 5-Year
Average commute ±2.0 min2024 ACS 5-Year32.1 minBottom 25%of 31,5432024 ACS 5-Year
Bachelor's degree or higher ±3%2024 ACS 5-Year53.8%Top 9%of 31,9192024 ACS 5-Year
Drove alone to work ±3%2024 ACS 5-Year62.3%15th percentileof 31,4332024 ACS 5-Year
EmploymentJuly 202621,352Bottom 25%of 4,226July 2026
Employment change (3 years)July 2026−1.8%Bottom 27%of 4,226July 2026
Employment change (year over year)July 2026−0.4%Top 41%of 4,226July 2026
Labor forceJuly 202622,16525th percentileof 4,226July 2026
Labor force participation ±2%2024 ACS 5-Year84.0%Top 28%of 31,5132024 ACS 5-Year
Mean annual wageBaltimore-Columbia-Towson, MD Metro Area’s figure2025 OEWS$76,370Top 27%of 3,7292025 OEWS
Median annual wageBaltimore-Columbia-Towson, MD Metro Area’s figure2025 OEWS$59,070Top 25%of 3,7292025 OEWS
Public transit to work ±2%2024 ACS 5-Year3.6%94th percentileof 31,4332024 ACS 5-Year
Unemployment change (year over year)July 2026−0.1%Bottom 47%of 4,226July 2026
Unemployment rateJuly 20263.7%Top 26%of 4,226July 2026
Worked from home ±2%2024 ACS 5-Year21.0%87th percentileof 31,4332024 ACS 5-Year

Unemployment rate

2021/072022/072023/072024/072025/072026/074.51.3
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 3.7% in July 2026. It has been rising for the last 2 months, over a series running from 2020-01 to 2026-07. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.

Median household income, successive ACS releases

2021202220232024114k92k
Each point is a separate five-year estimate, most recently $113,860 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Baltimore-Columbia-Towson, MD

OccupationPeople employedMedian annual wage
General and Operations Managers44,960$117,040
Retail Salespersons39,920$34,800
Registered Nurses30,930$99,550
Secretaries and Administrative Assistants, Except Legal, Medical, and Executive29,780$49,220
Laborers and Freight, Stock, and Material Movers, Hand28,350$43,250
Home Health and Personal Care Aides26,880$37,640

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

43% of students met the state standard in mathematics and 53% in reading, across the schools here that reported results. Math proficiency and 1 other measure here are published for Anne Arundel County, MD, which contains Annapolis, rather than for Annapolis alone.

There are 14.2 students for every full-time teacher, fewer than in most measured places. The student-teacher ratio is published for Anne Arundel County, MD, which contains Annapolis, rather than for Annapolis alone.

Public schools
—
Students per teacher
14.2
Math proficiency
42.6%
Top 36% in Maryland
Reading proficiency
52.9%
Top 36% in Maryland

The proficiency and staffing figures above are for Anne Arundel County, MD: too few schools in Annapolis reported a usable figure on their own to weight one honestly.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Maryland’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 3% above the national average — the Bureau of Economic Analysis index reads 103.2, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Baltimore-Columbia-Towson, MD Metro Area is up 32% over five years, and up 2.7% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $5,523 a year in real estate taxes, about 1.01% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,857, close to the $1,860 tenants already here pay.

At HUD’s Fair Market Rent of $1,857 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $74,300 a year, about 65% of the median household income here of $113,860.

The typical renter household here spends 30% of its income on rent, at the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,860 a month.

A median home at $548,900 costs 3.7 times the median income of its owner-occupied households, $149,726, above the historic benchmark of about 3 times income.

Cost of living
103.2

Prices here run about 3% above the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Baltimore-Columbia-Towson, MD Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
29.6%
Below the 30% cost-burdened threshold
Home price to income
3.7×
median home value ÷ owner household income
Market rent, two bedroom
$1,857
what a new lease costs · FY2026
Median gross rent
$1,860
what tenants now pay · 2024 ACS 5-Year
Median home value
$548,900
2024 ACS 5-Year

The figures above are measured against Annapolis’s median household income of $113,860, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Baltimore-Columbia-Towson, MD Metro Area’s figure2023103.2Bottom 39%of 3,7002023
Home price change (1 year)the Baltimore-Columbia-Towson, MD Metro Area’s figure2026 Q2+2.7%43rd percentileof 4,1542026 Q2
Home price change (5 years)the Baltimore-Columbia-Towson, MD Metro Area’s figure2026 Q2+31.8%17th percentileof 4,1542026 Q2
Home price change (10 years)the Baltimore-Columbia-Towson, MD Metro Area’s figure2026 Q2+61.0%7th percentileof 4,1542026 Q2
Home price to income ±0.32024 ACS 5-Year3.7Bottom 22%of 26,8152024 ACS 5-Year
Homeownership rate ±3%2024 ACS 5-Year62.0%23rd percentileof 31,7172024 ACS 5-Year
Housing units ±7082024 ACS 5-Year19,59897th percentileof 32,1772024 ACS 5-Year
Market rent, one bedroomFY2026$1,511Bottom 43%of 4,072FY2026
Market rent, three bedroomFY2026$2,358Bottom 41%of 4,072FY2026
Market rent, two bedroomFY2026$1,857Bottom 40%of 4,072FY2026
Median gross rent ±$1092024 ACS 5-Year$1,860Bottom 10%of 23,1202024 ACS 5-Year
Median home value ±$32,9572024 ACS 5-Year$548,90090th percentileof 29,1112024 ACS 5-Year
Median property taxes ±$3142024 ACS 5-Year$5,52392nd percentileof 26,4402024 ACS 5-Year
Owner household income ±$10,4412024 ACS 5-Year$149,726Top 7%of 27,5482024 ACS 5-Year
Property tax rate ±0.08%2024 ACS 5-Year1.01%52nd percentileof 20,5432024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year29.6%Bottom 43%of 22,9502024 ACS 5-Year
Seasonal and second homes ±2002024 ACS 5-Year40196th percentileof 32,3302024 ACS 5-Year
Second homes2024 ACS 5-Year2.0%70th percentileof 31,8952024 ACS 5-Year
Vacancy rate2024 ACS 5-Year6.1%45th percentileof 31,7692024 ACS 5-Year
Vacant housing units ±2682024 ACS 5-Year1,60097th percentileof 32,3302024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

68/ 100
Top 17% of 4,224 published city profiles
Permitting has been rising for the last 2 years of a series running from 2020 to 2025. That is the direction of the recent run. The chart below compares the first year with the last, which can point the other way.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has been broadly flat since 2020, at 40,689 in 2024.

88% of the 258 units permitted over the past twelve months are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

Federal tax returns show Anne Arundel County, which contains Annapolis, lost about 0.2% of its residents through moves within the US in the most recent year, counting those who arrived against those who left. Households that moved in reported an average income of $84,165, close to the $87,471 of households that moved out.

At 6.3 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
258
12 months ending July 2026
Per 1,000 residents
6.3
Top 21% nationally
Year over year
+659%
vs the prior twelve months
Multifamily share
87.6%
units in 5+ unit buildings

Population, annual estimates

2020202120222023202441k41k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been holding roughly steady, over a series running from 2020 to 2024.

People moving in and out

Net migration
−0.2%
of residents, in a year
Arrivals from another state
47%
of people moving in
Income of arrivals
$84,165
average per tax return
Income of those who left
$87,471
average per tax return

Where newcomers came from

  1. Prince George's County, MD 4,672 people · 15% of arrivals
  2. Howard County, MD 2,671 people · 8.6% of arrivals
  3. Baltimore County, MD 2,612 people · 8.4% of arrivals
  4. Baltimore city, MD 2,336 people · 7.5% of arrivals
  5. Montgomery County, MD 1,671 people · 5.4% of arrivals

Where people who left went

  1. Baltimore County, MD 2,695 people · 8.4% of departures
  2. Prince George's County, MD 2,647 people · 8.2% of departures
  3. Howard County, MD 2,358 people · 7.3% of departures
  4. Baltimore city, MD 2,031 people · 6.3% of departures
  5. Montgomery County, MD 928 people · 2.9% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Anne Arundel County, MD. IRS Statistics of Income, filing years 2022–2023.

Housing units permitted per year

20202021202220232024202525424
Annual totals from the Census Building Permits Survey. Permitting in 2025 was higher than 2020 (+297%).

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 86°F and January a low of 30°F.

Normal annual precipitation is 44.0 inches.

Air quality measures a median index of 40, in the Good band, and about 2 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ANNAPOLIS NAF, 2.2 miles from this location.

Precipitation

JFMAMJJASOND5.1"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year672024 calendar year
Annual precipitation1991-2020 Normals44.0"1991-2020 Normals
Average January low1991-2020 Normals30°F1991-2020 Normals
Average July high1991-2020 Normals86°F1991-2020 Normals
Comfortable months1991-2020 Normals71991-2020 Normals
Days above AQI 1002024 calendar year22024 calendar year
Median air quality index2024 calendar year402024 calendar year
Seasonal temperature swing1991-2020 Normals43°F1991-2020 Normals

Air quality

Median air quality index
40
Good on a typical day
Worst tenth of days
67
90th percentile index
Days above 100
2
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

94 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, hurricane and heat wave, with inland flooding alone responsible for 45% of it. Inland flooding and heat wave are independently rated low or minimal nationally, so this describes how the loss is composed, not how large those hazards are.

Overall hazard risk is lower than 95% of measured US cities.

HurricaneModerate
EarthquakeModerate
LandslideModerate
DroughtModerate
Coastal floodingModerate
Cold waveModerate

Low or minimal exposure: winter weather, lightning, heat wave, strong wind, tornado, inland flooding, hail, ice storm, wildfire, tsunami, volcanic activity, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Violent crime
711
per 100,000 residents · 2025 calendar year
Property crime
1,432
per 100,000 residents · 2025 calendar year

Below these are deaths rather than offenses, published for the county. The two measure different things and are not comparable with each other.

Annapolis's police department reported 711 violent offenses per 100,000 residents, higher than most places with a department reporting. Property crime runs at 1,432.

Anne Arundel County records 2.2 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 7.4 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.

Drug overdose deaths run at 17.2 per 100,000 residents in Anne Arundel County.

Homicide
2.2
per 100,000 residents
Firearm deaths, all intents
7.4
per 100,000 residents
Drug overdose
17.2
per 100,000 residents
Suicide
8.9
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Offenses are reported to the FBI by Annapolis’s own police department and shown only where it reported every month of the year; a partial year is withheld rather than scaled up. Reported crime is what police recorded, which is not the same as what happened. Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around Annapolis (Anne Arundel County) rather than Annapolis itself. Neither is part of the Area Score. How to read crime rates and death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

5 major airports lie within 100 miles, the nearest Baltimore/Washington Intl Thurgood Marshall at 17 miles.

MetricValueCompared nationallySource period
Broadband access ±2%2024 ACS 5-Year94.3%Top 28%of 31,5882024 ACS 5-Year
Distance to major airportNASR current cycle17 miTop 47%of 4,226NASR current cycle
Major airports within 100 milesNASR current cycle5Top 45%of 4,226NASR current cycle
No internet access ±1%2024 ACS 5-Year3.2%Top 26%of 31,5882024 ACS 5-Year
AirportCodeDistanceLongest runway
Baltimore/Washington Intl Thurgood MarshallBWI17 mi10,503 ft
Washington Dulles IntlIAD51 mi11,500 ft
Dover AFBDOV57 mi9,602 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
75
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—

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Other cities in Baltimore-Columbia-Towson, MD

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
BaltimoreBaltimore city573,24354Baltimore vs Annapolis
ColumbiaHoward County104,33872Columbia vs Annapolis
Ellicott CityHoward County75,25772Ellicott City vs Annapolis
Glen BurnieAnne Arundel County72,59069
DundalkBaltimore County65,96959
TowsonBaltimore County58,67974
SevernAnne Arundel County58,40274
Bel Air SouthHarford County58,13774
OdentonAnne Arundel County45,00274
CatonsvilleBaltimore County43,36872
EssexBaltimore County40,58063
WoodlawnBaltimore County40,37968

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Compare

Put Annapolis side by side with a similar place.

Annapolis vs Havre de GraceAnnapolis vs Catonsville

Moving to Annapolis from somewhere else?

You get the difference in prices, rent and weather, and the income that would keep pace.

Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
SafetyFederal Bureau of Investigation, Crime Data Explorer
Summarized offense counts by law enforcement agency
2025 calendar year
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.