Towson, Maryland

Area Profile

58,679 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Towson, in Baltimore County.

74out of 100
Area Score
Top 5% of 4,196 profiles measured

How we calculate this

How this area ranks

Data updated · 14 sources
OpportunityTop 34% of 4,199 cities measured64
SchoolsTop 3% of 4,162 cities measured90
GrowthTop 45% of 4,224 cities measured53
Housing affordabilityTop 48% of 4,218 cities measured67
ClimateTop 44% of 4,225 cities measured71
Physical resilienceTop 7% of 4,226 cities measured94
AccessTop 36% of 4,226 cities measured96
Economic stabilityTop 31% of 4,226 cities measured67
The quick read

Unemployment is 4.2% and median household income $101,320, putting employment conditions in the middle range of cities measured. The unemployment rate is published for Baltimore County, MD, which contains Towson, rather than for Towson alone.

Public schools test above most of the state: 67% of students met the mathematics standard, placing the area in the top 3% of published profiles for schools.

Rent takes 33% of renter income here, above the 30% threshold conventionally called cost-burdened, and the median home is 3.0 times what its owners earn.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
58,679
2024 ACS 5-Year
Median household income
$101,320
Top 17% nationally
Density
4,146/sq mi
14.2 sq mi of land
Median age
33.6
2024 ACS 5-Year
County
Maryland
Nearest major airport
BWI
15 mi · Baltimore/Washington Intl Thurgood Marshall
Median home value
$469,000
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Baltimore County, MD, which contains Towson, is 4.2%, lower than in 55% of the 4,226 measured US cities.

Employment across Baltimore County, MD, which contains Towson, fell 0.3% over the past year, to 428,678 employed residents.

69% of adults hold a four-year degree, higher than 96% of measured US cities.

MetricValueCompared nationallySource period
Income of new arrivalsBaltimore County, MD’s figurefiling years 2022–2023$65,94738th percentileof 4,101filing years 2022–2023
Income of those who leftBaltimore County, MD’s figurefiling years 2022–2023$71,25749th percentileof 4,101filing years 2022–2023
Median household income ±$6,3072024 ACS 5-Year$101,320Top 17%of 29,2232024 ACS 5-Year
Per capita income ±$3,5802024 ACS 5-Year$61,912Top 9%of 31,4202024 ACS 5-Year
Poverty rate ±2%2024 ACS 5-Year7.0%Top 34%of 31,7732024 ACS 5-Year
Average commute ±1.0 min2024 ACS 5-Year26.4 minTop 49%of 31,5432024 ACS 5-Year
Bachelor's degree or higher ±2%2024 ACS 5-Year69.3%Top 4%of 31,9192024 ACS 5-Year
Drove alone to work ±2%2024 ACS 5-Year61.7%14th percentileof 31,4332024 ACS 5-Year
EmploymentBaltimore County, MD’s figureJuly 2026428,678Top 20%of 4,226July 2026
Employment change (3 years)Baltimore County, MD’s figureJuly 2026−1.5%Bottom 32%of 4,226July 2026
Employment change (year over year)Baltimore County, MD’s figureJuly 2026−0.3%Top 40%of 4,226July 2026
Labor forceBaltimore County, MD’s figureJuly 2026447,47980th percentileof 4,226July 2026
Labor force participation ±2%2024 ACS 5-Year85.1%Top 24%of 31,5132024 ACS 5-Year
Mean annual wageBaltimore-Columbia-Towson, MD Metro Area’s figure2025 OEWS$76,370Top 27%of 3,7292025 OEWS
Median annual wageBaltimore-Columbia-Towson, MD Metro Area’s figure2025 OEWS$59,070Top 25%of 3,7292025 OEWS
Public transit to work ±0.7%2024 ACS 5-Year2.0%90th percentileof 31,4332024 ACS 5-Year
Unemployment change (year over year)Baltimore County, MD’s figureJuly 2026−0.2%Top 44%of 4,226July 2026
Unemployment rateBaltimore County, MD’s figureJuly 20264.2%Top 45%of 4,226July 2026
Worked from home ±2%2024 ACS 5-Year23.3%90th percentileof 31,4332024 ACS 5-Year

Median household income, successive ACS releases

2021202220232024101k93k
Each point is a separate five-year estimate, most recently $101,320 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Baltimore-Columbia-Towson, MD

OccupationPeople employedMedian annual wage
General and Operations Managers44,960$117,040
Retail Salespersons39,920$34,800
Registered Nurses30,930$99,550
Secretaries and Administrative Assistants, Except Legal, Medical, and Executive29,780$49,220
Laborers and Freight, Stock, and Material Movers, Hand28,350$43,250
Home Health and Personal Care Aides26,880$37,640

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish a labor-market series for this place — true of a consolidated city-county, a city and county sharing one government, or a Puerto Rico municipio, regardless of population. This is the figure for Baltimore County, MD, which contains this city.

67% of students met the state standard in mathematics and 79% in reading, across the schools here that reported results.

There are 14.9 students for every full-time teacher across 4 public schools, fewer than in most measured places.

Public schools
12
2024-25 school year
Students per teacher
14.9
across 4 of them
Math proficiency
67.3%
Top 4% in Maryland
Reading proficiency
79.5%
Top 1% in Maryland
The 12 largest public schools, by enrollment.
SchoolDistrictStudentsPer teacherMathReading
George W. Carver Center for Arts & TechnologyBaltimore County Public Schools1,01718.263%86%
West Towson ElementaryBaltimore County Public Schools44518.574%80%
Riderwood ElementaryBaltimore County Public Schools42315.183%81%
Ridge/Ruxton SchoolBaltimore County Public Schools1014.015%5%
BCDC Educational CenterBaltimore County Public Schools52———
Southwest EDLP at Woodlawn High SchoolBaltimore County Public Schools4———
Southeast EDLP at Dundalk High SchoolBaltimore County Public Schools2———
Northwest EDLP at Milford Mill AcademyBaltimore County Public Schools1———
Northeast EDLP at Parkville High SchoolBaltimore County Public Schools1———
Home Assignments-ElementaryBaltimore County Public Schools1———
Baltimore County Home & HospitalBaltimore County Public Schools0———
Central EDLP at Loch Raven High SchoolBaltimore County Public Schools0———

20.6% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Maryland’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 3% above the national average — the Bureau of Economic Analysis index reads 103.2, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Baltimore-Columbia-Towson, MD Metro Area is up 32% over five years, and up 2.7% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $4,796 a year in real estate taxes, about 1.02% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,857, close to the $1,764 tenants already here pay.

At HUD’s Fair Market Rent of $1,857 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $74,300 a year, about 73% of the median household income here of $101,320.

The typical renter household here spends 33% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,764 a month.

A median home at $469,000 costs 3.0 times the median income of its owner-occupied households, $156,430, close to the historic benchmark for an affordable market.

Cost of living
103.2

Prices here run about 3% above the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Baltimore-Columbia-Towson, MD Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
32.8%
Above the 30% cost-burdened threshold
Home price to income
3.0×
median home value ÷ owner household income
Market rent, two bedroom
$1,857
what a new lease costs · FY2026
Median gross rent
$1,764
what tenants now pay · 2024 ACS 5-Year
Median home value
$469,000
2024 ACS 5-Year

The figures above are measured against Towson’s median household income of $101,320, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Baltimore-Columbia-Towson, MD Metro Area’s figure2023103.2Bottom 39%of 3,7002023
Home price change (1 year)the Baltimore-Columbia-Towson, MD Metro Area’s figure2026 Q2+2.7%43rd percentileof 4,1542026 Q2
Home price change (5 years)the Baltimore-Columbia-Towson, MD Metro Area’s figure2026 Q2+31.8%17th percentileof 4,1542026 Q2
Home price change (10 years)the Baltimore-Columbia-Towson, MD Metro Area’s figure2026 Q2+61.0%7th percentileof 4,1542026 Q2
Home price to income ±0.22024 ACS 5-Year3.0Bottom 35%of 26,8152024 ACS 5-Year
Homeownership rate ±2%2024 ACS 5-Year55.6%15th percentileof 31,7172024 ACS 5-Year
Housing units ±7472024 ACS 5-Year24,87198th percentileof 32,1772024 ACS 5-Year
Market rent, one bedroomFY2026$1,511Bottom 43%of 4,072FY2026
Market rent, three bedroomFY2026$2,358Bottom 41%of 4,072FY2026
Market rent, two bedroomFY2026$1,857Bottom 40%of 4,072FY2026
Median gross rent ±$422024 ACS 5-Year$1,764Bottom 12%of 23,1202024 ACS 5-Year
Median home value ±$12,6642024 ACS 5-Year$469,00087th percentileof 29,1112024 ACS 5-Year
Median property taxes ±$1522024 ACS 5-Year$4,79689th percentileof 26,4402024 ACS 5-Year
Owner household income ±$7,6482024 ACS 5-Year$156,430Top 5%of 27,5482024 ACS 5-Year
Property tax rate ±0.04%2024 ACS 5-Year1.02%53rd percentileof 20,5432024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year32.8%Bottom 28%of 22,9502024 ACS 5-Year
Seasonal and second homes ±542024 ACS 5-Year8087th percentileof 32,3302024 ACS 5-Year
Second homes2024 ACS 5-Year0.3%54th percentileof 31,8952024 ACS 5-Year
Vacancy rate2024 ACS 5-Year6.1%45th percentileof 31,7692024 ACS 5-Year
Vacant housing units ±3362024 ACS 5-Year1,60997th percentileof 32,3302024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

53/ 100
Top 45% of 4,224 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Federal tax returns show Baltimore County, which contains Towson, lost about 0.7% of its residents through moves within the US in the most recent year, counting those who arrived against those who left. Households that moved in reported an average income of $65,947, below the $71,257 of households that moved out.

At 2.0 permitted units per 1,000 residents, building activity is below the median for measured US cities. The permit rate is published for Baltimore County, MD, which contains Towson, rather than for Towson alone.

Units permitted
1,662
12 months ending July 2026
Per 1,000 residents
2.0
Bottom 41% nationally
Year over year
+32%
vs the prior twelve months
Multifamily share
42.3%
units in 5+ unit buildings

People moving in and out

Net migration
−0.7%
of residents, in a year
Arrivals from another state
30%
of people moving in
Income of arrivals
$65,947
average per tax return
Income of those who left
$71,257
average per tax return

Where newcomers came from

  1. Baltimore city, MD 14,217 people · 39% of arrivals
  2. Anne Arundel County, MD 2,695 people · 7.3% of arrivals
  3. Harford County, MD 2,327 people · 6.3% of arrivals
  4. Howard County, MD 2,216 people · 6.0% of arrivals
  5. Prince George's County, MD 1,292 people · 3.5% of arrivals

Where people who left went

  1. Baltimore city, MD 11,086 people · 27% of departures
  2. Harford County, MD 3,749 people · 9.1% of departures
  3. Anne Arundel County, MD 2,612 people · 6.4% of departures
  4. Howard County, MD 2,404 people · 5.9% of departures
  5. Carroll County, MD 1,579 people · 3.8% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Baltimore County, MD. IRS Statistics of Income, filing years 2022–2023.

The Census Bureau's Building Permits Survey lists only jurisdictions that issue their own permits, and Towson, MD is not one. This is the figure for Baltimore County, MD, which contains this city.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 90°F and January a low of 30°F.

Normal annual precipitation is 43.7 inches.

Air quality measures a median index of 45, in the Good band, and about 5 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MD SCI CTR BALTIMORE, 7.8 miles from this location.

Precipitation

JFMAMJJASOND4.7"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year712024 calendar year
Annual precipitation1991-2020 Normals43.7"1991-2020 Normals
Average January low1991-2020 Normals30°F1991-2020 Normals
Average July high1991-2020 Normals90°F1991-2020 Normals
Comfortable months1991-2020 Normals61991-2020 Normals
Days above AQI 1002024 calendar year52024 calendar year
Median air quality index2024 calendar year452024 calendar year
Seasonal temperature swing1991-2020 Normals45°F1991-2020 Normals

Air quality

Median air quality index
45
Good on a typical day
Worst tenth of days
71
90th percentile index
Days above 100
5
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

94 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, heat wave and hurricane, with inland flooding alone responsible for 42% of it. Inland flooding and heat wave are independently rated low or minimal nationally, so this describes how the loss is composed, not how large those hazards are.

Overall hazard risk is lower than 93% of measured US cities.

HurricaneModerate
EarthquakeModerate
LandslideModerate

Low or minimal exposure: winter weather, heat wave, lightning, strong wind, inland flooding, cold wave, hail, tornado, coastal flooding, drought, ice storm, wildfire, avalanche, tsunami, volcanic activity.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Baltimore County records 5.8 homicide deaths per 100,000 residents a year, higher than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 12.0 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.

Drug overdose deaths run at 21.9 per 100,000 residents in Baltimore County.

Homicide
5.8
per 100,000 residents
Firearm deaths, all intents
12.0
per 100,000 residents
Drug overdose
21.9
per 100,000 residents
Suicide
12.3
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around Towson (Baltimore County) rather than Towson itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. Either no municipal department reports for this place — many smaller communities are policed by the county — or its department did not report every month of the year. Either way there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

5 major airports lie within 100 miles, the nearest Baltimore/Washington Intl Thurgood Marshall at 15 miles.

MetricValueCompared nationallySource period
Broadband access ±5%2024 ACS 5-Year92.4%Top 38%of 31,5882024 ACS 5-Year
Distance to major airportNASR current cycle15 miTop 43%of 4,226NASR current cycle
Major airports within 100 milesNASR current cycle5Top 45%of 4,226NASR current cycle
No internet access ±1%2024 ACS 5-Year3.2%Top 26%of 31,5882024 ACS 5-Year
AirportCodeDistanceLongest runway
Baltimore/Washington Intl Thurgood MarshallBWI15 mi10,503 ft
Washington Dulles IntlIAD55 mi11,500 ft
Harrisburg IntlMDT56 mi10,001 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
74
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Other cities in Baltimore-Columbia-Towson, MD

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
BaltimoreBaltimore city573,24354Baltimore vs Towson
ColumbiaHoward County104,33872Columbia vs Towson
Ellicott CityHoward County75,25772Ellicott City vs Towson
Glen BurnieAnne Arundel County72,59069
DundalkBaltimore County65,96959
SevernAnne Arundel County58,40274
Bel Air SouthHarford County58,13774
OdentonAnne Arundel County45,00274
CatonsvilleBaltimore County43,36872
AnnapolisAnne Arundel County40,72075
EssexBaltimore County40,58063
WoodlawnBaltimore County40,37968

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Compare

Put Towson side by side with a similar place.

Towson vs Rocky RiverTowson vs North Bethesda

Moving to Towson from somewhere else?

You get the difference in prices, rent and weather, and the income that would keep pace.

Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

ZIP codes in Towson

1 ZIP area

Every ZIP area in Towson with census figures of its own, largest first.

ZIPPopulationMedian household incomeMedian home valueArea Score
2120419,845$99,606$594,80072