Annapolis vs Baltimore

Which is the better fit for you?

Annapolis, MD
75
Area Score
Top 4% nationally
Baltimore, MD
54
Area Score
Bottom 34% nationally

Want a third or fourth place beside these? Open them in the shortlist and add more.

Annapolis receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Annapolis to Baltimore

It stays in this browser and is never sent anywhere.

Everyday prices
About the same
Regional price level 103.2 against 103.2 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $1,857 in Baltimore against $1,857 in Annapolis.
The median home
58% less
$229,600 in Baltimore against $548,900 in Annapolis.
The weather you would swap
Similar winters
Normal January lows are 30°F in Baltimore against 30°F in Annapolis; July highs are 90°F against 86°F (summers 4°F hotter).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Annapolis
Baltimore
Opportunity: Annapolis is the more favorable of the two.
Opportunity
69 · Top 25%
vs
39 · Bottom 16%
Growth: Annapolis is the more favorable of the two.
Growth
68 · Top 17%
vs
23 · Bottom 7%
Climate: Annapolis is the more favorable of the two.
Climate
78 · Top 22%
vs
71 · Top 44%
Physical resilience: Annapolis is the more favorable of the two.
Physical resilience
94 · Top 5%
vs
91 · Top 10%
Housing affordability: Baltimore is the more favorable of the two.
Housing affordability
66 · Bottom 48%
vs
69 · Top 44%
Schools: Annapolis is the more favorable of the two.
Schools
66 · Top 30%
vs
20 · Bottom 12%
Access: Baltimore is the more favorable of the two.
Access
95 · Top 40%
vs
99 · Top 16%
Economic stability: Annapolis is the more favorable of the two.
Economic stability
65 · Top 35%
vs
33 · Bottom 12%

Measured values

MetricAnnapolisBaltimoreSource period
Population40,720573,2432024 ACS 5-Year
Median household income$113,860 — more favorable$62,1772024 ACS 5-Year
Per capita income$69,520 — more favorable$40,6042024 ACS 5-Year
Population density5,651/sq mi7,082/sq mi2024 ACS 5-Year
Median home value$548,900$229,6002024 ACS 5-Year
Median gross rent$1,860$1,331 — more favorable2024 ACS 5-Year
Market rent, two bedroom$1,857$1,857FY2026
Cost of living index103.2103.22023
Homeownership rate62.0%47.5%2024 ACS 5-Year
Unemployment rate3.7% — more favorable5.7%July 2026
Employment change (year over year)−0.4%−0.3% — more favorableJuly 2026
Bachelor's degree or higher53.8% — more favorable36.1%2024 ACS 5-Year
Poverty rate7.3% — more favorable19.3%2024 ACS 5-Year
Housing units permitted (12 months)25888512 months ending July 2026
Permits per 1,000 residents6.3 — more favorable1.512 months ending July 2026
Permit change (year over year)+658.8%−29.8%12 months ending July 2026
Average July high86°F90°F1991-2020 Normals
Average January low30°F30°F1991-2020 Normals
Annual precipitation44.0"43.7"1991-2020 Normals
Distance to major airport17 mi9 mi — more favorableNASR current cycle
Average commute — the two are too close to separate32.1 min ±2.0 min31.0 min ±0.4 min2024 ACS 5-Year
Median age43.036.22024 ACS 5-Year
Students per teacher14.2 — more favorable14.92024-25 school year
Math proficiency42.6% — more favorable19.0%2018-19 school year
Reading proficiency52.9% — more favorable25.4%2018-19 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

One row above shows both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Annapolis
—
Annapolis: Your Score
75
Area Score
Baltimore
—
Baltimore: Your Score
54
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Annapolis, MD · Baltimore, MD · How this is calculated: methodology