46992 — Wabash, Indiana

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 46992. Its median home value runs 37% above Wabash as a whole, which is why this ZIP carries a profile of its own.

57out of 100
Area Score
Bottom 45% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 13 sources
Opportunity2,161st of 3,116 ZIP areas measured45
Schools2,069th of 3,047 ZIP areas measured36
Growth2,752nd of 3,124 ZIP areas measured27
Housing affordabilityTop 13% of 3,112 ZIP areas measured80
Climate2,532nd of 3,127 ZIP areas measured62
Physical resilienceTop 18% of 3,127 ZIP areas measured83
Access1,673rd of 3,127 ZIP areas measured91
Economic stability2,030th of 3,127 ZIP areas measured46
The quick read

Unemployment is 3.4% and median household income $66,220, putting employment conditions in the middle range of ZIP areas measured. The unemployment rate is published for Wabash, IN, which contains 46992, rather than for 46992 alone.

In the public schools here, 35% of students met the state standard in mathematics, with 16.2 students for every teacher.

7 housing units were authorized over the past twelve months, within 13% of the prior year — steady rather than turning. The permit count and 1 other measure here are published for Wabash, IN, which contains 46992, rather than for 46992 alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
16,438
2024 ACS 5-Year
Median household income
$66,220
Bottom 41% nationally
Density
101/sq mi
163.2 sq mi of land
Median age
42.4
2024 ACS 5-Year
City
Wabash
Indiana
Micro area
Nearest major airport
GUS
19 mi · Grissom ARB
Median home value
$159,900
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Wabash, IN, which contains 46992, is 3.4%, lower than in 84% of the 3,127 measured US ZIP areas.

Employment across Wabash, IN, which contains 46992, fell 3.7% over the past year, to 13,948 employed residents.

MetricValueCompared nationallySource period
Income of new arrivalsWabash County, IN’s figurefiling years 2022–2023$50,45110th percentileof 2,996filing years 2022–2023
Income of those who leftWabash County, IN’s figurefiling years 2022–2023$46,2764th percentileof 2,996filing years 2022–2023
Median household income ±$6,2782024 ACS 5-Year$66,220Bottom 41%of 31,0492024 ACS 5-Year
Per capita income ±$2,7122024 ACS 5-Year$36,180Bottom 49%of 32,8222024 ACS 5-Year
Poverty rate ±4%2024 ACS 5-Year12.9%Bottom 38%of 32,8462024 ACS 5-Year
Average commute ±1.8 min2024 ACS 5-Year21.2 minTop 17%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±3%2024 ACS 5-Year25.2%Top 45%of 33,1932024 ACS 5-Year
Drove alone to work ±4%2024 ACS 5-Year80.6%68th percentileof 32,7982024 ACS 5-Year
EmploymentWabash, IN’s figureJuly 202613,948Bottom 8%of 3,127July 2026
Employment change (3 years)Wabash, IN’s figureJuly 2026−2.7%Bottom 17%of 3,127July 2026
Employment change (year over year)Wabash, IN’s figureJuly 2026−3.7%Bottom 4%of 3,127July 2026
Labor forceWabash, IN’s figureJuly 202614,4448th percentileof 3,127July 2026
Labor force participation ±3%2024 ACS 5-Year79.8%Top 44%of 32,8832024 ACS 5-Year
Public transit to work ±0.3%2024 ACS 5-Year0.3%69th percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Wabash, IN’s figureJuly 2026−0.6%Top 22%of 3,127July 2026
Unemployment rateWabash, IN’s figureJuly 20263.4%Top 16%of 3,127July 2026
Worked from home ±3%2024 ACS 5-Year6.2%31st percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202466k59k
Each point is a separate five-year estimate, most recently $66,220 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Wabash, IN, the city containing this ZIP code.

35% of students met the state standard in mathematics and 44% in reading, across the schools here that reported results.

There are 16.2 students for every full-time teacher across 10 public schools, more than in most measured places.

Public schools
11
2024-25 school year
Students per teacher
16.2
across 10 of them
Math proficiency
35.3%
Bottom 29% in Indiana
Reading proficiency
44.3%
Bottom 42% in Indiana
All 11 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Wabash High SchoolWabash City Schools46916.222%47%
Southwood Elementary SchoolMSD Wabash County Schools45815.843%49%
Southwood Jr-Sr High SchoolMSD Wabash County Schools44514.442%57%
Wabash Middle SchoolWabash City Schools43316.731%47%
Northfield Jr-Sr High SchoolMSD Wabash County Schools42913.435%45%
O J Neighbours Elementary SchoolWabash City Schools38514.837%39%
White's Jr-Sr High SchoolMSD Wabash County Schools36928.410%15%
Metro North Elementary SchoolMSD Wabash County Schools28514.357%47%
Sharp Creek Elementary SchoolMSD Wabash County Schools27015.951%50%
LH Carpenter Early Learning CenterWabash City Schools17629.3——
Heartland Career CenterHeartland Career Center0———

54.1% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Indiana’s own standard, so it is ranked within state. How to read school figures.

The Federal Housing Finance Agency’s house price index for the non-metropolitan parts of Indiana is up 51% over five years, and up 5.5% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $872 a year in real estate taxes, about 0.55% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $956, some 27% above the $752 tenants already here pay.

At HUD’s Fair Market Rent of $956 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $38,200 a year, about 58% of the median household income here of $66,220.

The typical renter household here spends 27% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $752 a month.

A median home at $159,900 costs 2.0 times the median income of its owner-occupied households, $81,650, close to the historic benchmark for an affordable market.

Rent as a share of income
26.6%
Below the 30% cost-burdened threshold
Home price to income
2.0×
median home value ÷ owner household income
Market rent, two bedroom
$956
what a new lease costs · FY2026
Median gross rent
$752
what tenants now pay · 2024 ACS 5-Year
Median home value
$159,900
2024 ACS 5-Year

The figures above are measured against 46992’s median household income of $66,220, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Home price change (1 year)the non-metropolitan parts of Indiana’s figure2026 Q2+5.5%85th percentileof 3,0712026 Q2
Home price change (5 years)the non-metropolitan parts of Indiana’s figure2026 Q2+50.9%78th percentileof 3,0712026 Q2
Home price change (10 years)the non-metropolitan parts of Indiana’s figure2026 Q2+103.3%62nd percentileof 3,0712026 Q2
Home price to income ±0.22024 ACS 5-Year2.0Top 21%of 29,2752024 ACS 5-Year
Homeownership rate ±4%2024 ACS 5-Year77.8%47th percentileof 32,7502024 ACS 5-Year
Housing units ±2862024 ACS 5-Year7,61979th percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$729Top 3%of 3,031FY2026
Market rent, three bedroomFY2026$1,146Top 2%of 3,031FY2026
Market rent, two bedroomFY2026$956Top 5%of 3,031FY2026
Median gross rent ±$882024 ACS 5-Year$752Top 18%of 26,3962024 ACS 5-Year
Median home value ±$10,1002024 ACS 5-Year$159,90030th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$1072024 ACS 5-Year$87215th percentileof 28,9352024 ACS 5-Year
Owner household income ±$8,6422024 ACS 5-Year$81,650Bottom 48%of 29,8022024 ACS 5-Year
Property tax rate ±0.08%2024 ACS 5-Year0.55%17th percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±3%2024 ACS 5-Year26.6%Top 40%of 26,2472024 ACS 5-Year
Seasonal and second homes ±422024 ACS 5-Year2651st percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year0.3%37th percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year8.2%57th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±2322024 ACS 5-Year64779th percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures.

Development Momentum

27/ 100
Ranks 2,752 of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 7 units permitted over the past twelve months, none were in buildings of five or more homes. The multifamily share is published for Wabash, IN, which contains 46992, rather than for 46992 alone.

At 0.7 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas. The permit rate is published for Wabash, IN, which contains 46992, rather than for 46992 alone.

Units permitted
7
12 months ending July 2026
Per 1,000 residents
0.7
Bottom 16% nationally
Year over year
−13%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

People moving in and out

Net migration
−0.1%
of residents, in a year
Arrivals from another state
21%
of people moving in
Income of arrivals
$50,451
average per tax return
Income of those who left
$46,276
average per tax return

Where newcomers came from

  1. Kosciusko County, IN 175 people · 15% of arrivals
  2. Miami County, IN 138 people · 12% of arrivals
  3. Grant County, IN 92 people · 7.8% of arrivals
  4. Huntington County, IN 86 people · 7.3% of arrivals
  5. Allen County, IN 69 people · 5.8% of arrivals

Where people who left went

  1. Kosciusko County, IN 157 people · 13% of departures
  2. Grant County, IN 154 people · 13% of departures
  3. Miami County, IN 112 people · 9.3% of departures
  4. Huntington County, IN 100 people · 8.3% of departures
  5. Allen County, IN 77 people · 6.4% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Wabash County, IN. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Wabash, IN, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 18°F.

Normal annual precipitation is 40.3 inches, including 19.5 inches of snow.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station WABASH, 0.6 miles from this location.

Precipitation

JFMAMJJASOND4.9"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year512024 calendar year
Annual precipitation1991-2020 Normals40.3"1991-2020 Normals
Annual snowfall1991-2020 Normals19.5"1991-2020 Normals
Average January low1991-2020 Normals18°F1991-2020 Normals
Average July high1991-2020 Normals85°F1991-2020 Normals
Comfortable months1991-2020 Normals51991-2020 Normals
Days above AQI 1002024 calendar year02024 calendar year
Median air quality index2024 calendar year362024 calendar year
Seasonal temperature swing1991-2020 Normals48°F1991-2020 Normals

Air quality

Median air quality index
36
Good on a typical day
Worst tenth of days
51
90th percentile index
Days above 100
0
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

83 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and cold wave, with inland flooding alone responsible for 48% of it. Inland flooding and cold wave are independently rated low or minimal nationally, so this describes how the loss is composed, not how large those hazards are.

Overall hazard risk is lower than 82% of measured US ZIP areas.

TornadoHigh
DroughtModerate
HailModerate
EarthquakeModerate
Heat waveModerate
LightningModerate

Low or minimal exposure: strong wind, cold wave, landslide, inland flooding, winter weather, hurricane, ice storm, wildfire, avalanche, coastal flooding, tsunami, volcanic activity.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
3.9
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
13.2
per 100,000 residents · modeled, not measured
Drug overdose
14.2
per 100,000 residents · modeled, not measured
Suicide
14.2
per 100,000 residents · modeled, not measured

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 46992 (Wabash County) rather than 46992 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Wabash carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Cost of living
Price parities are published for metropolitan areas, and this place lies outside one.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. Cost of living is published where the Bureau of Economic Analysis measures it, though not for this place. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

3 major airports lie within 100 miles, the nearest Grissom ARB at 19 miles.

MetricValueCompared nationallySource period
Broadband access ±2%2024 ACS 5-Year92.2%Top 35%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle19 miBottom 47%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle3Bottom 21%of 3,127NASR current cycle
No internet access ±2%2024 ACS 5-Year5.4%Top 35%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Grissom ARBGUS19 mi12,501 ft
South Bend IntlSBN69 mi8,412 ft
Indianapolis IntlIND78 mi11,200 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
57
Your Score
—

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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

46992 vs Wabash

How this ZIP area compares with Wabash as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

46992
Wabash
Median household income: 46992 is the more favorable of the two.
Median household income
$66,220
vs
$53,410
Per capita income: 46992 is the more favorable of the two.
Per capita income
$36,180
vs
$32,760
Population density
101/sq mi
vs
1,074/sq mi
Median home value
$159,900
vs
$116,500
Median gross rent: Wabash is the more favorable of the two.
Median gross rent
$752
vs
$739
Homeownership rate
77.8%
vs
70.6%
Bachelor's degree or higher: 46992 is the more favorable of the two.
Bachelor's degree or higher
25.2%
vs
23.4%
Poverty rate: 46992 is the more favorable of the two.
Poverty rate
12.9%
vs
14.1%
Median age
42.4
vs
40.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.