Peru, Indiana

Area Profile

10,901 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Peru, in Miami County.

62out of 100
Area Score
Top 44% of 2,944 profiles measured

How we calculate this

How this area ranks
OpportunityTop 38% of 3,904 cities measured62
GrowthTop 14% of 2,973 cities measured72
Housing affordabilityTop 27% of 4,223 cities measured92
Climate3406th of 4,223 cities measured62
Physical resilience2813th of 4,182 cities measured42
Access3930th of 4,226 cities measured61
Economic stability3953rd of 4,226 cities measured29
The quick read

Unemployment is 3.8% and median household income $46,159, putting employment conditions in the middle range of published city profiles.

Development activity is both elevated and accelerating — 56 housing units permitted over the past twelve months, up 1300% on the prior year.

Rent takes 21% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 2.0 times that income.

At a glance

Population
10,901
2024 ACS 5-Year
Median household income
$46,159
Bottom 17% nationally
Density
2,156/sq mi
5.1 sq mi of land
Median age
41.2
2024 ACS 5-Year
County
Miami County
Indiana
Metro area
Peru, IN
Nearest major airport
SBN
67 mi · South Bend Intl
Median home value
$92,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.8% is lower than 70% of the 3,904 measured US cities.

Employment grew 1.1% over the past year, to 15,707 employed residents.

Median household income of $46,159 is below 83% of measured US cities.

MetricValueCompared nationallySource period
Median household income ±$3,848$46,159Bottom 17%of 29,5732024 ACS 5-Year
Per capita income ±$1,888$24,614Bottom 19%of 31,4202024 ACS 5-Year
Poverty rate23.6%Top 18%of 31,9002024 ACS 5-Year
Average commute22.7 minBottom 29%of 31,5432024 ACS 5-Year
Bachelor's degree or higher16.4%Bottom 39%of 31,9192024 ACS 5-Year
Employment15,707Bottom 16%of 3,904June 2026
Employment change (3 years)4.4%Top 8%of 3,903June 2026
Employment change (year over year)1.1%Top 12%of 3,904June 2026
Labor force16,329Bottom 16%of 3,904June 2026
Labor force participation57.8%Bottom 41%of 31,9332024 ACS 5-Year
Unemployment change (year over year)-0.9%Bottom 7%of 3,904June 2026
Unemployment rate3.8%Bottom 30%of 3,904June 2026
Median household income, successive ACS releases
202120222023202446k43k
Each point is a separate five-year estimate, most recently $46,159 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Miami County, IN, which contains this city.

There are 17.1 students for every full-time teacher, more than in most measured places.

Public schools
4
2024-25 school year
Students per teacher
17.1
across all schools here
Math proficiency
Reading proficiency
SchoolDistrictStudentsPer teacherMathReading
Peru Jr/Sr High SchoolPeru Community Schools81416.0
Blair Pointe Upper ElementaryPeru Community Schools57419.136%38%
Elmwood Primary Learning CenterPeru Community Schools44215.2
Pipe Creek Elementary SchoolMaconaquah School Corp36320.2

52.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Indiana’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $826 takes 21% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.0 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
21.5%
Below the 30% cost-burdened threshold
Home price to income
2.0×
median home value ÷ median income
Median gross rent
$826
2024 ACS 5-Year
Median home value
$92,500
2024 ACS 5-Year
MetricValueCompared nationallySource period
Home price to income2.00Bottom 23%of 28,4732024 ACS 5-Year
Homeownership rate71.3%Bottom 40%of 31,8432024 ACS 5-Year
Housing units ±2485,266Top 11%of 32,3302024 ACS 5-Year
Median gross rent ±$78$826Bottom 32%of 23,4322024 ACS 5-Year
Median home value ±$5,559$92,500Bottom 15%of 29,3422024 ACS 5-Year
Rent as a share of income21.5%Top 32%of 23,2012024 ACS 5-Year
Vacancy rate15.7%Top 32%of 32,0012024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
72/ 100
Top 14% of 2,973 published city profiles
Permitting is broadly steady, measured from 2022 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 1% since 2020, reaching 11,003 in 2024.

64% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 5.1 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
56
12 months ending July 2026
Per 1,000 residents
5.1
Top 29% nationally
Year over year
+1300%
vs the prior twelve months
Multifamily share
64.3%
units in 5+ unit buildings
Population, annual estimates
2020202120222023202411k11k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
20222023202420251780.0
Annual totals from the Census Building Permits Survey. Permitting in 2025 was lower than 2022 (−74%).

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 18°F.

Normal annual precipitation is 40.3 inches, including 19.5 inches of snow.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station WABASH, 13.0 miles from this location.
Precipitation
JFMAMJJASOND4.9"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation40.3"1991-2020 Normals
Annual snowfall19.5"1991-2020 Normals
Average January low18°F1991-2020 Normals
Average July high85°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing48°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

42 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, cold wave and tornado.

HailModerate
DroughtModerate
Cold waveModerate
Inland floodingElevated
TornadoModerate
EarthquakeModerate
Heat waveModerate

Low or minimal exposure: strong wind, winter weather, landslide, lightning, hurricane, ice storm, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Miami County records 3.2 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 11.3 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 12.7 per 100,000 residents in Miami County.

Homicide
3.2
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
11.3
per 100,000 residents · under 10 deaths
Drug overdose
12.7
per 100,000 residents · under 10 deaths
Suicide
16.6
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Miami County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around Peru rather than Peru itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
Offences reported to police are published by department rather than by town, and only where a department reported every month of the year. No municipal department reports for this place — many smaller communities are policed by the county — so there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes and full cost of living
No public source publishes either with national coverage and a method open enough to check. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings. Nothing here is individualised tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighbourhood all vary within the places measured here.

Access

3 major airports lie within 100 miles, the nearest 67 miles away.

AirportCodeDistanceLongest runway
South Bend IntlSBN67 mi8,412 ft
Indianapolis IntlIND73 mi11,200 ft
Gary/Chicago IntlGYY92 mi8,859 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
62
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Compare

Put Peru side by side with a similar place.

Peru vs ZanesvillePeru vs JoplinPeru vs FarmingtonPeru vs Laurinburg

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Peru

1 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
4697023,020$57,84264