McCordsville, Indiana

Area Profile

10,329 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for McCordsville, in Hancock County.

78out of 100
Area Score
Top 1% of 4,196 profiles measured

How we calculate this

How this area ranks

Data updated · 15 sources
OpportunityTop 5% of 4,199 cities measured82
SchoolsTop 31% of 4,162 cities measured64
GrowthTop 4% of 4,224 cities measured82
Housing affordabilityTop 15% of 4,218 cities measured79
Climate2,537th of 4,225 cities measured68
Physical resilienceTop 19% of 4,226 cities measured83
Access2,470th of 4,226 cities measured90
Economic stabilityTop 1% of 4,226 cities measured87
The quick read

McCordsville ranks in the top 5% of cities measured for employment opportunity, with unemployment at 3.1% and median household income of $110,692. The unemployment rate is published for Hancock County, IN, which contains McCordsville, rather than for McCordsville alone.

In the public schools here, 59% of students met the state standard in mathematics, with 16.0 students for every teacher.

Residential permitting has slowed: 399 units authorized over the past twelve months, 30% below the prior year.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
10,329
2024 ACS 5-Year
Median household income
$110,692
Top 13% nationally
Density
1,233/sq mi
8.4 sq mi of land
Median age
37.9
2024 ACS 5-Year
County
Indiana
Nearest major airport
IND
24 mi · Indianapolis Intl
Median home value
$345,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Hancock County, IN, which contains McCordsville, is 3.1%, lower than in 91% of the 4,226 measured US cities.

Employment across Hancock County, IN, which contains McCordsville, fell 1.0% over the past year, to 47,488 employed residents.

58% of adults hold a four-year degree, higher than 92% of measured US cities.

Median household income of $110,692 is higher than in 87% of measured US cities.

MetricValueCompared nationallySource period
Income of new arrivalsHancock County, IN’s figurefiling years 2022–2023$74,59354th percentileof 4,101filing years 2022–2023
Income of those who leftHancock County, IN’s figurefiling years 2022–2023$64,20333rd percentileof 4,101filing years 2022–2023
Median household income ±$5,9192024 ACS 5-Year$110,692Top 13%of 29,2232024 ACS 5-Year
Per capita income ±$7,0482024 ACS 5-Year$55,630Top 13%of 31,4202024 ACS 5-Year
Poverty rate ±0.7%2024 ACS 5-Year0.9%Top 9%of 31,7732024 ACS 5-Year
Average commute ±4.4 min2024 ACS 5-Year33.1 minBottom 22%of 31,5432024 ACS 5-Year
Bachelor's degree or higher ±8%2024 ACS 5-Year57.8%Top 8%of 31,9192024 ACS 5-Year
Drove alone to work ±6%2024 ACS 5-Year65.9%20th percentileof 31,4332024 ACS 5-Year
EmploymentHancock County, IN’s figureJuly 202647,488Bottom 46%of 4,226July 2026
Employment change (3 years)Hancock County, IN’s figureJuly 2026+4.6%Top 7%of 4,226July 2026
Employment change (year over year)Hancock County, IN’s figureJuly 2026−1.0%Bottom 47%of 4,226July 2026
Labor forceHancock County, IN’s figureJuly 202648,99245th percentileof 4,226July 2026
Labor force participation ±0.6%2024 ACS 5-Year90.5%Top 10%of 31,5132024 ACS 5-Year
Mean annual wageIndianapolis-Carmel-Greenwood, IN Metro Area’s figure2025 OEWS$65,180Bottom 32%of 3,7292025 OEWS
Median annual wageIndianapolis-Carmel-Greenwood, IN Metro Area’s figure2025 OEWS$49,340Bottom 35%of 3,7292025 OEWS
Public transit to work ±0.3%2024 ACS 5-Year0.0%1st percentileof 31,4332024 ACS 5-Year
Unemployment change (year over year)Hancock County, IN’s figureJuly 2026−0.4%Top 32%of 4,226July 2026
Unemployment rateHancock County, IN’s figureJuly 20263.1%Top 9%of 4,226July 2026
Worked from home ±5%2024 ACS 5-Year23.7%90th percentileof 31,4332024 ACS 5-Year

Median household income, successive ACS releases

2021202220232024113k96k
Each point is a separate five-year estimate, most recently $110,692 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Indianapolis-Carmel-Greenwood, IN

OccupationPeople employedMedian annual wage
Laborers and Freight, Stock, and Material Movers, Hand48,100$44,180
Retail Salespersons28,840$31,530
Fast Food and Counter Workers28,400$29,040
Registered Nurses25,800$84,230
Stockers and Order Fillers25,630$37,120
Home Health and Personal Care Aides20,590$35,060

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Hancock County, IN, which contains this city.

59% of students met the state standard in mathematics and 51% in reading, across the schools here that reported results.

There are 16.0 students for every full-time teacher across 2 public schools, more than in most measured places.

Public schools
2
2024-25 school year
Students per teacher
16.0
across all schools here
Math proficiency
59.2%
Top 18% in Indiana
Reading proficiency
51.3%
Top 49% in Indiana
All 2 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
McCordsville Elementary SchoolMt Vernon Community School Corp70014.968%51%
Geist Montessori Academy · charterGeist Montessori Academy29119.438%52%

19.3% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Indiana’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 5% below the national average — the Bureau of Economic Analysis index reads 94.7, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Indianapolis-Carmel-Greenwood, IN Metro Area is up 44% over five years, and up 3.5% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $2,548 a year in real estate taxes, about 0.74% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $2,120, some 65% above the $1,283 tenants already here pay.

At HUD’s Fair Market Rent of $2,120 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $84,800 a year, about 77% of the median household income here of $110,692.

The typical renter household here spends 27% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,283 a month.

A median home at $345,400 costs 2.9 times the median income of its owner-occupied households, $120,515, close to the historic benchmark for an affordable market.

Cost of living
94.7

Prices here run about 5% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Indianapolis-Carmel-Greenwood, IN Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
27.2%
Below the 30% cost-burdened threshold
Home price to income
2.9×
median home value ÷ owner household income
Market rent, two bedroom
$2,120
what a new lease costs · FY2026
Median gross rent
$1,283
what tenants now pay · 2024 ACS 5-Year
Median home value
$345,400
2024 ACS 5-Year

The figures above are measured against McCordsville’s median household income of $110,692, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Indianapolis-Carmel-Greenwood, IN Metro Area’s figure202394.7Top 25%of 3,7002023
Home price change (1 year)the Indianapolis-Carmel-Greenwood, IN Metro Area’s figure2026 Q2+3.5%59th percentileof 4,1542026 Q2
Home price change (5 years)the Indianapolis-Carmel-Greenwood, IN Metro Area’s figure2026 Q2+43.8%53rd percentileof 4,1542026 Q2
Home price change (10 years)the Indianapolis-Carmel-Greenwood, IN Metro Area’s figure2026 Q2+106.6%71st percentileof 4,1542026 Q2
Home price to income ±0.42024 ACS 5-Year2.9Bottom 38%of 26,8152024 ACS 5-Year
Homeownership rate ±6%2024 ACS 5-Year84.7%68th percentileof 31,7172024 ACS 5-Year
Housing units ±3012024 ACS 5-Year4,22887th percentileof 32,1772024 ACS 5-Year
Market rent, one bedroomFY2026$1,820Bottom 26%of 4,072FY2026
Market rent, three bedroomFY2026$2,750Bottom 27%of 4,072FY2026
Market rent, two bedroomFY2026$2,120Bottom 28%of 4,072FY2026
Median gross rent ±$4812024 ACS 5-Year$1,283Bottom 28%of 23,1202024 ACS 5-Year
Median home value ±$14,6882024 ACS 5-Year$345,40077th percentileof 29,1112024 ACS 5-Year
Median property taxes ±$2282024 ACS 5-Year$2,54866th percentileof 26,4402024 ACS 5-Year
Owner household income ±$17,3482024 ACS 5-Year$120,515Top 15%of 27,5482024 ACS 5-Year
Property tax rate ±0.07%2024 ACS 5-Year0.74%32nd percentileof 20,5432024 ACS 5-Year
Rent as a share of income ±8%2024 ACS 5-Year27.2%Top 43%of 22,9502024 ACS 5-Year
Seasonal and second homes ±202024 ACS 5-Year01st percentileof 32,3302024 ACS 5-Year
Second homes2024 ACS 5-Year0.0%1st percentileof 31,8952024 ACS 5-Year
Vacancy rate2024 ACS 5-Year2.2%22nd percentileof 31,7692024 ACS 5-Year
Vacant housing units ±932024 ACS 5-Year9264th percentileof 32,3302024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

82/ 100
Top 4% of 4,224 published city profiles
The most recent move in permitting was downward, in a series running from 2020 to 2025. That is the direction of the recent run. The chart below compares the first year with the last, which can point the other way.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 32% since 2020, reaching 11,744 in 2024.

Permitting has turned downward after moving the other way the year before: 501 units authorized in 2025, 5% below the prior year.

Population is still rising but the pace is easing: 11,744 residents in 2024, up 4.2% over the year, a smaller gain than the year before.

New construction is predominantly single-family: of 399 units permitted over the past twelve months, none were in buildings of five or more homes.

Federal tax returns show Hancock County, which contains McCordsville, gained about 3.2% of its residents through moves within the US in the most recent year, counting those who arrived against those who left. Households that moved in reported an average income of $74,593, above the $64,203 of households that moved out.

At 38.6 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
399
12 months ending July 2026
Per 1,000 residents
38.6
Top 1% nationally
Year over year
−30%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

Population, annual estimates

2020202120222023202412k9k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been rising for the last 4 years, over a series running from 2020 to 2024.

People moving in and out

Net migration
+3.2%
of residents, in a year
Arrivals from another state
21%
of people moving in
Income of arrivals
$74,593
average per tax return
Income of those who left
$64,203
average per tax return

Where newcomers came from

  1. Marion County, IN 2,569 people · 37% of arrivals
  2. Hamilton County, IN 1,073 people · 15% of arrivals
  3. Madison County, IN 352 people · 5.0% of arrivals
  4. Shelby County, IN 234 people · 3.4% of arrivals
  5. Henry County, IN 225 people · 3.2% of arrivals

Where people who left went

  1. Marion County, IN 1,224 people · 27% of departures
  2. Hamilton County, IN 521 people · 11% of departures
  3. Madison County, IN 383 people · 8.4% of departures
  4. Henry County, IN 338 people · 7.4% of departures
  5. Shelby County, IN 216 people · 4.7% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Hancock County, IN. IRS Statistics of Income, filing years 2022–2023.

Housing units permitted per year

202020212022202320242025528153
Annual totals from the Census Building Permits Survey. Permitting in 2025 was higher than 2020 (+114%).

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 21°F.

Normal annual precipitation is 40.7 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station INDIANAPOLIS EAGLE CREEK AP, 20.7 miles from this location.

Precipitation

JFMAMJJASOND5.1"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals40.7"1991-2020 Normals
Average January low1991-2020 Normals21°F1991-2020 Normals
Average July high1991-2020 Normals85°F1991-2020 Normals
Comfortable months1991-2020 Normals61991-2020 Normals
Seasonal temperature swing1991-2020 Normals47°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

83 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and earthquake, with inland flooding alone responsible for 59% of it. Inland flooding is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

Overall hazard risk is lower than 81% of measured US cities.

TornadoModerate
EarthquakeElevated
HailModerate
DroughtModerate
Heat waveModerate
LightningModerate
Cold waveModerate

Low or minimal exposure: winter weather, inland flooding, ice storm, strong wind, landslide, hurricane, wildfire, coastal flooding, avalanche, tsunami, volcanic activity.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Violent crime
127
per 100,000 residents · 2025 calendar year
Property crime
826
per 100,000 residents · 2025 calendar year

Below these are deaths rather than offenses, published for the county. The two measure different things and are not comparable with each other.

McCordsville's police department reported 127 violent offenses per 100,000 residents, near the middle of places with a department reporting. Property crime runs at 826.

Hancock County records 0.0 homicide deaths per 100,000 residents a year, lower than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 11.6 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.

Drug overdose deaths run at 13.9 per 100,000 residents in Hancock County.

Homicide
0.0
per 100,000 residents
Firearm deaths, all intents
11.6
per 100,000 residents
Drug overdose
13.9
per 100,000 residents
Suicide
16.2
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Offenses are reported to the FBI by McCordsville’s own police department and shown only where it reported every month of the year; a partial year is withheld rather than scaled up. Reported crime is what police recorded, which is not the same as what happened. Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around McCordsville (Hancock County) rather than McCordsville itself. Neither is part of the Area Score. How to read crime rates and death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

5 major airports lie within 100 miles, the nearest Indianapolis Intl at 24 miles.

MetricValueCompared nationallySource period
Broadband access ±2%2024 ACS 5-Year96.6%Top 18%of 31,5882024 ACS 5-Year
Distance to major airportNASR current cycle24 miBottom 37%of 4,226NASR current cycle
Major airports within 100 milesNASR current cycle5Top 45%of 4,226NASR current cycle
No internet access ±3%2024 ACS 5-Year2.5%Top 22%of 31,5882024 ACS 5-Year
AirportCodeDistanceLongest runway
Indianapolis IntlIND24 mi11,200 ft
Grissom ARBGUS53 mi12,501 ft
Terre Haute RgnlHUF80 mi9,021 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
78
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—

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Other cities in Indianapolis-Carmel-Greenwood, IN

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
IndianapolisMarion County885,86058Indianapolis vs McCordsville
FishersHamilton County102,33775Fishers vs McCordsville
CarmelHamilton County101,65180Carmel vs McCordsville
NoblesvilleHamilton County73,36278
GreenwoodJohnson County66,02973
AndersonMadison County55,36755
WestfieldHamilton County54,67780
LawrenceMarion County49,51761
PlainfieldHendricks County36,36974
ZionsvilleBoone County32,09581
BrownsburgHendricks County31,21579
FranklinJohnson County26,16870

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Compare

Put McCordsville side by side with a similar place.

McCordsville vs AvonMcCordsville vs Monroe

Moving to McCordsville from somewhere else?

You get the difference in prices, rent and weather, and the income that would keep pace.

Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
SafetyFederal Bureau of Investigation, Crime Data Explorer
Summarized offense counts by law enforcement agency
2025 calendar year
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

ZIP codes in McCordsville

1 ZIP area

Every ZIP area in McCordsville with census figures of its own, largest first. The ones linked below diverge enough from the city as a whole to carry a full profile; the rest track McCordsville closely, so their figures are here rather than on a page that would repeat this one. An Area Score is calculated for published profiles only, which is why it is blank on those rows.

ZIPPopulationMedian household incomeMedian home valueArea Score
4605516,010$113,784$350,700—