McCordsville, Indiana

Area Profile

10,329 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for McCordsville, in Hancock County.

80out of 100
Area Score
Top 1% of 2,944 published profiles

How we calculate this

How this area ranks
OpportunityTop 4% of 3,904 published cities84
SchoolsTop 43% of 2,668 published cities57
GrowthTop 3% of 2,973 published cities82
Housing affordabilityTop 11% of 4,223 published cities99
Climate2542nd of 4,223 published cities68
Physical resilienceTop 19% of 4,182 published cities83
Access2489th of 4,226 published cities90
Economic stabilityTop 1% of 4,226 published cities90
The quick read

McCordsville ranks in the top 4% of published city profiles for employment opportunity, with unemployment at 3.1% and median household income of $110,692.

Residential permitting has slowed: 399 units authorized over the past twelve months, 30% below the prior year.

Natural-hazard exposure is lower than in most comparable published city profiles, placing McCordsville in the top 19% for physical resilience.

At a glance

Population
10,329
2024 ACS 5-Year
Median household income
$110,692
Top 14% nationally
Density
1,233/sq mi
8.4 sq mi of land
Median age
37.9
2024 ACS 5-Year
County
Hancock County
Indiana
Metro area
Indianapolis-Carmel-Greenwood, IN
Nearest major airport
IND
24 mi · Indianapolis Intl
Median home value
$345,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.1% is lower than 94% of the 3,904 measured US cities.

Employment fell 0.7% over the past year, to 47,571 employed residents.

58% of adults hold a four-year degree, higher than 92% of measured US cities.

Household income is higher than at least 86% of measured US cities.

MetricValueCompared with peersSource period
Median household income ±$5,919$110,692Top 14%2024 ACS 5-Year
Per capita income ±$7,048$55,630Top 13%2024 ACS 5-Year
Poverty rate0.9%Bottom 9%2024 ACS 5-Year
Average commute33.1 minTop 22%2024 ACS 5-Year
Bachelor's degree or higher57.8%Top 8%2024 ACS 5-Year
Employment47,571Bottom 49%June 2026
Employment change (3 years)5.1%Top 6%June 2026
Employment change (year over year)-0.7%Top 49%June 2026
Labor force49,099Bottom 49%June 2026
Labor force participation76.6%Top 7%2024 ACS 5-Year
Mean annual wage$65,180Bottom 32%2025 OEWS
Median annual wage$49,340Bottom 35%2025 OEWS
Unemployment change (year over year)-0.2%Bottom 39%June 2026
Unemployment rate3.1%Bottom 6%June 2026
Median household income, successive ACS releases
2021202220232024113k96k
Each point is a separate five-year estimate, most recently $110,692 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Indianapolis-Carmel-Greenwood, IN
OccupationPeople employedMedian annual wage
Laborers and Freight, Stock, and Material Movers, Hand48,100$44,180
Retail Salespersons28,840$31,530
Fast Food and Counter Workers28,400$29,040
Registered Nurses25,800$84,230
Stockers and Order Fillers25,630$37,120
Home Health and Personal Care Aides20,590$35,060

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Hancock County, IN, which contains this city.

49% of students met the state standard in mathematics and 40% in reading, across the schools here that reported results.

There are 16.0 students for every full-time teacher, more than in most measured places.

Public schools
2
2024-25 school year
Students per teacher
16.0
across all schools here
Math proficiency
48.6%
Top 31% in Indiana
Reading proficiency
39.6%
Bottom 48% in Indiana
SchoolDistrictStudentsPer teacherMathReading
McCordsville Elementary SchoolMt Vernon Community School Corp70014.953%38%
Geist Montessori Academy · charterGeist Montessori Academy29119.437%42%

19.3% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Indiana’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,283 takes 14% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.1 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
13.9%
Below the 30% cost-burdened threshold
Home price to income
3.1×
median home value ÷ median income
Median gross rent
$1,283
2024 ACS 5-Year
Median home value
$345,400
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.12Top 45%2024 ACS 5-Year
Homeownership rate84.7%Top 32%2024 ACS 5-Year
Housing units ±3014,228Top 13%2024 ACS 5-Year
Median gross rent ±$481$1,283Top 29%2024 ACS 5-Year
Median home value ±$14,688$345,400Top 23%2024 ACS 5-Year
Rent as a share of income13.9%Bottom 18%2024 ACS 5-Year
Vacancy rate2.2%Bottom 16%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
82/ 100
Top 3% of 2,973 published city profiles
Permitting is decreasing, measured from 2020 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 32% since 2020, reaching 11,744 in 2024.

Permitting has turned downward after moving the other way the year before.

Population is still rising, but more slowly than in the preceding year.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 38.6 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
399
12 months ending July 2026
Per 1,000 residents
38.6
Top 1% nationally
Year over year
−30%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings
Population, annual estimates
2020202120222023202412k9k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
202020212022202320242025528153
Annual totals from the Census Building Permits Survey. Permitting in 2025 was higher than 2020 (+114%).

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 21°F.

Normal annual precipitation is 40.7 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station INDIANAPOLIS EAGLE CREEK AP, 20.7 miles from this location.
Precipitation
JFMAMJJASOND5.1"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation40.7"1991-2020 Normals
Average January low21°F1991-2020 Normals
Average July high85°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing47°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

83 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, earthquake and hail.

Overall hazard risk is lower than 75% of measured US cities.

TornadoModerate
EarthquakeElevated
HailModerate
DroughtModerate
Heat waveModerate
LightningModerate
Cold waveModerate

Low or minimal exposure: winter weather, inland flooding, ice storm, strong wind, landslide, hurricane, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Hancock County records 0.0 homicide deaths per 100,000 residents a year, lower than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 12.8 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 12.8 per 100,000 residents in Hancock County.

Homicide
0.0
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
12.8
per 100,000 residents · under 10 deaths
Drug overdose
12.8
per 100,000 residents · under 10 deaths
Suicide
17.4
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Hancock County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around McCordsville rather than McCordsville itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

4 major airports lie within 100 miles, the nearest 24 miles away.

AirportCodeDistanceLongest runway
Indianapolis IntlIND24 mi11,200 ft
Terre Haute RgnlHUF80 mi9,021 ft
Cincinnati/Northern Kentucky IntlCVG89 mi10,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
80
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Other cities in Indianapolis-Carmel-Greenwood, IN

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
IndianapolisMarion County885,860vs McCordsville
FishersHamilton County102,33778vs McCordsville
CarmelHamilton County101,65181vs McCordsville
NoblesvilleHamilton County73,36280vs McCordsville
GreenwoodJohnson County66,02974vs McCordsville
AndersonMadison County55,36757vs McCordsville
WestfieldHamilton County54,67782vs McCordsville
LawrenceMarion County49,51763vs McCordsville
PlainfieldHendricks County36,36975vs McCordsville
ZionsvilleBoone County32,09584vs McCordsville
BrownsburgHendricks County31,21583vs McCordsville
FranklinJohnson County26,16872vs McCordsville

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in McCordsville

1 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
4605516,010$113,78481