Oldsmar, Florida

Area Profile

14,904 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Oldsmar, in Pinellas County.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Opportunity2328th of 3,904 cities measured52
SchoolsTop 14% of 2,668 cities measured80
Housing affordabilityTop 47% of 4,223 cities measured82
ClimateTop 11% of 4,223 cities measured82
Physical resilience3051st of 4,182 cities measured34
AccessTop 14% of 4,226 cities measured99
Economic stability2219th of 4,226 cities measured59
The quick read

Unemployment is 4.3% and median household income $88,333, putting employment conditions in the middle range of published city profiles.

Physical-risk exposure is above the national median, driven mainly by hurricane, coastal flooding and lightning.

A major airport is 10 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
14,904
2024 ACS 5-Year
Median household income
$88,333
Top 26% nationally
Density
1,666/sq mi
8.9 sq mi of land
Median age
40.8
2024 ACS 5-Year
County
Pinellas County
Florida
Metro area
Tampa-St. Petersburg-Clearwater, FL
Nearest major airport
PIE
10 mi · St Pete-Clearwater Intl
Median home value
$380,300
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.3% is lower than 51% of the 3,904 measured US cities.

Employment fell 0.9% over the past year, to 474,436 employed residents.

37% of adults hold a four-year degree, higher than 79% of measured US cities.

MetricValueCompared nationallySource period
Median household income ±$15,719$88,333Top 26%of 29,5732024 ACS 5-Year
Per capita income ±$4,582$44,851Top 24%of 31,4202024 ACS 5-Year
Poverty rate8.6%Bottom 40%of 31,9002024 ACS 5-Year
Average commute26.9 minTop 49%of 31,5432024 ACS 5-Year
Bachelor's degree or higher37.4%Top 21%of 31,9192024 ACS 5-Year
Employment474,436Top 14%of 3,904June 2026
Employment change (3 years)-4.6%Bottom 4%of 3,903June 2026
Employment change (year over year)-0.9%Bottom 45%of 3,904June 2026
Labor force495,754Top 14%of 3,904June 2026
Labor force participation65.3%Top 33%of 31,9332024 ACS 5-Year
Mean annual wage$66,490Bottom 39%of 3,6582025 OEWS
Median annual wage$48,940Bottom 32%of 3,6582025 OEWS
Unemployment change (year over year)0.6%Top 25%of 3,904June 2026
Unemployment rate4.3%Bottom 49%of 3,904June 2026
Median household income, successive ACS releases
202120222023202488k67k
Each point is a separate five-year estimate, most recently $88,333 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Tampa-St. Petersburg-Clearwater, FL
OccupationPeople employedMedian annual wage
Retail Salespersons45,130$33,790
Registered Nurses38,720$85,470
General and Operations Managers35,700$103,670
Customer Service Representatives34,150$42,660
Fast Food and Counter Workers33,910$29,260
Cashiers25,820$30,290

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Pinellas County, FL, which contains this city.

66% of students met the state standard in mathematics and 65% in reading, across the schools here that reported results.

There are 13.8 students for every full-time teacher, fewer than in most measured places.

Public schools
2
2024-25 school year
Students per teacher
13.8
across all schools here
Math proficiency
66.3%
Top 18% in Florida
Reading proficiency
65.3%
Top 19% in Florida
SchoolDistrictStudentsPer teacherMathReading
FOREST LAKES ELEMENTARY SCHOOLPINELLAS48013.372%73%
OLDSMAR ELEMENTARY SCHOOLPINELLAS47314.360%57%

34.6% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Florida’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,427 takes 19% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.3 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
19.4%
Below the 30% cost-burdened threshold
Home price to income
4.3×
median home value ÷ median income
Median gross rent
$1,427
2024 ACS 5-Year
Median home value
$380,300
2024 ACS 5-Year
MetricValueCompared nationallySource period
Home price to income4.31Top 23%of 28,4732024 ACS 5-Year
Homeownership rate76.9%Top 48%of 31,8432024 ACS 5-Year
Housing units ±3716,246Top 9%of 32,3302024 ACS 5-Year
Median gross rent ±$66$1,427Top 23%of 23,4322024 ACS 5-Year
Median home value ±$21,140$380,300Top 19%of 29,3422024 ACS 5-Year
Rent as a share of income19.4%Top 45%of 23,2012024 ACS 5-Year
Vacancy rate10.6%Top 48%of 32,0012024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

Population has fallen 1% since 2020, reaching 14,831 in 2024.

Population, annual estimates
2020202120222023202415k15k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

8 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 90°F and January a low of 53°F.

Normal annual precipitation is 53.6 inches.

Air quality measures a median index of 48, in the Good band, and about 3 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ST PETERSBURG INTL AP, 9.6 miles from this location.
Precipitation
JFMAMJJASOND9.7"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index60.02024 calendar year
Annual precipitation53.6"1991-2020 Normals
Average January low53°F1991-2020 Normals
Average July high90°F1991-2020 Normals
Comfortable months81991-2020 Normals
Days above AQI 10032024 calendar year
Median air quality index48.02024 calendar year
Seasonal temperature swing22°F1991-2020 Normals
Air quality
Median air quality index
48
Good on a typical day
Worst tenth of days
60
90th percentile index
Days above 100
3
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

34 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, coastal flooding and lightning.

LightningModerate
Coastal floodingElevated
HurricaneElevated

Low or minimal exposure: tornado, cold wave, inland flooding, heat wave, hail, wildfire, earthquake, strong wind, drought, landslide.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Pinellas County records 3.0 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 11.9 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 22.8 per 100,000 residents in Pinellas County.

Homicide
3.0
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
11.9
per 100,000 residents · under 10 deaths
Drug overdose
22.8
per 100,000 residents · under 10 deaths
Suicide
17.3
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Pinellas County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around Oldsmar rather than Oldsmar itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

5 major airports lie within 100 miles, the nearest 10 miles away.

AirportCodeDistanceLongest runway
St Pete-Clearwater IntlPIE10 mi9,730 ft
Tampa IntlTPA10 mi11,002 ft
Lakeland Linder IntlLAL40 mi8,500 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Other cities in Tampa-St. Petersburg-Clearwater, FL

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
TampaHillsborough County401,61856vs Oldsmar
St. PetersburgPinellas County262,73256vs Oldsmar
Spring HillHernando County119,983vs Oldsmar
BrandonHillsborough County119,767vs Oldsmar
ClearwaterPinellas County117,24749vs Oldsmar
RiverviewHillsborough County113,697vs Oldsmar
Town 'n' CountryHillsborough County85,928vs Oldsmar
LargoPinellas County82,61750vs Oldsmar
Wesley ChapelPasco County76,011vs Oldsmar
Palm HarborPinellas County61,512vs Oldsmar
Pinellas ParkPinellas County53,56051vs Oldsmar
UniversityHillsborough County48,127vs Oldsmar

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Oldsmar

1 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
3467722,762$93,474