University, Florida

Area Profile

48,127 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for University, in Hillsborough County.

Area Score unavailable

Missing required signals: opportunity, growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Housing affordability4118th of 4,223 published cities35
ClimateTop 13% of 4,223 published cities81
Physical resilience3070th of 4,182 published cities34
AccessTop 8% of 4,226 published cities99
Economic stability3771st of 4,226 published cities34
The quick read

Rent takes 42% of median household income here, at or above the threshold conventionally called cost-burdened.

Physical-risk exposure is above the national median, driven mainly by hurricane, cold wave and coastal flooding.

A major airport is 9 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
48,127
2024 ACS 5-Year
Median household income
$37,207
Bottom 8% nationally
Density
7,605/sq mi
6.3 sq mi of land
Median age
28.0
2024 ACS 5-Year
County
Hillsborough County
Florida
Metro area
Tampa-St. Petersburg-Clearwater, FL
Nearest major airport
TPA
9 mi · Tampa Intl
Median home value
$164,900
2024 ACS 5-Year

Jobs & opportunity

Median household income of $37,207 is below 92% of measured US cities.

MetricValueCompared with peersSource period
Median household income ±$2,194$37,207Bottom 8%2024 ACS 5-Year
Per capita income ±$993$21,042Bottom 11%2024 ACS 5-Year
Poverty rate37.0%Top 6%2024 ACS 5-Year
Average commute29.1 minTop 38%2024 ACS 5-Year
Bachelor's degree or higher20.6%Top 50%2024 ACS 5-Year
Labor force participation64.0%Top 38%2024 ACS 5-Year
Mean annual wage$66,490Bottom 39%2025 OEWS
Median annual wage$48,940Bottom 32%2025 OEWS
Median household income, successive ACS releases
202120222023202437k31k
Each point is a separate five-year estimate, most recently $37,207 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Tampa-St. Petersburg-Clearwater, FL
OccupationPeople employedMedian annual wage
Retail Salespersons45,130$33,790
Registered Nurses38,720$85,470
General and Operations Managers35,700$103,670
Customer Service Representatives34,150$42,660
Fast Food and Counter Workers33,910$29,260
Cashiers25,820$30,290

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

Housing & affordability

How it’s calculated →

Median rent of $1,295 takes 42% of median household income, above the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.4 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
41.8%
Above the 30% cost-burdened threshold
Home price to income
4.4×
median home value ÷ median income
Median gross rent
$1,295
2024 ACS 5-Year
Median home value
$164,900
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income4.43Top 21%2024 ACS 5-Year
Homeownership rate12.9%Bottom 1%2024 ACS 5-Year
Housing units ±91923,366Top 2%2024 ACS 5-Year
Median gross rent ±$37$1,295Top 28%2024 ACS 5-Year
Median home value ±$27,791$164,900Bottom 43%2024 ACS 5-Year
Rent as a share of income41.8%Top 1%2024 ACS 5-Year
Vacancy rate13.3%Top 39%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

8 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 53°F.

Normal annual precipitation is 49.5 inches.

40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station TAMPA INTL AP, 10.3 miles from this location.
Precipitation
JFMAMJJASOND9.0"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation49.5"1991-2020 Normals
Annual snowfall0.0"1991-2020 Normals
Average January low53°F1991-2020 Normals
Average July high91°F1991-2020 Normals
Comfortable months81991-2020 Normals
Seasonal temperature swing22°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

34 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, cold wave and coastal flooding.

HurricaneElevated
Cold waveModerate
Coastal floodingModerate
HailModerate

Low or minimal exposure: tornado, lightning, inland flooding, heat wave, wildfire, strong wind, drought, earthquake, landslide.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Hillsborough County records 3.7 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 10.7 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 15.6 per 100,000 residents in Hillsborough County.

Homicide
3.7
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
10.7
per 100,000 residents · under 10 deaths
Drug overdose
15.6
per 100,000 residents · under 10 deaths
Suicide
13.0
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Hillsborough County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around University rather than University itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

6 major airports lie within 100 miles, the nearest 9 miles away.

AirportCodeDistanceLongest runway
Tampa IntlTPA9 mi11,002 ft
St Pete-Clearwater IntlPIE19 mi9,730 ft
Lakeland Linder IntlLAL26 mi8,500 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Other cities in Tampa-St. Petersburg-Clearwater, FL

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
TampaHillsborough County401,61856vs University
St. PetersburgPinellas County262,73256vs University
Spring HillHernando County119,983vs University
BrandonHillsborough County119,767vs University
ClearwaterPinellas County117,24749vs University
RiverviewHillsborough County113,697vs University
Town 'n' CountryHillsborough County85,928vs University
LargoPinellas County82,61750vs University
Wesley ChapelPasco County76,011vs University
Palm HarborPinellas County61,512vs University
Pinellas ParkPinellas County53,56051vs University
Plant CityHillsborough County40,88757vs University

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.