AreaProfile

Ocala, Florida

Area Profile

66,584 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Ocala, in Marion County.

51
Area Score
Bottom 17% of 2,944 published profiles

How we calculate this

How this area ranks
Opportunity2933rd of 3,904 published cities44
Schools1640th of 2,668 published cities43
GrowthTop 30% of 2,973 published cities62
Housing affordability3338th of 4,223 published cities61
ClimateTop 10% of 4,223 published cities84
Physical resilience3424th of 4,182 published cities23
Access3804th of 4,226 published cities67
Economic stability3790th of 4,226 published cities33
The quick read

Employment conditions sit below most comparable published city profiles: unemployment is 5.4% and the Opportunity signal places Ocala in the bottom 25%.

Residential permitting has slowed: 430 units authorized over the past twelve months, 35% below the prior year.

Physical-risk exposure is above the national median, driven mainly by hurricane, cold wave and wildfire.

At a glance

Population
66,584
2024 ACS 5-Year
Median household income
$56,376
Bottom 33% nationally
Density
1,387/sq mi
48.0 sq mi of land
Median age
39.2
2024 ACS 5-Year
County
Marion County
Florida
Metro area
Ocala, FL
Nearest major airport
SFB
62 mi · Orlando Sanford Intl
Median home value
$241,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.4% is lower than 15% of the 3,904 measured US cities.

Employment grew 0.1% over the past year, to 28,365 employed residents.

31% of adults hold a four-year degree, higher than 71% of measured US cities.

MetricValueCompared with peersSource period
Median household income ±$3,924$56,376Bottom 33%2024 ACS 5-Year
Per capita income ±$1,794$32,567Bottom 46%2024 ACS 5-Year
Poverty rate21.1%Top 21%2024 ACS 5-Year
Average commute21.0 minBottom 21%2024 ACS 5-Year
Bachelor's degree or higher31.2%Top 29%2024 ACS 5-Year
Employment28,365Bottom 36%June 2026
Employment change (3 years)0.1%Top 46%June 2026
Employment change (year over year)0.1%Top 27%June 2026
Labor force29,974Bottom 37%June 2026
Labor force participation56.5%Bottom 37%2024 ACS 5-Year
Mean annual wage$55,290Bottom 5%2025 OEWS
Median annual wage$43,990Bottom 4%2025 OEWS
Unemployment change (year over year)0.8%Top 8%June 2026
Unemployment rate5.4%Top 15%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/065.42.8
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 5.4% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Median household income, successive ACS releases
202120222023202456k47k
Each point is a separate five-year estimate, most recently $56,376 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Ocala, FL
OccupationPeople employedMedian annual wage
Retail Salespersons4,430$31,090
Fast Food and Counter Workers3,340$27,880
Cashiers3,260$28,970
Registered Nurses3,040$79,230
Stockers and Order Fillers2,910$35,160
General and Operations Managers2,690$83,770

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

54% of students met the state standard in mathematics and 50% in reading, across the schools here that reported results.

There are 18.0 students for every full-time teacher, more than in most measured places.

Public schools
28
2024-25 school year
Students per teacher
18.0
across all schools here
Math proficiency
54.3%
Top 46% in Florida
Reading proficiency
50.4%
Bottom 38% in Florida
SchoolDistrictStudentsPer teacherMathReading
FOREST HIGH SCHOOLMARION2,38724.1
VANGUARD HIGH SCHOOLMARION1,68422.2
SADDLEWOOD ELEMENTARY SCHOOLMARION1,00718.662%55%
FORT KING MIDDLE SCHOOLMARION91819.544%39%
HOWARD MIDDLE SCHOOLMARION91718.747%57%
WARD-HIGHLANDS ELEMENTARY SCHOOLMARION90815.159%55%
COLLEGE PARK ELEMENTARY SCHOOLMARION87321.347%37%
OSCEOLA MIDDLE SCHOOLMARION86619.267%62%
MAPLEWOOD ELEMENTARY SCHOOLMARION81913.262%47%
DR N H JONES ELEMENTARY SCHOOLMARION78915.280%81%
LEGACY ELEMENTARY SCHOOLMARION75322.135%35%
SOUTH OCALA ELEMENTARY SCHOOLMARION71215.146%43%

52.9% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Florida’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,359 takes 29% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.3 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
28.9%
Below the 30% cost-burdened threshold
Home price to income
4.3×
median home value ÷ median income
Median gross rent
$1,359
2024 ACS 5-Year
Median home value
$241,400
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income4.28Top 23%2024 ACS 5-Year
Homeownership rate52.1%Bottom 11%2024 ACS 5-Year
Housing units ±81130,387Top 2%2024 ACS 5-Year
Median gross rent ±$72$1,359Top 25%2024 ACS 5-Year
Median home value ±$12,251$241,400Top 37%2024 ACS 5-Year
Rent as a share of income28.9%Top 8%2024 ACS 5-Year
Vacancy rate10.6%Top 47%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
62/ 100
Top 30% of 2,973 published city profiles
Permitting is decreasing, measured from 2020 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 10% since 2020, reaching 70,251 in 2024.

Permitting has turned downward after moving the other way the year before.

Population is still rising, but more slowly than in the preceding year.

New construction is predominantly single-family: only 12% of permitted units are in buildings of five or more homes.

At 6.5 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
430
12 months ending July 2026
Per 1,000 residents
6.5
Top 23% nationally
Year over year
−35%
vs the prior twelve months
Multifamily share
12.1%
units in 5+ unit buildings
Population, annual estimates
2020202120222023202470k64k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
202020222023202420251k212
Annual totals from the Census Building Permits Survey. Permitting in 2025 was higher than 2020 (+232%).

Weather & climate

9 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 92°F and January a low of 46°F.

Normal annual precipitation is 51.6 inches.

30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station OCALA, 4.5 miles from this location.
Precipitation
JFMAMJJASOND7.4"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation51.6"1991-2020 Normals
Average January low46°F1991-2020 Normals
Average July high92°F1991-2020 Normals
Comfortable months91991-2020 Normals
Seasonal temperature swing24°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

23 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, cold wave and wildfire.

LightningModerate
HurricaneElevated
WildfireElevated
Cold waveModerate
LandslideModerate

Low or minimal exposure: tornado, strong wind, inland flooding, heat wave, earthquake, drought, coastal flooding, hail, winter weather.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

8 major airports lie within 100 miles, the nearest 62 miles away.

AirportCodeDistanceLongest runway
Orlando Sanford IntlSFB62 mi11,002 ft
Orlando IntlMCO73 mi10,000 ft
St AugustineSGJ73 mi8,001 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
51
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Other cities in Ocala, FL

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
Liberty TriangleMarion County24,888vs Ocala
Marion OaksMarion County23,972vs Ocala

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Ocala

6 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
3447128,342$65,78955
3448023,517$77,55758
3448222,807$65,90155
3447022,443$52,08348
3447420,258$65,29152
3447514,301$30,17445