Key Biscayne, Florida

Unemployment of 2.5% is lower than 99% of the 3,904 measured US cities.

Employment grew 0.6% over the past year, to 1,396,291 employed residents.

77% of adults hold a four-year degree, higher than 98% of measured US cities.

Household income is higher than at least 98% of measured US cities.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Miami-Dade County, FL, which contains this city.

Median rent of $3,501 takes 23% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 8.7 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 89°F and January a low of 64°F.

Normal annual precipitation is 51.0 inches.

Air quality measures a median index of 48, in the Good band, and about 4 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Taxes and full cost of living

No public source publishes either with national coverage and a method open enough to check. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings. Nothing here is individualised tax advice.

Anything about a specific address

Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighbourhood all vary within the places measured here.

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Put Key Biscayne side by side with a similar place.

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.