Chelsea, Alabama

Area Profile

16,260 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Chelsea, in Shelby County.

71out of 100
Area Score
Top 12% of 4,196 profiles measured

How we calculate this

How this area ranks

Data updated · 15 sources
OpportunityTop 24% of 4,199 cities measured70
SchoolsTop 26% of 4,162 cities measured69
GrowthTop 21% of 4,224 cities measured65
Housing affordabilityTop 1% of 4,218 cities measured98
ClimateTop 33% of 4,225 cities measured74
Physical resilience2,533rd of 4,226 cities measured48
Access2,289th of 4,226 cities measured91
Economic stabilityTop 9% of 4,226 cities measured77
The quick read

Chelsea ranks in the top 24% of cities measured for employment opportunity, with unemployment at 2.9% and median household income of $115,337. The unemployment rate is published for Shelby County, AL, which contains Chelsea, rather than for Chelsea alone.

In the public schools here, 60% of students met the state standard in mathematics, with 17.0 students for every teacher.

155 housing units were authorized over the past twelve months, within 11% of the prior year — steady rather than turning.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
16,260
2024 ACS 5-Year
Median household income
$115,337
Top 11% nationally
Density
498/sq mi
32.6 sq mi of land
Median age
37.6
2024 ACS 5-Year
County
Alabama
Metro area
Nearest major airport
BHM
19 mi · Birmingham-Shuttlesworth Intl
Median home value
$360,000
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Shelby County, AL, which contains Chelsea, is 2.9%, lower than in 95% of the 4,226 measured US cities.

Employment across Shelby County, AL, which contains Chelsea, fell 1.9% over the past year, to 119,334 employed residents.

48% of adults hold a four-year degree, higher than 88% of measured US cities.

Median household income of $115,337 is higher than in 89% of measured US cities.

MetricValueCompared nationallySource period
Income of new arrivalsShelby County, AL’s figurefiling years 2022–2023$75,66655th percentileof 4,101filing years 2022–2023
Income of those who leftShelby County, AL’s figurefiling years 2022–2023$78,82063rd percentileof 4,101filing years 2022–2023
Median household income ±$11,2862024 ACS 5-Year$115,337Top 11%of 29,2232024 ACS 5-Year
Per capita income ±$4,1822024 ACS 5-Year$49,712Top 18%of 31,4202024 ACS 5-Year
Poverty rate ±1%2024 ACS 5-Year2.8%Top 14%of 31,7732024 ACS 5-Year
Average commute ±2.1 min2024 ACS 5-Year34.8 minBottom 17%of 31,5432024 ACS 5-Year
Bachelor's degree or higher ±5%2024 ACS 5-Year48.5%Top 12%of 31,9192024 ACS 5-Year
Drove alone to work ±2%2024 ACS 5-Year78.3%54th percentileof 31,4332024 ACS 5-Year
EmploymentShelby County, AL’s figureJuly 2026119,334Top 41%of 4,226July 2026
Employment change (3 years)Shelby County, AL’s figureJuly 2026−0.8%Bottom 42%of 4,226July 2026
Employment change (year over year)Shelby County, AL’s figureJuly 2026−1.9%Bottom 23%of 4,226July 2026
Labor forceShelby County, AL’s figureJuly 2026122,96059th percentileof 4,226July 2026
Labor force participation ±3%2024 ACS 5-Year82.3%Top 35%of 31,5132024 ACS 5-Year
Mean annual wageBirmingham, AL Metro Area’s figure2025 OEWS$60,770Bottom 17%of 3,7292025 OEWS
Median annual wageBirmingham, AL Metro Area’s figure2025 OEWS$47,770Bottom 22%of 3,7292025 OEWS
Public transit to work ±0.6%2024 ACS 5-Year0.4%78th percentileof 31,4332024 ACS 5-Year
Unemployment change (year over year)Shelby County, AL’s figureJuly 2026+0.5%Bottom 19%of 4,226July 2026
Unemployment rateShelby County, AL’s figureJuly 20262.9%Top 5%of 4,226July 2026
Worked from home ±3%2024 ACS 5-Year15.1%76th percentileof 31,4332024 ACS 5-Year

Median household income, successive ACS releases

2021202220232024115k94k
Each point is a separate five-year estimate, most recently $115,337 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Birmingham, AL

OccupationPeople employedMedian annual wage
Registered Nurses17,850$78,680
Retail Salespersons15,280$31,450
Secretaries and Administrative Assistants, Except Legal, Medical, and Executive10,900$44,580
Stockers and Order Fillers10,890$35,660
Cashiers10,690$29,310
Fast Food and Counter Workers10,080$27,020

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Shelby County, AL, which contains this city.

60% of students met the state standard in mathematics and 59% in reading, across the schools here that reported results.

There are 17.0 students for every full-time teacher across 4 public schools, more than in most measured places.

Public schools
4
2024-25 school year
Students per teacher
17.0
across all schools here
Math proficiency
60.5%
Top 23% in Alabama
Reading proficiency
59.5%
Top 23% in Alabama
All 4 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Chelsea High SchoolShelby County1,23517.259%57%
Chelsea Park Elementary SchoolShelby County89116.262%62%
Chelsea Middle SchoolShelby County83118.165%60%
Forest Oaks Elementary SchoolShelby County60616.855%60%

27.4% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Alabama’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 8% below the national average — the Bureau of Economic Analysis index reads 91.8, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Birmingham, AL Metro Area is up 39% over five years, and up 3.4% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $1,393 a year in real estate taxes, about 0.39% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,800, some 27% above the $1,414 tenants already here pay.

At HUD’s Fair Market Rent of $1,800 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $72,000 a year, about 62% of the median household income here of $115,337.

The typical renter household here spends 19% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,414 a month.

A median home at $360,000 costs 3.0 times the median income of its owner-occupied households, $120,153, close to the historic benchmark for an affordable market.

Cost of living
91.8

Prices here run about 8% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Birmingham, AL Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
18.8%
Below the 30% cost-burdened threshold
Home price to income
3.0×
median home value ÷ owner household income
Market rent, two bedroom
$1,800
what a new lease costs · FY2026
Median gross rent
$1,414
what tenants now pay · 2024 ACS 5-Year
Median home value
$360,000
2024 ACS 5-Year

The figures above are measured against Chelsea’s median household income of $115,337, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Birmingham, AL Metro Area’s figure202391.8Top 12%of 3,7002023
Home price change (1 year)the Birmingham, AL Metro Area’s figure2026 Q2+3.4%54th percentileof 4,1542026 Q2
Home price change (5 years)the Birmingham, AL Metro Area’s figure2026 Q2+38.9%37th percentileof 4,1542026 Q2
Home price change (10 years)the Birmingham, AL Metro Area’s figure2026 Q2+85.4%37th percentileof 4,1542026 Q2
Home price to income ±0.22024 ACS 5-Year3.0Bottom 35%of 26,8152024 ACS 5-Year
Homeownership rate ±5%2024 ACS 5-Year90.0%78th percentileof 31,7172024 ACS 5-Year
Housing units ±3062024 ACS 5-Year5,92090th percentileof 32,1772024 ACS 5-Year
Market rent, one bedroomFY2026$1,640Bottom 36%of 4,072FY2026
Market rent, three bedroomFY2026$2,250Bottom 47%of 4,072FY2026
Market rent, two bedroomFY2026$1,800Bottom 42%of 4,072FY2026
Median gross rent ±$3182024 ACS 5-Year$1,414Bottom 22%of 23,1202024 ACS 5-Year
Median home value ±$9,9722024 ACS 5-Year$360,00079th percentileof 29,1112024 ACS 5-Year
Median property taxes ±$732024 ACS 5-Year$1,39338th percentileof 26,4402024 ACS 5-Year
Owner household income ±$7,1772024 ACS 5-Year$120,153Top 15%of 27,5482024 ACS 5-Year
Property tax rate ±0.02%2024 ACS 5-Year0.39%5th percentileof 20,5432024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year18.8%Top 11%of 22,9502024 ACS 5-Year
Seasonal and second homes ±652024 ACS 5-Year7086th percentileof 32,3302024 ACS 5-Year
Second homes2024 ACS 5-Year1.2%63rd percentileof 31,8952024 ACS 5-Year
Vacancy rate2024 ACS 5-Year2.1%22nd percentileof 31,7692024 ACS 5-Year
Vacant housing units ±1252024 ACS 5-Year19677th percentileof 32,3302024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

65/ 100
Top 21% of 4,224 published city profiles
Permitting has been falling for the last 4 years of a series running from 2020 to 2025. That is the direction of the recent run. The chart below compares the first year with the last, which can point the other way.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 13% since 2020, reaching 17,293 in 2024.

Permit activity fell in each of the 4 calendar years through 2025.

Population is still rising but the pace is easing: 17,293 residents in 2024, up 2.8% over the year, a smaller gain than the year before.

New construction is predominantly single-family: of 155 units permitted over the past twelve months, none were in buildings of five or more homes.

Federal tax returns show Shelby County, which contains Chelsea, gained about 0.9% of its residents through moves within the US in the most recent year, counting those who arrived against those who left. Households that moved in reported an average income of $75,666, close to the $78,820 of households that moved out.

At 9.5 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
155
12 months ending July 2026
Per 1,000 residents
9.5
Top 13% nationally
Year over year
−11%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

Population, annual estimates

2020202120222023202417k15k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been rising for the last 4 years, over a series running from 2020 to 2024.

People moving in and out

Net migration
+0.9%
of residents, in a year
Arrivals from another state
31%
of people moving in
Income of arrivals
$75,666
average per tax return
Income of those who left
$78,820
average per tax return

Where newcomers came from

  1. Jefferson County, AL 5,207 people · 42% of arrivals
  2. Chilton County, AL 465 people · 3.7% of arrivals
  3. Tuscaloosa County, AL 370 people · 3.0% of arrivals
  4. St. Clair County, AL 341 people · 2.7% of arrivals
  5. Talladega County, AL 300 people · 2.4% of arrivals

Where people who left went

  1. Jefferson County, AL 3,920 people · 36% of departures
  2. Chilton County, AL 620 people · 5.7% of departures
  3. St. Clair County, AL 408 people · 3.8% of departures
  4. Talladega County, AL 284 people · 2.6% of departures
  5. Baldwin County, AL 230 people · 2.1% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Shelby County, AL. IRS Statistics of Income, filing years 2022–2023.

Housing units permitted per year

202020212022202320242025202155
Annual totals from the Census Building Permits Survey. Permitting in 2025 was lower than 2020 (−21%).

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 36°F.

Normal annual precipitation is 56.2 inches.

Air quality measures a median index of 40, in the Good band, and no day in the year passed 100.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ALABASTER SHELBY CO AP, 12.4 miles from this location.

Precipitation

JFMAMJJASOND5.8"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year502024 calendar year
Annual precipitation1991-2020 Normals56.2"1991-2020 Normals
Average January low1991-2020 Normals36°F1991-2020 Normals
Average July high1991-2020 Normals91°F1991-2020 Normals
Comfortable months1991-2020 Normals61991-2020 Normals
Days above AQI 1002024 calendar year02024 calendar year
Median air quality index2024 calendar year402024 calendar year
Seasonal temperature swing1991-2020 Normals36°F1991-2020 Normals

Air quality

Median air quality index
40
Good on a typical day
Worst tenth of days
50
90th percentile index
Days above 100
0
unhealthy for sensitive groups

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

48 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and cold wave, with inland flooding alone responsible for 53% of it. Cold wave is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

TornadoElevated
LandslideModerate
LightningModerate
Inland floodingElevated
Heat waveModerate
EarthquakeElevated
DroughtModerate

Low or minimal exposure: cold wave, strong wind, wildfire, hurricane, ice storm, hail, winter weather, tsunami, volcanic activity, coastal flooding, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Shelby County has a modeled homicide rate of about 4.0 per 100,000 residents a year, because the CDC suppresses counts this small, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 12.9 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.

Drug overdose deaths run at 10.3 per 100,000 residents in Shelby County.

Homicide
4.0
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
12.9
per 100,000 residents
Drug overdose
10.3
per 100,000 residents
Suicide
14.2
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around Chelsea (Shelby County) rather than Chelsea itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. Either no municipal department reports for this place — many smaller communities are policed by the county — or its department did not report every month of the year. Either way there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

3 major airports lie within 100 miles, the nearest Birmingham-Shuttlesworth Intl at 19 miles.

MetricValueCompared nationallySource period
Broadband access ±1%2024 ACS 5-Year96.8%Top 17%of 31,5882024 ACS 5-Year
Distance to major airportNASR current cycle19 miBottom 47%of 4,226NASR current cycle
Major airports within 100 milesNASR current cycle3Bottom 20%of 4,226NASR current cycle
No internet access ±1%2024 ACS 5-Year1.0%Top 15%of 31,5882024 ACS 5-Year
AirportCodeDistanceLongest runway
Birmingham-Shuttlesworth IntlBHM19 mi12,007 ft
Montgomery Rgnl (Dannelly Fld)MGM71 mi9,020 ft
Huntsville Intl-Carl T Jones FldHSV92 mi10,001 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
71
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—

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Other cities in Birmingham, AL

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
BirminghamJefferson County198,17348Birmingham vs Chelsea
HooverJefferson County92,64271Hoover vs Chelsea
Vestavia HillsJefferson County38,61664Vestavia Hills vs Chelsea
AlabasterShelby County33,91764
HomewoodJefferson County27,82968
TrussvilleJefferson County26,67371
BessemerJefferson County25,40046
PelhamShelby County24,82764
Mountain BrookJefferson County22,02969
HelenaShelby County21,76963
CaleraShelby County17,71463
GardendaleJefferson County16,53461

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Compare

Put Chelsea side by side with a similar place.

Chelsea vs SummerfieldChelsea vs Choctaw

Moving to Chelsea from somewhere else?

You get the difference in prices, rent and weather, and the income that would keep pace.

Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

ZIP codes in Chelsea

1 ZIP area

Every ZIP area in Chelsea with census figures of its own, largest first. The ones linked below diverge enough from the city as a whole to carry a full profile; the rest track Chelsea closely, so their figures are here rather than on a page that would repeat this one. An Area Score is calculated for published profiles only, which is why it is blank on those rows.

ZIPPopulationMedian household incomeMedian home valueArea Score
3504315,837$121,356$366,200—