38301 — Jackson, Tennessee
Area Profile
Income, jobs, climate, physical risk and development data for ZIP code 38301. Its median home value runs 39% below Jackson as a whole, which is why this ZIP carries a profile of its own.
How this area ranks
Data updated · 15 sourcesEmployment conditions sit below most comparable ZIP areas measured: unemployment is 4.4% and the Opportunity signal places 38301 in the bottom 20%. The unemployment rate is published for Jackson, TN, which contains 38301, rather than for 38301 alone.
155 housing units were authorized over the past twelve months, essentially level with the prior year — steady rather than turning. The permit count and 1 other measure here are published for Jackson, TN, which contains 38301, rather than for 38301 alone.
Rent takes 33% of renter income here, above the 30% threshold conventionally called cost-burdened, and the median home is 2.4 times what its owners earn.
These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.
At a glance
Jobs & opportunity
Unemployment across Jackson, TN, which contains 38301, is 4.4% — higher than in all but 49% of the 3,127 measured US ZIP areas.
Employment across Jackson, TN, which contains 38301, fell 1.3% over the past year, to 29,235 employed residents.
Median household income of $43,227 is lower than in 92% of measured US ZIP areas.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Income of new arrivalsMadison County, TN’s figurefiling years 2022–2023 | $52,209 | 14th percentileof 2,996 | filing years 2022–2023 |
| Income of those who leftMadison County, TN’s figurefiling years 2022–2023 | $52,974 | 15th percentileof 2,996 | filing years 2022–2023 |
| Median household income ±$3,6332024 ACS 5-Year | $43,227 | Bottom 8%of 31,049 | 2024 ACS 5-Year |
| Per capita income ±$1,3582024 ACS 5-Year | $24,525 | Bottom 12%of 32,822 | 2024 ACS 5-Year |
| Poverty rate ±4%2024 ACS 5-Year | 28.7% | Bottom 7%of 32,846 | 2024 ACS 5-Year |
| Average commute ±1.3 min2024 ACS 5-Year | 21.6 min | Top 19%of 32,887 | 2024 ACS 5-Year |
| Bachelor's degree or higher ±2%2024 ACS 5-Year | 15.9% | Bottom 27%of 33,193 | 2024 ACS 5-Year |
| Drove alone to work ±4%2024 ACS 5-Year | 73.5% | 41st percentileof 32,798 | 2024 ACS 5-Year |
| EmploymentJackson, TN’s figureJuly 2026 | 29,235 | Bottom 32%of 3,127 | July 2026 |
| Employment change (3 years)Jackson, TN’s figureJuly 2026 | +2.0% | Top 23%of 3,127 | July 2026 |
| Employment change (year over year)Jackson, TN’s figureJuly 2026 | −1.3% | Bottom 35%of 3,127 | July 2026 |
| Labor forceJackson, TN’s figureJuly 2026 | 30,577 | 32nd percentileof 3,127 | July 2026 |
| Labor force participation ±3%2024 ACS 5-Year | 67.7% | Bottom 19%of 32,883 | 2024 ACS 5-Year |
| Mean annual wageJackson, TN Metro Area’s figure2025 OEWS | $53,290 | Bottom 4%of 2,760 | 2025 OEWS |
| Median annual wageJackson, TN Metro Area’s figure2025 OEWS | $44,790 | Bottom 9%of 2,760 | 2025 OEWS |
| Public transit to work ±0.9%2024 ACS 5-Year | 1.2% | 82nd percentileof 32,798 | 2024 ACS 5-Year |
| Unemployment change (year over year)Jackson, TN’s figureJuly 2026 | −0.4% | Top 34%of 3,127 | July 2026 |
| Unemployment rateJackson, TN’s figureJuly 2026 | 4.4% | Bottom 49%of 3,127 | July 2026 |
| Worked from home ±2%2024 ACS 5-Year | 7.2% | 36th percentileof 32,798 | 2024 ACS 5-Year |
Median household income, successive ACS releases
Largest occupations — Jackson, TN
| Occupation | People employed | Median annual wage |
|---|---|---|
| Laborers and Freight, Stock, and Material Movers, Hand | 2,410 | $36,710 |
| Retail Salespersons | 2,390 | $30,990 |
| Fast Food and Counter Workers | 2,370 | $26,360 |
| Home Health and Personal Care Aides | 2,280 | $31,120 |
| Registered Nurses | 1,930 | $75,610 |
| Miscellaneous Assemblers and Fabricators | 1,890 | $40,340 |
Searches the 40 largest occupations here that have a published wage.
Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.
The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Jackson, TN, the city containing this ZIP code.
20% of students met the state standard in mathematics and 30% in reading, across the schools here that reported results.
| School | District | Students | Per teacher | Math | Reading |
|---|---|---|---|---|---|
| South Side High School | Madison County | 756 | — | 21% | 25% |
| Community Montessori School | Madison County | 665 | — | 47% | 56% |
| Arlington Elementary School | Madison County | 626 | — | 8% | 9% |
| Isaac Lane Technology Magnet Elementary | Madison County | 563 | — | 12% | 12% |
| Rose Hill School | Madison County | 511 | — | 15% | 16% |
| Jackson Central Merry High School | Madison County | 507 | — | — | — |
| Madison Academic Magnet High School | Madison County | 483 | — | 27% | 87% |
| Jackson Central Merry Middle School | Madison County | 463 | — | — | — |
| Alexander Elementary School | Madison County | 427 | — | 22% | 12% |
| Lincoln Elementary School | Madison County | 412 | — | 8% | 8% |
| West-Bemis Middle School | Madison County | 369 | — | 18% | 20% |
| Jackson Central-Merry Early College High | Madison County | 268 | — | 15% | 65% |
Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Tennessee’s own standard, so it is ranked within state. How to read school figures.
Housing & affordability
How it’s calculated — housing affordability →Prices for everything a household buys run about 13% below the national average — the Bureau of Economic Analysis index reads 86.8, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.
The Federal Housing Finance Agency’s house price index for the Jackson, TN Metro Area is up 56% over five years, and up 6.1% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.
Homeowners here who pay a tax bill pay a median of $788 a year in real estate taxes, about 0.59% of the median home value.
HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,260, some 26% above the $998 tenants already here pay.
At HUD’s Fair Market Rent of $1,260 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $50,400 a year, about 117% of the median household income here of $43,227.
The typical renter household here spends 33% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $998 a month.
A median home at $132,900 costs 2.4 times the median income of its owner-occupied households, $56,489, close to the historic benchmark for an affordable market.
Prices here run about 13% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.
Published for the Jackson, TN Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.
The figures above are measured against 38301’s median household income of $43,227, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Cost of living indexthe Jackson, TN Metro Area’s figure2023 | 86.8 | Top 2%of 2,737 | 2023 |
| Home price change (1 year)the Jackson, TN Metro Area’s figure2026 Q2 | +6.1% | 91st percentileof 3,071 | 2026 Q2 |
| Home price change (5 years)the Jackson, TN Metro Area’s figure2026 Q2 | +56.4% | 89th percentileof 3,071 | 2026 Q2 |
| Home price change (10 years)the Jackson, TN Metro Area’s figure2026 Q2 | +116.5% | 81st percentileof 3,071 | 2026 Q2 |
| Home price to income ±0.42024 ACS 5-Year | 2.4 | Top 36%of 29,275 | 2024 ACS 5-Year |
| Homeownership rate ±3%2024 ACS 5-Year | 51.1% | 10th percentileof 32,750 | 2024 ACS 5-Year |
| Housing units ±5112024 ACS 5-Year | 15,652 | 93rd percentileof 33,460 | 2024 ACS 5-Year |
| Market rent, one bedroomFY2026 | $960 | Top 24%of 3,031 | FY2026 |
| Market rent, three bedroomFY2026 | $1,677 | Top 36%of 3,031 | FY2026 |
| Market rent, two bedroomFY2026 | $1,260 | Top 33%of 3,031 | FY2026 |
| Median gross rent ±$412024 ACS 5-Year | $998 | Top 49%of 26,396 | 2024 ACS 5-Year |
| Median home value ±$15,1712024 ACS 5-Year | $132,900 | 21st percentileof 30,812 | 2024 ACS 5-Year |
| Median property taxes ±$572024 ACS 5-Year | $788 | 13th percentileof 28,935 | 2024 ACS 5-Year |
| Owner household income ±$6,3302024 ACS 5-Year | $56,489 | Bottom 13%of 29,802 | 2024 ACS 5-Year |
| Property tax rate ±0.08%2024 ACS 5-Year | 0.59% | 21st percentileof 24,099 | 2024 ACS 5-Year |
| Rent as a share of income ±3%2024 ACS 5-Year | 33.4% | Bottom 23%of 26,247 | 2024 ACS 5-Year |
| Seasonal and second homes ±922024 ACS 5-Year | 87 | 73rd percentileof 33,772 | 2024 ACS 5-Year |
| Second homes2024 ACS 5-Year | 0.6% | 42nd percentileof 32,961 | 2024 ACS 5-Year |
| Vacancy rate2024 ACS 5-Year | 12.8% | 77th percentileof 32,788 | 2024 ACS 5-Year |
| Vacant housing units ±3112024 ACS 5-Year | 2,088 | 97th percentileof 33,772 | 2024 ACS 5-Year |
These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.
Growth & development
How it’s calculated — growth →Development Momentum
An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.
New construction is predominantly single-family: of 155 units permitted over the past twelve months, none were in buildings of five or more homes. The multifamily share is published for Jackson, TN, which contains 38301, rather than for 38301 alone.
At 2.3 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas. The permit rate is published for Jackson, TN, which contains 38301, rather than for 38301 alone.
People moving in and out
Where newcomers came from
- Gibson County, TN 545 people · 12% of arrivals
- Shelby County, TN 336 people · 7.2% of arrivals
- Chester County, TN 222 people · 4.7% of arrivals
- Haywood County, TN 221 people · 4.7% of arrivals
- Henderson County, TN 169 people · 3.6% of arrivals
Where people who left went
- Gibson County, TN 753 people · 15% of departures
- Shelby County, TN 299 people · 6.0% of departures
- Chester County, TN 231 people · 4.7% of departures
- Henderson County, TN 211 people · 4.3% of departures
- Rutherford County, TN 190 people · 3.8% of departures
Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Madison County, TN. IRS Statistics of Income, filing years 2022–2023.
The Building Permits Survey is not published for ZIP areas. This is the figure for Jackson, TN, the city containing this ZIP code.
Weather & climate
7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 90°F and January a low of 29°F.
Normal annual precipitation is 53.9 inches.
Precipitation
| Metric | Value | Source period |
|---|---|---|
| 90th percentile air quality index2024 calendar year | 54 | 2024 calendar year |
| Annual precipitation1991-2020 Normals | 53.9" | 1991-2020 Normals |
| Average January low1991-2020 Normals | 29°F | 1991-2020 Normals |
| Average July high1991-2020 Normals | 90°F | 1991-2020 Normals |
| Comfortable months1991-2020 Normals | 7 | 1991-2020 Normals |
| Days above AQI 1002024 calendar year | 0 | 2024 calendar year |
| Median air quality index2024 calendar year | 33 | 2024 calendar year |
| Seasonal temperature swing1991-2020 Normals | 41°F | 1991-2020 Normals |
Air quality
A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.
Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.
Physical risk
The hazards accounting for most of this area's expected annual loss are earthquake, tornado and cold wave, with earthquake alone responsible for 51% of it. Cold wave is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.
Low or minimal exposure: cold wave, heat wave, lightning, strong wind, inland flooding, hurricane, drought, winter weather, wildfire, hail, coastal flooding, tsunami, volcanic activity, avalanche.
Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.
These are deaths, not offenses — they say nothing about burglary, theft or assault.
Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.
Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 38301 (Madison County) rather than 38301 itself. They are shown and not scored. How to read death rates.
What this profile does not cover
Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.
- Reported crime
- Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Jackson carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
- Taxes
- Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
- Anything about a specific address
- Every figure describes an area, not a street or a house.
Access
3 major airports lie within 100 miles, the nearest Millington/Memphis at 59 miles.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Broadband access ±2%2024 ACS 5-Year | 83.1% | Bottom 25%of 32,663 | 2024 ACS 5-Year |
| Distance to major airportNASR current cycle | 59 mi | Bottom 9%of 3,127 | NASR current cycle |
| Major airports within 100 milesNASR current cycle | 3 | Bottom 21%of 3,127 | NASR current cycle |
| No internet access ±3%2024 ACS 5-Year | 14.6% | Bottom 21%of 32,663 | 2024 ACS 5-Year |
| Airport | Code | Distance | Longest runway |
|---|---|---|---|
| Millington/Memphis | NQA | 59 mi | 8,001 ft |
| Arkansas Intl | BYH | 66 mi | 11,602 ft |
| Frederick W Smith Intl/Memphis | MEM | 74 mi | 11,120 ft |
Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.
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Similar places
Matched on AreaProfile signals, not geographyData & methodology
| Used for | Source | Source period |
|---|---|---|
| Access | Federal Aviation Administration Airports (NASR) — Aeronautical Data Delivery Service | NASR current cycle |
| Physical risk | Federal Emergency Management Agency National Risk Index | National Risk Index December 2025 (v1.20.0) |
| Demographics, Income | Internal Revenue Service, Statistics of Income Division U.S. Population Migration Data (county to county) | filing years 2022–2023 |
| Climate | NOAA National Centers for Environmental Information U.S. Climate Normals 1991–2020 (Monthly) | 1991-2020 Normals |
| Housing | U.S. Bureau of Economic Analysis Regional price parities and county personal income | 2023 |
| Jobs | U.S. Bureau of Labor Statistics Local Area Unemployment Statistics | July 2026 |
| Jobs | U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics | 2025 OEWS |
| Access, Demographics, Housing, Income, Jobs | U.S. Census Bureau American Community Survey 5-Year Estimates (Table-Based Summary File) | 2024 ACS 5-Year |
| Development | U.S. Census Bureau Building Permits Survey | 12 months ending July 2026 |
| Demographics | U.S. Census Bureau Population Estimates Program | July 1, 2024 estimate |
| Safety | U.S. Centers for Disease Control and Prevention, National Center for Health Statistics Provisional county-level mortality by intent | March 2025 to February 2026; May 2025 to April 2026 |
| Schools | U.S. Department of Education, National Center for Education Statistics Common Core of Data and EDFacts assessments | 2018-19 school year; 2024-25 school year |
| Housing | U.S. Department of Housing and Urban Development, Office of Policy Development and Research Fair Market Rents | FY2026 |
| Climate | U.S. Environmental Protection Agency, Air Quality System Daily Air Quality Index by county | 2024 calendar year |
| Housing | U.S. Federal Housing Finance Agency House Price Index (traditional, all-transactions) | 2026 Q2 |
| Current conditions | NOAA National Weather Service National Weather Service current conditions | Live observation, read when the page opens |
Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.
38301 vs Jackson
How this ZIP area compares with Jackson as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.
Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.