37043 — Clarksville, Tennessee

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 37043. Its median household income runs 37% above Clarksville as a whole, which is why this ZIP carries a profile of its own.

72out of 100
Area Score
Top 9% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 15 sources
OpportunityTop 22% of 3,116 ZIP areas measured69
SchoolsTop 2% of 3,047 ZIP areas measured90
GrowthTop 7% of 3,124 ZIP areas measured76
Housing affordabilityTop 14% of 3,112 ZIP areas measured80
ClimateTop 28% of 3,127 ZIP areas measured75
Physical resilience1,916th of 3,127 ZIP areas measured48
Access2,498th of 3,127 ZIP areas measured78
Economic stabilityTop 21% of 3,127 ZIP areas measured71
The quick read

37043 ranks in the top 22% of ZIP areas measured for employment opportunity, with unemployment at 4.1% and median household income of $95,219. The unemployment rate is published for Clarksville, TN, which contains 37043, rather than for 37043 alone.

Public schools test above most of the state: 53% of students met the mathematics standard, placing the area in the top 2% of published profiles for schools.

2,002 housing units were authorized over the past twelve months, within 12% of the prior year — steady rather than turning. The permit count and 1 other measure here are published for Clarksville, TN, which contains 37043, rather than for 37043 alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
58,742
2024 ACS 5-Year
Median household income
$95,219
Top 22% nationally
Density
542/sq mi
108.5 sq mi of land
Median age
36.4
2024 ACS 5-Year
City
Clarksville
Tennessee
Nearest major airport
BNA
40 mi · Nashville Intl
Median home value
$356,900
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Clarksville, TN, which contains 37043, is 4.1%, lower than in 61% of the 3,127 measured US ZIP areas.

Employment across Clarksville, TN, which contains 37043, fell 1.0% over the past year, to 75,507 employed residents.

43% of adults hold a four-year degree, higher than 82% of measured US ZIP areas.

MetricValueCompared nationallySource period
Income of new arrivalsMontgomery County, TN’s figurefiling years 2022–2023$52,67215th percentileof 2,996filing years 2022–2023
Income of those who leftMontgomery County, TN’s figurefiling years 2022–2023$53,62516th percentileof 2,996filing years 2022–2023
Median household income ±$5,5882024 ACS 5-Year$95,219Top 22%of 31,0492024 ACS 5-Year
Per capita income ±$1,9412024 ACS 5-Year$43,778Top 30%of 32,8222024 ACS 5-Year
Poverty rate ±1%2024 ACS 5-Year4.6%Top 18%of 32,8462024 ACS 5-Year
Average commute ±1.3 min2024 ACS 5-Year29.5 minBottom 41%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±3%2024 ACS 5-Year42.8%Top 18%of 33,1932024 ACS 5-Year
Drove alone to work ±3%2024 ACS 5-Year81.8%73rd percentileof 32,7982024 ACS 5-Year
EmploymentClarksville, TN’s figureJuly 202675,507Top 37%of 3,127July 2026
Employment change (3 years)Clarksville, TN’s figureJuly 2026+4.5%Top 9%of 3,127July 2026
Employment change (year over year)Clarksville, TN’s figureJuly 2026−1.0%Bottom 43%of 3,127July 2026
Labor forceClarksville, TN’s figureJuly 202678,70163rd percentileof 3,127July 2026
Labor force participation ±2%2024 ACS 5-Year81.0%Top 38%of 32,8832024 ACS 5-Year
Mean annual wageClarksville, TN-KY Metro Area’s figure2025 OEWS$53,330Bottom 4%of 2,7602025 OEWS
Median annual wageClarksville, TN-KY Metro Area’s figure2025 OEWS$44,860Bottom 9%of 2,7602025 OEWS
Public transit to work ±0.5%2024 ACS 5-Year0.4%70th percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Clarksville, TN’s figureJuly 2026−0.3%Top 36%of 3,127July 2026
Unemployment rateClarksville, TN’s figureJuly 20264.1%Top 39%of 3,127July 2026
Worked from home ±1%2024 ACS 5-Year8.0%40th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202495k81k
Each point is a separate five-year estimate, most recently $95,219 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Clarksville, TN-KY

OccupationPeople employedMedian annual wage
Fast Food and Counter Workers4,000$26,990
Retail Salespersons3,470$29,100
Stockers and Order Fillers2,960$36,460
Cashiers2,720$28,230
Laborers and Freight, Stock, and Material Movers, Hand2,580$37,070
Miscellaneous Assemblers and Fabricators2,520$45,560

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Clarksville, TN, the city containing this ZIP code.

53% of students met the state standard in mathematics and 57% in reading, across the schools here that reported results.

Public schools
12
2024-25 school year
Students per teacher
—
Math proficiency
53.2%
Top 11% in Tennessee
Reading proficiency
56.8%
Top 8% in Tennessee
The 12 largest public schools, by enrollment.
SchoolDistrictStudentsPer teacherMathReading
Clarksville HighMontgomery County1,530—22%62%
Rossview HighMontgomery County1,529—25%61%
Kirkwood HighMontgomery County1,293———
Rossview ElementaryMontgomery County1,188—84%68%
Richview MiddleMontgomery County1,174—52%41%
Kirkwood MiddleMontgomery County1,163———
Rossview MiddleMontgomery County1,076—53%42%
East Montgomery ElementaryMontgomery County836—80%59%
Sango ElementaryMontgomery County751—77%67%
Carmel ElementaryMontgomery County702—70%65%
Barksdale ElementaryMontgomery County509—60%41%
Spanish Immersion @ BarksdaleMontgomery County274———

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Tennessee’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 8% below the national average — the Bureau of Economic Analysis index reads 91.7, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Clarksville, TN-KY Metro Area is up 49% over five years, and up 2.1% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $2,100 a year in real estate taxes, about 0.59% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,440, some 9% above the $1,319 tenants already here pay.

At HUD’s Fair Market Rent of $1,440 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $57,600 a year, about 60% of the median household income here of $95,219.

The typical renter household here spends 27% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,319 a month.

A median home at $356,900 costs 3.0 times the median income of its owner-occupied households, $118,245, above the historic benchmark of about 3 times income.

Cost of living
91.7

Prices here run about 8% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Clarksville, TN-KY Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
26.7%
Below the 30% cost-burdened threshold
Home price to income
3.0×
median home value ÷ owner household income
Market rent, two bedroom
$1,440
what a new lease costs · FY2026
Median gross rent
$1,319
what tenants now pay · 2024 ACS 5-Year
Median home value
$356,900
2024 ACS 5-Year

The figures above are measured against 37043’s median household income of $95,219, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Clarksville, TN-KY Metro Area’s figure202391.7Top 18%of 2,7372023
Home price change (1 year)the Clarksville, TN-KY Metro Area’s figure2026 Q2+2.1%34th percentileof 3,0712026 Q2
Home price change (5 years)the Clarksville, TN-KY Metro Area’s figure2026 Q2+49.4%73rd percentileof 3,0712026 Q2
Home price change (10 years)the Clarksville, TN-KY Metro Area’s figure2026 Q2+105.2%64th percentileof 3,0712026 Q2
Home price to income ±0.22024 ACS 5-Year3.0Bottom 39%of 29,2752024 ACS 5-Year
Homeownership rate ±3%2024 ACS 5-Year70.5%30th percentileof 32,7502024 ACS 5-Year
Housing units ±6592024 ACS 5-Year22,93898th percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$1,170Top 43%of 3,031FY2026
Market rent, three bedroomFY2026$2,000Top 50%of 3,031FY2026
Market rent, two bedroomFY2026$1,440Top 45%of 3,031FY2026
Median gross rent ±$772024 ACS 5-Year$1,319Bottom 29%of 26,3962024 ACS 5-Year
Median home value ±$13,1782024 ACS 5-Year$356,90075th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$1062024 ACS 5-Year$2,10053rd percentileof 28,9352024 ACS 5-Year
Owner household income ±$7,6752024 ACS 5-Year$118,245Top 17%of 29,8022024 ACS 5-Year
Property tax rate ±0.04%2024 ACS 5-Year0.59%21st percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year26.7%Top 40%of 26,2472024 ACS 5-Year
Seasonal and second homes ±662024 ACS 5-Year6166th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year0.3%36th percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year4.5%33rd percentileof 32,7882024 ACS 5-Year
Vacant housing units ±3942024 ACS 5-Year1,09289th percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

76/ 100
Top 7% of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 11.3 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas. The permit rate is published for Clarksville, TN, which contains 37043, rather than for 37043 alone.

Units permitted
2,002
12 months ending July 2026
Per 1,000 residents
11.3
Top 10% nationally
Year over year
−12%
vs the prior twelve months
Multifamily share
40.4%
units in 5+ unit buildings

People moving in and out

Net migration
+1.4%
of residents, in a year
Arrivals from another state
73%
of people moving in
Income of arrivals
$52,672
average per tax return
Income of those who left
$53,625
average per tax return

Where newcomers came from

  1. Davidson County, TN 2,130 people · 10% of arrivals
  2. Christian County, KY 1,644 people · 7.7% of arrivals
  3. Rutherford County, TN 509 people · 2.4% of arrivals
  4. Cheatham County, TN 396 people · 1.9% of arrivals
  5. Robertson County, TN 395 people · 1.9% of arrivals

Where people who left went

  1. Christian County, KY 1,326 people · 7.1% of departures
  2. Davidson County, TN 1,104 people · 5.9% of departures
  3. Cheatham County, TN 362 people · 1.9% of departures
  4. Rutherford County, TN 285 people · 1.5% of departures
  5. Robertson County, TN 271 people · 1.5% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Montgomery County, TN. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Clarksville, TN, the city containing this ZIP code.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 89°F and January a low of 28°F.

Normal annual precipitation is 47.2 inches.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CLARKSVILLE OUTLAW AP, 13.5 miles from this location.

Precipitation

JFMAMJJASOND4.9"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year522024 calendar year
Annual precipitation1991-2020 Normals47.2"1991-2020 Normals
Average January low1991-2020 Normals28°F1991-2020 Normals
Average July high1991-2020 Normals89°F1991-2020 Normals
Comfortable months1991-2020 Normals71991-2020 Normals
Days above AQI 1002024 calendar year02024 calendar year
Median air quality index2024 calendar year322024 calendar year
Seasonal temperature swing1991-2020 Normals41°F1991-2020 Normals

Air quality

Median air quality index
32
Good on a typical day
Worst tenth of days
52
90th percentile index
Days above 100
0
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

48 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, earthquake and cold wave, with inland flooding alone responsible for 37% of it. Cold wave is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

EarthquakeModerate
TornadoModerate
Ice stormModerate
Strong windModerate
HailModerate
Inland floodingModerate

Low or minimal exposure: cold wave, lightning, heat wave, winter weather, landslide, drought, hurricane, wildfire, avalanche, coastal flooding, tsunami, volcanic activity.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
8.3
per 100,000 residents
Firearm deaths, all intents
24.6
per 100,000 residents
Drug overdose
20.0
per 100,000 residents
Suicide
21.3
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 37043 (Montgomery County) rather than 37043 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Clarksville carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

3 major airports lie within 100 miles, the nearest Nashville Intl at 40 miles.

MetricValueCompared nationallySource period
Broadband access ±1.0%2024 ACS 5-Year94.4%Top 23%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle40 miBottom 20%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle3Bottom 21%of 3,127NASR current cycle
No internet access ±1%2024 ACS 5-Year4.2%Top 27%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Nashville IntlBNA40 mi11,030 ft
SmyrnaMQY52 mi8,038 ft
Owensboro/Daviess County RgnlOWB86 mi8,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
72
Your Score
—

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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

37043 vs Clarksville

How this ZIP area compares with Clarksville as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

37043
Clarksville
Median household income: 37043 is the more favorable of the two.
Median household income
$95,219
vs
$69,303
Per capita income: 37043 is the more favorable of the two.
Per capita income
$43,778
vs
$32,565
Population density
542/sq mi
vs
1,763/sq mi
Median home value
$356,900
vs
$263,600
Median gross rent: Clarksville is the more favorable of the two.
Median gross rent
$1,319
vs
$1,307
Homeownership rate
70.5%
vs
55.6%
Bachelor's degree or higher: 37043 is the more favorable of the two.
Bachelor's degree or higher
42.8%
vs
29.9%
Poverty rate: 37043 is the more favorable of the two.
Poverty rate
4.6%
vs
12.0%
Median age
36.4
vs
31.0

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.