AreaProfile

37343Chattanooga, Tennessee

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 37343.

67
Area Score
Top 32% of 3,833 published profiles

How we calculate this

How this area ranks
OpportunityTop 26% of 4,073 published ZIP areas67
GrowthTop 20% of 3,947 published ZIP areas66
Housing affordabilityTop 31% of 4,553 published ZIP areas88
ClimateTop 40% of 4,621 published ZIP areas73
Physical resilience2293rd of 4,554 published ZIP areas58
Access4479th of 4,623 published ZIP areas51
Economic stabilityTop 41% of 4,591 published ZIP areas65
The quick read

Its Area Score of 67 places 37343 in the top 32% of published ZIP profiles.

At a glance

Population
45,101
2024 ACS 5-Year
Median household income
$82,227
Top 35% nationally
Density
1,071/sq mi
42.1 sq mi of land
Median age
42.4
2024 ACS 5-Year
City
Chattanooga
Tennessee
Metro area
Chattanooga, TN-GA
Nearest major airport
TYS
82 mi · Mc Ghee Tyson
Median home value
$307,100
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.0% is lower than 72% of the 4,387 measured US ZIP areas.

Employment fell 1.4% over the past year, to 95,653 employed residents.

37% of adults hold a four-year degree, higher than 76% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$6,036$82,227Top 35%2024 ACS 5-Year
Per capita income ±$3,849$46,385Top 25%2024 ACS 5-Year
Poverty rate7.8%Bottom 35%2024 ACS 5-Year
Average commute24.6 minBottom 33%2024 ACS 5-Year
Bachelor's degree or higher36.7%Top 24%2024 ACS 5-Year
Employment95,653Top 27%June 2026
Employment change (3 years)2.9%Top 15%June 2026
Employment change (year over year)-1.4%Bottom 40%June 2026
Labor force99,607Top 27%June 2026
Labor force participation61.9%Top 45%2024 ACS 5-Year
Mean annual wage$58,680Bottom 14%2025 OEWS
Median annual wage$46,700Bottom 18%2025 OEWS
Unemployment change (year over year)-0.1%Bottom 46%June 2026
Unemployment rate4.0%Bottom 28%June 2026
Median household income, successive ACS releases
202120222023202482k71k
Each point is a separate five-year estimate, most recently $82,227 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Chattanooga, TN-GA
OccupationPeople employedMedian annual wage
Miscellaneous Assemblers and Fabricators8,120$45,330
Fast Food and Counter Workers7,770$27,140
Laborers and Freight, Stock, and Material Movers, Hand7,730$37,830
Retail Salespersons7,020$31,460
Registered Nurses6,460$79,770
Cashiers5,530$28,440

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Chattanooga, TN, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $1,358 takes 20% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.7 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
19.8%
Below the 30% cost-burdened threshold
Home price to income
3.7×
median home value ÷ median income
Median gross rent
$1,358
2024 ACS 5-Year
Median home value
$307,100
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.73Top 34%2024 ACS 5-Year
Homeownership rate76.0%Bottom 43%2024 ACS 5-Year
Housing units ±74419,029Top 4%2024 ACS 5-Year
Median gross rent ±$82$1,358Top 27%2024 ACS 5-Year
Median home value ±$16,563$307,100Top 32%2024 ACS 5-Year
Rent as a share of income19.8%Top 36%2024 ACS 5-Year
Vacancy rate4.9%Bottom 22%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
66/ 100
Top 20% of 3,947 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 5.3 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
993
12 months ending July 2026
Per 1,000 residents
5.3
Top 29% nationally
Year over year
+3%
vs the prior twelve months
Multifamily share
22.6%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Chattanooga, TN, the city containing this ZIP code.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 32°F.

Normal annual precipitation is 55.0 inches, including 3.6 inches of snow.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CHATTANOOGA LOVELL AP, 9.4 miles from this location.
Precipitation
JFMAMJJASOND5.3"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation55.0"1991-2020 Normals
Annual snowfall3.6"1991-2020 Normals
Average January low32°F1991-2020 Normals
Average July high91°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing39°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

58 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and earthquake.

TornadoModerate
EarthquakeElevated
LandslideModerate
Inland floodingModerate
LightningModerate
Winter weatherModerate

Low or minimal exposure: strong wind, ice storm, cold wave, hail, heat wave, wildfire, hurricane, drought.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

3 major airports lie within 100 miles, the nearest 82 miles away.

AirportCodeDistanceLongest runway
Mc Ghee TysonTYS82 mi10,000 ft
SmyrnaMQY94 mi8,038 ft
Huntsville Intl-Carl T Jones FldHSV96 mi10,001 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
67
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

37343 vs Chattanooga

How this ZIP area compares with Chattanooga as a whole. Both figures come from the same ACS release, so the comparison is like for like.

37343
Chattanooga
Median household income
$82,227
vs
$64,523
Per capita income
$46,385
vs
$41,600
Population density
1,071/sq mi
vs
1,305/sq mi
Median home value
$307,100
vs
$283,200
Median gross rent
$1,358
vs
$1,256
Homeownership rate
76.0%
vs
52.4%
Bachelor's degree or higher
36.7%
vs
36.0%
Poverty rate
7.8%
vs
19.1%
Median age
42.4
vs
36.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.