29340Gaffney, South Carolina

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 29340.

54out of 100
Area Score
Bottom 30% of 5,298 profiles measured

How we calculate this

How this area ranks
Opportunity5927th of 6,210 ZIP areas measured24
Schools2311th of 4,422 ZIP areas measured50
GrowthTop 29% of 5,428 ZIP areas measured62
Housing affordabilityTop 29% of 6,685 ZIP areas measured92
ClimateTop 39% of 6,789 ZIP areas measured72
Physical resilience4011th of 6,709 ZIP areas measured49
Access5382nd of 6,791 ZIP areas measured79
Economic stability6473rd of 6,742 ZIP areas measured23
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 5.6% and the Opportunity signal places 29340 in the bottom 5%.

In the public schools here, 34% of students met the state standard in mathematics, with 13.2 students for every teacher.

Development activity is both elevated and accelerating — 83 housing units permitted over the past twelve months, up 207% on the prior year.

At a glance

Population
20,763
2024 ACS 5-Year
Median household income
$44,123
Bottom 9% nationally
Density
127/sq mi
163.4 sq mi of land
Median age
41.4
2024 ACS 5-Year
City
Gaffney
South Carolina
Metro area
Gaffney, SC
Nearest major airport
CLT
40 mi · Charlotte/Douglas Intl
Median home value
$108,800
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.6% is lower than 13% of the 6,544 measured US ZIP areas.

Employment held steady over the past year, at 22,405 employed residents.

Median household income of $44,123 is below 91% of measured US ZIP areas.

MetricValueCompared nationallySource period
Median household income ±$6,817$44,123Bottom 9%of 31,2952024 ACS 5-Year
Per capita income ±$1,763$25,113Bottom 13%of 32,8222024 ACS 5-Year
Poverty rate24.1%Top 12%of 32,9702024 ACS 5-Year
Average commute27.3 minBottom 47%of 32,8872024 ACS 5-Year
Bachelor's degree or higher11.2%Bottom 15%of 33,1932024 ACS 5-Year
Employment22,405Bottom 22%of 6,544June 2026
Employment change (3 years)-2.3%Bottom 17%of 6,542June 2026
Employment change (year over year)0.0%Top 30%of 6,544June 2026
Labor force23,734Bottom 22%of 6,544June 2026
Labor force participation53.2%Bottom 26%of 33,2522024 ACS 5-Year
Unemployment change (year over year)-0.4%Bottom 23%of 6,544June 2026
Unemployment rate5.6%Top 13%of 6,544June 2026
Median household income, successive ACS releases
202120222023202444k37k
Each point is a separate five-year estimate, most recently $44,123 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Gaffney, SC, the city containing this ZIP code.

34% of students met the state standard in mathematics and 39% in reading, across the schools here that reported results.

There are 13.2 students for every full-time teacher, fewer than in most measured places.

Public schools
5
2024-25 school year
Students per teacher
13.2
across all schools here
Math proficiency
34.2%
Bottom 47% in South Carolina
Reading proficiency
39.0%
Bottom 38% in South Carolina
SchoolDistrictStudentsPer teacherMathReading
Gaffney MiddleCherokee 0185112.533%40%
Cherokee Charter Academy · charterCharter Institute at Erskine63315.136%
John E. Ewing MiddleCherokee 0138012.322%32%
Corinth ElementaryCherokee 0129212.754%50%
Draytonville ElementaryCherokee 0126413.931%33%

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against South Carolina’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $798 takes 22% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.5 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
21.7%
Below the 30% cost-burdened threshold
Home price to income
2.5×
median home value ÷ median income
Median gross rent
$798
2024 ACS 5-Year
Median home value
$108,800
2024 ACS 5-Year
MetricValueCompared nationallySource period
Home price to income2.47Bottom 29%of 30,4042024 ACS 5-Year
Homeownership rate75.8%Bottom 42%of 32,9102024 ACS 5-Year
Housing units ±4749,576Top 17%of 33,7722024 ACS 5-Year
Median gross rent ±$103$798Bottom 24%of 26,6182024 ACS 5-Year
Median home value ±$8,209$108,800Bottom 13%of 30,9412024 ACS 5-Year
Rent as a share of income21.7%Top 26%of 26,4702024 ACS 5-Year
Vacancy rate15.1%Top 37%of 33,0282024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
62/ 100
Top 29% of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 6.6 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
83
12 months ending July 2026
Per 1,000 residents
6.6
Top 22% nationally
Year over year
+207%
vs the prior twelve months
Multifamily share
37.3%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Gaffney, SC, the city containing this ZIP code.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 33°F.

Normal annual precipitation is 43.3 inches.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station GASTONIA MUNI AP, 28.8 miles from this location.
Precipitation
JFMAMJJASOND4.2"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation43.3"1991-2020 Normals
Average January low33°F1991-2020 Normals
Average July high91°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing38°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

49 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, cold wave and earthquake.

Ice stormElevated
Cold waveHigh
LightningModerate
EarthquakeElevated
Inland floodingModerate
HurricaneModerate
LandslideModerate
HailModerate

Low or minimal exposure: tornado, strong wind, heat wave, drought, wildfire, winter weather.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Cherokee County records 6.9 homicide deaths per 100,000 residents a year, higher than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 17.6 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 22.9 per 100,000 residents in Cherokee County.

Homicide
6.9
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
17.6
per 100,000 residents · under 10 deaths
Drug overdose
22.9
per 100,000 residents · under 10 deaths
Suicide
22.9
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Cherokee County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 29340 rather than 29340 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
Offences reported to police are published by department rather than by town, and only where a department reported every month of the year. No municipal department reports for this place — many smaller communities are policed by the county — so there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes and full cost of living
No public source publishes either with national coverage and a method open enough to check. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings. Nothing here is individualised tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighbourhood all vary within the places measured here.

Access

4 major airports lie within 100 miles, the nearest 40 miles away.

AirportCodeDistanceLongest runway
Charlotte/Douglas IntlCLT40 mi10,000 ft
Donaldson FldGYH47 mi8,000 ft
Asheville RgnlAVL63 mi8,002 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
54
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

29340 vs Gaffney

How this ZIP area compares with Gaffney as a whole. Both figures come from the same ACS release, so the comparison is like for like.

29340
Gaffney
Median household income
$44,123
vs
$41,089
Per capita income
$25,113
vs
$21,994
Population density
127/sq mi
vs
1,389/sq mi
Median home value
$108,800
vs
$137,700
Median gross rent
$798
vs
$887
Homeownership rate
75.8%
vs
50.5%
Bachelor's degree or higher
11.2%
vs
23.1%
Poverty rate
24.1%
vs
29.1%
Median age
41.4
vs
31.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.