74403Muskogee, Oklahoma

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 74403.

45out of 100
Area Score
Bottom 6% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity6131st of 6,210 published ZIP areas16
Schools4008th of 4,422 published ZIP areas19
Growth3979th of 5,428 published ZIP areas36
Housing affordabilityTop 14% of 6,685 published ZIP areas98
Climate4632nd of 6,789 published ZIP areas64
Physical resilience4051st of 6,709 published ZIP areas48
Access5848th of 6,791 published ZIP areas72
Economic stability5645th of 6,742 published ZIP areas37
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 5.9% and the Opportunity signal places 74403 in the bottom 1%.

In the public schools here, 13% of students met the state standard in mathematics, with 18.2 students for every teacher.

Housing is more affordable relative to local incomes than in most published city profiles: rent takes 19% of median household income and the median home is 2.8 times it.

At a glance

Population
29,217
2024 ACS 5-Year
Median household income
$56,689
Bottom 24% nationally
Density
266/sq mi
109.7 sq mi of land
Median age
36.0
2024 ACS 5-Year
City
Muskogee
Oklahoma
Metro area
Muskogee, OK
Nearest major airport
TUL
48 mi · Tulsa Intl
Median home value
$157,900
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.9% is lower than 9% of the 6,544 measured US ZIP areas.

Employment fell 3.0% over the past year, to 13,379 employed residents.

Median household income of $56,689 is below 76% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$2,791$56,689Bottom 24%2024 ACS 5-Year
Per capita income ±$1,363$28,761Bottom 23%2024 ACS 5-Year
Poverty rate17.8%Top 23%2024 ACS 5-Year
Average commute22.6 minBottom 23%2024 ACS 5-Year
Bachelor's degree or higher20.7%Bottom 43%2024 ACS 5-Year
Employment13,379Bottom 7%June 2026
Employment change (3 years)-5.5%Bottom 2%June 2026
Employment change (year over year)-3.0%Bottom 10%June 2026
Labor force14,213Bottom 7%June 2026
Labor force participation59.4%Bottom 45%2024 ACS 5-Year
Unemployment change (year over year)1.3%Top 1%June 2026
Unemployment rate5.9%Top 9%June 2026
Median household income, successive ACS releases
202120222023202457k48k
Each point is a separate five-year estimate, most recently $56,689 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Muskogee, OK, the city containing this ZIP code.

13% of students met the state standard in mathematics and 19% in reading, across the schools here that reported results.

There are 18.2 students for every full-time teacher, more than in most measured places.

Public schools
13
2024-25 school year
Students per teacher
18.2
across all schools here
Math proficiency
12.9%
Bottom 16% in Oklahoma
Reading proficiency
19.2%
Bottom 20% in Oklahoma
SchoolDistrictStudentsPer teacherMathReading
MUSKOGEE HSMUSKOGEE1,04517.1
HILLDALE LOWER ESHILLDALE95217.617%23%
HILLDALE HSHILLDALE62621.6
8th and 9th Grade AcademyMUSKOGEE59516.5
6TH AND 7TH GRADE ACADEMYMUSKOGEE55119.77%19%
HILLDALE MSHILLDALE43015.917%32%
IRVING ESMUSKOGEE42118.314%14%
TONY GOETZ ESMUSKOGEE40817.715%10%
CREEK ESMUSKOGEE38120.14%11%
MUSKOGEE EC CTRMUSKOGEE29022.3
OKLAHOMA SCHL FOR THE BLIND HSOKLAHOMA SCHOOL FOR THE BLIND48
OKLAHOMA SCHL FOR THE BLIND MSOKLAHOMA SCHOOL FOR THE BLIND17

77.3% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Oklahoma’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $890 takes 19% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.8 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
18.8%
Below the 30% cost-burdened threshold
Home price to income
2.8×
median home value ÷ median income
Median gross rent
$890
2024 ACS 5-Year
Median home value
$157,900
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.79Bottom 39%2024 ACS 5-Year
Homeownership rate63.3%Bottom 19%2024 ACS 5-Year
Housing units ±36312,917Top 11%2024 ACS 5-Year
Median gross rent ±$28$890Bottom 36%2024 ACS 5-Year
Median home value ±$5,475$157,900Bottom 29%2024 ACS 5-Year
Rent as a share of income18.8%Top 42%2024 ACS 5-Year
Vacancy rate11.2%Top 50%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
36/ 100
Ranks 3979 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 1.0 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
37
12 months ending July 2026
Per 1,000 residents
1.0
Bottom 26% nationally
Year over year
+28%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Muskogee, OK, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 92°F and January a low of 28°F.

Normal annual precipitation is 43.2 inches.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MUSKOGEE DAVIS FLD, 3.5 miles from this location.
Precipitation
JFMAMJJASOND5.5"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation43.2"1991-2020 Normals
Average January low28°F1991-2020 Normals
Average July high92°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing43°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

48 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, ice storm and hail.

Ice stormHigh
HailHigh
DroughtElevated
WildfireModerate
Winter weatherModerate
EarthquakeModerate
Inland floodingModerate

Low or minimal exposure: heat wave, tornado, strong wind, lightning, cold wave, hurricane, landslide.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

3 major airports lie within 100 miles, the nearest 48 miles away.

AirportCodeDistanceLongest runway
Tulsa IntlTUL48 mi10,000 ft
Fort Smith RgnlFSM58 mi9,318 ft
Northwest Arkansas NtlXNA70 mi8,801 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
45
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

74403 vs Muskogee

How this ZIP area compares with Muskogee as a whole. Both figures come from the same ACS release, so the comparison is like for like.

74403
Muskogee
Median household income
$56,689
vs
$50,213
Per capita income
$28,761
vs
$25,575
Population density
266/sq mi
vs
856/sq mi
Median home value
$157,900
vs
$146,100
Median gross rent
$890
vs
$858
Homeownership rate
63.3%
vs
55.0%
Bachelor's degree or higher
20.7%
vs
18.7%
Poverty rate
17.8%
vs
24.1%
Median age
36.0
vs
35.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.