74820 — Ada, Oklahoma

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 74820. Its median household income runs 17% above Ada as a whole, which is why this ZIP carries a profile of its own.

56out of 100
Area Score
Bottom 42% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 13 sources
Opportunity2,349th of 3,116 ZIP areas measured42
SchoolsTop 45% of 3,047 ZIP areas measured54
GrowthTop 40% of 3,124 ZIP areas measured56
Housing affordabilityTop 9% of 3,112 ZIP areas measured83
Climate2,553rd of 3,127 ZIP areas measured61
Physical resilience1,885th of 3,127 ZIP areas measured49
Access2,459th of 3,127 ZIP areas measured79
Economic stability2,225th of 3,127 ZIP areas measured41
The quick read

Employment conditions sit below most comparable ZIP areas measured: unemployment is 4.3% and the Opportunity signal places 74820 in the bottom 25%. The unemployment rate is published for Ada, OK, which contains 74820, rather than for 74820 alone.

In the public schools here, 36% of students met the state standard in mathematics, with 14.8 students for every teacher.

Housing is more affordable relative to local incomes than in most ZIP areas measured: rent takes 26% of renter income and the median home is 2.2 times what its owners earn.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
31,943
2024 ACS 5-Year
Median household income
$62,357
Bottom 34% nationally
Density
112/sq mi
285.6 sq mi of land
Median age
37.0
2024 ACS 5-Year
City
Ada
Oklahoma
Micro area
Nearest major airport
ADM
39 mi · Ardmore Muni
Median home value
$181,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Ada, OK, which contains 74820, is 4.3%, lower than in 54% of the 3,127 measured US ZIP areas.

Employment across Ada, OK, which contains 74820, fell 5.4% over the past year, to 17,716 employed residents.

MetricValueCompared nationallySource period
Income of new arrivalsPontotoc County, OK’s figurefiling years 2022–2023$49,0108th percentileof 2,996filing years 2022–2023
Income of those who leftPontotoc County, OK’s figurefiling years 2022–2023$46,5694th percentileof 2,996filing years 2022–2023
Median household income ±$3,8162024 ACS 5-Year$62,357Bottom 34%of 31,0492024 ACS 5-Year
Per capita income ±$1,3612024 ACS 5-Year$32,719Bottom 36%of 32,8222024 ACS 5-Year
Poverty rate ±2%2024 ACS 5-Year11.7%Bottom 43%of 32,8462024 ACS 5-Year
Average commute ±0.7 min2024 ACS 5-Year18.4 minTop 9%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±2%2024 ACS 5-Year31.2%Top 32%of 33,1932024 ACS 5-Year
Drove alone to work ±2%2024 ACS 5-Year82.7%76th percentileof 32,7982024 ACS 5-Year
EmploymentAda, OK’s figureJuly 202617,716Bottom 15%of 3,127July 2026
Employment change (3 years)Ada, OK’s figureJuly 2026+0.4%Top 42%of 3,127July 2026
Employment change (year over year)Ada, OK’s figureJuly 2026−5.4%Bottom 2%of 3,127July 2026
Labor forceAda, OK’s figureJuly 202618,51315th percentileof 3,127July 2026
Labor force participation ±2%2024 ACS 5-Year78.8%Top 48%of 32,8832024 ACS 5-Year
Public transit to work ±0.2%2024 ACS 5-Year0.3%67th percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Ada, OK’s figureJuly 2026+1.2%Bottom 2%of 3,127July 2026
Unemployment rateAda, OK’s figureJuly 20264.3%Top 46%of 3,127July 2026
Worked from home ±1%2024 ACS 5-Year4.2%21st percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202462k56k
Each point is a separate five-year estimate, most recently $62,357 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Ada, OK, the city containing this ZIP code.

36% of students met the state standard in mathematics and 37% in reading, across the schools here that reported results.

There are 14.8 students for every full-time teacher across 16 public schools, fewer than in most measured places.

Public schools
16
2024-25 school year
Students per teacher
14.8
across all schools here
Math proficiency
35.9%
Top 47% in Oklahoma
Reading proficiency
37.4%
Top 49% in Oklahoma
The 12 largest of 16 public schools, by enrollment.
SchoolDistrictStudentsPer teacherMathReading
Ada JhsADA58113.526%29%
Ada HSADA57611.832%42%
Latta ESLATTA52220.144%42%
Homer ESBYNG50215.759%55%
Hayes ESADA41415.9——
Vanoss ESVANOSS41015.827%25%
Washington ESADA39216.331%27%
Byng ESBYNG38214.140%46%
Willard ESADA37313.326%34%
Byng JhsBYNG37016.828%39%
Ada Ec CtrADA36014.4——
Byng HSBYNG29811.927%27%

60.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Oklahoma’s own standard, so it is ranked within state. How to read school figures.

The Federal Housing Finance Agency’s house price index for the non-metropolitan parts of Oklahoma is up 39% over five years, and up 1.5% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $1,222 a year in real estate taxes, about 0.67% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $994, some 12% above the $891 tenants already here pay.

At HUD’s Fair Market Rent of $994 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $39,800 a year, about 64% of the median household income here of $62,357.

The typical renter household here spends 26% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $891 a month.

A median home at $181,400 costs 2.2 times the median income of its owner-occupied households, $80,784, close to the historic benchmark for an affordable market.

Rent as a share of income
25.5%
Below the 30% cost-burdened threshold
Home price to income
2.2×
median home value ÷ owner household income
Market rent, two bedroom
$994
what a new lease costs · FY2026
Median gross rent
$891
what tenants now pay · 2024 ACS 5-Year
Median home value
$181,400
2024 ACS 5-Year

The figures above are measured against 74820’s median household income of $62,357, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Home price change (1 year)the non-metropolitan parts of Oklahoma’s figure2026 Q2+1.5%30th percentileof 3,0712026 Q2
Home price change (5 years)the non-metropolitan parts of Oklahoma’s figure2026 Q2+38.9%33rd percentileof 3,0712026 Q2
Home price change (10 years)the non-metropolitan parts of Oklahoma’s figure2026 Q2+72.0%15th percentileof 3,0712026 Q2
Home price to income ±0.12024 ACS 5-Year2.2Top 32%of 29,2752024 ACS 5-Year
Homeownership rate ±2%2024 ACS 5-Year63.2%19th percentileof 32,7502024 ACS 5-Year
Housing units ±1922024 ACS 5-Year14,55291st percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$758Top 5%of 3,031FY2026
Market rent, three bedroomFY2026$1,230Top 5%of 3,031FY2026
Market rent, two bedroomFY2026$994Top 9%of 3,031FY2026
Median gross rent ±$332024 ACS 5-Year$891Top 36%of 26,3962024 ACS 5-Year
Median home value ±$8,0732024 ACS 5-Year$181,40039th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$662024 ACS 5-Year$1,22226th percentileof 28,9352024 ACS 5-Year
Owner household income ±$4,0202024 ACS 5-Year$80,784Bottom 47%of 29,8022024 ACS 5-Year
Property tax rate ±0.05%2024 ACS 5-Year0.67%30th percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year25.5%Top 34%of 26,2472024 ACS 5-Year
Seasonal and second homes ±302024 ACS 5-Year4360th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year0.3%36th percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year12.9%77th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±2062024 ACS 5-Year1,91696th percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures.

Development Momentum

56/ 100
Top 40% of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 28 units permitted over the past twelve months, none were in buildings of five or more homes. The multifamily share is published for Ada, OK, which contains 74820, rather than for 74820 alone.

At 1.7 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas. The permit rate is published for Ada, OK, which contains 74820, rather than for 74820 alone.

Units permitted
28
12 months ending July 2026
Per 1,000 residents
1.7
Bottom 33% nationally
Year over year
+56%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

People moving in and out

Net migration
+0.8%
of residents, in a year
Arrivals from another state
34%
of people moving in
Income of arrivals
$49,010
average per tax return
Income of those who left
$46,569
average per tax return

Where newcomers came from

  1. Garvin County, OK 116 people · 6.3% of arrivals
  2. Oklahoma County, OK 113 people · 6.2% of arrivals
  3. Cleveland County, OK 95 people · 5.2% of arrivals
  4. Seminole County, OK 93 people · 5.1% of arrivals
  5. Hughes County, OK 86 people · 4.7% of arrivals

Where people who left went

  1. Oklahoma County, OK 129 people · 8.1% of departures
  2. Garvin County, OK 107 people · 6.7% of departures
  3. Pottawatomie County, OK 103 people · 6.4% of departures
  4. Cleveland County, OK 96 people · 6.0% of departures
  5. Seminole County, OK 83 people · 5.2% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Pontotoc County, OK. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Ada, OK, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 94°F and January a low of 27°F.

Normal annual precipitation is 41.5 inches, including 4.1 inches of snow.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ADA, 2.1 miles from this location.

Precipitation

JFMAMJJASOND5.4"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year632024 calendar year
Annual precipitation1991-2020 Normals41.5"1991-2020 Normals
Annual snowfall1991-2020 Normals4.1"1991-2020 Normals
Average January low1991-2020 Normals27°F1991-2020 Normals
Average July high1991-2020 Normals94°F1991-2020 Normals
Comfortable months1991-2020 Normals51991-2020 Normals
Days above AQI 1002024 calendar year12024 calendar year
Median air quality index2024 calendar year432024 calendar year
Seasonal temperature swing1991-2020 Normals43°F1991-2020 Normals

Air quality

Median air quality index
43
Good on a typical day
Worst tenth of days
63
90th percentile index
Days above 100
1
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

49 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, inland flooding and hail, with tornado alone responsible for 28% of it. Inland flooding is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

Ice stormHigh
HailHigh
WildfireModerate
TornadoModerate
DroughtElevated
Strong windModerate
Cold waveModerate
EarthquakeModerate

Low or minimal exposure: lightning, heat wave, winter weather, landslide, inland flooding, hurricane, avalanche, tsunami, volcanic activity, coastal flooding.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
5.9
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
19.6
per 100,000 residents · modeled, not measured
Drug overdose
21.8
per 100,000 residents · modeled, not measured

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 74820 (Pontotoc County) rather than 74820 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Ada carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Cost of living
Price parities are published for metropolitan areas, and this place lies outside one.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. Cost of living is published where the Bureau of Economic Analysis measures it, though not for this place. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

3 major airports lie within 100 miles, the nearest Ardmore Muni at 39 miles.

MetricValueCompared nationallySource period
Broadband access ±1%2024 ACS 5-Year88.4%Bottom 45%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle39 miBottom 22%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle3Bottom 21%of 3,127NASR current cycle
No internet access ±2%2024 ACS 5-Year10.2%Bottom 38%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Ardmore MuniADM39 mi9,002 ft
OKC Will Rogers IntlOKC64 mi9,802 ft
Lawton-Fort Sill RgnlLAW98 mi8,599 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
56
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April 2025 to March 2026; March 2025 to February 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

74820 vs Ada

How this ZIP area compares with Ada as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

74820
Ada
Median household income: 74820 is the more favorable of the two.
Median household income
$62,357
vs
$53,507
Per capita income: 74820 is the more favorable of the two.
Per capita income
$32,719
vs
$30,713
Population density
112/sq mi
vs
855/sq mi
Median home value
$181,400
vs
$169,300
Median gross rent: 74820 is the more favorable of the two.
Median gross rent
$891
vs
$894
Homeownership rate
63.2%
vs
45.3%
Bachelor's degree or higher: 74820 is the more favorable of the two.
Bachelor's degree or higher
31.2%
vs
30.6%
Poverty rate: 74820 is the more favorable of the two.
Poverty rate
11.7%
vs
15.4%
Median age
37.0
vs
32.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.