44089Vermilion, Ohio

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 44089.

74out of 100
Area Score
Top 9% of 5,298 published profiles

How we calculate this

How this area ranks
OpportunityTop 18% of 6,210 published ZIP areas71
SchoolsTop 42% of 4,422 published ZIP areas58
GrowthTop 41% of 5,428 published ZIP areas55
Housing affordabilityTop 12% of 6,685 published ZIP areas99
Climate4822nd of 6,789 published ZIP areas63
Physical resilienceTop 8% of 6,709 published ZIP areas92
Access4361st of 6,791 published ZIP areas88
Economic stability4022nd of 6,742 published ZIP areas54
The quick read

44089 ranks in the top 18% of published ZIP profiles for employment opportunity, with unemployment at 3.4% and median household income of $70,495.

Housing is more affordable relative to local incomes than in most published city profiles: rent takes 18% of median household income and the median home is 3.0 times it.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 44089 in the top 8% for physical resilience.

At a glance

Population
15,654
2024 ACS 5-Year
Median household income
$70,495
Bottom 48% nationally
Density
453/sq mi
34.6 sq mi of land
Median age
52.3
2024 ACS 5-Year
City
Vermilion
Ohio
Metro area
Sandusky, OH
Nearest major airport
CLE
27 mi · Cleveland-Hopkins Intl
Median home value
$210,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.4% is lower than 89% of the 6,544 measured US ZIP areas.

Employment grew 1.1% over the past year, to 38,459 employed residents.

MetricValueCompared with peersSource period
Median household income ±$7,855$70,495Bottom 48%2024 ACS 5-Year
Per capita income ±$5,819$47,913Top 23%2024 ACS 5-Year
Poverty rate6.6%Bottom 29%2024 ACS 5-Year
Average commute27.8 minTop 49%2024 ACS 5-Year
Bachelor's degree or higher31.7%Top 31%2024 ACS 5-Year
Employment38,459Bottom 38%June 2026
Employment change (3 years)-0.2%Bottom 46%June 2026
Employment change (year over year)1.1%Top 12%June 2026
Labor force39,807Bottom 38%June 2026
Labor force participation58.5%Bottom 42%2024 ACS 5-Year
Mean annual wage$54,760Bottom 6%2025 OEWS
Median annual wage$44,970Bottom 8%2025 OEWS
Unemployment change (year over year)-1.1%Bottom 6%June 2026
Unemployment rate3.4%Bottom 11%June 2026
Median household income, successive ACS releases
202120222023202472k69k
Each point is a separate five-year estimate, most recently $70,495 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Sandusky, OH
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers2,070$27,590
Cashiers1,690$28,530
Retail Salespersons1,510$31,000
Waiters and Waitresses1,400$34,610
General and Operations Managers1,380$81,790
Stockers and Order Fillers960$35,290

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Vermilion, OH, the city containing this ZIP code.

64% of students met the state standard in mathematics and 58% in reading, across the schools here that reported results.

There are 18.6 students for every full-time teacher, more than in most measured places.

Public schools
3
2024-25 school year
Students per teacher
18.6
across all schools here
Math proficiency
63.9%
Top 27% in Ohio
Reading proficiency
58.2%
Top 42% in Ohio
SchoolDistrictStudentsPer teacherMathReading
Vermilion High SchoolVermilion Local58017.662%47%
Vermilion Elementary SchoolVermilion Local51118.957%62%
Sailorway Middle SchoolVermilion Local51119.773%67%

44.6% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Ohio’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,084 takes 18% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.0 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
18.5%
Below the 30% cost-burdened threshold
Home price to income
3.0×
median home value ÷ median income
Median gross rent
$1,084
2024 ACS 5-Year
Median home value
$210,500
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.99Bottom 46%2024 ACS 5-Year
Homeownership rate81.0%Top 44%2024 ACS 5-Year
Housing units ±3958,086Top 20%2024 ACS 5-Year
Median gross rent ±$48$1,084Top 44%2024 ACS 5-Year
Median home value ±$25,897$210,500Bottom 47%2024 ACS 5-Year
Rent as a share of income18.5%Top 44%2024 ACS 5-Year
Vacancy rate12.5%Top 45%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
55/ 100
Top 41% of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 3.8 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
39
12 months ending July 2026
Per 1,000 residents
3.8
Top 40% nationally
Year over year
+8%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Vermilion, OH, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 82°F and January a low of 20°F.

Normal annual precipitation is 36.7 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ELYRIA LORAIN CO AP, 10.7 miles from this location.
Precipitation
JFMAMJJASOND3.9"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation36.7"1991-2020 Normals
Average January low20°F1991-2020 Normals
Average July high82°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing46°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

92 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, hail and strong wind.

Winter weatherModerate
HailModerate
Ice stormModerate
TornadoModerate
Strong windModerate
Heat waveModerate

Low or minimal exposure: inland flooding, earthquake, cold wave, lightning, hurricane, coastal flooding, landslide, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Erie County records 3.1 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 14.9 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 12.3 per 100,000 residents in Erie County.

Homicide
3.1
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
14.9
per 100,000 residents · under 10 deaths
Drug overdose
12.3
per 100,000 residents · under 10 deaths
Suicide
18.9
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Erie County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 44089 rather than 44089 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

6 major airports lie within 100 miles, the nearest 27 miles away.

AirportCodeDistanceLongest runway
Cleveland-Hopkins IntlCLE27 mi9,953 ft
Mansfield Lahm RgnlMFD40 mi9,001 ft
Akron-Canton RgnlCAK59 mi8,204 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
74
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

44089 vs Vermilion

How this ZIP area compares with Vermilion as a whole. Both figures come from the same ACS release, so the comparison is like for like.

44089
Vermilion
Median household income
$70,495
vs
$69,701
Per capita income
$47,913
vs
$42,220
Population density
453/sq mi
vs
976/sq mi
Median home value
$210,500
vs
$183,600
Median gross rent
$1,084
vs
$1,099
Homeownership rate
81.0%
vs
80.9%
Bachelor's degree or higher
31.7%
vs
32.3%
Poverty rate
6.6%
vs
6.7%
Median age
52.3
vs
50.6

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.