46563 — Plymouth, Indiana

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 46563. Its median home value runs 52% above Plymouth as a whole, which is why this ZIP carries a profile of its own.

70out of 100
Area Score
Top 13% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 12 sources
OpportunityTop 23% of 3,116 ZIP areas measured68
SchoolsTop 40% of 3,047 ZIP areas measured58
GrowthTop 29% of 3,124 ZIP areas measured61
Housing affordabilityTop 5% of 3,112 ZIP areas measured85
Climate2,598th of 3,127 ZIP areas measured61
Physical resilienceTop 19% of 3,127 ZIP areas measured82
Access1,838th of 3,127 ZIP areas measured90
Economic stability1,596th of 3,127 ZIP areas measured54
The quick read

46563 ranks in the top 23% of ZIP areas measured for employment opportunity, with unemployment at 3.4% and median household income of $73,293. The unemployment rate is published for Plymouth, IN, which contains 46563, rather than for 46563 alone.

In the public schools here, 39% of students met the state standard in mathematics, with 14.1 students for every teacher.

Housing is more affordable relative to local incomes than in most ZIP areas measured: rent takes 24% of renter income and the median home is 2.3 times what its owners earn.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
23,615
2024 ACS 5-Year
Median household income
$73,293
Top 48% nationally
Density
154/sq mi
153.1 sq mi of land
Median age
41.9
2024 ACS 5-Year
City
Plymouth
Indiana
Micro area
Nearest major airport
SBN
24 mi · South Bend Intl
Median home value
$200,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Plymouth, IN, which contains 46563, is 3.4%, lower than in 84% of the 3,127 measured US ZIP areas.

Employment across Plymouth, IN, which contains 46563, grew 0.3% over the past year, to 22,801 employed residents.

MetricValueCompared nationallySource period
Income of new arrivalsMarshall County, IN’s figurefiling years 2022–2023$56,55624th percentileof 2,996filing years 2022–2023
Income of those who leftMarshall County, IN’s figurefiling years 2022–2023$58,12227th percentileof 2,996filing years 2022–2023
Median household income ±$4,8072024 ACS 5-Year$73,293Top 48%of 31,0492024 ACS 5-Year
Per capita income ±$2,3522024 ACS 5-Year$36,442Top 50%of 32,8222024 ACS 5-Year
Poverty rate ±3%2024 ACS 5-Year9.8%Top 48%of 32,8462024 ACS 5-Year
Average commute ±1.5 min2024 ACS 5-Year24.2 minTop 31%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±3%2024 ACS 5-Year22.8%Bottom 49%of 33,1932024 ACS 5-Year
Drove alone to work ±2%2024 ACS 5-Year77.9%58th percentileof 32,7982024 ACS 5-Year
EmploymentPlymouth, IN’s figureJuly 202622,801Bottom 23%of 3,127July 2026
Employment change (3 years)Plymouth, IN’s figureJuly 2026+1.5%Top 28%of 3,127July 2026
Employment change (year over year)Plymouth, IN’s figureJuly 2026+0.3%Top 31%of 3,127July 2026
Labor forcePlymouth, IN’s figureJuly 202623,60223rd percentileof 3,127July 2026
Labor force participation ±3%2024 ACS 5-Year80.6%Top 40%of 32,8832024 ACS 5-Year
Public transit to work ±0.2%2024 ACS 5-Year0.2%64th percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Plymouth, IN’s figureJuly 2026−0.7%Top 20%of 3,127July 2026
Unemployment ratePlymouth, IN’s figureJuly 20263.4%Top 16%of 3,127July 2026
Worked from home ±1%2024 ACS 5-Year5.5%27th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202473k56k
Each point is a separate five-year estimate, most recently $73,293 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Plymouth, IN, the city containing this ZIP code.

39% of students met the state standard in mathematics and 53% in reading, across the schools here that reported results.

There are 14.1 students for every full-time teacher across 7 public schools, fewer than in most measured places.

Public schools
7
2024-25 school year
Students per teacher
14.1
across all schools here
Math proficiency
39.2%
Bottom 41% in Indiana
Reading proficiency
52.6%
Top 28% in Indiana
All 7 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Plymouth High SchoolPlymouth Community School Corp1,03413.131%68%
Lincoln Junior High SchoolPlymouth Community School Corp49813.842%51%
Riverside IntermediatePlymouth Community School Corp45015.548%60%
Menominee Elementary SchoolPlymouth Community School Corp37915.832%37%
Webster Elementary SchoolPlymouth Community School Corp31014.837%32%
Washington Discovery AcademyPlymouth Community School Corp25714.357%52%
Jefferson Elementary SchoolPlymouth Community School Corp24014.147%27%

53.5% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Indiana’s own standard, so it is ranked within state. How to read school figures.

The Federal Housing Finance Agency’s house price index for the non-metropolitan parts of Indiana is up 51% over five years, and up 5.5% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $1,358 a year in real estate taxes, about 0.68% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,008, close to the $955 tenants already here pay.

At HUD’s Fair Market Rent of $1,008 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $40,300 a year, about 55% of the median household income here of $73,293.

The typical renter household here spends 24% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $955 a month.

A median home at $200,600 costs 2.3 times the median income of its owner-occupied households, $86,075, close to the historic benchmark for an affordable market.

Rent as a share of income
24.4%
Below the 30% cost-burdened threshold
Home price to income
2.3×
median home value ÷ owner household income
Market rent, two bedroom
$1,008
what a new lease costs · FY2026
Median gross rent
$955
what tenants now pay · 2024 ACS 5-Year
Median home value
$200,600
2024 ACS 5-Year

The figures above are measured against 46563’s median household income of $73,293, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Home price change (1 year)the non-metropolitan parts of Indiana’s figure2026 Q2+5.5%85th percentileof 3,0712026 Q2
Home price change (5 years)the non-metropolitan parts of Indiana’s figure2026 Q2+50.9%78th percentileof 3,0712026 Q2
Home price change (10 years)the non-metropolitan parts of Indiana’s figure2026 Q2+103.3%62nd percentileof 3,0712026 Q2
Home price to income ±0.22024 ACS 5-Year2.3Top 35%of 29,2752024 ACS 5-Year
Homeownership rate ±3%2024 ACS 5-Year73.4%36th percentileof 32,7502024 ACS 5-Year
Housing units ±2812024 ACS 5-Year10,27884th percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$824Top 11%of 3,031FY2026
Market rent, three bedroomFY2026$1,225Top 5%of 3,031FY2026
Market rent, two bedroomFY2026$1,008Top 10%of 3,031FY2026
Median gross rent ±$422024 ACS 5-Year$955Top 44%of 26,3962024 ACS 5-Year
Median home value ±$13,8982024 ACS 5-Year$200,60044th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$872024 ACS 5-Year$1,35831st percentileof 28,9352024 ACS 5-Year
Owner household income ±$2,8732024 ACS 5-Year$86,075Top 46%of 29,8022024 ACS 5-Year
Property tax rate ±0.06%2024 ACS 5-Year0.68%30th percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year24.4%Top 29%of 26,2472024 ACS 5-Year
Seasonal and second homes ±632024 ACS 5-Year11377th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year1.1%50th percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year7.3%52nd percentileof 32,7882024 ACS 5-Year
Vacant housing units ±2622024 ACS 5-Year86185th percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures.

Development Momentum

61/ 100
Top 29% of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 37 units permitted over the past twelve months, none were in buildings of five or more homes. The multifamily share is published for Plymouth, IN, which contains 46563, rather than for 46563 alone.

At 3.5 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas. The permit rate is published for Plymouth, IN, which contains 46563, rather than for 46563 alone.

Units permitted
37
12 months ending July 2026
Per 1,000 residents
3.5
Top 45% nationally
Year over year
+48%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

People moving in and out

Net migration
−0.2%
of residents, in a year
Arrivals from another state
26%
of people moving in
Income of arrivals
$56,556
average per tax return
Income of those who left
$58,122
average per tax return

Where newcomers came from

  1. St. Joseph County, IN 450 people · 22% of arrivals
  2. Kosciusko County, IN 211 people · 10% of arrivals
  3. Elkhart County, IN 207 people · 10.0% of arrivals
  4. Starke County, IN 187 people · 9.0% of arrivals
  5. Fulton County, IN 150 people · 7.2% of arrivals

Where people who left went

  1. St. Joseph County, IN 455 people · 21% of departures
  2. Elkhart County, IN 209 people · 9.8% of departures
  3. Starke County, IN 207 people · 9.7% of departures
  4. Kosciusko County, IN 183 people · 8.5% of departures
  5. Fulton County, IN 151 people · 7.0% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Marshall County, IN. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Plymouth, IN, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 83°F and January a low of 17°F.

Normal annual precipitation is 39.2 inches, including 64.5 inches of snow.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station SOUTH BEND MICHIANA RGNL AP, 24.3 miles from this location.

Precipitation

JFMAMJJASOND4.2"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals39.2"1991-2020 Normals
Annual snowfall1991-2020 Normals64.5"1991-2020 Normals
Average January low1991-2020 Normals17°F1991-2020 Normals
Average July high1991-2020 Normals83°F1991-2020 Normals
Comfortable months1991-2020 Normals51991-2020 Normals
Seasonal temperature swing1991-2020 Normals48°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

82 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, cold wave and tornado, with inland flooding alone responsible for 44% of it. Inland flooding and cold wave are independently rated low or minimal nationally, so this describes how the loss is composed, not how large those hazards are.

Overall hazard risk is lower than 81% of measured US ZIP areas.

TornadoElevated
HailModerate
EarthquakeModerate
Heat waveModerate

Low or minimal exposure: lightning, cold wave, drought, strong wind, inland flooding, winter weather, landslide, hurricane, ice storm, wildfire, avalanche, coastal flooding, tsunami, volcanic activity.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
0.0
per 100,000 residents
Firearm deaths, all intents
12.8
per 100,000 residents · modeled, not measured
Drug overdose
15.2
per 100,000 residents · modeled, not measured
Suicide
16.1
per 100,000 residents · modeled, not measured

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 46563 (Marshall County) rather than 46563 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Plymouth carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Cost of living
Price parities are published for metropolitan areas, and this place lies outside one.
Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. Cost of living is published where the Bureau of Economic Analysis measures it, though not for this place. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

5 major airports lie within 100 miles, the nearest South Bend Intl at 24 miles.

MetricValueCompared nationallySource period
Broadband access ±1%2024 ACS 5-Year86.7%Bottom 37%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle24 miBottom 37%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle5Top 44%of 3,127NASR current cycle
No internet access ±2%2024 ACS 5-Year9.5%Bottom 41%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
South Bend IntlSBN24 mi8,412 ft
Grissom ARBGUS50 mi12,501 ft
Gary/Chicago IntlGYY59 mi8,859 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
70
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

46563 vs Plymouth

How this ZIP area compares with Plymouth as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

46563
Plymouth
Median household income: 46563 is the more favorable of the two.
Median household income
$73,293
vs
$58,623
Per capita income: 46563 is the more favorable of the two.
Per capita income
$36,442
vs
$30,962
Population density
154/sq mi
vs
1,409/sq mi
Median home value
$200,600
vs
$131,800
Median gross rent: 46563 is the more favorable of the two.
Median gross rent
$955
vs
$957
Homeownership rate
73.4%
vs
57.8%
Bachelor's degree or higher: Plymouth is the more favorable of the two.
Bachelor's degree or higher
22.8%
vs
23.7%
Poverty rate: 46563 is the more favorable of the two.
Poverty rate
9.8%
vs
13.4%
Median age
41.9
vs
37.7

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.