AreaProfile

10704Yonkers, New York

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 10704.

70
Area Score
Top 18% of 695 published profiles

How we calculate this

How this area ranks
OpportunityTop 13% of 727 published ZIP areas73
Growth534th of 701 published ZIP areas31
Housing affordabilityTop 49% of 800 published ZIP areas70
ClimateTop 38% of 779 published ZIP areas73
Physical resilienceTop 12% of 800 published ZIP areas85
Access601st of 779 published ZIP areas92
Economic stabilityTop 48% of 800 published ZIP areas60
The quick read

10704 ranks in the top 13% of published ZIP profiles for employment opportunity, with unemployment at 4.1% and median household income of $106,786.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 10704 in the top 12% for physical resilience.

A major airport is 20 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
31,921
2024 ACS 5-Year
Median household income
$106,786
Top 15% nationally
Density
11,960/sq mi
2.7 sq mi of land
Median age
41.6
2024 ACS 5-Year
City
Yonkers
New York
Metro area
New York-Newark-Jersey City, NY-NJ
Nearest major airport
JFK
20 mi · John F Kennedy Intl
Median home value
$526,800
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.1% is lower than 80% of the 1,061 measured US ZIP areas.

Employment grew 0.1% over the past year, to 106,786 employed residents.

36% of adults hold a four-year degree, higher than 75% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$8,102$106,786Top 15%2024 ACS 5-Year
Per capita income ±$3,055$45,406Top 27%2024 ACS 5-Year
Poverty rate11.5%Top 46%2024 ACS 5-Year
Average commute39.4 minTop 9%2024 ACS 5-Year
Bachelor's degree or higher36.0%Top 25%2024 ACS 5-Year
Employment106,786Bottom 14%June 2026
Employment change (3 years)-0.6%Bottom 38%June 2026
Employment change (year over year)0.1%Top 27%June 2026
Labor force111,391Bottom 15%June 2026
Labor force participation63.8%Top 38%2024 ACS 5-Year
Mean annual wage$86,310Top 9%2025 OEWS
Median annual wage$61,430Top 10%2025 OEWS
Unemployment change (year over year)0.3%Top 41%June 2026
Unemployment rate4.1%Bottom 20%June 2026
Median household income, successive ACS releases
2021202220232024110k88k
Each point is a separate five-year estimate, most recently $106,786 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — New York-Newark-Jersey City, NY-NJ
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides644,700$39,680
Retail Salespersons202,080$38,280
Registered Nurses197,740$119,720
Janitors and Cleaners, Except Maids and Housekeeping Cleaners183,030$42,840
General and Operations Managers177,850$157,000
Cashiers173,830$35,950

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Yonkers, NY, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $1,906 takes 21% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.9 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
21.4%
Below the 30% cost-burdened threshold
Home price to income
4.9×
median home value ÷ median income
Median gross rent
$1,906
2024 ACS 5-Year
Median home value
$526,800
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income4.93Top 17%2024 ACS 5-Year
Homeownership rate60.9%Bottom 17%2024 ACS 5-Year
Housing units ±62212,750Top 11%2024 ACS 5-Year
Median gross rent ±$78$1,906Top 10%2024 ACS 5-Year
Median home value ±$29,990$526,800Top 12%2024 ACS 5-Year
Rent as a share of income21.4%Top 28%2024 ACS 5-Year
Vacancy rate4.6%Bottom 20%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
31/ 100
Ranks 534 of 701 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

83% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 1.0 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
209
12 months ending July 2026
Per 1,000 residents
1.0
Bottom 10% nationally
Year over year
+31%
vs the prior twelve months
Multifamily share
83.3%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Yonkers, NY, the city containing this ZIP code.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 86°F and January a low of 29°F.

Normal annual precipitation is 45.3 inches, including 29.8 inches of snow.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station NEW YORK LAGUARDIA AP, 9.7 miles from this location.
Precipitation
JFMAMJJASOND4.4"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation45.3"1991-2020 Normals
Annual snowfall29.8"1991-2020 Normals
Average January low29°F1991-2020 Normals
Average July high86°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing45°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

85 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, earthquake and coastal flooding.

EarthquakeElevated
HurricaneModerate
LandslideModerate
Coastal floodingModerate

Low or minimal exposure: strong wind, inland flooding, winter weather, lightning, heat wave, cold wave, ice storm, tornado, wildfire, hail, drought, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

4 major airports lie within 100 miles, the nearest 20 miles away.

AirportCodeDistanceLongest runway
John F Kennedy IntlJFK20 mi14,511 ft
Newark Liberty IntlEWR22 mi9,999 ft
New York Stewart IntlSWF42 mi11,817 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
70
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

10704 vs Yonkers

How this ZIP area compares with Yonkers as a whole. Both figures come from the same ACS release, so the comparison is like for like.

10704
Yonkers
Median household income
$106,786
vs
$83,549
Per capita income
$45,406
vs
$44,122
Population density
11,960/sq mi
vs
11,662/sq mi
Median home value
$526,800
vs
$501,600
Median gross rent
$1,906
vs
$1,784
Homeownership rate
60.9%
vs
46.2%
Bachelor's degree or higher
36.0%
vs
35.7%
Poverty rate
11.5%
vs
13.8%
Median age
41.6
vs
39.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.