Cortland County, NY

County Profile

46,246 residents. Safety, jobs, income, housing cost, climate and natural-hazard risk for Cortland County, NY.

Several figures AreaProfile publishes are measured by county and nowhere finer — death rates by intent among them. On this page those describe the geography they are printed on, which is not true of the city and ZIP pages that inherit them.

50out of 100
Area Score
Bottom 17% of 1,453 profiles measured

How we calculate this

How this area ranks

Data updated · 13 sources
Opportunity822nd of 1,463 counties measured52
Schools1,080th of 1,377 counties measured27
Growth1,356th of 1,453 counties measured22
Housing affordability828th of 1,462 counties measured72
Climate1,339th of 1,463 counties measured54
Physical resilience935th of 1,463 counties measured49
AccessTop 48% of 1,463 counties measured82
Economic stabilityTop 36% of 1,463 counties measured69
The quick read

Unemployment is 4.5% and median household income $70,418, putting employment conditions in the middle range of counties measured.

In the public schools here, 54% of students met the state standard in mathematics, with 10.1 students for every teacher.

Residential permitting has slowed: 31 units authorized over the past twelve months, 18% below the prior year.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
46,246
2024 ACS 5-Year
Median household income
$70,418
Top 36% nationally
Density
93/sq mi
498.8 sq mi of land
Median age
37.0
2024 ACS 5-Year
County
Cortland County
New York
Micro area
Nearest major airport
SYR
36 mi · Syracuse Hancock Intl
Median home value
$162,100
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.5% — higher than in all but 35% of the 1,467 measured US counties.

Employment fell 1.1% over the past year, to 20,390 employed residents.

29% of adults hold a four-year degree, higher than 74% of measured US counties.

MetricValueCompared nationallySource period
Income of new arrivalsfiling years 2022–2023$54,53638th percentileof 1,417filing years 2022–2023
Income of those who leftfiling years 2022–2023$54,59340th percentileof 1,417filing years 2022–2023
Median household income ±$2,9122024 ACS 5-Year$70,418Top 36%of 3,2222024 ACS 5-Year
Per capita income ±$1,0532024 ACS 5-Year$34,752Bottom 49%of 3,2222024 ACS 5-Year
Per-capita personal income2023$50,540Bottom 26%of 1,3892023
Poverty rate ±2%2024 ACS 5-Year10.8%Top 33%of 3,2222024 ACS 5-Year
Average commute ±0.9 min2024 ACS 5-Year24.3 minTop 40%of 3,2222024 ACS 5-Year
Bachelor's degree or higher ±2%2024 ACS 5-Year29.1%Top 26%of 3,2222024 ACS 5-Year
Drove alone to work ±2%2024 ACS 5-Year72.3%21st percentileof 3,2222024 ACS 5-Year
EmploymentJuly 202620,390Bottom 32%of 1,467July 2026
Employment change (3 years)July 2026+1.2%Top 35%of 1,467July 2026
Employment change (year over year)July 2026−1.1%Bottom 40%of 1,467July 2026
Labor forceJuly 202621,34232nd percentileof 1,467July 2026
Labor force participation ±2%2024 ACS 5-Year79.8%Top 29%of 3,2222024 ACS 5-Year
Public transit to work ±0.7%2024 ACS 5-Year0.9%85th percentileof 3,2222024 ACS 5-Year
Unemployment change (year over year)July 2026+0.2%Bottom 27%of 1,467July 2026
Unemployment rateJuly 20264.5%Bottom 35%of 1,467July 2026
Worked from home ±1%2024 ACS 5-Year7.8%43rd percentileof 3,2222024 ACS 5-Year

Unemployment rate

2021/072022/072023/072024/072025/072026/075.72.9
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 4.5% in July 2026. It has been rising for the last 2 months, over a series running from 2020-01 to 2026-07. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.

Median household income, successive ACS releases

202120222023202470k62k
Each point is a separate five-year estimate, most recently $70,418 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

54% of students met the state standard in mathematics and 51% in reading, across the schools here that reported results.

There are 10.1 students for every full-time teacher across 17 public schools, fewer than in most measured places.

Public schools
17
2024-25 school year
Students per teacher
10.1
across all schools here
Math proficiency
53.9%
Bottom 7% in New York
Reading proficiency
51.3%
Bottom 14% in New York
The 12 largest of 17 public schools, by enrollment.
SchoolDistrictStudentsPer teacherMathReading
Cortland High SchoolCORTLAND CITY SCHOOL DISTRICT58210.498%92%
Homer Senior High SchoolHOMER CENTRAL SCHOOL DISTRICT55810.998%98%
Homer Intermediate SchoolHOMER CENTRAL SCHOOL DISTRICT44311.742%37%
Homer Elementary SchoolHOMER CENTRAL SCHOOL DISTRICT43011.9——
Franklyn S Barry Primary SchoolCORTLAND CITY SCHOOL DISTRICT41711.332%27%
Homer Junior High SchoolHOMER CENTRAL SCHOOL DISTRICT3978.641%44%
William Appleby Elementary SchoolMARATHON CENTRAL SCHOOL DISTRICT37810.832%26%
Marathon High SchoolMARATHON CENTRAL SCHOOL DISTRICT2958.947%57%
Fe Smith Intermediate SchoolCORTLAND CITY SCHOOL DISTRICT29111.647%32%
Cortland Junior High SchoolCORTLAND CITY SCHOOL DISTRICT2749.817%25%
Randall Middle SchoolCORTLAND CITY SCHOOL DISTRICT2729.137%22%
McGraw Elementary SchoolMCGRAW CENTRAL SCHOOL DISTRICT26411.542%42%

48.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against New York’s own standard, so it is ranked within state. How to read school figures.

The Federal Housing Finance Agency’s house price index for the non-metropolitan parts of New York is up 52% over five years, and up 6.7% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $4,149 a year in real estate taxes, about 2.56% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,198, some 22% above the $984 tenants already here pay.

At HUD’s Fair Market Rent of $1,198 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $47,900 a year, about 68% of the median household income here of $70,418.

The typical renter household here spends 30% of its income on rent, at the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $984 a month.

A median home at $162,100 costs 1.9 times the median income of its owner-occupied households, $85,175, close to the historic benchmark for an affordable market.

Rent as a share of income
30.3%
Above the 30% cost-burdened threshold
Home price to income
1.9×
median home value ÷ owner household income
Market rent, two bedroom
$1,198
what a new lease costs · FY2026
Median gross rent
$984
what tenants now pay · 2024 ACS 5-Year
Median home value
$162,100
2024 ACS 5-Year

The figures above are measured against Cortland County’s median household income of $70,418, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Home price change (1 year)the non-metropolitan parts of New York’s figure2026 Q2+6.7%94th percentileof 1,4312026 Q2
Home price change (5 years)the non-metropolitan parts of New York’s figure2026 Q2+52.3%79th percentileof 1,4312026 Q2
Home price change (10 years)the non-metropolitan parts of New York’s figure2026 Q2+101.7%63rd percentileof 1,4312026 Q2
Home price to income ±0.12024 ACS 5-Year1.9Top 18%of 3,2182024 ACS 5-Year
Homeownership rate ±2%2024 ACS 5-Year66.3%18th percentileof 3,2222024 ACS 5-Year
Housing units ±642024 ACS 5-Year20,84166th percentileof 3,2222024 ACS 5-Year
Market rent, one bedroomFY2026$960Top 50%of 1,423FY2026
Market rent, three bedroomFY2026$1,510Top 47%of 1,423FY2026
Market rent, two bedroomFY2026$1,198Bottom 48%of 1,423FY2026
Median gross rent ±$502024 ACS 5-Year$984Bottom 33%of 3,2162024 ACS 5-Year
Median home value ±$3,1722024 ACS 5-Year$162,10039th percentileof 3,2192024 ACS 5-Year
Median property taxes ±$1452024 ACS 5-Year$4,14993rd percentileof 3,1722024 ACS 5-Year
Owner household income ±$4,3722024 ACS 5-Year$85,175Top 32%of 3,2182024 ACS 5-Year
Property tax rate ±0.10%2024 ACS 5-Year2.56%99th percentileof 3,1262024 ACS 5-Year
Rent as a share of income ±3%2024 ACS 5-Year30.3%Bottom 26%of 3,2172024 ACS 5-Year
Seasonal and second homes ±1252024 ACS 5-Year47257th percentileof 3,2222024 ACS 5-Year
Second homes2024 ACS 5-Year2.3%46th percentileof 3,2222024 ACS 5-Year
Vacancy rate2024 ACS 5-Year6.6%29th percentileof 3,2222024 ACS 5-Year
Vacant housing units ±3762024 ACS 5-Year1,84252nd percentileof 3,2222024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures.

Development Momentum

22/ 100
Ranks 1,356 of 1,453 published county profiles
Permitting has been falling for the last 2 years of a series running from 2022 to 2025. That is the direction of the recent run. The chart below compares the first year with the last, which can point the other way.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has fallen 2% since 2020, to 45,945 in 2024.

New construction is predominantly single-family: of 31 units permitted over the past twelve months, only 19% are in buildings of five or more homes.

Federal tax returns show Cortland County lost about 0.6% of its residents through moves within the US in the most recent year, counting those who arrived against those who left. Households that moved in reported an average income of $54,536, close to the $54,593 of households that moved out.

At 0.7 permitted units per 1,000 residents, building activity is below the median for measured US counties.

Units permitted
31
12 months ending July 2026
Per 1,000 residents
0.7
Bottom 11% nationally
Year over year
−18%
vs the prior twelve months
Multifamily share
19.4%
units in 5+ unit buildings

Population, annual estimates

2020202120222023202447k46k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been holding roughly steady, over a series running from 2020 to 2024.

People moving in and out

Net migration
−0.6%
of residents, in a year
Arrivals from another state
25%
of people moving in
Income of arrivals
$54,536
average per tax return
Income of those who left
$54,593
average per tax return

Where newcomers came from

  1. Tompkins County, NY 325 people · 21% of arrivals
  2. Onondaga County, NY 191 people · 12% of arrivals
  3. Broome County, NY 124 people · 8.1% of arrivals
  4. Cayuga County, NY 88 people · 5.7% of arrivals
  5. Chenango County, NY 82 people · 5.3% of arrivals

Where people who left went

  1. Tompkins County, NY 273 people · 16% of departures
  2. Onondaga County, NY 213 people · 12% of departures
  3. Broome County, NY 147 people · 8.4% of departures
  4. Cayuga County, NY 75 people · 4.3% of departures
  5. Chenango County, NY 67 people · 3.8% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. IRS Statistics of Income, filing years 2022–2023.

Housing units permitted per year

20222023202420254833
Annual totals from the Census Building Permits Survey. Permitting in 2025 was lower than 2022 (−23%).

Weather & climate

4 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 79°F and January a low of 13°F.

Normal annual precipitation is 41.7 inches.

0°20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ITHACA 13 E, 13.7 miles from this location.

Precipitation

JFMAMJJASOND4.2"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals41.7"1991-2020 Normals
Average January low1991-2020 Normals13°F1991-2020 Normals
Average July high1991-2020 Normals79°F1991-2020 Normals
Comfortable months1991-2020 Normals41991-2020 Normals
Seasonal temperature swing1991-2020 Normals46°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

49 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and cold wave, with inland flooding alone responsible for 85% of it. tornado and cold wave are independently rated low or minimal nationally, so this describes how the loss is composed, not how large those hazards are.

Inland floodingElevated
HurricaneModerate
Heat waveModerate

Low or minimal exposure: landslide, ice storm, winter weather, earthquake, tornado, lightning, cold wave, hail, avalanche, strong wind, wildfire, drought, tsunami, coastal flooding, volcanic activity.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). These are FEMA’s own figures for this county rather than a value derived from surrounding geographies. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Cortland County has a modeled homicide rate of about 2.4 per 100,000 residents a year, because the CDC suppresses counts this small, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at about 8.0 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.

Drug overdose deaths run at about 13.9 per 100,000 residents in Cortland County.

Homicide
2.4
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
8.0
per 100,000 residents · modeled, not measured
Drug overdose
13.9
per 100,000 residents · modeled, not measured
Suicide
13.7
per 100,000 residents · modeled, not measured

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe Cortland County as a whole. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. City profiles inside this area carry their own figure where their department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Cost of living
Price parities are published for metropolitan areas, and this place lies outside one.
Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. Cost of living is published where the Bureau of Economic Analysis measures it, though not for this place. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

4 major airports lie within 100 miles, the nearest Syracuse Hancock Intl at 36 miles.

MetricValueCompared nationallySource period
Broadband access ±2%2024 ACS 5-Year88.3%Top 39%of 3,2222024 ACS 5-Year
Distance to major airportNASR current cycle36 miBottom 49%of 1,463NASR current cycle
Major airports within 100 milesNASR current cycle4Top 43%of 1,463NASR current cycle
No internet access ±1%2024 ACS 5-Year8.8%Top 38%of 3,2222024 ACS 5-Year
AirportCodeDistanceLongest runway
Syracuse Hancock IntlSYR36 mi9,013 ft
Elmira/Corning RgnlELM51 mi8,001 ft
Griffiss IntlRME56 mi11,820 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

Customize your score

What matters to you?

Choose what you weight most heavily. Nothing is saved to an account — your preferences stay in this browser, and the Area Score never changes.

Area Score
50
Your Score
—

Select one or more priorities to see how this location scores against them.

Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
IncomeU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated September 26, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

Cities in Cortland County, NY